The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AT&T INC COMMON STOCK 00206R102   198,400 10,382 SH   DFND 1 10,382 0 0
ABBOTT LABORATORIES COMMON STOCK 002824100   2,580,815 24,837 SH   DFND 1 23,237 0 1,600
ABBOTT LABORATORIES COMMON STOCK 002824100   353,294 3,400 SH   OTR 1 3,400 0 0
ABBVIE INC COMMON STOCK 00287Y109   5,009,928 29,209 SH   DFND 1 27,609 0 1,600
ABBVIE INC COMMON STOCK 00287Y109   589,514 3,437 SH   OTR 1 3,437 0 0
ADOBE SYSTEMS INC COMMON STOCK 00724F101   3,494,902 6,291 SH   DFND 1 6,291 0 0
ADVANCED MICRO DEVICES INC COMMON STOCK 007903107   3,185,315 19,637 SH   DFND 1 19,637 0 0
AIR PRODUCTS & CHEMICAL INC COMMON STOCK 009158106   1,150,390 4,458 SH   DFND 1 4,458 0 0
ALLSTATE CORP COMMON STOCK 020002101   1,033,158 6,471 SH   DFND 1 6,471 0 0
ALPHABET INC COMMON STOCK 02079K107   10,595,439 57,766 SH   DFND 1 57,766 0 0
ALPHABET INC COMMON STOCK 02079K107   440,208 2,400 SH   OTR 1 2,400 0 0
ALPHABET INC COMMON STOCK 02079K305   10,869,805 59,675 SH   DFND 1 59,675 0 0
ALPHABET INC COMMON STOCK 02079K305   437,160 2,400 SH   OTR 1 2,400 0 0
AMAZON.COM INC COMMON STOCK 023135106   16,368,479 84,701 SH   DFND 1 84,701 0 0
AMERICAN ELECTRIC POWER CO COMMON STOCK 025537101   459,054 5,232 SH   DFND 1 5,232 0 0
AMERICAN EXPRESS CO COMMON STOCK 025816109   1,436,073 6,202 SH   DFND 1 6,202 0 0
AMGEN INC COMMON STOCK 031162100   329,948 1,056 SH   DFND 1 1,056 0 0
AMPHENOL CORP COMMON STOCK 032095101   1,016,208 15,084 SH   DFND 1 15,084 0 0
ANALOG DEVICES COMMON STOCK 032654105   227,117 995 SH   DFND 1 995 0 0
APPLE INC COMMON STOCK 037833100   34,954,927 165,962 SH   DFND 1 165,962 0 0
APPLE INC COMMON STOCK 037833100   2,344,411 11,131 SH   OTR 1 11,131 0 0
APPLIED MATERIALS INC COMMON STOCK 038222105   396,228 1,679 SH   DFND 1 1,679 0 0
APPLIED MATERIALS INC COMMON STOCK 038222105   47,198 200 SH   OTR 1 200 0 0
ARISTA NETWORKS INC COMMON STOCK 040413106   771,056 2,200 SH   DFND 1 2,200 0 0
ASTRAZENECA COMMON STOCK 046353108   812,894 10,423 SH   DFND 1 10,423 0 0
AUTOLIV INC COMMON STOCK 052800109   249,287 2,330 SH   DFND 1 2,330 0 0
AUTOMATIC DATA PROCESSING INC COMMON STOCK 053015103   1,385,597 5,805 SH   DFND 1 5,805 0 0
AUTOMATIC DATA PROCESSING INC COMMON STOCK 053015103   486,928 2,040 SH   OTR 1 2,040 0 0
AUTOZONE INC COMMON STOCK 053332102   749,914 253 SH   DFND 1 253 0 0
BANK OF HAWAII CORP COMMON STOCK 062540109   4,187,658 73,198 SH   DFND 1 73,198 0 0
BANK OF HAWAII CORP COMMON STOCK 062540109   326,326 5,704 SH   OTR 1 5,704 0 0
BECTON DICKINSON & CO COMMON STOCK 075887109   225,764 966 SH   DFND 1 966 0 0
BERKSHIRE HATHAWAY INC COMMON STOCK 084670702   6,401,000 15,735 SH   DFND 1 15,735 0 0
BERKSHIRE HATHAWAY INC COMMON STOCK 084670702   20,340 50 SH   OTR 1 50 0 0
BLACKROCK INC COMMON STOCK 09247X101   1,537,635 1,953 SH   DFND 1 1,953 0 0
