The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABORATORIES COMMON STOCK 002824100   2,742,835 24,919 SH   DFND 1 23,319 0 1,600
ABBOTT LABORATORIES COMMON STOCK 002824100   374,238 3,400 SH   OTR 1 3,400 0 0
ABBVIE INC COMMON STOCK 00287Y109   5,022,738 32,411 SH   DFND 1 30,811 0 1,600
ABBVIE INC COMMON STOCK 00287Y109   532,632 3,437 SH   OTR 1 3,437 0 0
ACADIA HEALTHCARE CO INC. COMMON STOCK 00404A109   1,638,943 21,077 SH   DFND 1 21,077 0 0
ADOBE SYSTEMS INC COMMON STOCK 00724F101   3,229,997 5,414 SH   DFND 1 5,414 0 0
ADVANCED MICRO DEVICES INC COMMON STOCK 007903107   2,478,847 16,816 SH   DFND 1 16,816 0 0
AIR PRODUCTS & CHEMICAL INC COMMON STOCK 009158106   1,074,393 3,924 SH   DFND 1 3,924 0 0
ALASKA AIR GROUP INC COMMON STOCK 011659109   229,148 5,865 SH   DFND 1 5,865 0 0
ALEXANDER & BALDWIN INC COMMON STOCK 014491104   258,044 13,567 SH   DFND 1 13,567 0 0
ALLSTATE CORP COMMON STOCK 020002101   1,177,092 8,409 SH   DFND 1 8,409 0 0
ALPHABET INC COMMON STOCK 02079K107   8,513,719 60,411 SH   DFND 1 60,411 0 0
ALPHABET INC COMMON STOCK 02079K107   338,232 2,400 SH   OTR 1 2,400 0 0
ALPHABET INC COMMON STOCK 02079K305   8,074,504 57,803 SH   DFND 1 57,803 0 0
ALPHABET INC COMMON STOCK 02079K305   335,256 2,400 SH   OTR 1 2,400 0 0
AMAZON.COM INC COMMON STOCK 023135106   11,395,045 74,997 SH   DFND 1 74,997 0 0
AMERICAN ELECTRIC POWER CO COMMON STOCK 025537101   471,889 5,810 SH   DFND 1 5,810 0 0
AMERICAN EXPRESS CO COMMON STOCK 025816109   1,194,292 6,375 SH   DFND 1 6,375 0 0
AMERICAN TOWER CORP COMMON STOCK 03027X100   505,376 2,341 SH   DFND 1 2,341 0 0
AMETEK INC COMMON STOCK 031100100   263,824 1,600 SH   DFND 1 1,600 0 0
AMGEN INC COMMON STOCK 031162100   1,202,769 4,176 SH   DFND 1 4,176 0 0
AMPHENOL CORP COMMON STOCK 032095101   747,638 7,542 SH   DFND 1 7,542 0 0
APPLE INC COMMON STOCK 037833100   31,530,634 163,770 SH   DFND 1 163,770 0 0
APPLE INC COMMON STOCK 037833100   2,143,051 11,131 SH   OTR 1 11,131 0 0
ARCHER-DANIELS MIDLAND CO COMMON STOCK 039483102   570,105 7,894 SH   DFND 1 7,894 0 0
ARES MANAGEMENT CORP-A COMMON STOCK 03990B101   510,759 4,295 SH   DFND 1 4,295 0 0
ASTRAZENECA COMMON STOCK 046353108   857,777 12,736 SH   DFND 1 12,736 0 0
AUTOLIV INC COMMON STOCK 052800109   256,743 2,330 SH   DFND 1 2,330 0 0
AUTOMATIC DATA PROCESSING INC COMMON STOCK 053015103   1,329,326 5,706 SH   DFND 1 5,706 0 0
AUTOMATIC DATA PROCESSING INC COMMON STOCK 053015103   475,259 2,040 SH   OTR 1 2,040 0 0
AUTOZONE INC COMMON STOCK 053332102   667,090 258 SH   DFND 1 258 0 0
BAKER HUGHES CO COMMON STOCK 05722G100   484,915 14,187 SH   DFND 1 14,187 0 0
BANK OF HAWAII CORP COMMON STOCK 062540109   7,290,708 100,617 SH   DFND 1 100,617 0 0
BANK OF HAWAII CORP COMMON STOCK 062540109   413,312 5,704 SH   OTR 1 5,704 0 0
