The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AT&T INC COMMON STOCK 00206R102 1,406 67,076 SH   DFND 1 67,076 0 0
ABBOTT LABORATORIES COMMON STOCK 002824100 3,218 29,622 SH   DFND 1 28,022 0 1,600
ABBOTT LABORATORIES COMMON STOCK 002824100 369 3,400 SH   OTR 1 3,400 0 0
ABBVIE INC COMMON STOCK 00287Y109 5,359 34,988 SH   DFND 1 33,388 0 1,600
ABBVIE INC COMMON STOCK 00287Y109 526 3,437 SH   OTR 1 3,437 0 0
ACADIA HEALTHCARE CO INC. COMMON STOCK 00404A109 458 6,774 SH   DFND 1 6,774 0 0
ADOBE SYSTEMS INC COMMON STOCK 00724F101 1,761 4,810 SH   DFND 1 4,810 0 0
ADVANCED MICRO DEVICES INC COMMON STOCK 007903107 2,725 35,629 SH   DFND 1 35,629 0 0
AIR PRODUCTS & CHEMICAL INC COMMON STOCK 009158106 846 3,520 SH   DFND 1 3,520 0 0
ALASKA AIR GROUP INC COMMON STOCK 011659109 353 8,825 SH   DFND 1 8,825 0 0
ALEXANDER & BALDWIN INC COMMON STOCK 014491104 697 38,813 SH   DFND 1 38,813 0 0
ALIBABA GROUP HOLDING LTD. COMMON STOCK 01609W102 699 6,150 SH   DFND 1 6,150 0 0
ALLEGHANY CORP COMMON STOCK 017175100 817 981 SH   DFND 1 981 0 0
ALLSTATE CORP COMMON STOCK 020002101 2,215 17,476 SH   DFND 1 17,476 0 0
ALPHABET INC COMMON STOCK 02079K107 6,092 2,785 SH   DFND 1 2,776 0 9
ALPHABET INC COMMON STOCK 02079K107 262 120 SH   OTR 1 120 0 0
ALPHABET INC COMMON STOCK 02079K305 8,262 3,791 SH   DFND 1 3,781 0 10
ALPHABET INC COMMON STOCK 02079K305 262 120 SH   OTR 1 120 0 0
ALTRIA GROUP INC COMMON STOCK 02209S103 728 17,418 SH   DFND 1 17,418 0 0
ALTRIA GROUP INC COMMON STOCK 02209S103 25 600 SH   OTR 1 600 0 0
AMAZON.COM INC COMMON STOCK 023135106 7,171 67,513 SH   DFND 1 67,513 0 0
AMERICAN ELECTRIC POWER CO COMMON STOCK 025537101 650 6,772 SH   DFND 1 6,772 0 0
AMERICAN EXPRESS CO COMMON STOCK 025816109 832 6,001 SH   DFND 1 6,001 0 0
AMETEK INC COMMON STOCK 031100100 1,336 12,160 SH   DFND 1 12,160 0 0
AMGEN INC COMMON STOCK 031162100 243 1,000 SH   DFND 1 1,000 0 0
AMPHENOL CORP COMMON STOCK 032095101 530 8,238 SH   DFND 1 8,238 0 0
ELEVANCE HEALTH INC COMMON STOCK 036752103 248 514 SH   DFND 1 514 0 0
APPLE INC COMMON STOCK 037833100 24,074 176,084 SH   DFND 1 175,684 0 400
APPLE INC COMMON STOCK 037833100 1,566 11,452 SH   OTR 1 11,452 0 0
APPLIED MATERIALS INC COMMON STOCK 038222105 2,241 24,631 SH   DFND 1 24,631 0 0
APPLIED MATERIALS INC COMMON STOCK 038222105 18 200 SH   OTR 1 200 0 0
ARCHER-DANIELS MIDLAND CO COMMON STOCK 039483102 613 7,894 SH   DFND 1 7,894 0 0
ASTRAZENECA COMMON STOCK 046353108 1,803 27,283 SH   DFND 1 27,283 0 0
AUTOMATIC DATA PROCESSING INC COMMON STOCK 053015103 1,837 8,746 SH   DFND 1 8,746 0 0
AUTOMATIC DATA PROCESSING INC COMMON STOCK 053015103 428 2,040 SH   OTR 1 2,040 0 0