BLACKROCK INC COMMON STOCK 09247X101   129,908 165 SH   OTR 1 165 0 0
BOOKING HOLDINGS INC. COMMON STOCK 09857L108   249,575 63 SH   DFND 1 63 0 0
BOSTON SCIENTIFIC CORP COMMON STOCK 101137107   2,339,791 30,383 SH   DFND 1 30,383 0 0
BRISTOL MYERS SQUIBB CO COMMON STOCK 110122108   501,101 12,066 SH   DFND 1 12,066 0 0
BRISTOL MYERS SQUIBB CO COMMON STOCK 110122108   232,568 5,600 SH   OTR 1 5,600 0 0
BROADCOM INC COMMON STOCK 11135F101   3,589,972 2,236 SH   DFND 1 2,236 0 0
BURLINGTON STORES INC. COMMON STOCK 122017106   762,000 3,175 SH   DFND 1 3,175 0 0
CSX CORP COMMON STOCK 126408103   348,215 10,410 SH   DFND 1 10,410 0 0
CADENCE DESIGN SYSTEMS INC COMMON STOCK 127387108   1,210,082 3,932 SH   DFND 1 3,932 0 0
CARRIER GLOBAL CORP COMMON STOCK 14448C104   850,070 13,476 SH   DFND 1 13,476 0 0
CATERPILLAR INC COMMON STOCK 149123101   4,376,936 13,140 SH   DFND 1 13,140 0 0
CATERPILLAR INC COMMON STOCK 149123101   866,060 2,600 SH   OTR 1 2,600 0 0
CHEVRON CORP COMMON STOCK 166764100   4,658,967 29,785 SH   DFND 1 29,785 0 0
CISCO SYSTEMS COMMON STOCK 17275R102   1,945,203 40,943 SH   DFND 1 40,943 0 0
CINTAS CORP COMMON STOCK 172908105   315,117 450 SH   DFND 1 450 0 0
CITIGROUP INC COMMON STOCK 172967424   681,944 10,746 SH   DFND 1 10,746 0 0
CITIGROUP INC COMMON STOCK 172967424   31,730 500 SH   OTR 1 500 0 0
COCA COLA CO COMMON STOCK 191216100   3,625,509 56,960 SH   DFND 1 56,960 0 0
COCA COLA CO COMMON STOCK 191216100   381,900 6,000 SH   OTR 1 6,000 0 0
CONOCOPHILLIPS COMMON STOCK 20825C104   2,039,626 17,832 SH   DFND 1 17,832 0 0
CONOCOPHILLIPS COMMON STOCK 20825C104   45,752 400 SH   OTR 1 400 0 0
CONSTELLATION ENERGY COMMON STOCK 21037T109   1,186,199 5,923 SH   DFND 1 5,923 0 0
COPART INC COMMON STOCK 217204106   227,472 4,200 SH   DFND 1 4,200 0 0
COSTCO WHOLESALE CORP COMMON STOCK 22160K105   1,353,184 1,592 SH   DFND 1 1,592 0 0
COSTCO WHOLESALE CORP COMMON STOCK 22160K105   7,650 9 SH   OTR 1 9 0 0
DANAHER CORP COMMON STOCK 235851102   2,894,519 11,585 SH   DFND 1 11,585 0 0
DEERE & CO COMMON STOCK 244199105   390,817 1,046 SH   DFND 1 1,046 0 0
DEXCOM INC COMMON STOCK 252131107   1,247,180 11,000 SH   DFND 1 11,000 0 0
DIAGEO PLC COMMON STOCK 25243Q205   345,083 2,737 SH   DFND 1 2,737 0 0
DISNEY WALT CO COMMON STOCK 254687106   1,210,152 12,188 SH   DFND 1 12,188 0 0
DISNEY WALT CO COMMON STOCK 254687106   39,716 400 SH   OTR 1 400 0 0
DOLLAR TREE INC COMMON STOCK 256746108   226,244 2,119 SH   DFND 1 2,119 0 0
DRAFTKINGS INC COMMON STOCK 26142V105   1,010,665 26,478 SH   DFND 1 26,478 0 0
DUKE ENERGY CORP COMMON STOCK 26441C204   1,010,520 10,082 SH   DFND 1 10,082 0 0
DUPONT DE NEMOURS INC COMMON STOCK 26614N102   406,960 5,056 SH   DFND 1 5,056 0 0
DUPONT DE NEMOURS INC COMMON STOCK 26614N102   16,098 200 SH   OTR 1 200 0 0
