<ARTICLE> 9
<MULTIPLIER> 1000

                                                                                            
<PERIOD-TYPE>                   3-MOS                   9-MOS                   3-MOS                   9-MOS
<FISCAL-YEAR-END>                          DEC-31-2000             DEC-31-2000             DEC-31-1999             DEC-31-1999
<PERIOD-START>                             JUL-01-2000             JAN-01-2000             JUL-01-1999             JAN-01-1999
<PERIOD-END>                               SEP-30-2000             SEP-30-2000             SEP-30-1999             SEP-30-1999
<CASH>                                         232,306                 232,306                 211,969                 211,969
<INT-BEARING-DEPOSITS>                             280                     280                     153                     153
<FED-FUNDS-SOLD>                                   290                     290                       0                       0
<TRADING-ASSETS>                                     0                       0                       0                       0
<INVESTMENTS-HELD-FOR-SALE>                    939,672                 939,672               1,014,018               1,014,018
<INVESTMENTS-CARRYING>                         231,330                 231,330                 240,360                 240,360
<INVESTMENTS-MARKET>                           231,138                 231,138                 239,914                 239,914
<LOANS>                                      2,464,658               2,464,658               2,322,885               2,322,885
<ALLOWANCE>                                     52,182                  52,182                  51,645                  51,645
<TOTAL-ASSETS>                               3,980,531               3,980,531               3,891,862               3,891,862
<DEPOSITS>                                   3,252,916               3,252,916               3,080,560               3,080,560
<SHORT-TERM>                                   334,812                 334,812                 416,792                 416,792
<LIABILITIES-OTHER>                             30,463                  30,463                  31,575                  31,575
<LONG-TERM>                                     31,036                  31,036                  46,500                  46,500
<PREFERRED-MANDATORY>                                0                       0                       0                       0
<PREFERRED>                                          0                       0                       0                       0
<COMMON>                                       206,912                 206,912                 189,689                 189,689
<OTHER-SE>                                     124,392                 124,392                 126,746                 126,746
<TOTAL-LIABILITIES-AND-EQUITY>               3,980,531               3,980,531               3,891,862               3,891,862
<INTEREST-LOAN>                                 51,217                 147,045                  46,995                 139,617
<INTEREST-INVEST>                               17,328                  52,732                  17,892                  52,913
<INTEREST-OTHER>                                     9                      14                      12                      12
<INTEREST-TOTAL>                                68,554                 199,791                  64,899                 192,542
<INTEREST-DEPOSIT>                              17,788                  49,926                  15,086                  45,652
<INTEREST-EXPENSE>                              22,918                  66,081                  19,796                  58,106
<INTEREST-INCOME-NET>                           45,636                 133,710                  45,103                 134,436
<LOAN-LOSSES>                                      905                   2,775                   1,195                   3,585
<SECURITIES-GAINS>                                   0                       0                       0                       0
<EXPENSE-OTHER>                                 25,597                  74,687                  24,758                  74,459
<INCOME-PRETAX>                                 29,891                  87,428                  29,091                  85,120
<INCOME-PRE-EXTRAORDINARY>                      20,145                  59,038                  19,289                  56,562
<EXTRAORDINARY>                                      0                       0                       0                       0
<CHANGES>                                            0                       0                       0                       0
<NET-INCOME>                                    20,145                  59,038                  19,289                  56,562
<EPS-BASIC>                                        .55                    1.62                     .50                    1.45
<EPS-DILUTED>                                      .55                    1.60                     .50                    1.43
<YIELD-ACTUAL>                                    5.48                    5.43                    5.45                    5.48
<LOANS-NON>                                      8,846                   8,846                   9,713                   9,713
<LOANS-PAST>                                       529                     529                     516                     516
<LOANS-TROUBLED>                                     0                       0                   1,050                   1,050
<LOANS-PROBLEM>                                      0                       0                       0                       0
<ALLOWANCE-OPEN>                                52,121                  51,574                  51,720                  51,304
<CHARGE-OFFS>                                    2,751                   6,126                   2,294                   6,025
<RECOVERIES>                                       870                   2,922                   1,024                   2,781
<ALLOWANCE-CLOSE>                               52,181                  52,181                  51,645                  51,645
<ALLOWANCE-DOMESTIC>                            25,437                  25,437                  26,839                  26,839
<ALLOWANCE-FOREIGN>                                  0                       0                       0                       0
<ALLOWANCE-UNALLOCATED>                         26,744                  26,744                  24,806                  24,806