AUTOZONE INC COMMON STOCK 053332102 769 358 SH   DFND 1 358 0 0
BCE INC COMMON STOCK 05534B760 783 15,924 SH   DFND 1 15,924 0 0
BAKER HUGHES CO COMMON STOCK 05722G100 862 29,851 SH   DFND 1 29,851 0 0
BANK OF AMERICA CORP COMMON STOCK 060505104 816 26,209 SH   DFND 1 26,209 0 0
BANK OF HAWAII CORP COMMON STOCK 062540109 974 13,092 SH   DFND 1 13,092 0 0
BANK OF HAWAII CORP COMMON STOCK 062540109 424 5,704 SH   OTR 1 5,704 0 0
BANK OF MONTREAL COMMON STOCK 063671101 247 2,570 SH   DFND 1 2,570 0 0
BERKSHIRE HATHAWAY INC COMMON STOCK 084670702 4,353 15,943 SH   DFND 1 15,934 0 9
BERKSHIRE HATHAWAY INC COMMON STOCK 084670702 14 50 SH   OTR 1 50 0 0
BILL.COM HOLDINGS INC COMMON STOCK 090043100 272 2,475 SH   DFND 1 2,475 0 0
BLACKBAUD INC COMMON STOCK 09227Q100 492 8,467 SH   DFND 1 8,467 0 0
BLACKROCK INC COMMON STOCK 09247X101 923 1,515 SH   DFND 1 1,515 0 0
BLACKROCK INC COMMON STOCK 09247X101 100 165 SH   OTR 1 165 0 0
BOOKING HOLDINGS INC. COMMON STOCK 09857L108 467 267 SH   DFND 1 267 0 0
BOOKING HOLDINGS INC. COMMON STOCK 09857L108 105 60 SH   OTR 1 60 0 0
BRISTOL MYERS SQUIBB CO COMMON STOCK 110122108 1,395 18,121 SH   DFND 1 18,121 0 0
BRISTOL MYERS SQUIBB CO COMMON STOCK 110122108 431 5,600 SH   OTR 1 5,600 0 0
BRITISH AMERICAN TOB-SP ADR COMMON STOCK 110448107 294 6,849 SH   DFND 1 6,849 0 0
BROADCOM INC COMMON STOCK 11135F101 225 463 SH   DFND 1 463 0 0
CSX CORP COMMON STOCK 126408103 398 13,683 SH   DFND 1 13,683 0 0
CVS/CAREMARK CORP COMMON STOCK 126650100 988 10,667 SH   DFND 1 10,667 0 0
CVS/CAREMARK CORP COMMON STOCK 126650100 185 2,000 SH   OTR 1 2,000 0 0
CANADIAN IMPERIAL BANK COMMON STOCK 136069101 770 15,864 SH   DFND 1 15,864 0 0
CATALENT INC COMMON STOCK 148806102 996 9,281 SH   DFND 1 9,281 0 0
CATERPILLAR INC COMMON STOCK 149123101 3,608 20,181 SH   DFND 1 20,181 0 0
CATERPILLAR INC COMMON STOCK 149123101 465 2,600 SH   OTR 1 2,600 0 0
CHEVRON CORP COMMON STOCK 166764100 6,156 42,522 SH   DFND 1 42,522 0 0
CISCO SYSTEMS COMMON STOCK 17275R102 1,750 41,048 SH   DFND 1 40,798 0 250
CITIGROUP INC COMMON STOCK 172967424 555 12,065 SH   DFND 1 12,065 0 0
CITIGROUP INC COMMON STOCK 172967424 23 500 SH   OTR 1 500 0 0
CLOROX CO COMMON STOCK 189054109 1,159 8,223 SH   DFND 1 8,223 0 0
COCA COLA CO COMMON STOCK 191216100 6,017 95,645 SH   DFND 1 95,645 0 0
COCA COLA CO COMMON STOCK 191216100 377 6,000 SH   OTR 1 6,000 0 0
CONOCOPHILLIPS COMMON STOCK 20825C104 2,120 23,606 SH   DFND 1 23,606 0 0
CONOCOPHILLIPS COMMON STOCK 20825C104 36 400 SH   OTR 1 400 0 0
CORTEVA INC COMMON STOCK 22052L104 215 3,964 SH   DFND 1 3,964 0 0
COSTCO WHOLESALE CORP COMMON STOCK 22160K105 890 1,856 SH   DFND 1 1,856 0 0