EMBRAER SA COMMON STOCK 29082A107   777,614 30,140 SH   DFND 1 30,140 0 0
EMERSON ELECTRIC CO COMMON STOCK 291011104   979,652 8,893 SH   DFND 1 8,893 0 0
EMERSON ELECTRIC CO COMMON STOCK 291011104   341,496 3,100 SH   OTR 1 3,100 0 0
EXXON MOBIL CORP COMMON STOCK 30231G102   5,218,389 45,330 SH   DFND 1 44,306 0 1,024
EXXON MOBIL CORP COMMON STOCK 30231G102   425,944 3,700 SH   OTR 1 3,700 0 0
META PLATFORMS INC COMMON STOCK 30303M102   10,589,634 21,002 SH   DFND 1 21,002 0 0
FIFTH THIRD BANCORP COMMON STOCK 316773100   220,472 6,042 SH   DFND 1 6,042 0 0
FISERV INC COMMON STOCK 337738108   584,684 3,923 SH   DFND 1 3,923 0 0
FIRSTENERGY CORP COMMON STOCK 337932107   727,242 19,003 SH   DFND 1 19,003 0 0
FREEPORT-MCMORAN INC., COMMON STOCK 35671D857   493,192 10,148 SH   DFND 1 10,148 0 0
GFL ENVIRONMENTAL INC COMMON STOCK 36168Q104   785,103 20,167 SH   DFND 1 20,167 0 0
GENERAL DYNAMICS CORP COMMON STOCK 369550108   2,705,270 9,324 SH   DFND 1 9,324 0 0
GENERAL MILLS INC COMMON STOCK 370334104   753,426 11,910 SH   DFND 1 11,910 0 0
GENERAL MILLS INC COMMON STOCK 370334104   253,040 4,000 SH   OTR 1 4,000 0 0
GENUINE PARTS CO COMMON STOCK 372460105   318,136 2,300 SH   OTR 1 2,300 0 0
GILEAD SCIENCES INC COMMON STOCK 375558103   661,881 9,647 SH   DFND 1 9,647 0 0
GILEAD SCIENCES INC COMMON STOCK 375558103   34,305 500 SH   OTR 1 500 0 0
GOLDMAN SACHS GROUP INC COMMON STOCK 38141G104   2,045,394 4,522 SH   DFND 1 4,522 0 0
GRAINGER W W INC COMMON STOCK 384802104   213,831 237 SH   DFND 1 237 0 0
HARTFORD FINANCIAL SVCS GRP COMMON STOCK 416515104   739,875 7,359 SH   DFND 1 7,359 0 0
HARTFORD FINANCIAL SVCS GRP COMMON STOCK 416515104   100,540 1,000 SH   OTR 1 1,000 0 0
HEICO CORP COMMON STOCK 422806208   2,360,482 13,297 SH   DFND 1 13,297 0 0
HOME DEPOT INC COMMON STOCK 437076102   1,487,116 4,320 SH   DFND 1 4,320 0 0
HOME DEPOT INC COMMON STOCK 437076102   1,273,688 3,700 SH   OTR 1 3,700 0 0
HONEYWELL INTERNATIONAL INC COMMON STOCK 438516106   9,844,193 46,100 SH   DFND 1 46,100 0 0
HONEYWELL INTERNATIONAL INC COMMON STOCK 438516106   651,724 3,052 SH   OTR 1 3,052 0 0
HUBSPOT INC COMMON STOCK 443573100   655,258 1,111 SH   DFND 1 1,111 0 0
HUMANA INC COMMON STOCK 444859102   336,285 900 SH   DFND 1 900 0 0
IDEXX LABORATORIES INC COMMON STOCK 45168D104   1,559,040 3,200 SH   DFND 1 3,200 0 0
ILLINOIS TOOL WORKS INC COMMON STOCK 452308109   1,875,775 7,916 SH   DFND 1 7,916 0 0
ILLINOIS TOOL WORKS INC COMMON STOCK 452308109   592,400 2,500 SH   OTR 1 2,500 0 0
INTEL CORP COMMON STOCK 458140100   1,358,033 43,850 SH   DFND 1 43,850 0 0
INTEL CORP COMMON STOCK 458140100   37,164 1,200 SH   OTR 1 1,200 0 0
INTERCONTINENTAL EXCHANGE COMMON STOCK 45866F104   452,833 3,308 SH   DFND 1 3,308 0 0
INT'L BUSINESS MACHINES COMMON STOCK 459200101   402,802 2,329 SH   DFND 1 2,329 0 0