BECTON DICKINSON & CO COMMON STOCK 075887109   224,569 921 SH   DFND 1 921 0 0
BERKSHIRE HATHAWAY INC COMMON STOCK 084670702   5,879,900 16,486 SH   DFND 1 16,486 0 0
BERKSHIRE HATHAWAY INC COMMON STOCK 084670702   17,833 50 SH   OTR 1 50 0 0
BLACKBAUD INC COMMON STOCK 09227Q100   228,196 2,632 SH   DFND 1 2,632 0 0
BLACKROCK INC COMMON STOCK 09247X101   1,632,526 2,011 SH   DFND 1 2,011 0 0
BLACKROCK INC COMMON STOCK 09247X101   133,947 165 SH   OTR 1 165 0 0
BOEING CO COMMON STOCK 097023105   207,747 797 SH   DFND 1 797 0 0
BOEING CO COMMON STOCK 097023105   52,132 200 SH   OTR 1 200 0 0
BOOKING HOLDINGS INC. COMMON STOCK 09857L108   223,474 63 SH   DFND 1 63 0 0
BOSTON SCIENTIFIC CORP COMMON STOCK 101137107   1,727,595 29,884 SH   DFND 1 29,884 0 0
BRISTOL MYERS SQUIBB CO COMMON STOCK 110122108   613,257 11,952 SH   DFND 1 11,952 0 0
BRISTOL MYERS SQUIBB CO COMMON STOCK 110122108   287,336 5,600 SH   OTR 1 5,600 0 0
BROADCOM INC COMMON STOCK 11135F101   1,307,131 1,171 SH   DFND 1 1,171 0 0
BURLINGTON STORES INC. COMMON STOCK 122017106   559,909 2,879 SH   DFND 1 2,879 0 0
CME GROUP INC COMMON STOCK 12572Q105   1,499,263 7,119 SH   DFND 1 7,119 0 0
CSX CORP COMMON STOCK 126408103   395,238 11,400 SH   DFND 1 11,400 0 0
CVS/CAREMARK CORP COMMON STOCK 126650100   256,698 3,251 SH   DFND 1 3,251 0 0
CVS/CAREMARK CORP COMMON STOCK 126650100   157,920 2,000 SH   OTR 1 2,000 0 0
CARRIER GLOBAL CORP COMMON STOCK 14448C104   662,518 11,532 SH   DFND 1 11,532 0 0
CATERPILLAR INC COMMON STOCK 149123101   3,960,793 13,396 SH   DFND 1 13,396 0 0
CATERPILLAR INC COMMON STOCK 149123101   768,742 2,600 SH   OTR 1 2,600 0 0
CHEVRON CORP COMMON STOCK 166764100   4,734,489 31,741 SH   DFND 1 31,741 0 0
CISCO SYSTEMS COMMON STOCK 17275R102   2,215,454 43,853 SH   DFND 1 43,853 0 0
COCA COLA CO COMMON STOCK 191216100   3,637,339 61,723 SH   DFND 1 61,723 0 0
COCA COLA CO COMMON STOCK 191216100   353,580 6,000 SH   OTR 1 6,000 0 0
COMCAST CORP COMMON STOCK 20030N101   237,186 5,409 SH   DFND 1 5,409 0 0
CONOCOPHILLIPS COMMON STOCK 20825C104   2,017,418 17,381 SH   DFND 1 17,381 0 0
CONOCOPHILLIPS COMMON STOCK 20825C104   46,428 400 SH   OTR 1 400 0 0
COSTCO WHOLESALE CORP COMMON STOCK 22160K105   1,075,270 1,629 SH   DFND 1 1,629 0 0
COSTCO WHOLESALE CORP COMMON STOCK 22160K105   5,941 9 SH   OTR 1 9 0 0
CULLEN FROST BANKERS INC COMMON STOCK 229899109   108,924 1,004 SH   DFND 1 1,004 0 0
CULLEN FROST BANKERS INC COMMON STOCK 229899109   119,339 1,100 SH   OTR 1 1,100 0 0
DANAHER CORP COMMON STOCK 235851102   1,952,509 8,440 SH   DFND 1 8,440 0 0
DATADOG INC COMMON STOCK 23804L103   239,361 1,972 SH   DFND 1 1,972 0 0
DEERE & CO COMMON STOCK 244199105   403,469 1,009 SH   DFND 1 1,009 0 0
DISNEY WALT CO COMMON STOCK 254687106   1,005,833 11,140 SH   DFND 1 11,140 0 0