COSTCO WHOLESALE CORP COMMON STOCK 22160K105 4 9 SH   OTR 1 9 0 0
CROWDSTRIKE HOLDINGS INC COMMON STOCK 22788C105 1,333 7,907 SH   DFND 1 7,907 0 0
CROWN CASTLE INC COMMON STOCK 22822V101 227 1,349 SH   DFND 1 1,349 0 0
CULLEN FROST BANKERS INC COMMON STOCK 229899109 233 2,000 SH   DFND 1 2,000 0 0
CULLEN FROST BANKERS INC COMMON STOCK 229899109 128 1,100 SH   OTR 1 1,100 0 0
DANAHER CORP COMMON STOCK 235851102 3,270 12,897 SH   DFND 1 12,897 0 0
DATADOG INC COMMON STOCK 23804L103 787 8,259 SH   DFND 1 8,259 0 0
DEERE & CO COMMON STOCK 244199105 470 1,571 SH   DFND 1 1,571 0 0
DIMENSIONAL MUTUAL FUNDS - 25434V708 231 9,933 SH   DFND 1 9,933 0 0
DISNEY WALT CO COMMON STOCK 254687106 1,279 13,545 SH   DFND 1 13,545 0 0
DOMINION ENERGY INC COMMON STOCK 25746U109 865 10,841 SH   DFND 1 10,841 0 0
DUKE ENERGY CORP COMMON STOCK 26441C204 1,626 15,167 SH   DFND 1 15,167 0 0
DUPONT DE NEMOURS INC COMMON STOCK 26614N102 272 4,892 SH   DFND 1 4,892 0 0
DUPONT DE NEMOURS INC COMMON STOCK 26614N102 11 200 SH   OTR 1 200 0 0
EDWARDS LIFESCIENCES CORP COMMON STOCK 28176E108 825 8,676 SH   DFND 1 8,676 0 0
EMBRAER SA COMMON STOCK 29082A107 511 58,197 SH   DFND 1 58,197 0 0
EMERSON ELECTRIC CO COMMON STOCK 291011104 805 10,124 SH   DFND 1 10,124 0 0
EMERSON ELECTRIC CO COMMON STOCK 291011104 247 3,100 SH   OTR 1 3,100 0 0
ENBRIDGE INC COMMON STOCK 29250N105 616 14,569 SH   DFND 1 14,569 0 0
ENTERGY CORP NEW COMMON STOCK 29364G103 233 2,067 SH   DFND 1 2,067 0 0
EXELON CORPORATION COMMON STOCK 30161N101 246 5,438 SH   DFND 1 5,438 0 0
EXXON MOBIL CORP COMMON STOCK 30231G102 3,444 40,215 SH   DFND 1 39,191 0 1,024
EXXON MOBIL CORP COMMON STOCK 30231G102 317 3,700 SH   OTR 1 3,700 0 0
META PLATFORMS INC COMMON STOCK 30303M102 1,186 7,355 SH   DFND 1 7,355 0 0
FEDEX CORPORATION COMMON STOCK 31428X106 577 2,543 SH   DFND 1 2,543 0 0
FIFTH THIRD BANCORP COMMON STOCK 316773100 246 7,319 SH   DFND 1 7,319 0 0
FIRST REPUBLIC BANK/SAN FRAN COMMON STOCK 33616C100 595 4,125 SH   DFND 1 4,125 0 0
FIRSTENERGY CORP COMMON STOCK 337932107 673 17,521 SH   DFND 1 17,521 0 0
GENERAL DYNAMICS CORP COMMON STOCK 369550108 2,103 9,506 SH   DFND 1 9,506 0 0
GENERAL MILLS INC COMMON STOCK 370334104 3,064 40,606 SH   DFND 1 40,606 0 0
GENERAL MILLS INC COMMON STOCK 370334104 302 4,000 SH   OTR 1 4,000 0 0
GENERAL MOTORS CO COMMON STOCK 37045V100 1,174 36,955 SH   DFND 1 36,955 0 0
GENUINE PARTS CO COMMON STOCK 372460105 306 2,300 SH   OTR 1 2,300 0 0
GILEAD SCIENCES INC COMMON STOCK 375558103 1,660 26,864 SH   DFND 1 26,864 0 0
GILEAD SCIENCES INC COMMON STOCK 375558103 31 500 SH   OTR 1 500 0 0