INVESCO MUTUAL FUNDS - 46090E103   7,032,857 14,679 SH   DFND 1 14,679 0 0
INTUIT COMMON STOCK 461202103   658,522 1,002 SH   DFND 1 1,002 0 0
INVESCO MUTUAL FUNDS - 46137V357   213,400 1,299 SH   DFND 1 1,299 0 0
ISHARES MUTUAL FUNDS - 464287150   5,644,664 47,522 SH   DFND 1 47,522 0 0
ISHARES MUTUAL FUNDS - 464287168   11,343,572 93,764 SH   DFND 1 93,640 0 124
ISHARES MUTUAL FUNDS - 464287168   70,410 582 SH   OTR 1 582 0 0
ISHARES MUTUAL FUNDS - 464287200   127,229,333 232,497 SH   DFND 1 232,497 0 0
ISHARES MUTUAL FUNDS - 464287226   30,116,162 310,252 SH   DFND 1 310,252 0 0
ISHARES MUTUAL FUNDS - 464287234   2,472,478 58,053 SH   DFND 1 58,053 0 0
ISHARES MUTUAL FUNDS - 464287309   1,267,521 13,697 SH   DFND 1 13,697 0 0
ISHARES MUTUAL FUNDS - 464287408   2,474,244 13,594 SH   DFND 1 13,594 0 0
ISHARES MUTUAL FUNDS - 464287457   748,077 9,162 SH   DFND 1 9,162 0 0
ISHARES MUTUAL FUNDS - 464287465   2,165,984 27,652 SH   DFND 1 27,652 0 0
ISHARES MUTUAL FUNDS - 464287473   754,381 6,248 SH   DFND 1 6,248 0 0
ISHARES MUTUAL FUNDS - 464287481   3,689,777 33,437 SH   DFND 1 33,419 0 18
ISHARES MUTUAL FUNDS - 464287507   6,972,365 119,145 SH   DFND 1 119,145 0 0
ISHARES MUTUAL FUNDS - 464287598   252,458 1,447 SH   DFND 1 1,447 0 0
ISHARES MUTUAL FUNDS - 464287614   912,732 2,504 SH   DFND 1 2,504 0 0
ISHARES MUTUAL FUNDS - 464287655   344,304 1,697 SH   DFND 1 1,697 0 0
ISHARES MUTUAL FUNDS - 464287804   10,536,409 98,785 SH   DFND 1 98,785 0 0
ISHARES MUTUAL FUNDS - 464288273   5,268,988 85,480 SH   DFND 1 85,438 0 42
ISHARES MUTUAL FUNDS - 464288273   123,280 2,000 SH   OTR 1 2,000 0 0
ISHARES MUTUAL FUNDS - 464288448   2,236,732 80,836 SH   DFND 1 80,836 0 0
ISHARES MUTUAL FUNDS - 464288661   337,981 2,927 SH   DFND 1 2,927 0 0
ISHARES MUTUAL FUNDS - 46432F834   84,337,987 1,248,342 SH   DFND 1 1,247,708 0 634
ISHARES MUTUAL FUNDS - 46432F834   1,288,775 19,076 SH   OTR 1 19,076 0 0
ISHARES MUTUAL FUNDS - 46432F842   38,672,883 532,391 SH   DFND 1 532,391 0 0
ISHARES MUTUAL FUNDS - 46434G103   15,798,469 295,133 SH   DFND 1 295,133 0 0
ISHARES MUTUAL FUNDS - 46434G103   16,059 300 SH   OTR 1 300 0 0
ISHARES MUTUAL FUNDS - 46434V613   19,418,415 429,421 SH   DFND 1 425,710 0 3,711
ISHARES MUTUAL FUNDS - 46434V878   733,949 14,525 SH   DFND 1 14,525 0 0
ISHARES MUTUAL FUNDS - 46435G516   402,645 5,111 SH   DFND 1 5,111 0 0
JP MORGAN CHASE & CO COMMON STOCK 46625H100   11,683,959 57,767 SH   DFND 1 57,767 0 0
JP MORGAN CHASE & CO COMMON STOCK 46625H100   121,356 600 SH   OTR 1 600 0 0
JP MORGAN MUTUAL FUNDS - 46641Q837   1,895,301 37,553 SH   DFND 1 37,553 0 0
JOHNSON & JOHNSON COMMON STOCK 478160104   7,708,620 52,741 SH   DFND 1 52,741 0 0
JOHNSON & JOHNSON COMMON STOCK 478160104   263,088 1,800 SH   OTR 1 1,800 0 0
KIMBERLY CLARK CORP COMMON STOCK 494368103   1,058,196 7,657 SH   DFND 1 7,657 0 0
