COMMITMENTS AND CONTINGENCIES (Tables)

12 Months Ended

Dec. 31, 2012

Administrative and marketing office space

COMMITMENTS AND CONTINGENCIES

Schedule of future minimum rental payments required under operating leases

Year	Amount
	(Dollars In Thousands)
2013	$	6,948
2014	5,462
2015	4,229
2016	2,664
2017	740
Thereafter	235

Building contiguous to home office

COMMITMENTS AND CONTINGENCIES

Schedule of future minimum rental payments required under operating leases

Year	Amount
	(Dollars In Thousands)
2013	$	679
2014	75,065