GOLDMAN SACHS GROUP INC COMMON STOCK 38141G104 1,402 4,720 SH   DFND 1 4,720 0 0
HP INC. COMMON STOCK 40434L105 256 7,805 SH   DFND 1 7,805 0 0
HARTFORD FINANCIAL SVCS GRP COMMON STOCK 416515104 624 9,543 SH   DFND 1 9,543 0 0
HARTFORD FINANCIAL SVCS GRP COMMON STOCK 416515104 65 1,000 SH   OTR 1 1,000 0 0
HAWAIIAN ELECTRIC INDS INC COMMON STOCK 419870100 732 17,889 SH   DFND 1 17,889 0 0
HOME DEPOT INC COMMON STOCK 437076102 1,097 4,001 SH   DFND 1 4,001 0 0
HOME DEPOT INC COMMON STOCK 437076102 1,015 3,700 SH   OTR 1 3,700 0 0
HONEYWELL INTERNATIONAL INC COMMON STOCK 438516106 8,267 47,566 SH   DFND 1 47,566 0 0
HONEYWELL INTERNATIONAL INC COMMON STOCK 438516106 530 3,052 SH   OTR 1 3,052 0 0
HORMEL FOODS CORP COMMON STOCK 440452100 431 9,103 SH   DFND 1 9,103 0 0
HUMANA INC COMMON STOCK 444859102 421 900 SH   DFND 1 900 0 0
HUNTINGTON BANCSHARES INC COMMON STOCK 446150104 157 13,055 SH   DFND 1 13,055 0 0
ILLINOIS TOOL WORKS INC COMMON STOCK 452308109 1,527 8,376 SH   DFND 1 8,376 0 0
ILLINOIS TOOL WORKS INC COMMON STOCK 452308109 456 2,500 SH   OTR 1 2,500 0 0
INTEL CORP COMMON STOCK 458140100 2,397 64,067 SH   DFND 1 64,012 0 55
INTEL CORP COMMON STOCK 458140100 45 1,200 SH   OTR 1 1,200 0 0
INT'L BUSINESS MACHINES COMMON STOCK 459200101 546 3,868 SH   DFND 1 3,868 0 0
INTERNATIONAL PAPER CO COMMON STOCK 460146103 559 13,370 SH   DFND 1 13,370 0 0
INVESCO MUTUAL FUNDS - 46090E103 2,778 9,911 SH   DFND 1 9,911 0 0
INTUIT COMMON STOCK 461202103 3,966 10,289 SH   DFND 1 10,289 0 0
ISHARES MUTUAL FUNDS - 464287168 18,386 156,249 SH   DFND 1 156,123 0 126
ISHARES MUTUAL FUNDS - 464287200 103,316 272,493 SH   DFND 1 272,493 0 0
ISHARES MUTUAL FUNDS - 464287226 24,416 240,121 SH   DFND 1 240,121 0 0
ISHARES MUTUAL FUNDS - 464287234 990 24,697 SH   DFND 1 24,697 0 0
ISHARES MUTUAL FUNDS - 464287309 836 13,857 SH   DFND 1 13,857 0 0
ISHARES MUTUAL FUNDS - 464287408 2,085 15,165 SH   DFND 1 15,165 0 0
ISHARES MUTUAL FUNDS - 464287465 1,879 30,068 SH   DFND 1 30,068 0 0
ISHARES MUTUAL FUNDS - 464287473 276 2,720 SH   DFND 1 2,720 0 0
ISHARES MUTUAL FUNDS - 464287507 6,051 26,745 SH   DFND 1 26,745 0 0
ISHARES MUTUAL FUNDS - 464287598 1,090 7,522 SH   DFND 1 7,522 0 0
ISHARES MUTUAL FUNDS - 464287614 1,099 5,025 SH   DFND 1 5,025 0 0
ISHARES MUTUAL FUNDS - 464287804 9,008 97,475 SH   DFND 1 97,475 0 0
ISHARES MUTUAL FUNDS - 464288273 4,009 73,447 SH   DFND 1 73,447 0 0
ISHARES MUTUAL FUNDS - 464288414 16,762 157,593 SH   DFND 1 0 0 157,593
ISHARES MUTUAL FUNDS - 46432F834 59,527 1,043,791 SH   DFND 1 1,043,452 0 339
ISHARES MUTUAL FUNDS - 46432F834 928 16,276 SH   OTR 1 16,276 0 0
ISHARES MUTUAL FUNDS - 46432F842 50,612 860,023 SH   DFND 1 534,873 0 325,150