KINDER MORGAN INC COMMON STOCK 49456B101   608,362 30,617 SH   DFND 1 30,617 0 0
KONINKLIJKE PHILIPS NV COMMON STOCK 500472303   750,380 29,777 SH   DFND 1 29,777 0 0
LIBERTY MEDIA CORP COMMON STOCK 531229755   1,459,500 20,316 SH   DFND 1 20,316 0 0
LILLY ELI & CO COMMON STOCK 532457108   6,900,812 7,622 SH   DFND 1 7,622 0 0
LILLY ELI & CO COMMON STOCK 532457108   1,285,640 1,420 SH   OTR 1 1,420 0 0
LOCKHEED MARTIN CORP COMMON STOCK 539830109   212,532 455 SH   DFND 1 455 0 0
LOWES COS INC COMMON STOCK 548661107   1,104,285 5,009 SH   DFND 1 5,009 0 0
MARRIOTT INTERNATIONAL INC COMMON STOCK 571903202   394,810 1,633 SH   DFND 1 1,633 0 0
MARTIN MARIETTA MATERIALS COMMON STOCK 573284106   2,218,130 4,094 SH   DFND 1 4,094 0 0
MARVELL TECHNOLOGY INC COMMON STOCK 573874104   2,157,678 30,868 SH   DFND 1 30,868 0 0
MASTERCARD INC COMMON STOCK 57636Q104   3,180,323 7,209 SH   DFND 1 7,209 0 0
MCDONALDS CORP COMMON STOCK 580135101   49,144,875 192,846 SH   DFND 1 192,846 0 0
MCDONALDS CORP COMMON STOCK 580135101   688,068 2,700 SH   OTR 1 2,700 0 0
MCKESSON CORP COMMON STOCK 58155Q103   3,649,079 6,248 SH   DFND 1 6,248 0 0
MERCADOLIBRE INC COMMON STOCK 58733R102   851,278 518 SH   DFND 1 518 0 0
MERCK & CO INC COMMON STOCK 58933Y105   8,217,101 66,374 SH   DFND 1 66,374 0 0
METHANEX CORP COMMON STOCK 59151K108   531,105 11,005 SH   DFND 1 11,005 0 0
MICROSOFT CORP COMMON STOCK 594918104   56,627,243 126,697 SH   DFND 1 126,697 0 0
MICROSOFT CORP COMMON STOCK 594918104   2,679,466 5,995 SH   OTR 1 5,995 0 0
MICRON TECH INC COMMON STOCK 595112103   3,559,858 27,065 SH   DFND 1 27,065 0 0
MOLINA HEALTHCARE INC COMMON STOCK 60855R100   347,847 1,170 SH   DFND 1 1,170 0 0
MORGAN STANLEY COMMON STOCK 617446448   488,966 5,031 SH   DFND 1 5,031 0 0
NRG ENERGY INC COMMON STOCK 629377508   624,670 8,023 SH   DFND 1 8,023 0 0
NATERA INC COMMON STOCK 632307104   3,939,701 36,381 SH   DFND 1 36,381 0 0
NETFLIX INC COMMON STOCK 64110L106   4,019,586 5,956 SH   DFND 1 5,956 0 0
NEWMONT CORPORATION COMMON STOCK 651639106   1,441,501 34,428 SH   DFND 1 34,428 0 0
NEXTERA ENERGY INC COMMON STOCK 65339F101   1,260,348 17,799 SH   DFND 1 17,799 0 0
NEXTERA ENERGY INC COMMON STOCK 65339F101   651,452 9,200 SH   OTR 1 9,200 0 0
NIKE INC COMMON STOCK 654106103   395,691 5,250 SH   DFND 1 5,250 0 0
NOVANTA INC COMMON STOCK 67000B104   407,775 2,500 SH   DFND 1 2,500 0 0
NVIDIA CORP COMMON STOCK 67066G104   25,595,143 207,181 SH   DFND 1 207,181 0 0
NUVALENT INC-A COMMON STOCK 670703107   530,642 6,995 SH   DFND 1 6,995 0 0
OCCIDENTAL PETROLEUM CORP COMMON STOCK 674599105   392,866 6,233 SH   DFND 1 6,233 0 0
OSCAR HEALTH INC COMMON STOCK 687793109   401,891 25,404 SH   DFND 1 25,404 0 0
PNC FINANCIAL SERVICES COMMON STOCK 693475105   527,544 3,393 SH   DFND 1 3,393 0 0
