Exhibit 99.2

Unaudited

AmSouth Bancorporation

CONSOLIDATED QUARTERLY STATEMENTS OF EARNINGS

($ in thousands, except per share data)

	2005				2004
	June 30		March 31		December 31		September 30		June 30
INTEREST INCOME
Loans	$	454,169	$	431,375	$	414,830	$	399,030	$	376,602
Available-for-sale securities		74,073		75,791		76,518		81,178		80,577
Held-to-maturity securities		71,082		72,096		69,950		67,030		63,934
Trading securities		218		159		96		39		25
Loans held for sale		2,614		1,498		4,517		2,863		3,270
Other interest-earning assets		356		255		197		133		236
Total interest income		602,512		581,174		566,108		550,273		524,644
INTEREST EXPENSE
Interest-bearing demand		20,356		16,345		12,369		10,237		8,640
Money market and savings deposits		36,956		29,368		17,376		10,599		9,688
Time deposits		68,855		65,279		63,827		59,636		57,712
Foreign deposits		6,697		6,803		6,063		4,361		3,598
Federal funds purchased and securities sold under agreements to repurchase		17,507		16,354		15,246		11,707		8,185
Other borrowed funds		2,129		1,928		3,621		2,555		1,905
Long-term Federal Home Loan Bank advances		38,633		40,199		52,032		61,016		60,475
Other long-term debt		32,736		25,150		16,362		14,256		13,031
Total interest expense		223,869		201,426		186,896		174,367		163,234
NET INTEREST INCOME		378,643		379,748		379,212		375,906		361,410
Provision for loan losses		17,700		20,600		44,250		28,800		26,600
NET INTEREST INCOME AFTER PROVISION FOR LOAN LOSSES		360,943		359,148		334,962		347,106		334,810
NONINTEREST REVENUES
Service charges on deposit accounts		91,485		85,034		94,556		96,508		94,377
Trust income		30,010		30,353		30,571		28,587		29,935
Consumer investment services income		18,875		20,032		17,539		17,565		21,930
Interchange income		22,731		21,178		21,066		19,649		20,628
Commercial credit fee income		13,901		10,940		10,605		10,369		11,088
Bank owned life insurance policies		10,582		10,511		13,760		11,377		11,610
Mortgage income		4,796		3,986		5,627		4,164		3,889
Portfolio income		3,150		1,282		5,381		5,920		8,145
Gain on sale of credit card loans		-0-		-0-		166,103		-0-		-0-
Other noninterest revenues		27,621		32,120		15,081		19,032		16,650
Total noninterest revenues		223,151		215,436		380,289		213,171		218,252
NONINTEREST EXPENSES
Salaries and employee benefits		172,955		178,655		170,640		162,517		167,511
Net occupancy expense		38,430		36,857		37,694		37,953		36,326
Equipment expense		32,624		31,086		31,721		31,807		30,968
Postage and office supplies		10,080		10,693		10,556		10,680		10,997
Marketing		7,168		9,771		8,803		8,594		9,249
Professional fees		7,759		7,489		16,363		7,339		9,699
Communications		6,155		6,118		5,773		5,926		6,040
Amortization of intangibles		636		696		800		1,043		1,163
Settlement agreements and related professional fees		-0-		-0-		-0-		53,972		-0-
FHLB prepayment cost		-0-		-0-		129,648		-0-		-0-
Other noninterest expenses		39,135		38,152		48,418		42,647		39,817
Total noninterest expenses		314,942		319,517		460,416		362,478		311,770
INCOME BEFORE INCOME TAXES		269,152		255,067		254,835		197,799		241,292
Income taxes		84,553		76,422		77,978		78,220		74,329
NET INCOME	$	184,599	$	178,645	$	176,857	$	119,579	$	166,963
Average common shares outstanding - basic		352,054		354,299		355,072		352,838		351,602
Earnings per common share - basic (a)	$	0.52	$	0.50	$	0.50	$	0.34	$	0.47
Average common shares outstanding - diluted		357,026		358,812		360,286		358,272		356,314
Earnings per common share - diluted (a)	$	0.52	$	0.50	$	0.49	$	0.33	$	0.47

(a) Earnings per common share as adjusted for the third quarter 2004 settlement agreement and related professional fees are provided in the following table. These expenses represent matters which management believes are not indicative of AmSouth’s legal and regulatory affairs arising in the normal course of business.

