0000030146-13-000023.txt : 20130827 0000030146-13-000023.hdr.sgml : 20130827 20130827150046 ACCESSION NUMBER: 0000030146-13-000023 CONFORMED SUBMISSION TYPE: N-CSRS PUBLIC DOCUMENT COUNT: 7 CONFORMED PERIOD OF REPORT: 20130630 FILED AS OF DATE: 20130827 DATE AS OF CHANGE: 20130827 EFFECTIVENESS DATE: 20130827 FILER: COMPANY DATA: COMPANY CONFORMED NAME: DREYFUS FUND INC CENTRAL INDEX KEY: 0000030146 IRS NUMBER: 136021175 STATE OF INCORPORATION: NY FISCAL YEAR END: 1231 FILING VALUES: FORM TYPE: N-CSRS SEC ACT: 1940 Act SEC FILE NUMBER: 811-00523 FILM NUMBER: 131062676 BUSINESS ADDRESS: STREET 1: THE DREYFUS CORPORATION STREET 2: 200 PARK AVENUE CITY: NEW YORK STATE: NY ZIP: 10166 BUSINESS PHONE: 2129226832 MAIL ADDRESS: STREET 1: C/O DREYFUS CORP STREET 2: 200 PARK AVENUE, 8TH FLOOR CITY: NEW YORK STATE: NY ZIP: 10166 FORMER COMPANY: FORMER CONFORMED NAME: NESBETT FUND INC DATE OF NAME CHANGE: 19680607 0000030146 S000000068 DREYFUS FUND INC C000000105 DREYFUS FUND INC DREVX N-CSRS 1 formncsrs-026.htm SEMI-ANNUAL REPORT formncsrs-026.htm - Generated by SEC Publisher for SEC Filing

 

 

UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
Washington, D.C.  20549

FORM N-CSR

CERTIFIED SHAREHOLDER REPORT OF REGISTERED MANAGEMENT
INVESTMENT COMPANIES

Investment Company Act file number

811-0523

 

 

 

The Dreyfus Fund Incorporated

 

 

(Exact name of Registrant as specified in charter)

 

 

 

 

 

 

c/o The Dreyfus Corporation

200 Park Avenue

New York, New York 10166

 

 

(Address of principal executive offices) (Zip code)

 

 

 

 

 

John Pak, Esq.

200 Park Avenue

New York, New York 10166

 

 

(Name and address of agent for service)

 

 

Registrant's telephone number, including area code:

(212) 922-6000

 

 

Date of fiscal year end:

 

12/31

 

Date of reporting period:

6/30/13

 
             

 

 

 

 

 

 

FORM N-CSR

Item 1.      Reports to Stockholders.

 

 

 



Save time. Save paper. View your next shareholder report online as soon as it’s available. Log into www.dreyfus.com and sign up for Dreyfus eCommunications. It’s simple and only takes a few minutes.

The views expressed in this report reflect those of the portfolio manager only through the end of the period covered and do not necessarily represent the views of Dreyfus or any other person in the Dreyfus organization. Any such views are subject to change at any time based upon market or other conditions and Dreyfus disclaims any responsibility to update such views.These views may not be relied on as investment advice and, because investment decisions for a Dreyfus fund are based on numerous factors, may not be relied on as an indication of trading intent on behalf of any Dreyfus fund.

Not FDIC-Insured • Not Bank-Guaranteed • May Lose Value


Contents
 
  THE FUND 
2  A Letter from the President 
3  Discussion of Fund Performance 
6  Understanding Your Fund’s Expenses 
6  Comparing Your Fund’s Expenses 
With Those of Other Funds
7  Statement of Investments 
12  Statement of Assets and Liabilities 
13  Statement of Operations 
14  Statement of Changes in Net Assets 
15  Financial Highlights 
16  Notes to Financial Statements 
FOR MORE INFORMATION
  Back Cover 

 


The Dreyfus Fund
Incorporated

The Fund

A LETTER FROM THE PRESIDENT

Dear Shareholder:

We are pleased to present this semiannual report for The Dreyfus Fund Incorporated, covering the six-month period from January 1, 2013, through June 30, 2013. For information about how the fund performed during the reporting period, as well as general market perspectives, we provide a Discussion of Fund Performance on the pages that follow.