PALO ALTO NETWORKS INC COMMON STOCK 697435105   382,742 1,129 SH   DFND 1 1,129 0 0
PAYPAL HOLDINGS INC. COMMON STOCK 70450Y103   817,581 14,089 SH   DFND 1 14,089 0 0
PEPSICO INC COMMON STOCK 713448108   2,554,603 15,489 SH   DFND 1 15,489 0 0
PFIZER INC COMMON STOCK 717081103   1,898,195 67,841 SH   DFND 1 67,250 0 591
PFIZER INC COMMON STOCK 717081103   66,145 2,364 SH   OTR 1 2,364 0 0
PHILIP MORRIS INTERNATIONAL COMMON STOCK 718172109   808,716 7,981 SH   DFND 1 7,981 0 0
PHILIP MORRIS INTERNATIONAL COMMON STOCK 718172109   40,532 400 SH   OTR 1 400 0 0
PHILLIPS 66 COMMON STOCK 718546104   812,717 5,757 SH   DFND 1 5,757 0 0
PHILLIPS 66 COMMON STOCK 718546104   56,468 400 SH   OTR 1 400 0 0
PINTEREST INC COMMON STOCK 72352L106   2,106,722 47,804 SH   DFND 1 47,804 0 0
PROCTER & GAMBLE CO COMMON STOCK 742718109   7,535,851 45,694 SH   DFND 1 45,054 0 640
PROCTER & GAMBLE CO COMMON STOCK 742718109   577,220 3,500 SH   OTR 1 3,500 0 0
QUALCOMM INC COMMON STOCK 747525103   3,056,628 15,346 SH   DFND 1 15,346 0 0
QUALCOMM INC COMMON STOCK 747525103   557,704 2,800 SH   OTR 1 2,800 0 0
QUEST DIAGNOSTICS INC COMMON STOCK 74834L100   638,137 4,662 SH   DFND 1 4,662 0 0
ROCKWELL AUTOMATION INC COMMON STOCK 773903109   275,280 1,000 SH   DFND 1 1,000 0 0
ROLLINS INC COMMON STOCK 775711104   292,740 6,000 SH   DFND 1 6,000 0 0
SHELL PLC COMMON STOCK 780259305   710,974 9,850 SH   DFND 1 9,850 0 0
S&P GLOBAL INC COMMON STOCK 78409V104   2,835,222 6,357 SH   DFND 1 6,357 0 0
SPDR MUTUAL FUNDS - 78462F103   115,730,561 212,654 SH   DFND 1 98,794 0 113,860
SPDR MUTUAL FUNDS - 78462F103   48,980 90 SH   OTR 1 90 0 0
SPDR MUTUAL FUNDS - 78463X889   206,129 5,876 SH   DFND 1 5,846 0 30
SPDR MUTUAL FUNDS - 78464A805   1,964,028 29,601 SH   DFND 1 29,601 0 0
SPDR MUTUAL FUNDS - 78467X109   1,661,129 4,247 SH   DFND 1 4,247 0 0
SPDR MUTUAL FUNDS - 78467Y107   1,116,712 2,087 SH   DFND 1 2,087 0 0
SALESFORCE INC COMMON STOCK 79466L302   1,056,688 4,110 SH   DFND 1 4,110 0 0
SANOFI COMMON STOCK 80105N105   1,000,335 20,617 SH   DFND 1 20,617 0 0
SAP SE COMMON STOCK 803054204   656,769 3,256 SH   DFND 1 3,256 0 0
CHARLES SCHWAB CORP COMMON STOCK 808513105   1,397,679 18,967 SH   DFND 1 18,967 0 0
SCHWAB MUTUAL FUNDS - 808524805   294,605 7,668 SH   DFND 1 7,668 0 0
SPDR MUTUAL FUNDS - 81369Y100   530,655 6,009 SH   DFND 1 6,009 0 0
SPDR MUTUAL FUNDS - 81369Y209   474,271 3,254 SH   DFND 1 3,254 0 0
SPDR MUTUAL FUNDS - 81369Y605   520,535 12,662 SH   DFND 1 12,662 0 0
SEMPRA ENERGY COMMON STOCK 816851109   405,171 5,327 SH   DFND 1 5,327 0 0
SERVICENOW INC. COMMON STOCK 81762P102   1,209,111 1,537 SH   DFND 1 1,537 0 0
SOUTHERN CO COMMON STOCK 842587107   2,394,817 30,873 SH   DFND 1 29,873 0 1,000
STARBUCKS CORP COMMON STOCK 855244109   647,017 8,311 SH   DFND 1 8,311 0 0