ISHARES MUTUAL FUNDS - 46434G103 15,831 322,681 SH   DFND 1 322,681 0 0
ISHARES MUTUAL FUNDS - 46434G103 15 300 SH   OTR 1 300 0 0
ISHARES MUTUAL FUNDS - 46434V878 2,106 42,091 SH   DFND 1 42,091 0 0
ISHARES MUTUAL FUNDS - 46435G425 4,318 51,464 SH   DFND 1 51,464 0 0
JP MORGAN CHASE & CO COMMON STOCK 46625H100 6,612 58,718 SH   DFND 1 58,643 0 75
JP MORGAN CHASE & CO COMMON STOCK 46625H100 68 600 SH   OTR 1 600 0 0
JP MORGAN MUTUAL FUNDS - 46641Q837 3,251 64,895 SH   DFND 1 64,895 0 0
JOHNSON & JOHNSON COMMON STOCK 478160104 10,839 61,061 SH   DFND 1 61,031 0 30
JOHNSON & JOHNSON COMMON STOCK 478160104 320 1,800 SH   OTR 1 1,800 0 0
KIMBERLY CLARK CORP COMMON STOCK 494368103 1,689 12,500 SH   DFND 1 12,500 0 0
KINDER MORGAN INC COMMON STOCK 49456B101 353 21,041 SH   DFND 1 21,041 0 0
KRAFT HEINZ CO COMMON STOCK 500754106 329 8,627 SH   DFND 1 8,627 0 0
KROGER CO COMMON STOCK 501044101 296 6,260 SH   DFND 1 6,260 0 0
LAMB WESTON HOLDINGS, INC. COMMON STOCK 513272104 374 5,229 SH   DFND 1 5,229 0 0
LILLY ELI & CO COMMON STOCK 532457108 2,041 6,296 SH   DFND 1 6,296 0 0
LILLY ELI & CO COMMON STOCK 532457108 460 1,420 SH   OTR 1 1,420 0 0
LIVE NATION ENTERTAINMENT INC COMMON STOCK 538034109 2,532 30,657 SH   DFND 1 30,657 0 0
LOWES COS INC COMMON STOCK 548661107 898 5,141 SH   DFND 1 5,141 0 0
M & T BANK CORPORATION COMMON STOCK 55261F104 436 2,738 SH   DFND 1 2,738 0 0
MGM RESORTS INTERNATIONAL COMMON STOCK 552953101 2,762 95,391 SH   DFND 1 95,391 0 0
MARQETA INC COMMON STOCK 57142B104 629 77,585 SH   DFND 1 77,585 0 0
MARRIOTT INTERNATIONAL INC COMMON STOCK 571903202 253 1,857 SH   DFND 1 1,857 0 0
MASTERCARD INC COMMON STOCK 57636Q104 2,074 6,573 SH   DFND 1 6,573 0 0
MCDONALDS CORP COMMON STOCK 580135101 4,467 18,095 SH   DFND 1 18,095 0 0
MCDONALDS CORP COMMON STOCK 580135101 667 2,700 SH   OTR 1 2,700 0 0
MCKESSON CORP COMMON STOCK 58155Q103 3,831 11,744 SH   DFND 1 11,744 0 0
MERCK & CO INC COMMON STOCK 58933Y105 5,911 64,831 SH   DFND 1 64,831 0 0
MICROSOFT CORP COMMON STOCK 594918104 34,190 133,124 SH   DFND 1 133,124 0 0
MICROSOFT CORP COMMON STOCK 594918104 1,605 6,248 SH   OTR 1 6,248 0 0
MONDELEZ INTERNATIONAL INC COMMON STOCK 609207105 697 11,231 SH   DFND 1 11,231 0 0
MORGAN STANLEY COMMON STOCK 617446448 443 5,827 SH   DFND 1 5,827 0 0
NATIONAL GRID PLC COMMON STOCK 636274409 516 7,980 SH   DFND 1 7,980 0 0
NEWMONT CORPORATION COMMON STOCK 651639106 1,878 31,474 SH   DFND 1 31,474 0 0
NEXTERA ENERGY INC COMMON STOCK 65339F101 2,705 34,921 SH   DFND 1 34,921 0 0
NEXTERA ENERGY INC COMMON STOCK 65339F101 713 9,200 SH   OTR 1 9,200 0 0
NIKE INC COMMON STOCK 654106103 1,042 10,192 SH   DFND 1 10,192 0 0
