Exhibit 99.2

Unaudited

AmSouth Bancorporation

CONSOLIDATED QUARTERLY STATEMENTS OF EARNINGS

($ in thousands, except per share data)

	2005		2004
	March 31		December 31		September 30		June 30		March 31
INTEREST INCOME
Loans	$	431,375	$	414,830	$	399,030	$	376,602	$	375,715
Available-for-sale securities		75,791		76,518		81,178		80,577		83,419
Held-to-maturity securities		72,096		69,950		67,030		63,934		62,593
Trading securities		159		96		39		25		72
Loans held for sale		1,498		4,517		2,863		3,270		2,627
Other interest-earning assets		255		197		133		236		210
Total interest income		581,174		566,108		550,273		524,644		524,636
INTEREST EXPENSE
Interest-bearing demand		16,345		12,369		10,237		8,640		7,346
Money market and savings deposits		29,368		17,376		10,599		9,688		9,315
Time deposits		65,279		63,827		59,636		57,712		62,048
Foreign deposits		6,803		6,063		4,361		3,598		2,589
Federal funds purchased and securities sold under agreements to repurchase		16,354		15,246		11,707		8,185		6,645
Other borrowed funds		1,928		3,621		2,555		1,905		1,981
Long-term Federal Home Loan Bank advances		40,199		52,032		61,016		60,475		60,469
Other long-term debt		25,150		16,362		14,256		13,031		14,746
Total interest expense		201,426		186,896		174,367		163,234		165,139
NET INTEREST INCOME		379,748		379,212		375,906		361,410		359,497
Provision for loan losses		20,600		44,250		28,800		26,600		28,100
NET INTEREST INCOME AFTER PROVISION FOR LOAN LOSSES		359,148		334,962		347,106		334,810		331,397
NONINTEREST REVENUES
Service charges on deposit accounts		85,034		94,556		96,508		94,377		93,215
Trust income		30,353		30,571		28,587		29,935		28,880
Consumer investment services income		20,032		17,539		17,565		21,930		20,411
Interchange income		21,178		21,066		19,649		20,628		16,299
Bank owned life insurance policies		10,511		13,760		11,377		11,610		11,669
Mortgage income		3,986		5,627		4,164		3,889		7,512
Portfolio income		1,282		5,381		5,920		8,145		9,667
Gain on sale of credit card loans		-0-		166,103		-0-		-0-		-0-
Other noninterest revenues		43,060		25,686		29,401		27,738		32,777
Total noninterest revenues		215,436		380,289		213,171		218,252		220,430
NONINTEREST EXPENSES
Salaries and employee benefits		178,655		170,640		162,517		167,511		173,706
Net occupancy expense		36,857		37,694		37,953		36,326		35,252
Equipment expense		31,086		31,721		31,807		30,968		30,544
Postage and office supplies		10,693		10,556		10,680		10,997		12,958
Marketing		9,771		8,803		8,594		9,249		11,746
Professional fees		7,489		16,363		7,339		9,699		8,330
Communications		6,118		5,773		5,926		6,040		6,412
Amortization of intangibles		696		800		1,043		1,163		1,163
Settlement agreements and related professional fees		-0-		-0-		53,972		-0-		-0-
FHLB prepayment cost		-0-		129,648		-0-		-0-		-0-
Other noninterest expenses		38,152		48,418		42,647		39,817		42,163
Total noninterest expenses		319,517		460,416		362,478		311,770		322,274
INCOME BEFORE INCOME TAXES		255,067		254,835		197,799		241,292		229,553
Income taxes		76,422		77,978		78,220		74,329		69,454
NET INCOME	$	178,645	$	176,857	$	119,579	$	166,963	$	160,099
Average common shares outstanding - basic		354,299		355,072		352,838		351,602		351,196
Earnings per common share - basic (a)	$	.50	$	.50	$	.34	$	.47	$	.46
Average common shares outstanding - diluted		358,812		360,286		358,272		356,314		356,908
Earnings per common share - diluted (a)	$	.50	$	.49	$	.33	$	.47	$	.45

(a) Earnings per common share as adjusted for the third quarter 2004 settlement agreement and related professional fees are provided in the following table. These expenses represent matters which management believes are not indicative of AmSouth’s legal and regulatory affairs arising in the normal course of business.