DISNEY WALT CO COMMON STOCK 254687106   36,116 400 SH   OTR 1 400 0 0
DOMINION ENERGY INC COMMON STOCK 25746U109   411,626 8,758 SH   DFND 1 8,758 0 0
DRAFTKINGS INC COMMON STOCK 26142V105   1,464,325 41,541 SH   DFND 1 41,541 0 0
DUKE ENERGY CORP COMMON STOCK 26441C204   1,199,122 12,357 SH   DFND 1 12,357 0 0
DUPONT DE NEMOURS INC COMMON STOCK 26614N102   403,423 5,244 SH   DFND 1 5,244 0 0
DUPONT DE NEMOURS INC COMMON STOCK 26614N102   15,386 200 SH   OTR 1 200 0 0
EOG RESOURCES INC COMMON STOCK 26875P101   2,456,858 20,313 SH   DFND 1 20,313 0 0
EMBRAER SA COMMON STOCK 29082A107   832,798 45,138 SH   DFND 1 45,138 0 0
EMERSON ELECTRIC CO COMMON STOCK 291011104   859,911 8,835 SH   DFND 1 8,835 0 0
EMERSON ELECTRIC CO COMMON STOCK 291011104   301,723 3,100 SH   OTR 1 3,100 0 0
ENBRIDGE INC COMMON STOCK 29250N105   307,574 8,539 SH   DFND 1 8,539 0 0
EXXON MOBIL CORP COMMON STOCK 30231G102   4,460,015 44,609 SH   DFND 1 43,585 0 1,024
EXXON MOBIL CORP COMMON STOCK 30231G102   369,926 3,700 SH   OTR 1 3,700 0 0
META PLATFORMS INC COMMON STOCK 30303M102   7,152,467 20,207 SH   DFND 1 20,207 0 0
FIFTH THIRD BANCORP COMMON STOCK 316773100   210,390 6,100 SH   DFND 1 6,100 0 0
FIRSTENERGY CORP COMMON STOCK 337932107   724,770 19,770 SH   DFND 1 19,770 0 0
GFL ENVIRONMENTAL INC COMMON STOCK 36168Q104   833,660 24,157 SH   DFND 1 24,157 0 0
GENERAL DYNAMICS CORP COMMON STOCK 369550108   2,444,275 9,413 SH   DFND 1 9,413 0 0
GENERAL MILLS INC COMMON STOCK 370334104   906,423 13,915 SH   DFND 1 13,915 0 0
GENERAL MILLS INC COMMON STOCK 370334104   260,560 4,000 SH   OTR 1 4,000 0 0
GENUINE PARTS CO COMMON STOCK 372460105   318,550 2,300 SH   OTR 1 2,300 0 0
GILEAD SCIENCES INC COMMON STOCK 375558103   898,401 11,090 SH   DFND 1 11,090 0 0
GILEAD SCIENCES INC COMMON STOCK 375558103   40,505 500 SH   OTR 1 500 0 0
GOLDMAN SACHS GROUP INC COMMON STOCK 38141G104   1,781,107 4,617 SH   DFND 1 4,617 0 0
GRAINGER W W INC COMMON STOCK 384802104   295,842 357 SH   DFND 1 357 0 0
HARLEY-DAVIDSON COMMON STOCK 412822108   207,373 5,629 SH   DFND 1 5,629 0 0
HARTFORD FINANCIAL SVCS GRP COMMON STOCK 416515104   656,060 8,162 SH   DFND 1 8,162 0 0
HARTFORD FINANCIAL SVCS GRP COMMON STOCK 416515104   80,380 1,000 SH   OTR 1 1,000 0 0
HEICO CORP COMMON STOCK 422806208   741,401 5,205 SH   DFND 1 5,205 0 0
HOME DEPOT INC COMMON STOCK 437076102   1,542,848 4,452 SH   DFND 1 4,452 0 0
HOME DEPOT INC COMMON STOCK 437076102   1,282,235 3,700 SH   OTR 1 3,700 0 0
HONEYWELL INTERNATIONAL INC COMMON STOCK 438516106   9,830,158 46,875 SH   DFND 1 46,875 0 0
HONEYWELL INTERNATIONAL INC COMMON STOCK 438516106   640,035 3,052 SH   OTR 1 3,052 0 0
HUMANA INC COMMON STOCK 444859102   412,029 900 SH   DFND 1 900 0 0
ILLINOIS TOOL WORKS INC COMMON STOCK 452308109   2,073,517 7,916 SH   DFND 1 7,916 0 0