STARBUCKS CORP COMMON STOCK 855244109   23,355 300 SH   OTR 1 300 0 0
STRYKER CORP COMMON STOCK 863667101   682,206 2,005 SH   DFND 1 2,005 0 0
SYSCO CORP COMMON STOCK 871829107   780,723 10,936 SH   DFND 1 10,936 0 0
TJX COMPANIES INC COMMON STOCK 872540109   498,317 4,526 SH   DFND 1 4,526 0 0
TAIWAN SEMICONDUCTOR COMMON STOCK 874039100   959,605 5,521 SH   DFND 1 5,521 0 0
TARGET CORP COMMON STOCK 87612E106   356,923 2,411 SH   DFND 1 2,411 0 0
TESLA INC. COMMON STOCK 88160R101   411,985 2,082 SH   DFND 1 2,082 0 0
TEXAS INSTRUMENTS INC COMMON STOCK 882508104   358,130 1,841 SH   DFND 1 1,841 0 0
TEXAS INSTRUMENTS INC COMMON STOCK 882508104   629,305 3,235 SH   OTR 1 3,235 0 0
THERMO FISHER SCIENTIFIC INC COMMON STOCK 883556102   1,874,670 3,390 SH   DFND 1 3,390 0 0
3M CO COMMON STOCK 88579Y101   492,965 4,824 SH   DFND 1 4,624 0 200
TRANSDIGM GROUP INC COMMON STOCK 893641100   2,925,725 2,290 SH   DFND 1 2,290 0 0
TRANSMEDICS GROUP INC COMMON STOCK 89377M109   224,876 1,493 SH   DFND 1 1,493 0 0
TRAVELERS COS INC COMMON STOCK 89417E109   208,831 1,027 SH   DFND 1 1,027 0 0
TRAVELERS COS INC COMMON STOCK 89417E109   305,010 1,500 SH   OTR 1 1,500 0 0
US BANCORP COMMON STOCK 902973304   910,298 22,929 SH   DFND 1 22,929 0 0
UBER TECHNOLOGIES COMMON STOCK 90353T100   1,490,086 20,502 SH   DFND 1 20,502 0 0
UNION PACIFIC CORP COMMON STOCK 907818108   1,799,221 7,952 SH   DFND 1 7,952 0 0
UNION PACIFIC CORP COMMON STOCK 907818108   746,658 3,300 SH   OTR 1 3,300 0 0
UNITED PARCEL SERVICE COMMON STOCK 911312106   694,379 5,074 SH   DFND 1 5,074 0 0
UNITED PARCEL SERVICE COMMON STOCK 911312106   27,370 200 SH   OTR 1 200 0 0
UNITEDHEALTH GROUP INC COMMON STOCK 91324P102   942,134 1,850 SH   DFND 1 1,850 0 0
UNITEDHEALTH GROUP INC COMMON STOCK 91324P102   101,852 200 SH   OTR 1 200 0 0
VANECK MUTUAL FUNDS - 92189F643   314,741 3,634 SH   DFND 1 3,634 0 0
VANGUARD MUTUAL FUNDS - 921908844   3,754,690 20,568 SH   DFND 1 20,568 0 0
VANGUARD MUTUAL FUNDS - 921909768   14,243,949 236,218 SH   DFND 1 110,437 0 125,781
VANGUARD MUTUAL FUNDS - 921910816   2,497,655 7,949 SH   DFND 1 7,949 0 0
VANGUARD MUTUAL FUNDS - 921910840   1,907,021 16,093 SH   DFND 1 16,093 0 0
VANGUARD MUTUAL FUNDS - 921937793   2,246,889 31,966 SH   DFND 1 31,966 0 0
VANGUARD MUTUAL FUNDS - 921937819   2,415,426 32,253 SH   DFND 1 32,253 0 0
VANGUARD MUTUAL FUNDS - 921937827   5,096,946 66,453 SH   DFND 1 66,453 0 0
VANGUARD MUTUAL FUNDS - 921937835   15,542,122 215,714 SH   DFND 1 215,714 0 0
VANGUARD MUTUAL FUNDS - 921943858   268,484,431 5,432,708 SH   DFND 1 4,899,135 0 533,573
VANGUARD MUTUAL FUNDS - 921946406   55,844,828 470,867 SH   DFND 1 470,867 0 0
VANGUARD MUTUAL FUNDS - 921946794   38,341,165 559,480 SH   DFND 1 558,521 0 959
VANGUARD MUTUAL FUNDS - 921946794   677,282 9,883 SH   OTR 1 9,883 0 0