	Three Months Ended September 30, 2004
Earnings per common share - basic, GAAP basis	0.34
Adjustment for settlement agreement and related professional fees	0.15
Earnings per common share - basic, as adjusted	0.49
Earnings per common share - diluted, GAAP basis	0.33
Adjustment for settlement agreement and related professional fees	0.15
Earnings per common share - diluted, as adjusted	0.48

Unaudited

AmSouth Bancorporation

QUARTERLY AVERAGE DAILY BALANCES, REVENUE & EXPENSE SUMMARY, YIELDS & RATES

(Taxable equivalent basis, $ in thousands)

	Three Months Ended March 31, 2005							Three Months Ended December 31, 2004							Three Months Ended September 30, 2004							Three Months Ended June 30, 2004							Three Months Ended March 31, 2004
	Average Balance			Revenue/ Expense		Yield/ Rate		Average Balance			Revenue/ Expense		Yield/ Rate		Average Balance			Revenue/ Expense		Yield/ Rate		Average Balance			Revenue/ Expense		Yield/ Rate		Average Balance			Revenue/ Expense		Yield/ Rate
ASSETS
Interest-earning assets:
Commercial and commercial real estate	$	16,376,300		$	218,177	5.40	%	$	15,682,584		$	204,003	5.18	%	$	15,118,340		$	189,542	4.99	%	$	14,761,561		$	178,896	4.87	%	$	14,173,383		$	176,064	5.00	%
Residential first mortgages		5,260,197			64,045	4.94	%		4,913,523			60,340	4.89	%		4,565,972			55,715	4.85	%		3,863,999			49,333	5.13	%		3,680,157			46,859	5.12	%
Equity loans and lines		7,756,678			101,105	5.29	%		7,742,633			93,520	4.81	%		7,629,780			85,078	4.44	%		7,288,969			78,254	4.32	%		7,077,654			79,716	4.53	%
Dealer indirect		3,212,236			42,602	5.38	%		3,392,366			46,700	5.48	%		3,606,654			51,067	5.63	%		3,622,780			51,993	5.77	%		3,608,410			54,325	6.06	%
Other consumer		603,138			11,757	7.91	%		794,457			16,511	8.27	%		1,158,955			23,725	8.14	%		1,096,320			24,201	8.88	%		1,166,139			24,993	8.62	%
Total loans net of unearned income (1)		33,208,549			437,686	5.35	%		32,525,563			421,074	5.15	%		32,079,701			405,127	5.02	%		30,633,629			382,677	5.02	%		29,705,743			381,957	5.17	%
Available-for-sale securities, amortized cost		6,385,445			76,359	4.85	%		6,369,885			77,107	4.82	%		6,508,524			81,785	5.00	%		6,559,420			81,249	4.98	%		6,503,458			84,080	5.20	%
Market valuation on AFS securities		(41,821	)						(25,440	)						(92,985	)						(45,289	)						26,689
Total available-for-sale securities (2)		6,343,624							6,344,445							6,415,539							6,514,131							6,530,147
Held-to-maturity securities		6,145,136			76,111	5.02	%		6,043,965			73,896	4.86	%		5,865,560			70,976	4.81	%		5,929,467			67,685	4.59	%		5,276,021			66,333	5.06	%
Total investment securities (3)		12,488,760			152,470	4.93	%		12,388,410			151,003	4.84	%		12,281,099			152,761	4.91	%		12,443,598			148,934	4.80	%		11,806,168			150,413	5.14	%
Other interest-earning assets		189,569			1,917	4.10	%		285,158			4,810	6.71	%		231,207			3,035	5.22	%		378,235			3,531	3.75	%		285,883			2,909	4.09	%