The reporting period marked the strongest first-half-of-the-year performance for U.S. stocks in 14 years. Despite heightened volatility during the second quarter stemming from signals that the Federal Reserve Board (the “Fed”) is likely to back away from its quantitative easing program later this year, equity investors generally responded positively to improved U.S. economic trends. Data from recovering labor and housing markets proved especially encouraging to investors, helping to support higher stock prices across most market sectors, investment styles, and capitalization ranges.

We continue to believe that the U.S. economy is poised for sustained growth over the next several years. Pent-up demographic demand could drive continued expansion in the housing market, and higher home equity levels may bolster consumer confidence and spending.Although the Fed’s shift to a more moderately stimulative monetary policy stance is likely to spark bouts of short-term volatility, we currently expect positive economic trends to support corporate earnings and stock prices over the longer term.As always, we urge you to discuss our observations with your financial adviser.

Thank you for your continued confidence and support.


J. Charles Cardona
President
The Dreyfus Corporation
July 15, 2013

2


DISCUSSION OF FUND PERFORMANCE

For the period of January 1, 2013, through June 30, 2013, as provided by Sean P. Fitzgibbon, David Sealy and Barry K. Mills, Primary Portfolio Managers

Market and Fund Performance Overview

For the six-month period ended June 30, 2013, The Dreyfus Fund Incorporated produced a total return of 10.57%.1 In comparison, the Standard & Poor’s 500 Composite Stock Price Index (“S&P 500 Index”), the fund’s benchmark, provided a total return of 13.82% for the same period.2

Stocks were driven broadly higher by modestly rising corporate profits over the reporting period as the U.S. economy continued to show signs of growth.While the fund participated substantially in the market’s rise, relatively weak returns from investments in the information technology and energy sectors caused its performance to lag the benchmark.

The Fund’s Investment Approach

The fund seeks long-term capital growth consistent with the preservation of capital. Current income is a secondary goal.To pursue these goals, the fund focuses on large-capitalization U.S. companies with strong positions in their industries and catalysts that can trigger a price increase. We use fundamental analysis to create a broadly diversified portfolio composed of a blend of growth stocks, value stocks, and stocks that exhibit characteristics of both investment styles.We select stocks based on how shares are priced relative to the underlying company’s perceived intrinsic worth, the sustainability or growth of earnings or cash flow, and the company’s financial health.

Domestic Economic Growth Bolstered Markets

The year began in the wake of uncertainty surrounding automatic U.S. tax hikes and spending cuts scheduled for the start of the year, but last-minute legislation to address the tax increases quickly alleviated investors’ worries. Subsequently, investors responded positively to improved U.S. employment and housing market trends, and to aggressively accommodative monetary policies implemented by the Federal Reserve Board (the “Fed”) and other central banks. As a result, by mid-May, the S&P 500 Index reached a new record high. However, in late May, remarks by Fed

The Fund 3


DISCUSSION OF FUND PERFORMANCE (continued)

chairman Ben Bernanke were widely interpreted as a signal that the central bank was likely to back away from its ongoing quantitative easing program later this year. As a result, most financial markets encountered heightened volatility late in the reporting period, erasing some of the market’s previous gains.

Under these conditions, investors generally favored companies that derive most of their revenues from domestic sources, particularly those that tend to be more sensitive to changes in the U.S. economic cycle. Financial and consumer discretionary stocks led the market’s rise, while areas more dependent on corporate capital spending, such as the information technology sector, tended to lag market averages.Traditionally defensive, higher yielding areas, such as the utilities sector, also trailed the S&P 500 Index over the reporting period when investors favored more growth-oriented companies.

Mixed Performance from Individual Stock Selections

The fund’s relative performance was dampened by stock selection within the information technology sector, where enterprise software developers Salesforce.com and Citrix Systems suffered amid weak corporate capital spending despite their exposure to the growing market for cloud computing services. Lack of exposure to software giant Microsoft also hurt relative performance, as the company gained value despite its reliance on the struggling personal computer market. Conversely, underweighted exposure to consumer electronics maker Apple contributed positively to relative performance amid intensifying competitive pressures and a dearth of new products. In the energy sector, Ensco, National OilwellVarco and Schlumberger each struggled with its own company-specific issues, weighing on the fund’s returns compared to the benchmark.

The fund fared better with financial and consumer-related stocks. The financials sector was led higher by banks and other interest rate-sensitive holdings, such as American Express,Affiliated Managers Group, andWells Fargo & Co. In the consumer staples sector, personal products maker Avon Products climbed sharply after reporting strong quarterly results, including improving profit margins. Robust gains from other consumer staples holdings, such as Dean Foods and Kraft Foods Group, further contributed positively to the fund’s relative results.While the fund lagged its benchmark

4


in the consumer discretionary sector overall, auto parts maker Delphi Automotive and media companies Viacom and News Corp. positioned it to participate in the sector’s advance to a significant degree.