	Three Months Ended September 30, 2004
Earnings per common share - basic, GAAP basis	0.34
Adjustment for settlement agreement and related professional fees	0.15
Earnings per common share - basic, as adjusted	0.49
Earnings per common share - diluted, GAAP basis	0.33
Adjustment for settlement agreement and related professional fees	0.15
Earnings per common share - diluted, as adjusted	0.48

Unaudited

AmSouth Bancorporation

QUARTERLY AVERAGE DAILY BALANCES, REVENUE & EXPENSE SUMMARY, YIELDS & RATES

(Taxable equivalent basis, $ in thousands)

	Three Months Ended June 30, 2005							Three Months Ended March 31, 2005							Three Months Ended December 31, 2004							Three Months Ended September 30, 2004							Three Months Ended June 30, 2004
	Average Balance			Revenue/ Expense		Yield/ Rate		Average Balance			Revenue/ Expense		Yield/ Rate		Average Balance			Revenue/ Expense		Yield/ Rate		Average Balance			Revenue/ Expense		Yield/ Rate		Average Balance			Revenue/ Expense		Yield/ Rate
ASSETS
Interest-earning assets:
Commercial and commercial real estate	$	16,620,623		$	235,211	5.68	%	$	16,376,300		$	218,177	5.40	%	$	15,682,584		$	204,003	5.18	%	$	15,118,340		$	189,542	4.99	%	$	14,761,561		$	178,896	4.87	%
Residential first mortgages		5,561,349			67,340	4.86	%		5,260,197			64,045	4.94	%		4,913,523			60,340	4.89	%		4,565,972			55,715	4.85	%		3,863,999			49,333	5.13	%
Equity loans and lines		7,624,399			106,004	5.58	%		7,756,678			101,105	5.29	%		7,742,633			93,520	4.81	%		7,629,780			85,078	4.44	%		7,288,969			78,254	4.32	%
Dealer indirect		3,088,106			41,161	5.35	%		3,212,236			42,602	5.38	%		3,392,366			46,700	5.48	%		3,606,654			51,067	5.63	%		3,622,780			51,993	5.77	%
Other consumer		467,045			10,757	9.24	%		603,138			11,757	7.91	%		794,457			16,511	8.27	%		1,158,955			23,725	8.14	%		1,096,320			24,201	8.88	%
Total loans net of unearned income (1)		33,361,522			460,473	5.54	%		33,208,549			437,686	5.35	%		32,525,563			421,074	5.15	%		32,079,701			405,127	5.02	%		30,633,629			382,677	5.02	%
Available-for-sale securities, amortized cost		6,322,703			74,597	4.73	%		6,385,445			76,355	4.85	%		6,369,885			77,107	4.82	%		6,508,524			81,785	5.00	%		6,559,420			81,249	4.98	%
Market valuation on AFS securities		(87,157	)						(41,821	)						(25,440	)						(92,985	)						(45,289	)
Total available-for-sale securities (2)		6,235,546							6,343,624							6,344,445							6,415,539							6,514,131
Held-to-maturity securities		6,052,066			75,081	4.98	%		6,145,136			76,115	5.02	%		6,043,965			73,896	4.86	%		5,865,560			70,976	4.81	%		5,929,467			67,685	4.59	%
Total investment securities (3)		12,287,612			149,678	4.85	%		12,488,760			152,470	4.93	%		12,388,410			151,003	4.84	%		12,281,099			152,761	4.91	%		12,443,598			148,934	4.80	%
Other interest-earning assets		271,607			3,188	4.71	%		189,569			1,917	4.10	%		285,158			4,810	6.71	%		231,207			3,035	5.22	%		378,235			3,531	3.75	%