Total interest-earning assets (3)		45,886,878			592,073	5.23	%		45,199,131			576,887	5.07	%		44,592,007			560,923	4.99	%		43,455,462			535,142	4.95	%		41,797,794			535,279	5.15	%
Cash and due from banks		1,165,902							1,147,335							1,090,246							1,117,795							1,117,832
Other assets		3,611,839							3,559,107							3,485,377							3,554,548							3,424,399
Allowance for loan losses		(368,509	)						(370,052	)						(381,316	)						(385,514	)						(386,932	)
	$	50,296,110						$	49,535,521						$	48,786,314						$	47,742,291						$	45,953,093
LIABILITIES AND SHAREHOLDERS’ EQUITY
Interest-bearing liabilities:
Interest-bearing demand	$	6,979,278			16,345	0.95	%	$	6,808,245			12,369	0.72	%	$	6,865,461			10,237	0.59	%	$	6,829,555			8,640	0.51	%	$	6,334,668			7,346	0.47	%
Money market and savings deposits		9,512,976			29,368	1.25	%		8,306,523			17,376	0.83	%		7,875,270			10,599	0.54	%		7,847,980			9,688	0.50	%		7,674,745			9,315	0.49	%
Time deposits (4)		9,457,697			65,279	2.80	%		9,574,231			63,827	2.65	%		9,383,477			59,636	2.53	%		9,133,052			57,712	2.54	%		9,166,784			62,048	2.72	%
Foreign deposits		1,537,030			6,803	1.80	%		1,655,500			6,063	1.46	%		1,611,387			4,361	1.08	%		1,527,336			3,598	0.95	%		1,205,037			2,589	0.86	%
Federal funds purchased and securities sold under agreements to repurchase		3,022,943			16,354	2.19	%		3,394,875			15,246	1.79	%		3,338,866			11,707	1.39	%		2,837,459			8,185	1.16	%		2,378,217			6,645	1.12	%
Other interest-bearing liabilities (4)		7,355,899			67,277	3.71	%		7,682,934			72,015	3.73	%		8,165,955			77,827	3.79	%		8,163,063			75,411	3.72	%		8,187,362			77,196	3.79	%
Total interest-bearing liabilities		37,865,823			201,426	2.16	%		37,422,308			186,896	1.99	%		37,240,416			174,367	1.86	%		36,338,445			163,234	1.81	%		34,946,813			165,139	1.90	%
Net interest spread (3)						3.07	%						3.08	%						3.13	%						3.14	%						3.25	%
Noninterest-bearing demand deposits		7,225,621							6,978,442							6,643,642							6,516,977							6,103,216
Other liabilities (4)		1,666,288							1,643,590							1,551,933							1,581,233							1,644,705
Shareholders’ equity		3,538,378							3,491,181							3,350,323							3,305,636							3,258,359
	$	50,296,110						$	49,535,521						$	48,786,314						$	47,742,291						$	45,953,093
Net interest income/margin on a taxable equivalent basis (3)					390,647	3.45	%					389,991	3.43	%					386,556	3.44	%					371,908	3.44	%					370,140	3.56	%
Taxable equivalent adjustment:(5)
Loans					6,311							6,244							6,097							6,075							6,242
Available-for-sale securities					568							589							607							672							661
Held-to-maturity securities					4,015							3,946							3,946							3,751							3,740
Trading securities					5							-0-							-0-							-0-							-0-
Total taxable equivalent adjustment					10,899							10,779							10,650							10,498							10,643
Net interest income				$	379,748						$	379,212						$	375,906						$	361,410						$	359,497