Emphasizing Cyclical Growth Opportunities

In light of our expectations of continued U.S. economic expansion, we have emphasized individual companies that we believe are more leveraged to economic growth. As a result, as of the reporting period’s end, the fund held overweighted exposure to the consumer discretionary sector, particularly in the durables and apparel industry groups, and to health care companies in the pharmaceutical and biotechnology areas. In contrast, the fund held no exposure to the utilities or telecommunications services sectors, where we believe most stocks remain too defensively oriented and richly valued. In the financials sector, the fund has been steering away from traditionally defensive real estate investment trusts and insurers, focusing instead on companies with exposure to capital markets activity.

July 15, 2013

Please note, the position in any security highlighted with italicized typeface was sold during the reporting period.
Equity funds are subject generally to market, market sector, market liquidity, issuer and investment style risks, among
other factors, to varying degrees, all of which are more fully described in the fund’s prospectus.

1 Total return includes reinvestment of dividends and any capital gains paid. Past performance is no guarantee of future
results. Share price and investment return fluctuate such that upon redemption, fund shares may be worth more or less
than their original cost.
2 SOURCE: LIPPER INC. — Reflects reinvestment of dividends and, where applicable, capital gain distributions.
The Standard & Poor’s 500 Composite Stock Price Index is a widely accepted, unmanaged index of U.S. stock
market performance. Investors cannot invest directly in an index.

The Fund 5


UNDERSTANDING YOUR FUND’S EXPENSES (Unaudited)

As a mutual fund investor, you pay ongoing expenses, such as management fees and other expenses. Using the information below, you can estimate how these expenses affect your investment and compare them with the expenses of other funds.You also may pay one-time transaction expenses, including sales charges (loads) and redemption fees, which are not shown in this section and would have resulted in higher total expenses. For more information, see your fund’s prospectus or talk to your financial adviser.

Review your fund’s expenses

The table below shows the expenses you would have paid on a $1,000 investment in The Dreyfus Fund Incorporated from January 1, 2013 to June 30, 2013. It also shows how much a $1,000 investment would be worth at the close of the period, assuming actual returns and expenses.

Expenses and Value of a $1,000 Investment
assuming actual returns for the six months ended June 30, 2013

Expenses paid per $1,000†  $ 3.97 
Ending value (after expenses)  $ 1,105.70 

 

COMPARING YOUR FUND’S EXPENSES WITH THOSE OF OTHER FUNDS (Unaudited)

Using the SEC’s method to compare expenses

The Securities and Exchange Commission (SEC) has established guidelines to help investors assess fund expenses. Per these guidelines, the table below shows your fund’s expenses based on a $1,000 investment, assuming a hypothetical 5% annualized return. You can use this information to compare the ongoing expenses (but not transaction expenses or total cost) of investing in the fund with those of other funds.All mutual fund shareholder reports will provide this information to help you make this comparison. Please note that you cannot use this information to estimate your actual ending account balance and expenses paid during the period.

Expenses and Value of a $1,000 Investment
assuming a hypothetical 5% annualized return for the six months ended June 30, 2013

Expenses paid per $1,000†  $ 3.81 
Ending value (after expenses)  $ 1,021.03 

 

† Expenses are equal to the fund’s annualized expense ratio of .76%, multiplied by the average account value over the
period, multiplied by 181/365 (to reflect the one-half year period).

6


STATEMENT OF INVESTMENTS

June 30, 2013 (Unaudited)

Common Stocks—99.2%  Shares      Value ($) 
Automobiles & Components—1.3%         
Delphi Automotive  271,700      13,772,473 
Banks—3.0%         
Regions Financial  898,730      8,564,897 
Wells Fargo & Co.  574,490      23,709,202 
        32,274,099 
Capital Goods—4.6%         
Eaton  141,670      9,323,303 
Fluor  244,090      14,476,978 
General Electric  1,112,310      25,794,469 
        49,594,750 
Commercial & Professional Services—2.0%         
ADT  151,787 a  6,048,712 
Robert Half International  176,970      5,880,713 
Tyco International  303,575      10,002,796 
        21,932,221 
Consumer Durables & Apparel—4.1%         
Newell Rubbermaid  450,110      11,815,387 
PVH  95,440      11,934,772 
Toll Brothers  230,850 a  7,532,636 
Under Armour, Cl. A  204,890 a  12,233,982 
        43,516,777 
Consumer Services—1.0%         
Las Vegas Sands  193,400      10,236,662 
Diversified Financials—9.1%         
Affiliated Managers Group  33,636  a   5,514,286 
American Express  75,182      5,620,606 
Bank of America  1,571,860      20,214,120 
Capital One Financial  103,150      6,478,852 
Citigroup  331,000      15,878,070 
JPMorgan Chase & Co.  461,250      24,349,387 

