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REINSURANCE (Details) (USD $)
12 Months Ended 3 Months Ended 12 Months Ended
Dec. 31, 2012
item
Dec. 31, 2011
Dec. 31, 2010
Dec. 31, 2008
Dec. 31, 2005
Mar. 31, 2010
Lender's Indemnity line of business
Dec. 31, 2006
Lender's Indemnity line of business
Dec. 31, 2012
Life insurance in-force
Dec. 31, 2011
Life insurance in-force
Dec. 31, 2010
Life insurance in-force
Dec. 31, 2012
Life insurance
Dec. 31, 2011
Life insurance
Dec. 31, 2010
Life insurance
Dec. 31, 2012
Accident/health insurance
Dec. 31, 2011
Accident/health insurance
Dec. 31, 2010
Accident/health insurance
Dec. 31, 2012
Property and liability insurance
Dec. 31, 2011
Property and liability insurance
Dec. 31, 2010
Property and liability insurance
REINSURANCE                                      
Percentage of the face value of life insurance in-force reinsured 60.00%                                    
Percentage of the face value of life insurance in-force reinsured with concentration of reinsurers 26.00%                                    
Life insurance in-force reinsured, concentrated number of reinsurers 3                                    
Amount of insurance retained on the life of any one person before revision         $ 500,000                            
Amount of insurance retained on the life of any one person       2,000,000 1,000,000                            
Effect of reinsurance on premiums written and earned                                      
Direct premiums 2,481,501,000 2,507,787,000 2,435,582,000         706,415,969,000 728,670,260,000 753,518,782,000 2,226,614,000 2,245,359,000 2,153,318,000 38,873,000 43,161,000 49,520,000 216,014,000 219,267,000 232,744,000
Reinsurance assumed 317,889,000 276,346,000 173,775,000         30,470,432,000 32,812,882,000 18,799,243,000 281,711,000 248,467,000 166,606,000 29,413,000 21,719,000 63,000 6,765,000 6,160,000 7,106,000
Reinsurance ceded (1,310,098,000) (1,363,913,000) (1,380,712,000)         (444,950,866,000) (469,530,487,000) (495,056,077,000) (1,228,444,000) (1,278,273,000) (1,284,504,000) (12,065,000) (14,415,000) (17,323,000) (69,589,000) (71,225,000) (78,885,000)
Net premiums 1,489,292,000 1,420,220,000 1,228,645,000         291,935,535,000 291,952,655,000 277,261,948,000 1,279,881,000 1,215,553,000 1,035,420,000 56,221,000 50,465,000 32,260,000 153,190,000 154,202,000 160,965,000
Percentage of amount assumed to net               10.40% 11.20% 6.80% 22.00% 20.40% 16.10% 52.30% 43.00% 0.20% 4.40% 4.00% 4.40%
Annuity policy fees                     103,800,000 74,900,000 43,400,000            
Reinsurance receivables 5,600,000 5,500,000                                  
Ceded benefits which are recoverable from reinsurers 105,000,000 127,100,000                                  
Receivables related to insurance assumed 66,100,000 64,900,000                                  
Bad debt charges             27,100,000                        
Decrease in reserves related to final settlement in runoff line of business           $ 7,800,000