8-K

SECURITIES AND EXCHANGE COMMISSION

Washington, DC 20549

FORM 8-K

CURRENT REPORT

PURSUANT TO SECTION 13 OR 15(d) OF THE

SECURITIES EXCHANGE ACT OF 1934

Date of Report (Date of earliest event reported):    August 7, 2002

AMSOUTH BANCORPORATION

(Exact name of registrant as specified in its charter)

DELAWARE	1-7476	63-0591257
(State or other jurisdiction of incorporation)	(Commission File Number)	(IRS Employer Identification No.)

AMSOUTH CENTER

1900 FIFTH AVENUE NORTH

BIRMINGHAM, ALABAMA 35203

(Address, including zip code, of principal executive office)

Registrant’s telephone number, including area code: (205) 320-7151

Not applicable

(Registrant’s former address of principal executive office)

Item 7.    Financial Statements and Exhibits.

The following exhibits are furnished as part of this Current Report on Form 8-K:

Exhibit No.	Exhibit
99.1	Statement under Oath of Principal Executive Officer
99.2	Statement under Oath of Principal Financial Officer
99.3	Certification of Periodic Report by Chief Executive Officer
99.4	Certification of Periodic Report by Chief Financial Officer

Item 9.    Regulation FD Disclosure.

The Principal Executive Officer and the Principal Financial Officer of AmSouth Bancorporation (the “Company”) each submitted to the Securities and Exchange Commission on August 7, 2002 the statements under oath required by Commission Order No. 4-460. On August 7, 2002, the Chief Executive Officer and Chief Financial Officer of the Company also each submitted the certifications required by § 906 of the Sarbanes-Oxley Act of 2002 in connection with the filing of the Company’s Quarterly Report on Form 10-Q for the period ending June 30, 2002. Copies of all of the foregoing statements and certifications are attached hereto as exhibits.

SIGNATURE

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

AMSOUTH BANCORPORATION
By:	/S/    CARL L. GORDAY
	Name: Carl L. Gorday Title: Assistant Secretary

Date: August 7, 2002

EX-99.1

EXHIBIT 99.1

Statement Under Oath of Principal Executive Officer Regarding Facts and

Circumstances Relating to Exchange Act Filings

I, C. Dowd Ritter, state and attest that:

1) To the best of my knowledge, based upon a review of the covered reports of AmSouth Bancorporation, and, except as corrected or supplemented in a subsequent covered report:

• no covered report contained an untrue statement of a material fact as of the end of the period covered by such report (or in the case of a report on Form 8-K or definitive proxy materials, as of the date on which it was filed); and

• no covered report omitted to state a material fact necessary to make the statements in the covered report, in light of the circumstances under which they were made, not misleading as of the end of the period covered by such report (or in the case of a report on Form 8-K or definitive proxy materials, as of the date on which it was filed).

2) I have reviewed the contents of this statement with the Company’s Audit Committee.

3) In this statement under oath, each of the following, if filed on or before the date of this statement, is a “covered report”:

• Annual Report on Form 10-K for the fiscal year ended December 31, 2001 of AmSouth Bancorporation;

• all reports on Form 10-Q, all reports on Form 8-K and all definitive proxy materials of AmSouth Bancorporation filed with the Commission subsequent to the filing of the Form 10-K identified above; and

• any amendments to any of the foregoing.

	Subscribed and sworn to before me this 7th day of August, 2002.
/S/    C. DOWD RITTER	By:	/S/    MICHELLE A. BRIDGES
C. Dowd Ritter		Notary Public

August 7, 2002

My Commission Expires:  August 4, 2005

EX-99.2

EXHIBIT 99.2

Statement Under Oath of Principal Financial Officer Regarding Facts and

Circumstances Relating to Exchange Act Filings

I, Sloan D. Gibson, state and attest that:

1) To the best of my knowledge, based upon a review of the covered reports of AmSouth Bancorporation, and, except as corrected or supplemented in a subsequent covered report:

• no covered report contained an untrue statement of a material fact as of the end of the period covered by such report (or in the case of a report on Form 8-K or definitive proxy materials, as of the date on which it was filed); and

• no covered report omitted to state a material fact necessary to make the statements in the covered report, in light of the circumstances under which they were made, not misleading as of the end of the period covered by such report (or in the case of a report on Form 8-K or definitive proxy materials, as of the date on which it was filed).

2) I have reviewed the contents of this statement with the Company’s Audit Committee.

3) In this statement under oath, each of the following, if filed on or before the date of this statement, is a “covered report”:

• Annual Report on Form 10-K for the fiscal year ended December 31, 2001 of AmSouth Bancorporation;

• all reports on Form 10-Q, all reports on Form 8-K and all definitive proxy materials of AmSouth Bancorporation filed with the Commission subsequent to the filing of the Form 10-K identified above; and

• any amendments to any of the foregoing.

	Subscribed and sworn to before me this 7th day of August, 2002.
/S/    SLOAN D. GIBSON	By:	/S/    MICHELLE A. BRIDGES
Sloan D. Gibson		Notary Public

August 7, 2002

My Commission Expires:  August 4, 2005

EX-99.3

EXHIBIT 99.3

CERTIFICATION OF PERIODIC REPORT

In connection with the Quarterly Report of AmSouth Bancorporation (the “Company”) on Form 10-Q for the period ending June 30, 2002 (the “Report”), I, C. Dowd Ritter, Chief Executive Officer of the Company, certify, pursuant to 18 U.S.C. § 1350, as adopted pursuant to § 906 of the Sarbanes-Oxley Act of 2002, that:

1) The Report fully complies with the requirements of Section 13(a) or 15(d) of the Securities Exchange Act of 1934; and

2) The information contained in the Report fairly presents, in all material respects, the financial condition and results of operations of the Company.

/S/    C. DOWD RITTER

C. Dowd Ritter

Chief Executive Officer

August 7, 2002

EX-99.4

EXHIBIT 99.4

CERTIFICATION OF PERIODIC REPORT

In connection with the Quarterly Report of AmSouth Bancorporation (the “Company”) on Form 10-Q for the period ending June 30, 2002 (the “Report”), I, Sloan D. Gibson, Chief Financial Officer of the Company, certify, pursuant to 18 U.S.C. § 1350, as adopted pursuant to § 906 of the Sarbanes-Oxley Act of 2002, that:

1) The Report fully complies with the requirements of Section 13(a) or 15(d) of the Securities Exchange Act of 1934; and

2) The information contained in the Report fairly presents, in all material respects, the financial condition and results of operations of the Company.

/S/    SLOAN D. GIBSON

Sloan D. Gibson

Chief Financial Officer

August 7, 2002