ILLINOIS TOOL WORKS INC COMMON STOCK 452308109   654,850 2,500 SH   OTR 1 2,500 0 0
INTEL CORP COMMON STOCK 458140100   1,833,525 36,488 SH   DFND 1 36,488 0 0
INTEL CORP COMMON STOCK 458140100   60,300 1,200 SH   OTR 1 1,200 0 0
INTERCONTINENTAL EXCHANGE COMMON STOCK 45866F104   215,891 1,681 SH   DFND 1 1,681 0 0
INT'L BUSINESS MACHINES COMMON STOCK 459200101   565,882 3,460 SH   DFND 1 3,460 0 0
INTERNATIONAL PAPER CO COMMON STOCK 460146103   330,236 9,135 SH   DFND 1 9,135 0 0
INVESCO MUTUAL FUNDS - 46090E103   4,276,617 10,443 SH   DFND 1 10,443 0 0
INTUIT COMMON STOCK 461202103   2,486,987 3,979 SH   DFND 1 3,979 0 0
ISHARES MUTUAL FUNDS - 464287150   5,077,032 48,247 SH   DFND 1 48,247 0 0
ISHARES MUTUAL FUNDS - 464287168   12,105,314 103,270 SH   DFND 1 103,146 0 124
ISHARES MUTUAL FUNDS - 464287168   68,222 582 SH   OTR 1 582 0 0
ISHARES MUTUAL FUNDS - 464287200   120,843,733 253,007 SH   DFND 1 253,007 0 0
ISHARES MUTUAL FUNDS - 464287226   30,888,090 311,215 SH   DFND 1 311,215 0 0
ISHARES MUTUAL FUNDS - 464287234   2,570,705 63,932 SH   DFND 1 63,932 0 0
ISHARES MUTUAL FUNDS - 464287309   1,028,645 13,697 SH   DFND 1 13,697 0 0
ISHARES MUTUAL FUNDS - 464287408   2,564,009 14,745 SH   DFND 1 14,745 0 0
ISHARES MUTUAL FUNDS - 464287457   751,650 9,162 SH   DFND 1 9,162 0 0
ISHARES MUTUAL FUNDS - 464287465   2,348,208 31,164 SH   DFND 1 31,164 0 0
ISHARES MUTUAL FUNDS - 464287473   823,565 7,082 SH   DFND 1 7,082 0 0
ISHARES MUTUAL FUNDS - 464287481   2,873,482 27,508 SH   DFND 1 27,490 0 18
ISHARES MUTUAL FUNDS - 464287507   6,996,929 25,246 SH   DFND 1 25,246 0 0
ISHARES MUTUAL FUNDS - 464287598   239,117 1,447 SH   DFND 1 1,447 0 0
ISHARES MUTUAL FUNDS - 464287614   750,649 2,476 SH   DFND 1 2,476 0 0
ISHARES MUTUAL FUNDS - 464287804   10,830,737 100,053 SH   DFND 1 100,053 0 0
ISHARES MUTUAL FUNDS - 464288273   5,606,540 90,574 SH   DFND 1 90,532 0 42
ISHARES MUTUAL FUNDS - 464288273   123,800 2,000 SH   OTR 1 2,000 0 0
ISHARES MUTUAL FUNDS - 464288414   218,663 2,017 SH   DFND 1 2,017 0 0
ISHARES MUTUAL FUNDS - 464288448   3,625,264 129,520 SH   DFND 1 129,520 0 0
ISHARES MUTUAL FUNDS - 464288661   342,840 2,927 SH   DFND 1 2,927 0 0
ISHARES MUTUAL FUNDS - 46432F834   77,138,081 1,188,019 SH   DFND 1 1,187,385 0 634
ISHARES MUTUAL FUNDS - 46432F834   1,238,605 19,076 SH   OTR 1 19,076 0 0
ISHARES MUTUAL FUNDS - 46432F842   36,470,355 518,413 SH   DFND 1 518,413 0 0
ISHARES MUTUAL FUNDS - 46434G103   14,637,398 289,391 SH   DFND 1 289,391 0 0
ISHARES MUTUAL FUNDS - 46434G103   15,174 300 SH   OTR 1 300 0 0
ISHARES MUTUAL FUNDS - 46434V613   24,592,671 533,811 SH   DFND 1 530,100 0 3,711
ISHARES MUTUAL FUNDS - 46434V878   691,292 13,727 SH   DFND 1 13,727 0 0
ISHARES MUTUAL FUNDS - 46435G516   457,395 6,055 SH   DFND 1 6,055 0 0