 

The Fund 7


STATEMENT OF INVESTMENTS (Unaudited) (continued)

Common Stocks (continued)  Shares   Value ($) 
Diversified Financials (continued)       
Moody’s  96,880   5,902,898 
NASDAQ OMX Group  211,600   6,938,364 
T. Rowe Price Group  90,910   6,650,067 
      97,546,650 
Energy—9.8%       
Anadarko Petroleum  101,100   8,687,523 
Apache  120,770   10,124,149 
Chevron  257,610   30,485,567 
EOG Resources  75,280   9,912,870 
National Oilwell Varco  181,460   12,502,594 
Occidental Petroleum  184,890   16,497,735 
Schlumberger  245,700   17,606,862 
      105,817,300 
Exchange-Traded Funds—1.2%       
Standard & Poor’s Depository       
Receipts S&P 500 ETF Trust  80,920   12,981,186 
Food & Staples Retailing—1.4%       
Whole Foods Market  292,302   15,047,707 
Food, Beverage & Tobacco—8.8%       
Coca-Cola Enterprises  316,680   11,134,469 
ConAgra Foods  323,150   11,287,629 
Dean Foods  367,410 a  3,681,448 
Kraft Foods Group  236,503   13,213,423 
Mondelez International, Cl. A  329,240   9,393,217 
PepsiCo  254,910   20,849,089 
Philip Morris International  253,250   21,936,515 
WhiteWave Foods, Cl. A  93,852   1,525,095 
WhiteWave Foods, Cl. B  133,664   2,031,693 
      95,052,578 
Health Care Equipment & Services—5.0%       
Cigna  153,060   11,095,319 
Express Scripts Holding  208,640 a  12,871,002 

 

8


Common Stocks (continued)  Shares   Value ($) 
Health Care Equipment & Services (continued)       
HCA Holdings  224,850   8,108,091 
McKesson  109,610   12,550,345 
Medtronic  185,610   9,553,347 
      54,178,104 
Household & Personal Products—.7%       
Avon Products  351,260   7,386,998 
Insurance—2.7%       
American International Group  236,220 a  10,559,034 
Chubb  98,250   8,316,862 
Hartford Financial Services Group  310,700   9,606,844 
      28,482,740 
Materials—3.1%       
International Paper  158,350   7,016,488 
LyondellBasell Industries, Cl. A  136,710   9,058,405 
Monsanto  178,650   17,650,620 
      33,725,513 
Media—3.6%       
News Corp., Cl. A  583,780   19,031,228 
Viacom, Cl. B  284,430   19,355,462 
      38,386,690 
Pharmaceuticals, Biotech &       
Life Sciences—10.4%       
Eli Lilly & Co.  166,600   8,183,392 
Gilead Sciences  250,020 a  12,803,524 
Johnson & Johnson  331,290   28,444,559 
Pfizer  1,657,490   46,426,295 
Sanofi, ADR  317,420   16,350,304 
      112,208,074 
Real Estate—.5%       
CBRE Group, Cl. A  243,730 a  5,693,533 
Retailing—5.9%       
Amazon.com  66,020 a  18,333,094 

 

The Fund 9


STATEMENT OF INVESTMENTS (Unaudited) (continued)

Common Stocks (continued)  Shares   Value ($) 
Retailing (continued)       
Dick’s Sporting Goods  176,510   8,836,091 
Dollar General  140,950 a  7,108,108 
L Brands  194,480   9,578,140 
Nordstrom  179,600   10,765,224 
priceline.com  10,400 a  8,602,152 
      63,222,809 
Semiconductors & Semiconductor       
Equipment—3.3%       
Applied Materials  752,720   11,223,055 
Broadcom, Cl. A  268,260   9,056,458 
Texas Instruments  439,010   15,308,279 
      35,587,792 
Software & Services—9.9%       
Automatic Data Processing  160,680   11,064,425 
Facebook, Cl. A  387,570 a  9,634,990 
Google, Cl. A  32,463 a  28,579,451 
International Business Machines  103,780   19,833,396 
MasterCard, Cl. A  26,100   14,994,450 
Oracle  416,838   12,805,263 
salesforce.com  234,400 a  8,949,392 
      105,861,367 
Technology Hardware & Equipment—4.7%       
Cisco Systems  739,360   17,973,842 
EMC  574,450   13,568,509 
QUALCOMM  311,770   19,042,912 
      50,585,263 
Transportation—3.1%       
FedEx  145,070   14,301,001 
Union Pacific  125,620   19,380,654 
      33,681,655 
Total Common Stocks       
(cost $848,354,034)      1,066,772,941 

