EXHIBIT 99.2

2004 Performance Highlights

	GAAP			Settlement agreements and related professional fees (1)			Non- GAAP
Diluted earnings per share	$	1.74		$	0.15		$	1.89
Net income (in millions)	$	623.5		$	52.4		$	675.9
Return on equity		18.60	%		1.57	%		20.17	%
Efficiency ratio		57.12	%		-2.12	%		55.00	%

(1) Adjustment represents expenses related to a settlement agreement and related professional fees which management believes are not indicative of AmSouth’s legal and regulatory affairs arising in the normal course of business.