NOTES:

(1) Loans net of unearned income includes nonaccrual loans for all periods presented.

(2) Available-for-sale securities excludes certain noninterest-earning, marketable equity securities.

(3) The yield calculation for total available-for-sale securities, total investment securities, total interest-earning assets, net interest spread and net interest margin excludes the market valuation adjustment on available-  for-sale securities.

(4) Statement 133 valuation adjustments related to time deposits and other interest-bearing liabilities are included in other liabilities.

(5) The taxable equivalent adjustment has been computed using a federal income tax rate of 35%, adjusted for applicable state income taxes net of the related federal tax benefit.

Unaudited

AmSouth Bancorporation

CONSOLIDATED PERIOD-END BALANCE SHEETS

($ in thousands)

	2005			2004
	March 31			December 31			September 30			June 30			March 31
ASSETS
Cash and due from banks	$	1,110,764		$	966,993		$	1,073,175		$	1,055,370		$	1,074,116
Trading securities		33,185			1,883			1,121			11,092			552
Available-for-sale securities		6,378,267			6,322,665			6,516,319			6,586,697			6,371,254
Held-to-maturity securities		6,193,235			6,188,010			6,068,666			6,004,032			6,139,369
Loans held for sale		150,888			103,273			240,879			261,968			234,842
Loans net of unearned income:
Commercial and industrial		5,857,272			5,740,153			5,630,612			5,515,740			5,452,783
Commercial loans - secured by real estate		2,251,824			2,245,052			2,248,468			2,197,646			2,077,381
Commercial leases		2,202,117			2,179,074			2,088,136			1,974,396			1,974,093
Commercial real estate mortgages		3,005,907			2,867,968			2,659,296			2,642,411			2,670,401
Real estate construction		3,243,707			3,008,313			2,810,551			2,568,776			2,361,309
Residential first mortgages		5,277,556			5,081,775			4,726,022			4,189,126			3,598,004
Equity loans and lines		7,596,112			7,756,745			7,702,802			7,514,199			7,034,828
Dealer indirect		3,120,046			3,312,120			3,493,019			3,627,608			3,623,389
Revolving credit		24,885			27,230			572,352			555,763			535,884
Other consumer		446,011			582,907			570,963			565,832			565,651
Total loans net of unearned income		33,025,437			32,801,337			32,502,221			31,351,497			29,893,723
Allowance for loan losses		(366,836	)		(366,774	)		(381,255	)		(382,482	)		(382,450	)
Other interest-earning assets		34,639			36,149			63,151			98,813			698,735
Premises and equipment, net		1,083,333			1,060,574			1,053,923			1,020,033			993,651
Cash surrender value - bank owned life insurance		1,122,447			1,111,934			1,100,576			1,089,445			1,077,426
Goodwill and other intangibles		299,478			300,174			302,878			303,921			299,691
Accrued interest receivable and other assets		946,621			1,022,153			1,146,208			895,427			1,014,059
	$	50,011,458		$	49,548,371		$	49,687,862		$	48,295,813		$	47,414,968
LIABILITIES AND SHAREHOLDERS’ EQUITY
Deposits and interest-bearing liabilities:
Deposits:
Noninterest-bearing demand	$	7,500,430		$	7,182,806		$	6,798,077		$	6,636,325		$	6,544,028
Interest-bearing demand		7,071,159			7,115,545			6,817,361			6,809,885			6,737,060
Money market and savings deposits		9,871,634			8,810,972			7,814,945			7,827,390			7,887,543
Time		9,509,574			9,476,075			9,560,652			9,262,403			9,222,257
Foreign		875,723			1,647,381			928,381			1,603,241			1,153,804
Total deposits		34,828,520			34,232,779			31,919,416			32,139,244			31,544,692
Federal funds purchased and securities sold under agreements to repurchase		2,610,403			2,291,988			2,497,632			2,145,521			1,927,492
Other borrowed funds		203,639			429,098			1,964,121			1,370,893			325,169
Long-term Federal Home Loan Bank advances		3,918,255			4,371,745			5,678,135			5,779,709			5,783,600
Other long-term debt		3,344,018			2,899,773			2,108,128			2,084,213			2,286,091
Total deposits and interest-bearing liabilities		44,904,835			44,225,383			44,167,432			43,519,580			41,867,044
Accrued expenses and other liabilities		1,614,901			1,754,147			2,069,872			1,480,755			2,175,575
Total liabilities		46,519,736			45,979,530			46,237,304			45,000,335			44,042,619
Shareholders’ equity:
Preferred stock		-0-			-0-			-0-			-0-			-0-
Common stock		416,736			416,748			416,753			416,768			416,769
Additional paid-in capital		729,039			726,411			714,278			714,134			714,262
Retained earnings		3,580,202			3,492,873			3,406,363			3,372,672			3,295,748
Treasury stock		(1,073,672	)		(986,510	)		(1,019,471	)		(1,043,783	)		(1,054,734	)
Deferred compensation on restricted stock		(16,230	)		(12,947	)		(13,697	)		(14,496	)		(14,551	)
Accumulated other comprehensive (loss)/income		(144,353	)		(67,734	)		(53,668	)		(149,817	)		14,855
Total shareholders’ equity		3,491,722			3,568,841			3,450,558			3,295,478			3,372,349
	$	50,011,458		$	49,548,371		$	49,687,862		$	48,295,813		$	47,414,968

Unaudited

AmSouth Bancorporation

CREDIT QUALITY STATISTICS

($ in thousands)