 

10


Other Investment—.5%  Shares   Value ($) 
Registered Investment Company;       
Dreyfus Institutional Preferred       
Plus Money Market Fund       
(cost $4,883,050)  4,883,050 b  4,883,050 
 
Total Investments (cost $853,237,084)  99.7 %  1,071,655,991 
Cash and Receivables (Net)  .3 %  3,111,643 
Net Assets  100.0 %  1,074,767,634 

 

ADR—American Depository Receipts

a Non-income producing security.
b Investment in affiliated money market mutual fund.

Portfolio Summary (Unaudited)†     
 
  Value (%)    Value (%) 
Pharmaceuticals,    Materials  3.1 
Biotech & Life Sciences  10.4  Transportation  3.1 
Software & Services  9.9  Banks  3.0 
Energy  9.8  Insurance  2.7 
Diversified Financials  9.1  Commercial & Professional Services  2.0 
Food, Beverage & Tobacco  8.8  Food & Staples Retailing  1.4 
Retailing  5.9  Automobiles & Components  1.3 
Health Care Equipment & Services  5.0  Exchange-Traded Funds  1.2 
Technology Hardware & Equipment  4.7  Consumer Services  1.0 
Capital Goods  4.6  Household & Personal Products  .7 
Consumer Durables & Apparel  4.1  Money Market Investment  .5 
Media  3.6  Real Estate  .5 
Semiconductors &       
Semiconductor Equipment  3.3    99.7 
 
† Based on net assets.       
See notes to financial statements.       

 

The Fund 11


STATEMENT OF ASSETS AND LIABILITIES

June 30, 2013 (Unaudited)

  Cost  Value 
Assets ($):     
Investments in securities—See Statement of Investments:     
Unaffiliated issuers  848,354,034  1,066,772,941 
Affiliated issuers  4,883,050  4,883,050 
Cash    3,428,182 
Receivable for investment securities sold    5,799,655 
Dividends and securities lending income receivable    1,385,583 
Receivable for shares of Common Stock subscribed    1,000 
Prepaid expenses    13,645 
    1,082,284,056 
Liabilities ($):     
Due to The Dreyfus Corporation and affiliates—Note 3(b)    690,183 
Payable for investment securities purchased    5,790,030 
Payable for shares of Common Stock redeemed    925,324 
Interest payable—Note 2    52 
Accrued expenses    110,833 
    7,516,422 
Net Assets ($)    1,074,767,634 
Composition of Net Assets ($):     
Paid-in capital    801,282,541 
Accumulated undistributed investment income—net    1,194,014 
Accumulated net realized gain (loss) on investments    53,872,172 
Accumulated net unrealized appreciation     
(depreciation) on investments    218,418,907 
Net Assets ($)    1,074,767,634 
Shares Outstanding     
(500 million shares of $1 par value Common Stock authorized)    100,215,986 
Net Asset Value, offering and redemption price per share ($)    10.72 
 
See notes to financial statements.     

 

12


STATEMENT OF OPERATIONS     
Six Months Ended June 30, 2013 (Unaudited)     
 
 
 
 
Investment Income ($):     
Income:     
Cash dividends (net of $119,113 foreign taxes withheld at source):     
Unaffiliated issuers  9,210,322  
Affiliated issuers  3,614  
Income from securities lending—Note 1(b)  33,705  
Total Income  9,247,641  
Expenses:     
Management fee—Note 3(a)  3,486,942  
Shareholder servicing costs—Note 3(b)  349,606  
Professional fees  76,064  
Custodian fees—Note 3(b)  31,631  
Prospectus and shareholders’ reports  26,516  
Directors’ fees and expenses—Note 3(c)  20,077  
Registration fees  13,729  
Loan commitment fees—Note 2  7,815  
Interest expense—Note 2  53  
Miscellaneous  27,389  
Total Expenses  4,039,822  
Less—reduction in fees due to earnings credits—Note 3(b)  (1,750 ) 
Net Expenses  4,038,072  
Investment Income—Net  5,209,569  
Realized and Unrealized Gain (Loss) on Investments—Note 4 ($):     
Net realized gain (loss) on investments  53,883,127  
Net unrealized appreciation (depreciation) on investments  47,227,559  
Net Realized and Unrealized Gain (Loss) on Investments  101,110,686  
Net Increase in Net Assets Resulting from Operations  106,320,255  
 
See notes to financial statements.     

