Schedule of applicable holding company and bank regulatory capital requirements |
The following tables summarize the applicable holding company and bank regulatory capital requirements (dollars in thousands): | | | | | | | | | | | | | | | | | | | | | | | | | | | | Minimum | | | | | | | | | Minimum | | | To Be Well | | | Actual | | | Capital Requirement | | | Capitalized | | | Amount | | Ratio | | | Amount | | Ratio | | | Amount | | Ratio | | As of September 30, 2020: | | | | | | | | | | | | | | | | | | Total Capital (to Risk Weighted Assets) | | | | | | | | | | | | | | | | | | Consolidated | $ | 1,225,719 | | 16.63 | % | | $ | 589,691 | | 8.00 | % | | $ | 737,114 | | 10.00 | % | Busey Bank | $ | 1,095,863 | | 14.89 | % | | $ | 588,690 | | 8.00 | % | | $ | 735,862 | | 10.00 | % | | | | | | | | | | | | | | | | | | | Tier 1 Capital (to Risk Weighted Assets) | | | | | | | | | | | | | | | | | | Consolidated | $ | 964,399 | | 13.08 | % | | $ | 442,268 | | 6.00 | % | | $ | 589,691 | | 8.00 | % | Busey Bank | $ | 1,019,543 | | 13.86 | % | | $ | 441,517 | | 6.00 | % | | $ | 588,690 | | 8.00 | % | | | | | | | | | | | | | | | | | | | Common Equity Tier 1 Capital (to Risk Weighted Assets) | | | | | | | | | | | | | | Consolidated | $ | 890,399 | | 12.08 | % | | $ | 331,701 | | 4.50 | % | | $ | 479,124 | | 6.50 | % | Busey Bank | $ | 1,019,543 | | 13.86 | % | | $ | 331,138 | | 4.50 | % | | $ | 478,310 | | 6.50 | % | | | | | | | | | | | | | | | | | | | Tier 1 Capital (to Average Assets) | | | | | | | | | | | | | | | | | | Consolidated | $ | 964,399 | | 9.39 | % | | $ | 410,850 | | 4.00 | % | | | N/A | | N/A | | Busey Bank | $ | 1,019,543 | | 9.93 | % | | $ | 410,669 | | 4.00 | % | | $ | 513,336 | | 5.00 | % |
| | | | | | | | | | | | | | | | | | | | | | | | | | | | Minimum | | | | | | | | | Minimum | | | To Be Well | | | Actual | | | Capital Requirement | | | Capitalized | | | Amount | | Ratio | | | Amount | | Ratio | | | Amount | | Ratio | | As of December 31, 2019: | | | Total Capital (to Risk Weighted Assets) | | | | | | | | | | | | | | | | | | Consolidated | $ | 1,036,143 | | 14.03 | % | | $ | 590,826 | | 8.00 | % | | $ | 738,532 | | 10.00 | % | Busey Bank | $ | 1,099,449 | | 14.92 | % | | $ | 589,681 | | 8.00 | % | | $ | 737,101 | | 10.00 | % | | | | | | | | | | | | | | | | | | | Tier 1 Capital (to Risk Weighted Assets) | | | | | | | | | | | | | | | | | | Consolidated | $ | 922,395 | | 12.49 | % | | $ | 443,120 | | 6.00 | % | | $ | 590,826 | | 8.00 | % | Busey Bank | $ | 1,045,701 | | 14.19 | % | | $ | 442,261 | | 6.00 | % | | $ | 589,681 | | 8.00 | % | | | | | | | | | | | | | | | | | | | Common Equity Tier 1 Capital (to Risk Weighted Assets) | | | | | | | | | | | | | | Consolidated | $ | 848,395 | | 11.49 | % | | $ | 332,340 | | 4.50 | % | | $ | 480,046 | | 6.50 | % | Busey Bank | $ | 1,045,701 | | 14.19 | % | | $ | 331,696 | | 4.50 | % | | $ | 479,116 | | 6.50 | % | | | | | | | | | | | | | | | | | | | Tier 1 Capital (to Average Assets) | | | | | | | | | | | | | | | | | | Consolidated | $ | 922,395 | | 9.88 | % | | $ | 373,360 | | 4.00 | % | | | N/A | | N/A | | Busey Bank | $ | 1,045,701 | | 11.19 | % | | $ | 373,639 | | 4.00 | % | | $ | 467,049 | | 5.00 | % | | | | | | | | | | | | | | | | | | |
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