8-K

UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington, DC 20549

FORM 8-K

CURRENT REPORT

PURSUANT TO SECTION 13 OR 15(d) OF THE

SECURITIES EXCHANGE ACT OF 1934

Date of Report (Date of earliest event reported):

April 20, 2006

AMSOUTH BANCORPORATION

(Exact name of registrant as specified in its charter)

DELAWARE	1-7476	63-0591257
(State or other jurisdiction of incorporation)	(Commission File Number)	(IRS Employer Identification No.)

AMSOUTH CENTER

1900 FIFTH AVENUE NORTH

BIRMINGHAM, ALABAMA 35203

(Address, including zip code, of principal executive office)

Registrant’s telephone number, including area code: (205) 320-7151

Not applicable

(Former name or former address, if changed since last report.)

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:

¨ Written communication pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

¨ Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

¨ Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

¨ Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

Item 1.02 Termination of a Material Definitive Agreement.

On April 20, 2006, the Federal Reserve and the State of Alabama Banking Department terminated the Cease and Desist Order (the “Order”) entered into with AmSouth Bancorporation (the “Company”) and AmSouth Bank on October 12, 2004. The Company issued a press release announcing termination of the Order on April 20, 2006.

A copy of the press release is filed as Exhibit 99.1 and is incorporated by reference into this report.

Item 9.01 Financial Statements and Exhibits.

(d) Exhibits

99.1      Press Release dated April 20, 2006

SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

AMSOUTH BANCORPORATION
By:	/s/ John D. Buchanan
Name:	John D. Buchanan
Title:	Executive Vice President, General Counsel and Corporate Secretary

Date: April 20, 2006

EX-99.1

EXHIBIT 99.1

News Release	AmSouth Bancorporation
	Post Office Box 11007
	Birmingham, Alabama 35288

FOR IMMEDIATE RELEASE

Contact:	(News Media)	Rick Swagler	(205) 801-0105
	(Investment Community)	List Underwood	(205) 801-0265

AmSouth Announces Lifting of Enforcement Action

BIRMINGHAM, Ala., April 20, 2006 – AmSouth Bancorporation (NYSE: ASO) announced today that the Federal Reserve Bank of Atlanta and the State of Alabama Banking Department have terminated the Cease and Desist Order entered into with AmSouth Bancorporation and AmSouth Bank in October 2004. The order related to the bank’s obligation to detect and report suspicious activity under the Bank Secrecy Act. AmSouth has implemented new policies and procedures to ensure compliance with the Bank Secrecy Act, reviewed account activity, increased employee training, and taken other steps to strengthen internal controls. As a result, AmSouth has an effective compliance program in place and is committed to maintaining it.

“I commend our employees for their outstanding efforts in implementing this program quickly and effectively. It is due to their hard work and dedication that we have an industry-leading compliance program,” said Dowd Ritter, AmSouth’s chairman, president and chief executive officer.

About AmSouth

AmSouth is a regional bank holding company with $53 billion in assets, more than 680 branch banking offices and more than 1,200 ATMs. AmSouth operates in Florida, Tennessee, Alabama, Mississippi, Louisiana and Georgia. AmSouth is a leader among regional banks in the Southeast in several key business segments, including consumer and commercial banking, small business banking, mortgage lending, equipment leasing, and trust and investment management services. AmSouth also offers a complete line of banking products and services at its web site, www.amsouth.com.