Total interest-earning assets (3)		45,920,741			613,339	5.35	%		45,886,878			592,073	5.23	%		45,199,131			576,887	5.07	%		44,592,007			560,923	4.99	%		43,455,462			535,142	4.95	%
Cash and due from banks		1,182,160							1,165,902							1,147,335							1,090,246							1,117,795
Other assets		3,606,771							3,611,839							3,559,107							3,485,377							3,554,548
Allowance for loan losses		(368,375	)						(368,509	)						(370,052	)						(381,316	)						(385,514	)
	$	50,341,297						$	50,296,110						$	49,535,521						$	48,786,314						$	47,742,291
LIABILITIES AND SHAREHOLDERS’ EQUITY
Interest-bearing liabilities:
Interest-bearing demand	$	6,957,590			20,356	1.17	%	$	6,979,278			16,345	0.95	%	$	6,808,245			12,369	0.72	%	$	6,865,461			10,237	0.59	%	$	6,829,555			8,640	0.51	%
Money market and savings deposits		9,974,400			36,956	1.49	%		9,512,976			29,368	1.25	%		8,306,523			17,376	0.83	%		7,875,270			10,599	0.54	%		7,847,980			9,688	0.50	%
Time deposits (4)		9,215,524			68,855	3.00	%		9,457,697			65,279	2.80	%		9,574,231			63,827	2.65	%		9,383,477			59,636	2.53	%		9,133,052			57,712	2.54	%
Foreign deposits		1,256,394			6,697	2.14	%		1,537,030			6,803	1.80	%		1,655,500			6,063	1.46	%		1,611,387			4,361	1.08	%		1,527,336			3,598	0.95	%
Federal funds purchased and securities sold under agreements to repurchase		2,866,029			17,507	2.45	%		3,022,943			16,354	2.19	%		3,394,875			15,246	1.79	%		3,338,866			11,707	1.39	%		2,837,459			8,185	1.16	%
Other interest-bearing liabilities (4)		7,441,068			73,498	3.96	%		7,355,899			67,277	3.71	%		7,682,934			72,015	3.73	%		8,165,955			77,827	3.79	%		8,163,063			75,411	3.72	%
Total interest-bearing liabilities		37,711,005			223,869	2.38	%		37,865,823			201,426	2.16	%		37,422,308			186,896	1.99	%		37,240,416			174,367	1.86	%		36,338,445			163,234	1.81	%
Net interest spread (3)						2.97	%						3.07	%						3.08	%						3.13	%						3.14	%
Noninterest-bearing demand deposits		7,454,032							7,225,621							6,978,442							6,643,642							6,516,977
Other liabilities (4)		1,636,182							1,666,288							1,643,590							1,551,933							1,581,233
Shareholders’ equity		3,540,078							3,538,378							3,491,181							3,350,323							3,305,636
	$	50,341,297						$	50,296,110						$	49,535,521						$	48,786,314						$	47,742,291
Net interest income/ margin on a taxable equivalent basis (3)					389,470	3.40	%					390,647	3.45	%					389,991	3.43	%					386,556	3.44	%					371,908	3.44	%
Taxable equivalent adjustment:(5)
Loans					6,304							6,311							6,244							6,097							6,075
Available-for-sale securities					524							564							589							607							672
Held-to-maturity securities					3,999							4,019							3,946							3,946							3,751
Trading securities					-0-							5							-0-							-0-							-0-
Total taxable equivalent adjustment					10,827							10,899							10,779							10,650							10,498
Net interest income				$	378,643						$	379,748						$	379,212						$	375,906						$	361,410