JP MORGAN CHASE & CO COMMON STOCK 46625H100   9,913,784 58,282 SH   DFND 1 58,282 0 0
JP MORGAN CHASE & CO COMMON STOCK 46625H100   102,060 600 SH   OTR 1 600 0 0
JP MORGAN MUTUAL FUNDS - 46641Q837   1,836,459 36,561 SH   DFND 1 36,561 0 0
JOHNSON & JOHNSON COMMON STOCK 478160104   9,757,075 62,250 SH   DFND 1 62,250 0 0
JOHNSON & JOHNSON COMMON STOCK 478160104   282,132 1,800 SH   OTR 1 1,800 0 0
KIMBERLY CLARK CORP COMMON STOCK 494368103   1,181,199 9,721 SH   DFND 1 9,721 0 0
KINDER MORGAN INC COMMON STOCK 49456B101   459,914 26,072 SH   DFND 1 26,072 0 0
KONINKLIJKE PHILIPS NV COMMON STOCK 500472303   957,932 41,060 SH   DFND 1 41,060 0 0
LIBERTY MEDIA CORP COMMON STOCK 531229755   1,326,489 21,012 SH   DFND 1 21,012 0 0
LILLY ELI & CO COMMON STOCK 532457108   4,072,866 6,987 SH   DFND 1 6,987 0 0
LILLY ELI & CO COMMON STOCK 532457108   827,746 1,420 SH   OTR 1 1,420 0 0
LOCKHEED MARTIN CORP COMMON STOCK 539830109   228,886 505 SH   DFND 1 505 0 0
LOWES COS INC COMMON STOCK 548661107   1,102,961 4,956 SH   DFND 1 4,956 0 0
M & T BANK CORPORATION COMMON STOCK 55261F104   297,052 2,167 SH   DFND 1 2,167 0 0
MGM RESORTS INTERNATIONAL COMMON STOCK 552953101   402,654 9,012 SH   DFND 1 9,012 0 0
MARRIOTT INTERNATIONAL INC COMMON STOCK 571903202   373,219 1,655 SH   DFND 1 1,655 0 0
MARTIN MARIETTA MATERIALS COMMON STOCK 573284106   2,769,948 5,552 SH   DFND 1 5,552 0 0
MARVELL TECHNOLOGY INC COMMON STOCK 573874104   2,533,257 42,004 SH   DFND 1 42,004 0 0
MASTERCARD INC COMMON STOCK 57636Q104   2,446,465 5,736 SH   DFND 1 5,736 0 0
MCDONALDS CORP COMMON STOCK 580135101   5,135,262 17,319 SH   DFND 1 17,319 0 0
MCDONALDS CORP COMMON STOCK 580135101   800,577 2,700 SH   OTR 1 2,700 0 0
MCKESSON CORP COMMON STOCK 58155Q103   3,155,225 6,815 SH   DFND 1 6,815 0 0
MERCADOLIBRE INC COMMON STOCK 58733R102   1,060,790 675 SH   DFND 1 675 0 0
MERCK & CO INC COMMON STOCK 58933Y105   7,207,205 66,109 SH   DFND 1 66,109 0 0
METHANEX CORP COMMON STOCK 59151K108   518,545 10,949 SH   DFND 1 10,949 0 0
MICROSOFT CORP COMMON STOCK 594918104   47,657,435 126,735 SH   DFND 1 126,735 0 0
MICROSOFT CORP COMMON STOCK 594918104   2,266,769 6,028 SH   OTR 1 6,028 0 0
MOLINA HEALTHCARE INC COMMON STOCK 60855R100   410,447 1,136 SH   DFND 1 1,136 0 0
MONGODB INC COMMON STOCK 60937P106   496,346 1,214 SH   DFND 1 1,214 0 0
MORGAN STANLEY COMMON STOCK 617446448   315,746 3,386 SH   DFND 1 3,386 0 0
NATERA INC COMMON STOCK 632307104   3,322,675 53,044 SH   DFND 1 53,044 0 0
NETFLIX INC COMMON STOCK 64110L106   2,522,037 5,180 SH   DFND 1 5,180 0 0
NEWMONT CORPORATION COMMON STOCK 651639106   1,320,591 31,906 SH   DFND 1 31,906 0 0
NEXTERA ENERGY INC COMMON STOCK 65339F101   1,275,540 21,000 SH   DFND 1 21,000 0 0
NEXTERA ENERGY INC COMMON STOCK 65339F101   558,808 9,200 SH   OTR 1 9,200 0 0