NOVARTIS AG COMMON STOCK 66987V109 351 4,152 SH   DFND 1 4,152 0 0
NVIDIA CORP COMMON STOCK 67066G104 1,588 10,474 SH   DFND 1 10,474 0 0
OCCIDENTAL PETROLEUM CORP COMMON STOCK 674599105 371 6,308 SH   DFND 1 6,308 0 0
PNC FINANCIAL SERVICES COMMON STOCK 693475105 500 3,170 SH   DFND 1 3,170 0 0
PAYPAL HOLDINGS INC. COMMON STOCK 70450Y103 877 12,555 SH   DFND 1 12,555 0 0
PEPSICO INC COMMON STOCK 713448108 3,064 18,384 SH   DFND 1 18,384 0 0
PFIZER INC COMMON STOCK 717081103 7,260 138,473 SH   DFND 1 137,882 0 591
PFIZER INC COMMON STOCK 717081103 386 7,364 SH   OTR 1 7,364 0 0
PHILIP MORRIS INTERNATIONAL COMMON STOCK 718172109 2,499 25,311 SH   DFND 1 25,311 0 0
PHILIP MORRIS INTERNATIONAL COMMON STOCK 718172109 39 400 SH   OTR 1 400 0 0
PHILLIPS 66 COMMON STOCK 718546104 681 8,308 SH   DFND 1 8,308 0 0
PHILLIPS 66 COMMON STOCK 718546104 33 400 SH   OTR 1 400 0 0
PIONEER NATURAL RESOURCES CO COMMON STOCK 723787107 2,014 9,026 SH   DFND 1 9,026 0 0
PROCTER & GAMBLE CO COMMON STOCK 742718109 9,482 65,942 SH   DFND 1 65,302 0 640
PROCTER & GAMBLE CO COMMON STOCK 742718109 503 3,500 SH   OTR 1 3,500 0 0
QUALCOMM INC COMMON STOCK 747525103 3,090 24,188 SH   DFND 1 24,188 0 0
QUALCOMM INC COMMON STOCK 747525103 358 2,800 SH   OTR 1 2,800 0 0
QUEST DIAGNOSTICS INC COMMON STOCK 74834L100 756 5,682 SH   DFND 1 5,682 0 0
REALTY INCOME CORP COMMON STOCK 756109104 394 5,767 SH   DFND 1 5,767 0 0
REGIONS FINANCIAL CORP COMMON STOCK 7591EP100 224 11,930 SH   DFND 1 11,930 0 0
SHELL PLC COMMON STOCK 780259305 858 16,400 SH   DFND 1 16,400 0 0
S&P GLOBAL INC COMMON STOCK 78409V104 2,330 6,913 SH   DFND 1 6,913 0 0
SPDR MUTUAL FUNDS - 78462F103 84,953 225,189 SH   DFND 1 111,278 0 113,911
SPDR MUTUAL FUNDS - 78462F103 34 90 SH   OTR 1 90 0 0
SPDR MUTUAL FUNDS - 78467Y107 624 1,510 SH   DFND 1 1,510 0 0
SALESFORCE INC COMMON STOCK 79466L302 1,506 9,126 SH   DFND 1 9,126 0 0
SANOFI COMMON STOCK 80105N105 860 17,188 SH   DFND 1 17,188 0 0
SAP SE COMMON STOCK 803054204 307 3,382 SH   DFND 1 3,382 0 0
CHARLES SCHWAB CORP COMMON STOCK 808513105 969 15,341 SH   DFND 1 15,341 0 0
SEMPRA ENERGY COMMON STOCK 816851109 529 3,522 SH   DFND 1 3,522 0 0
SIGNATURE BANK COMMON STOCK 82669G104 1,671 9,324 SH   DFND 1 9,324 0 0
SNOWFLAKE INC-CLASS A COMMON STOCK 833445109 782 5,624 SH   DFND 1 5,624 0 0
SOLAREDGE TECHNOLOGIES INC COMMON STOCK 83417M104 333 1,217 SH   DFND 1 1,217 0 0
SONOCO PRODUCTS CO COMMON STOCK 835495102 431 7,559 SH   DFND 1 7,559 0 0
SOUTHERN CO COMMON STOCK 842587107 1,908 26,759 SH   DFND 1 25,759 0 1,000
STARBUCKS CORP COMMON STOCK 855244109 1,472 19,263 SH   DFND 1 19,263 0 0