NOTES:

(1) Loans net of unearned income includes nonaccrual loans for all periods presented.

(2) Available-for-sale securities excludes certain noninterest-earning, marketable equity securities.

(3) The yield calculation for total available-for-sale securities, total investment securities, total interest-earning assets, net interest spread and net interest margin excludes the market valuation adjustment on available-for-sale securities.

(4) Statement 133 valuation adjustments related to time deposits and other interest-bearing liabilities are included in other liabilities.

(5) The taxable equivalent adjustment has been computed using a federal income tax rate of 35%, adjusted for applicable state income taxes net of the related federal tax benefit.

Unaudited

AmSouth Bancorporation

CONSOLIDATED PERIOD-END BALANCE SHEETS

($ in thousands)

	2005						2004
	June 30			March 31			December 31			September 30			June 30
ASSETS
Cash and due from banks	$	1,167,313		$	1,110,764		$	966,993		$	1,073,175		$	1,055,370
Trading securities		39,404			33,185			1,883			1,121			11,092
Available-for-sale securities		6,172,833			6,378,267			6,322,665			6,516,319			6,586,697
Held-to-maturity securities		6,072,898			6,193,235			6,188,010			6,068,666			6,004,032
Loans held for sale		323,017			150,888			103,273			240,879			261,968
Loans net of unearned income:
Commercial and industrial		5,961,937			5,857,272			5,740,153			5,630,612			5,515,740
Commercial loans - secured by real estate		2,381,944			2,251,824			2,245,052			2,248,468			2,197,646
Commercial leases		2,239,314			2,202,117			2,179,074			2,088,136			1,974,396
Commercial real estate mortgages		2,922,692			3,005,907			2,867,968			2,659,296			2,642,411
Real estate construction		3,364,146			3,243,707			3,008,313			2,810,551			2,568,776
Residential first mortgages		5,692,014			5,277,556			5,081,775			4,726,022			4,189,126
Equity loans and lines		7,427,904			7,596,112			7,756,745			7,702,802			7,514,199
Dealer indirect		3,087,815			3,120,046			3,312,120			3,493,019			3,627,608
Revolving credit		23,538			24,885			27,230			572,352			555,763
Other consumer		432,078			446,011			582,907			570,963			565,832
Total loans net of unearned income		33,533,382			33,025,437			32,801,337			32,502,221			31,351,497
Allowance for loan losses		(365,626	)		(366,836	)		(366,774	)		(381,255	)		(382,482	)
Other interest-earning assets		49,599			34,639			36,149			63,151			98,813
Premises and equipment, net		1,087,201			1,083,333			1,060,574			1,053,923			1,020,033
Cash surrender value - bank owned life insurance		1,133,539			1,122,447			1,111,934			1,100,576			1,089,445
Goodwill and other intangibles		298,841			299,478			300,174			302,878			303,921
Accrued interest receivable and other assets		1,034,430			946,621			1,022,153			1,146,208			895,427
	$	50,546,831		$	50,011,458		$	49,548,371		$	49,687,862		$	48,295,813
LIABILITIES AND SHAREHOLDERS’ EQUITY
Deposits and interest-bearing liabilities:
Deposits:
Noninterest-bearing demand	$	7,687,525		$	7,500,430		$	7,182,806		$	6,798,077		$	6,636,325
Interest-bearing demand		6,962,855			7,071,159			7,115,545			6,817,361			6,809,885
Money market and savings		10,005,039			9,871,634			8,810,972			7,814,945			7,827,390
Time		9,062,959			9,509,574			9,476,075			9,560,652			9,262,403
Foreign		1,595,330			875,723			1,647,381			928,381			1,603,241
Total deposits		35,313,708			34,828,520			34,232,779			31,919,416			32,139,244
Federal funds purchased and securities sold under agreements to repurchase		2,842,751			2,610,403			2,291,988			2,497,632			2,145,521
Other borrowed funds		473,010			203,639			429,098			1,964,121			1,370,893
Long-term Federal Home Loan Bank advances		3,238,993			3,918,255			4,371,745			5,678,135			5,779,709
Other long-term debt		3,359,173			3,344,018			2,899,773			2,108,128			2,084,213
Total deposits and interest-bearing liabilities		45,227,635			44,904,835			44,225,383			44,167,432			43,519,580
Accrued expenses and other liabilities		1,680,971			1,614,901			1,754,147			2,069,872			1,480,755
Total liabilities		46,908,606			46,519,736			45,979,530			46,237,304			45,000,335
Shareholders’ equity:
Preferred stock		-0-			-0-			-0-			-0-			-0-
Common stock		416,732			416,736			416,748			416,753			416,768
Additional paid-in capital		731,383			729,039			726,411			714,278			714,134
Retained earnings		3,672,524			3,580,202			3,492,873			3,406,363			3,372,672
Treasury stock		(1,093,405	)		(1,073,672	)		(986,510	)		(1,019,471	)		(1,043,783	)
Deferred compensation on restricted stock		(15,208	)		(16,230	)		(12,947	)		(13,697	)		(14,496	)
Accumulated other comprehensive loss		(73,801	)		(144,353	)		(67,734	)		(53,668	)		(149,817	)
Total shareholders’ equity		3,638,225			3,491,722			3,568,841			3,450,558			3,295,478
	$	50,546,831		$	50,011,458		$	49,548,371		$	49,687,862		$	48,295,813

Unaudited

AmSouth Bancorporation

CREDIT QUALITY STATISTICS

($ in thousands)