NIKE INC COMMON STOCK 654106103   342,864 3,158 SH   DFND 1 3,158 0 0
NVIDIA CORP COMMON STOCK 67066G104   11,006,766 22,226 SH   DFND 1 22,226 0 0
NUVALENT INC-A COMMON STOCK 670703107   420,639 5,716 SH   DFND 1 5,716 0 0
OCCIDENTAL PETROLEUM CORP COMMON STOCK 674599105   372,172 6,233 SH   DFND 1 6,233 0 0
PNC FINANCIAL SERVICES COMMON STOCK 693475105   525,097 3,391 SH   DFND 1 3,391 0 0
PALO ALTO NETWORKS INC COMMON STOCK 697435105   223,814 759 SH   DFND 1 759 0 0
PAYPAL HOLDINGS INC. COMMON STOCK 70450Y103   873,927 14,231 SH   DFND 1 14,231 0 0
PEPSICO INC COMMON STOCK 713448108   3,054,402 17,984 SH   DFND 1 17,984 0 0
PFIZER INC COMMON STOCK 717081103   2,305,647 80,085 SH   DFND 1 79,494 0 591
PFIZER INC COMMON STOCK 717081103   212,010 7,364 SH   OTR 1 7,364 0 0
PHILIP MORRIS INTERNATIONAL COMMON STOCK 718172109   921,702 9,797 SH   DFND 1 9,797 0 0
PHILIP MORRIS INTERNATIONAL COMMON STOCK 718172109   37,632 400 SH   OTR 1 400 0 0
PHILLIPS 66 COMMON STOCK 718546104   737,995 5,543 SH   DFND 1 5,543 0 0
PHILLIPS 66 COMMON STOCK 718546104   53,256 400 SH   OTR 1 400 0 0
PINTEREST INC COMMON STOCK 72352L106   1,484,783 40,086 SH   DFND 1 40,086 0 0
PROCTER & GAMBLE CO COMMON STOCK 742718109   6,867,303 46,863 SH   DFND 1 46,223 0 640
PROCTER & GAMBLE CO COMMON STOCK 742718109   512,890 3,500 SH   OTR 1 3,500 0 0
QUALCOMM INC COMMON STOCK 747525103   2,380,902 16,462 SH   DFND 1 16,462 0 0
QUALCOMM INC COMMON STOCK 747525103   404,964 2,800 SH   OTR 1 2,800 0 0
QUEST DIAGNOSTICS INC COMMON STOCK 74834L100   814,321 5,906 SH   DFND 1 5,906 0 0
SHELL PLC COMMON STOCK 780259305   659,711 10,026 SH   DFND 1 10,026 0 0
S&P GLOBAL INC COMMON STOCK 78409V104   3,029,458 6,877 SH   DFND 1 6,877 0 0
SPDR MUTUAL FUNDS - 78462F103   103,060,515 216,828 SH   DFND 1 102,968 0 113,860
SPDR MUTUAL FUNDS - 78462F103   42,778 90 SH   OTR 1 90 0 0
SPDR MUTUAL FUNDS - 78463X889   292,212 8,592 SH   DFND 1 8,562 0 30
SPDR MUTUAL FUNDS - 78464A805   1,781,147 30,473 SH   DFND 1 30,473 0 0
SPDR MUTUAL FUNDS - 78467Y107   766,144 1,510 SH   DFND 1 1,510 0 0
SALESFORCE INC COMMON STOCK 79466L302   869,677 3,305 SH   DFND 1 3,305 0 0
SANOFI COMMON STOCK 80105N105   933,628 18,774 SH   DFND 1 18,774 0 0
SAP SE COMMON STOCK 803054204   518,034 3,351 SH   DFND 1 3,351 0 0
SCHLUMBERGER LTD COMMON STOCK 806857108   434,121 8,342 SH   DFND 1 8,342 0 0
CHARLES SCHWAB CORP COMMON STOCK 808513105   1,351,369 19,642 SH   DFND 1 19,642 0 0
SCHWAB MUTUAL FUNDS - 808524805   531,633 14,384 SH   DFND 1 14,308 0 76
SPDR MUTUAL FUNDS - 81369Y100   514,010 6,009 SH   DFND 1 6,009 0 0
SPDR MUTUAL FUNDS - 81369Y209   432,734 3,173 SH   DFND 1 3,173 0 0
SPDR MUTUAL FUNDS - 81369Y605   476,091 12,662 SH   DFND 1 12,662 0 0