NET CHARGE-OFFS/(RECOVERIES)
	Three Months Ended
	2005			2004
	March 31			December 31			September 30			June 30			March 31
Commercial:
Commercial & industrial	$	5,420		$	11,268		$	8,144		$	6,889		$	6,671
Commercial loans - secured by real estate		698			275			358			666			(78	)
Commercial leases		182			1,815			-0-			(380	)		83
Total commercial		6,300			13,358			8,502			7,175			6,676
Commercial real estate:
Commercial real estate mortgages		691			(3	)		37			581			(882	)
Real estate construction		1,534			5			157			1,370			260
Total commercial real estate		2,225			2			194			1,951			(622	)
Consumer:
Residential first mortgages		1,298			912			529			660			783
Equity loans and lines		3,806			6,088			4,900			5,646			7,150
Dealer indirect		3,303			4,995			5,438			3,696			6,177
Revolving credit		742			3,525			5,003			4,841			5,124
Other consumer		1,407			4,251			4,171			2,599			2,718
Total consumer		10,556			19,771			20,041			17,442			21,952
	$	19,081		$	33,131		$	28,737		$	26,568		$	28,006
NET CHARGE-OFFS AS A PERCENT OF AVERAGE LOANS (Annualized)
Commercial:
Commercial & industrial		0.38	%		0.79	%		0.58	%		0.50	%		0.50	%
Commercial loans - secured by real estate		0.13			0.05			0.06			0.13			(0.02	)
Commercial leases		0.03			0.34			0.00			(0.08	)		0.02
Total commercial		0.25			0.53			0.34			0.30			0.29
Commercial real estate:
Commercial real estate mortgages		0.10			0.00			0.01			0.09			(0.15	)
Real estate construction		0.20			0.00			0.02			0.22			0.04
Total commercial real estate		0.15			0.00			0.01			0.15			(0.05	)
Consumer:
Residential first mortgages		0.10			0.07			0.05			0.07			0.09
Equity loans and lines		0.20			0.31			0.26			0.31			0.41
Dealer indirect		0.42			0.59			0.60			0.41			0.69
Revolving credit		11.70			6.60			3.55			3.59			3.81
Other consumer		0.99			2.91			2.78			1.89			1.75
Total consumer		0.25			0.47			0.47			0.44			0.57
		0.23	%		0.41	%		0.36	%		0.35	%		0.38	%

Unaudited

AmSouth Bancorporation

CREDIT QUALITY STATISTICS (continued)

($ in thousands)

NONPERFORMING LOANS*
	2005		2004
	March 31		December 31		September 30		June 30		March 31
Commercial:
Commercial & industrial	$	37,136	$	37,581	$	43,021	$	45,275	$	41,623
Commercial loans - secured by real estate		21,699		18,617		17,560		21,356		22,931
Commercial leases		2,407		2,048		2,242		2,899		3,444
Total commercial		61,242		58,246		62,823		69,530		67,998
Commercial real estate:
Commercial real estate mortgages		2,247		3,074		2,341		3,670		2,156
Real estate construction		2,466		1,286		1,551		2,912		5,308
Total commercial real estate		4,713		4,360		3,892		6,582		7,464
Consumer:
Residential first mortgages		19,147		21,899		19,817		18,393		17,525
Equity loans and lines		1,854		3,946		6,323		8,057		9,765
Dealer indirect		7		13		21		23		18
Other consumer		292		24		82		85		134
Total consumer		21,300		25,882		26,243		26,558		27,442
	$	87,255	$	88,488	$	92,958	$	102,670	$	102,904
*  Exclusive of accruing loans 90 days past due.
ACCRUING LOANS 90 DAYS PAST DUE
	2005		2004
	March 31		December 31		September 30		June 30		March 31
Commercial:
Commercial & industrial	$	4,565	$	6,166	$	9,196	$	6,873	$	7,353
Commercial loans - secured by real estate		952		1,518		2,108		722		740
Commercial leases		-0-		-0-		-0-		-0-		24
Total commercial		5,517		7,684		11,304		7,595		8,117
Commercial real estate:
Commercial real estate mortgages		8		259		238		202		347
Real estate construction		8,274		145		-0-		-0-		-0-
Total commercial real estate		8,282		404		238		202		347
Consumer:
Residential first mortgages		7,345		9,401		11,127		9,217		9,901
Equity loans and lines		26,063		27,965		28,315		25,249		29,457
Dealer indirect		2,258		4,089		4,467		2,979		2,833
Revolving credit		599		518		7,085		6,823		6,728
Other consumer		654		1,056		1,191		907		812
Total consumer		36,919		43,029		52,185		45,175		49,731
	$	50,718	$	51,117	$	63,727	$	52,972	$	58,195

Unaudited

AmSouth Bancorporation

OTHER INFORMATION

REGULATORY CAPITAL RATIOS

	2005		2004
	March 31*		December 31		September 30		June 30		March 31
Tier 1 capital ratio
AmSouth	8.00	%	8.05	%	7.76	%	7.79	%	7.78	%
AmSouth Bank	8.66		8.49		8.35		8.48		8.52
Total capital ratio
AmSouth	11.48	%	10.93	%	10.79	%	10.89	%	10.96	%
AmSouth Bank	11.90		11.04		10.95		11.14		11.25
Leverage ratio
AmSouth	6.62	%	6.73	%	6.56	%	6.60	%	6.68	%
AmSouth Bank	7.16		7.10		7.06		7.19		7.31

* First quarter 2005 regulatory capital ratios based on preliminary data.