VANGUARD MUTUAL FUNDS - 92203J407   2,041,317 41,942 SH   DFND 1 41,942 0 0
VANGUARD MUTUAL FUNDS - 922042858   56,324,896 1,287,132 SH   DFND 1 1,242,349 0 44,783
VANGUARD MUTUAL FUNDS - 922042858   21,880 500 SH   OTR 1 500 0 0
VANGUARD MUTUAL FUNDS - 92206C102   292,850 5,050 SH   DFND 1 5,050 0 0
VANGUARD MUTUAL FUNDS - 92206C771   62,076,827 1,367,331 SH   DFND 1 1,321,146 0 46,185
VANGUARD MUTUAL FUNDS - 92206C813   5,941,288 78,319 SH   DFND 1 78,241 0 78
VAXCYTE COMMON STOCK 92243G108   1,146,096 15,178 SH   DFND 1 15,178 0 0
VEEVA SYSTEMS INC COMMON STOCK 922475108   613,816 3,354 SH   DFND 1 3,354 0 0
VANGUARD MUTUAL FUNDS - 922907746   23,955,135 478,051 SH   DFND 1 0 0 478,051
VANGUARD MUTUAL FUNDS - 922908512   2,322,940 15,442 SH   DFND 1 15,442 0 0
VANGUARD MUTUAL FUNDS - 922908538   1,033,938 4,504 SH   DFND 1 4,504 0 0
VANGUARD MUTUAL FUNDS - 922908595   944,241 3,775 SH   DFND 1 3,775 0 0
VANGUARD MUTUAL FUNDS - 922908611   1,273,625 6,978 SH   DFND 1 6,978 0 0
VANGUARD MUTUAL FUNDS - 922908652   1,151,148 6,820 SH   DFND 1 6,820 0 0
VANGUARD MUTUAL FUNDS - 922908736   124,316,429 332,388 SH   DFND 1 332,388 0 0
VANGUARD MUTUAL FUNDS - 922908744   90,561,553 564,563 SH   DFND 1 564,563 0 0
VANGUARD MUTUAL FUNDS - 922908751   25,726,538 117,990 SH   DFND 1 117,990 0 0
VANGUARD MUTUAL FUNDS - 922908769   363,659,781 1,359,425 SH   DFND 1 1,201,370 0 158,055
VERIZON COMMUNICATIONS COMMON STOCK 92343V104   1,919,682 46,549 SH   DFND 1 46,549 0 0
VERIZON COMMUNICATIONS COMMON STOCK 92343V104   86,604 2,100 SH   OTR 1 2,100 0 0
VERTIV HOLDINGS CO COMMON STOCK 92537N108   2,460,494 28,422 SH   DFND 1 28,422 0 0
VISA INC COMMON STOCK 92826C839   10,153,395 38,684 SH   DFND 1 38,684 0 0
WABTEC CORPORATION COMMON STOCK 929740108   239,446 1,515 SH   DFND 1 1,515 0 0
WALMART INC COMMON STOCK 931142103   5,228,503 77,219 SH   DFND 1 77,219 0 0
WALMART INC COMMON STOCK 931142103   182,817 2,700 SH   OTR 1 2,700 0 0
WATSCO INC COMMON STOCK 942622200   556,351 1,201 SH   DFND 1 1,201 0 0
WELLS FARGO COMPANY COMMON STOCK 949746101   335,612 5,651 SH   DFND 1 5,651 0 0
WEYERHAEUSER CO COMMON STOCK 962166104   298,155 10,502 SH   DFND 1 10,502 0 0
WORKDAY INC COMMON STOCK 98138H101   487,138 2,179 SH   DFND 1 2,179 0 0
XCEL ENERGY INC COMMON STOCK 98389B100   395,448 7,404 SH   DFND 1 7,404 0 0
ACCENTURE PLC COMMON STOCK G1151C101   439,034 1,447 SH   DFND 1 1,447 0 0
ACCENTURE PLC COMMON STOCK G1151C101   60,682 200 SH   OTR 1 200 0 0
EATON CORP PLC COMMON STOCK G29183103   1,835,213 5,853 SH   DFND 1 5,853 0 0
LINDE PLC COMMON STOCK G54950103   833,300 1,899 SH   DFND 1 1,899 0 0
MEDTRONIC PLC COMMON STOCK G5960L103   905,878 11,509 SH   DFND 1 11,509 0 0
CHUBB LTD COMMON STOCK H1467J104   935,634 3,668 SH   DFND 1 3,668 0 0
TE CONNECTIVITY LTD COMMON STOCK H84989104   312,290 2,076 SH   DFND 1 2,076 0 0