SEMPRA ENERGY COMMON STOCK 816851109   398,087 5,327 SH   DFND 1 5,327 0 0
SERVICENOW INC. COMMON STOCK 81762P102   1,708,991 2,419 SH   DFND 1 2,419 0 0
SOUTHERN CO COMMON STOCK 842587107   2,152,964 30,704 SH   DFND 1 29,704 0 1,000
STARBUCKS CORP COMMON STOCK 855244109   1,131,089 11,781 SH   DFND 1 11,781 0 0
STARBUCKS CORP COMMON STOCK 855244109   28,803 300 SH   OTR 1 300 0 0
SYSCO CORP COMMON STOCK 871829107   505,842 6,917 SH   DFND 1 6,917 0 0
TJX COMPANIES INC COMMON STOCK 872540109   434,152 4,628 SH   DFND 1 4,628 0 0
TAIWAN SEMICONDUCTOR COMMON STOCK 874039100   294,112 2,828 SH   DFND 1 2,828 0 0
TARGET CORP COMMON STOCK 87612E106   499,323 3,506 SH   DFND 1 3,506 0 0
TESLA INC. COMMON STOCK 88160R101   2,009,951 8,089 SH   DFND 1 8,089 0 0
TEXAS INSTRUMENTS INC COMMON STOCK 882508104   311,942 1,830 SH   DFND 1 1,830 0 0
TEXAS INSTRUMENTS INC COMMON STOCK 882508104   551,438 3,235 SH   OTR 1 3,235 0 0
THERMO FISHER SCIENTIFIC INC COMMON STOCK 883556102   2,397,047 4,516 SH   DFND 1 4,516 0 0
3M CO COMMON STOCK 88579Y101   527,359 4,824 SH   DFND 1 4,624 0 200
3M CO COMMON STOCK 88579Y101   40,448 370 SH   OTR 1 370 0 0
TRANSDIGM GROUP INC COMMON STOCK 893641100   3,428,311 3,389 SH   DFND 1 3,389 0 0
TRANSMEDICS GROUP INC COMMON STOCK 89377M109   2,357,792 29,872 SH   DFND 1 29,872 0 0
TRAVELERS COS INC COMMON STOCK 89417E109   347,072 1,822 SH   DFND 1 1,822 0 0
TRAVELERS COS INC COMMON STOCK 89417E109   285,735 1,500 SH   OTR 1 1,500 0 0
US BANCORP COMMON STOCK 902973304   1,091,130 25,211 SH   DFND 1 25,211 0 0
UBER TECHNOLOGIES COMMON STOCK 90353T100   744,751 12,096 SH   DFND 1 12,096 0 0
UNION PACIFIC CORP COMMON STOCK 907818108   1,516,215 6,173 SH   DFND 1 6,173 0 0
UNION PACIFIC CORP COMMON STOCK 907818108   810,546 3,300 SH   OTR 1 3,300 0 0
UNITED PARCEL SERVICE COMMON STOCK 911312106   847,473 5,390 SH   DFND 1 5,390 0 0
UNITED PARCEL SERVICE COMMON STOCK 911312106   31,446 200 SH   OTR 1 200 0 0
UNITEDHEALTH GROUP INC COMMON STOCK 91324P102   3,153,552 5,990 SH   DFND 1 5,990 0 0
UNITEDHEALTH GROUP INC COMMON STOCK 91324P102   105,294 200 SH   OTR 1 200 0 0
VANGUARD MUTUAL FUNDS - 921908844   3,510,070 20,599 SH   DFND 1 20,599 0 0
VANGUARD MUTUAL FUNDS - 921909768   13,685,341 236,117 SH   DFND 1 110,336 0 125,781
VANGUARD MUTUAL FUNDS - 921910816   1,980,840 7,633 SH   DFND 1 7,633 0 0
VANGUARD MUTUAL FUNDS - 921910840   1,592,427 14,560 SH   DFND 1 14,560 0 0
VANGUARD MUTUAL FUNDS - 921937793   2,131,870 28,585 SH   DFND 1 28,585 0 0
VANGUARD MUTUAL FUNDS - 921937819   2,291,403 30,000 SH   DFND 1 30,000 0 0
VANGUARD MUTUAL FUNDS - 921937827   5,200,160 67,517 SH   DFND 1 67,517 0 0
VANGUARD MUTUAL FUNDS - 921937835   16,184,311 220,046 SH   DFND 1 220,046 0 0
VANGUARD MUTUAL FUNDS - 921943858   174,889,777 3,651,142 SH   DFND 1 3,111,818 0 539,324
