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Proc-Type: 2001,MIC-CLEAR
Originator-Name: webmaster@www.sec.gov
Originator-Key-Asymmetric:
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 TWSM7vrzLADbmYQaionwg5sDW3P6oaM5D3tdezXMm7z1T+B+twIDAQAB
MIC-Info: RSA-MD5,RSA,
 PdWU7BWSi5742y79t4f0ELtdlF2NylJRV60hStVBwgyiv5OKUO9F77hGEvfD11wF
 0yRySTf658jSb8invf+Q7w==

<SEC-DOCUMENT>9999999995-09-001137.txt : 20090501
<SEC-HEADER>9999999995-09-001137.hdr.sgml : 20090501
<ACCEPTANCE-DATETIME>20090501001528
ACCESSION NUMBER:		9999999995-09-001137
CONFORMED SUBMISSION TYPE:	EFFECT
PUBLIC DOCUMENT COUNT:		1
FILED AS OF DATE:		20090430
DATE AS OF CHANGE:		20090501
EFFECTIVENESS DATE:		20090430

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			PROTECTIVE LIFE INSURANCE CO
		CENTRAL INDEX KEY:			0000310826
		STANDARD INDUSTRIAL CLASSIFICATION:	LIFE INSURANCE [6311]
		IRS NUMBER:				630169720
		STATE OF INCORPORATION:			TN
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		EFFECT
		SEC ACT:		1933 Act
		SEC FILE NUMBER:	333-158611
		FILM NUMBER:		09786464

	BUSINESS ADDRESS:	
		STREET 1:		2801 HIGHWAY 280 SOUTH
		CITY:			BIRMINGHAM
		STATE:			AL
		ZIP:			35223
		BUSINESS PHONE:		2058799230

	MAIL ADDRESS:	
		STREET 1:		PO BOX 2606
		CITY:			BIRMINGHAM
		STATE:			AL
		ZIP:			35202
</SEC-HEADER>
<DOCUMENT>
<TYPE>EFFECT
<SEQUENCE>1
<FILENAME>primary_doc.xml
<TEXT>
<XML>
<?xml version="1.0"?>
<edgarSubmission>

    <schemaVersion>X0101</schemaVersion>

    <submissionType>EFFECT</submissionType>

    <act>33</act>

    <testOrLive>LIVE</testOrLive>

    <effectiveData>
        <finalEffectivenessDispDate>2009-04-30</finalEffectivenessDispDate>
        <finalEffectivenessDispTime>13:40:00</finalEffectivenessDispTime>
        <form>S-1</form>
        <filer>
            <cik>0000310826</cik>
            <entityName>PROTECTIVE LIFE INSURANCE CO</entityName>
            <fileNumber>333-158611</fileNumber>
        </filer>
    </effectiveData>
</edgarSubmission>
</XML>
</TEXT>
</DOCUMENT>
</SEC-DOCUMENT>
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