STARBUCKS CORP COMMON STOCK 855244109 23 300 SH   OTR 1 300 0 0
SUMITOMO MITSUI FINL GROUP INC COMMON STOCK 86562M209 87 14,737 SH   DFND 1 14,737 0 0
TJX COMPANIES INC COMMON STOCK 872540109 438 7,838 SH   DFND 1 7,838 0 0
TAKE-TWO INTERACTIVE SOFTWARE COMMON STOCK 874054109 329 2,685 SH   DFND 1 2,685 0 0
TARGET CORP COMMON STOCK 87612E106 524 3,712 SH   DFND 1 3,712 0 0
TC ENERGY CORP COMMON STOCK 87807B107 271 5,222 SH   DFND 1 5,222 0 0
TESLA INC. COMMON STOCK 88160R101 2,898 4,304 SH   DFND 1 4,304 0 0
TEXAS INSTRUMENTS INC COMMON STOCK 882508104 297 1,936 SH   DFND 1 1,936 0 0
TEXAS INSTRUMENTS INC COMMON STOCK 882508104 497 3,235 SH   OTR 1 3,235 0 0
THE TRADE DESK, INC. COMMON STOCK 88339J105 323 7,709 SH   DFND 1 7,709 0 0
THERMO FISHER SCIENTIFIC INC COMMON STOCK 883556102 2,483 4,570 SH   DFND 1 4,570 0 0
3M CO COMMON STOCK 88579Y101 2,272 17,555 SH   DFND 1 17,355 0 200
3M CO COMMON STOCK 88579Y101 48 370 SH   OTR 1 370 0 0
TOTALENERGIES SE COMMON STOCK 89151E109 287 5,457 SH   DFND 1 5,457 0 0
TRANSDIGM GROUP INC COMMON STOCK 893641100 1,601 2,984 SH   DFND 1 2,984 0 0
TRAVELERS COS INC COMMON STOCK 89417E109 391 2,314 SH   DFND 1 2,314 0 0
TRAVELERS COS INC COMMON STOCK 89417E109 254 1,500 SH   OTR 1 1,500 0 0
TYSON FOODS INC COMMON STOCK 902494103 436 5,068 SH   DFND 1 5,068 0 0
US BANCORP COMMON STOCK 902973304 1,253 27,223 SH   DFND 1 27,223 0 0
UBER TECHNOLOGIES COMMON STOCK 90353T100 925 45,197 SH   DFND 1 45,197 0 0
UNILEVER PLC COMMON STOCK 904767704 768 16,758 SH   DFND 1 16,758 0 0
UNION PACIFIC CORP COMMON STOCK 907818108 1,375 6,446 SH   DFND 1 6,446 0 0
UNION PACIFIC CORP COMMON STOCK 907818108 704 3,300 SH   OTR 1 3,300 0 0
UNITED PARCEL SERVICE COMMON STOCK 911312106 1,054 5,775 SH   DFND 1 5,775 0 0
UNITED PARCEL SERVICE COMMON STOCK 911312106 37 200 SH   OTR 1 200 0 0
UNITEDHEALTH GROUP INC COMMON STOCK 91324P102 5,978 11,639 SH   DFND 1 11,639 0 0
UNITEDHEALTH GROUP INC COMMON STOCK 91324P102 128 250 SH   OTR 1 250 0 0
UNITY SOFTWARE INC COMMON STOCK 91332U101 436 11,848 SH   DFND 1 11,848 0 0
V F CORP COMMON STOCK 918204108 207 4,680 SH   OTR 1 4,680 0 0
VAIL RESORTS INC COMMON STOCK 91879Q109 461 2,112 SH   DFND 1 2,112 0 0
VANGUARD MUTUAL FUNDS - 921908844 3,074 21,429 SH   DFND 1 21,429 0 0
VANGUARD MUTUAL FUNDS - 921909768 14,987 290,398 SH   DFND 1 72,009 0 218,389
VANGUARD MUTUAL FUNDS - 921910816 1,132 6,231 SH   DFND 1 6,231 0 0
VANGUARD MUTUAL FUNDS - 921910840 1,087 11,299 SH   DFND 1 11,299 0 0
VANGUARD MUTUAL FUNDS - 921937793 1,941 24,346 SH   DFND 1 24,346 0 0
VANGUARD MUTUAL FUNDS - 921937819 2,035 26,202 SH   DFND 1 26,202 0 0
VANGUARD MUTUAL FUNDS - 921937827 7,296 95,012 SH   DFND 1 95,012 0 0