VANGUARD MUTUAL FUNDS - 921946406   53,116,565 475,827 SH   DFND 1 475,827 0 0
VANGUARD MUTUAL FUNDS - 921946794   37,273,903 560,594 SH   DFND 1 559,635 0 959
VANGUARD MUTUAL FUNDS - 921946794   657,121 9,883 SH   OTR 1 9,883 0 0
VANGUARD MUTUAL FUNDS - 92203J407   2,017,105 40,861 SH   DFND 1 40,861 0 0
VANGUARD MUTUAL FUNDS - 922042858   46,313,398 1,126,846 SH   DFND 1 1,089,987 0 36,859
VANGUARD MUTUAL FUNDS - 922042858   20,550 500 SH   OTR 1 500 0 0
VANGUARD MUTUAL FUNDS - 92206C102   278,992 4,783 SH   DFND 1 4,783 0 0
VANGUARD MUTUAL FUNDS - 92206C771   52,859,301 1,140,192 SH   DFND 1 1,098,934 0 41,258
VANGUARD MUTUAL FUNDS - 92206C813   5,875,421 73,305 SH   DFND 1 73,227 0 78
VAXCYTE COMMON STOCK 92243G108   1,338,204 21,309 SH   DFND 1 21,309 0 0
VANGUARD MUTUAL FUNDS - 922907746   21,390,714 419,015 SH   DFND 1 0 0 419,015
VANGUARD MUTUAL FUNDS - 922908512   1,883,388 12,988 SH   DFND 1 12,988 0 0
VANGUARD MUTUAL FUNDS - 922908538   822,508 3,746 SH   DFND 1 3,746 0 0
VANGUARD MUTUAL FUNDS - 922908595   987,147 4,083 SH   DFND 1 4,083 0 0
VANGUARD MUTUAL FUNDS - 922908611   985,876 5,478 SH   DFND 1 5,478 0 0
VANGUARD MUTUAL FUNDS - 922908652   1,121,344 6,820 SH   DFND 1 6,820 0 0
VANGUARD MUTUAL FUNDS - 922908736   112,593,277 362,176 SH   DFND 1 362,176 0 0
VANGUARD MUTUAL FUNDS - 922908744   85,055,203 568,931 SH   DFND 1 568,931 0 0
VANGUARD MUTUAL FUNDS - 922908751   25,307,126 118,629 SH   DFND 1 118,629 0 0
VANGUARD MUTUAL FUNDS - 922908769   316,081,892 1,332,442 SH   DFND 1 1,153,925 0 178,517
VERIZON COMMUNICATIONS COMMON STOCK 92343V104   1,887,232 50,059 SH   DFND 1 50,059 0 0
VERIZON COMMUNICATIONS COMMON STOCK 92343V104   79,170 2,100 SH   OTR 1 2,100 0 0
VERTIV HOLDINGS CO COMMON STOCK 92537N108   1,449,213 30,173 SH   DFND 1 30,173 0 0
VISA INC COMMON STOCK 92826C839   10,448,377 40,132 SH   DFND 1 40,132 0 0
WABTEC CORPORATION COMMON STOCK 929740108   967,745 7,626 SH   DFND 1 7,626 0 0
WALMART INC COMMON STOCK 931142103   4,331,917 27,478 SH   DFND 1 27,478 0 0
WALMART INC COMMON STOCK 931142103   141,885 900 SH   OTR 1 900 0 0
WELLS FARGO COMPANY COMMON STOCK 949746101   266,478 5,414 SH   DFND 1 5,414 0 0
WEYERHAEUSER CO COMMON STOCK 962166104   365,920 10,524 SH   DFND 1 10,524 0 0
XCEL ENERGY INC COMMON STOCK 98389B100   540,722 8,734 SH   DFND 1 8,734 0 0
ACCENTURE PLC COMMON STOCK G1151C101   469,519 1,338 SH   DFND 1 1,338 0 0
ACCENTURE PLC COMMON STOCK G1151C101   70,182 200 SH   OTR 1 200 0 0
EATON CORP PLC COMMON STOCK G29183103   1,491,404 6,193 SH   DFND 1 6,193 0 0
MEDTRONIC PLC COMMON STOCK G5960L103   1,056,036 12,819 SH   DFND 1 12,819 0 0
CHUBB LTD COMMON STOCK H1467J104   865,806 3,831 SH   DFND 1 3,831 0 0
TE CONNECTIVITY LTD COMMON STOCK H84989104   330,322 2,351 SH   DFND 1 2,351 0 0