	Three Months Ended
	2005						2004
	June 30			March 31			December 31			September 30			June 30
NET CHARGE-OFFS/(RECOVERIES)
Commercial:
Commercial & industrial	$	8,725		$	5,420		$	11,268		$	8,144		$	6,889
Commercial loans - secured by real estate		239			698			275			358			666
Commercial leases		-0-			182			1,815			-0-			(380	)
Total commercial		8,964			6,300			13,358			8,502			7,175
Commercial real estate:
Commercial real estate mortgages		39			691			(3	)		37			581
Real estate construction		(213	)		1,534			5			157			1,370
Total commercial real estate		(174	)		2,225			2			194			1,951
Consumer:
Residential first mortgages		424			1,298			912			529			660
Equity loans and lines		3,645			3,806			6,088			4,900			5,646
Dealer indirect		1,141			3,303			4,995			5,438			3,696
Revolving credit		222			742			3,525			5,003			4,841
Other consumer		3,420			1,407			4,251			4,171			2,599
Total consumer		8,852			10,556			19,771			20,041			17,442
	$	17,642		$	19,081		$	33,131		$	28,737		$	26,568
NET CHARGE-OFFS AS A PERCENT OF AVERAGE LOANS (Annualized)
Commercial:
Commercial & industrial		0.59	%		0.38	%		0.79	%		0.58	%		0.50	%
Commercial loans - secured by real estate		0.04			0.13			0.05			0.06			0.13
Commercial leases		0.00			0.03			0.34			0.00			(0.08	)
Total commercial		0.34			0.25			0.53			0.34			0.30
Commercial real estate:
Commercial real estate mortgages		0.01			0.10			0.00			0.01			0.09
Real estate construction		(0.03	)		0.20			0.00			0.02			0.22
Total commercial real estate		(0.01	)		0.15			0.00			0.01			0.15
Consumer:
Residential first mortgages		0.03			0.10			0.07			0.05			0.07
Equity loans and lines		0.19			0.20			0.31			0.26			0.31
Dealer indirect		0.15			0.42			0.59			0.60			0.41
Revolving credit		3.69			11.70			6.60			3.55			3.59
Other consumer		3.10			0.99			2.91			2.78			1.89
Total consumer		0.21			0.25			0.47			0.47			0.44
		0.21	%		0.23	%		0.41	%		0.36	%		0.35	%

Unaudited

AmSouth Bancorporation

CREDIT QUALITY STATISTICS (continued)

($ in thousands)

	2005				2004
	June 30		March 31		December 31		September 30		June 30
NONPERFORMING LOANS*
Commercial:
Commercial & industrial	$	35,299	$	37,136	$	37,581	$	43,021	$	45,275
Commercial loans - secured by real estate		15,395		21,699		18,617		17,560		21,356
Commercial leases		1,656		2,407		2,048		2,242		2,899
Total commercial		52,350		61,242		58,246		62,823		69,530
Commercial real estate:
Commercial real estate mortgages		2,738		2,247		3,074		2,341		3,670
Real estate construction		1,837		2,466		1,286		1,551		2,912
Total commercial real estate		4,575		4,713		4,360		3,892		6,582
Consumer:
Residential first mortgages		11,649		19,147		21,899		19,817		18,393
Equity loans and lines		1,588		1,854		3,946		6,323		8,057
Dealer indirect		17		7		13		21		23
Other consumer		242		292		24		82		85
Total consumer		13,496		21,300		25,882		26,243		26,558
	$	70,421	$	87,255	$	88,488	$	92,958	$	102,670
*  Exclusive of accruing loans 90 days past due.
	2005				2004
	June 30		March 31		December 31		September 30		June 30
ACCRUING LOANS 90 DAYS PAST DUE
Commercial:
Commercial & industrial	$	6,502	$	4,565	$	6,166	$	9,196	$	6,873
Commercial loans - secured by real estate		1,944		952		1,518		2,108		722
Commercial leases		-0-		-0-		-0-		-0-		-0-
Total commercial		8,446		5,517		7,684		11,304		7,595
Commercial real estate:
Commercial real estate mortgages		867		8		259		238		202
Real estate construction		-0-		8,274		145		-0-		-0-
Total commercial real estate		867		8,282		404		238		202
Consumer:
Residential first mortgages		12,164		7,345		9,401		11,127		9,217
Equity loans and lines		24,311		26,063		27,965		28,315		25,249
Dealer indirect		2,450		2,258		4,089		4,467		2,979
Revolving credit		419		599		518		7,085		6,823
Other consumer		528		654		1,056		1,191		907
Total consumer		39,872		36,919		43,029		52,185		45,175
	$	49,185	$	50,718	$	51,117	$	63,727	$	52,972

Unaudited

AmSouth Bancorporation

OTHER INFORMATION

	2005				2004
	June 30*		March 31		December 31		September 30		June 30
REGULATORY CAPITAL RATIOS
Tier 1 capital ratio
AmSouth	8.09	%	8.05	%	8.05	%	7.76	%	7.79	%
AmSouth Bank	8.76		8.71		8.49		8.35		8.48
Total capital ratio
AmSouth	11.52	%	11.54	%	10.93	%	10.79	%	10.89	%
AmSouth Bank	11.95		11.97		11.04		10.95		11.14
Leverage ratio
AmSouth	6.76	%	6.61	%	6.73	%	6.56	%	6.60	%
AmSouth Bank	7.33		7.16		7.10		7.06		7.19

* Second quarter 2005 regulatory capital ratios based on preliminary data.