VANGUARD MUTUAL FUNDS - 921937835 13,050 173,397 SH   DFND 1 173,397 0 0
VANGUARD MUTUAL FUNDS - 921943858 113,977 2,793,566 SH   DFND 1 2,781,130 0 12,436
VANGUARD MUTUAL FUNDS - 921946406 58,907 579,220 SH   DFND 1 579,220 0 0
VANGUARD MUTUAL FUNDS - 921946794 35,728 607,410 SH   DFND 1 606,452 0 958
VANGUARD MUTUAL FUNDS - 92203J407 2,533 51,136 SH   DFND 1 51,136 0 0
VANGUARD MUTUAL FUNDS - 922042858 32,564 781,852 SH   DFND 1 767,549 0 14,303
VANGUARD MUTUAL FUNDS - 922042858 21 500 SH   OTR 1 500 0 0
VANGUARD MUTUAL FUNDS - 92206C102 266 4,520 SH   DFND 1 4,520 0 0
VANGUARD MUTUAL FUNDS - 92206C771 2,133 44,622 SH   DFND 1 44,622 0 0
VANGUARD MUTUAL FUNDS - 92206C813 752 9,277 SH   DFND 1 9,277 0 0
VENTAS INC COMMON STOCK 92276F100 593 11,526 SH   DFND 1 11,526 0 0
VANGUARD MUTUAL FUNDS - 922908512 2,007 15,493 SH   DFND 1 15,493 0 0
VANGUARD MUTUAL FUNDS - 922908538 826 4,709 SH   DFND 1 4,709 0 0
VANGUARD MUTUAL FUNDS - 922908595 449 2,281 SH   DFND 1 2,281 0 0
VANGUARD MUTUAL FUNDS - 922908611 403 2,693 SH   DFND 1 2,693 0 0
VANGUARD MUTUAL FUNDS - 922908652 1,253 9,555 SH   DFND 1 9,555 0 0
VANGUARD MUTUAL FUNDS - 922908736 79,777 357,920 SH   DFND 1 357,920 0 0
VANGUARD MUTUAL FUNDS - 922908744 75,938 575,815 SH   DFND 1 575,815 0 0
VANGUARD MUTUAL FUNDS - 922908751 21,769 123,609 SH   DFND 1 123,609 0 0
VANGUARD MUTUAL FUNDS - 922908769 317,679 1,684,226 SH   DFND 1 1,482,056 0 202,170
VERIZON COMMUNICATIONS COMMON STOCK 92343V104 1,900 37,431 SH   DFND 1 37,331 0 100
VERIZON COMMUNICATIONS COMMON STOCK 92343V104 107 2,100 SH   OTR 1 2,100 0 0
VISA INC COMMON STOCK 92826C839 8,499 43,166 SH   DFND 1 43,116 0 50
VISA INC COMMON STOCK 92826C839 2 9 SH   OTR 1 9 0 0
VODAFONE GROUP PLC COMMON STOCK 92857W308 337 21,635 SH   DFND 1 21,635 0 0
WALMART INC COMMON STOCK 931142103 3,145 25,870 SH   DFND 1 25,870 0 0
WALMART INC COMMON STOCK 931142103 109 900 SH   OTR 1 900 0 0
WELLS FARGO COMPANY COMMON STOCK 949746101 248 6,343 SH   DFND 1 6,343 0 0
WEYERHAEUSER CO COMMON STOCK 962166104 856 25,859 SH   DFND 1 25,859 0 0
XCEL ENERGY INC COMMON STOCK 98389B100 266 3,765 SH   DFND 1 3,765 0 0
ZIONS BANCORP COMMON STOCK 989701107 251 4,937 SH   DFND 1 4,937 0 0
ACCENTURE PLC COMMON STOCK G1151C101 421 1,515 SH   DFND 1 1,515 0 0
ACCENTURE PLC COMMON STOCK G1151C101 56 200 SH   OTR 1 200 0 0
EATON CORP PLC COMMON STOCK G29183103 1,308 10,380 SH   DFND 1 10,380 0 0
MEDTRONIC PLC COMMON STOCK G5960L103 1,112 12,386 SH   DFND 1 12,386 0 0
CHUBB LTD COMMON STOCK H1467J104 763 3,883 SH   DFND 1 3,883 0 0
TE CONNECTIVITY LTD COMMON STOCK H84989104 862 7,618 SH   DFND 1 7,618 0 0