 

The Fund 13


STATEMENT OF CHANGES IN NET ASSETS

  Six Months Ended      
  June 30, 2013   Year Ended  
  (Unaudited)   December 31, 2012  
Operations ($):         
Investment income—net  5,209,569   13,125,454  
Net realized gain (loss) on investments  53,883,127   62,165,943  
Net unrealized appreciation         
(depreciation) on investments  47,227,559   86,179,302  
Net Increase (Decrease) in Net Assets         
Resulting from Operations  106,320,255   161,470,699  
Dividends to Shareholders from ($):         
Investment income—net  (5,429,753 )  (12,844,244 ) 
Net realized gain on investments  (6,071,463 )  —  
Total Dividends  (11,501,216 )  (12,844,244 ) 
Capital Stock Transactions ($):         
Net proceeds from shares sold  4,979,594   10,594,869  
Dividends reinvested  10,106,338   11,055,261  
Cost of shares redeemed  (45,508,347 )  (100,012,787 ) 
Increase (Decrease) in Net Assets         
from Capital Stock Transactions  (30,422,415 )  (78,362,657 ) 
Total Increase (Decrease) in Net Assets  64,396,624   70,263,798  
Net Assets ($):         
Beginning of Period  1,010,371,010   940,107,212  
End of Period  1,074,767,634   1,010,371,010  
Undistributed investment income—net  1,194,014   1,414,198  
Capital Share Transactions (Shares):         
Shares sold  849,931   1,127,037  
Shares issued for dividends reinvested  573,066   1,140,590  
Shares redeemed  (4,311,189 )  (10,560,582 ) 
Net Increase (Decrease) in Shares Outstanding  (2,888,192 )  (8,292,955 ) 
 
See notes to financial statements.         

 

14


FINANCIAL HIGHLIGHTS

The following table describes the performance for the fiscal periods indicated. Total return shows how much your investment in the fund would have increased (or decreased) during each period, assuming you had reinvested all dividends and distributions.These figures have been derived from the fund’s financial statements.

Six Months Ended                      
June 30, 2013       Year Ended December 31,      
  (Unaudited)   2012   2011   2010   2009   2008  
Per Share Data ($):                         
Net asset value,                         
beginning of period  9.80   8.44   8.99   7.80   6.14   10.25  
Investment Operations:                         
Investment income—neta  .05   .12   .10   .07   .08   .13  
Net realized and unrealized                         
gain (loss) on investments  .98   1.36   (.55 )  1.19   1.67   (3.98 ) 
Total from                         
Investment Operations  1.03   1.48   (.45 )  1.26   1.75   (3.85 ) 
Distributions:                         
Dividends from                         
investment income—net  (.05 )  (.12 )  (.10 )  (.07 )  (.09 )  (.13 ) 
Dividends from net realized                         
gain on investments  (.06 )  —   —   —   —   (.13 ) 
Total Distributions  (.11 )  (.12 )  (.10 )  (.07 )  (.09 )  (.26 ) 
Net asset value,                         
end of period  10.72   9.80   8.44   8.99   7.80   6.14  
Total Return (%)  10.57 b  17.58   (5.05 )  16.30   28.75   (38.21 ) 
Ratios/Supplemental                         
Data (%):                         
Ratio of total expenses                         
to average net assets  .76 c  .75   .77   .78   .80   .76  
Ratio of net expenses                         
to average net assets  .76 c  .75   .77   .78   .79   .75  
Ratio of net investment income                      
to average net assets  .98 c  1.30   1.11   .84   1.18   1.48  
Portfolio Turnover Rate  32.34 b  56.38   67.60   60.06   77.88   76.31  
Net Assets, end of period                         
($ x 1,000)  1,074,768   1,010,371   940,107   1,041,526   966,117   815,876  

 

a Based on average shares outstanding at each month end.
b Not annualized.
c Annualized.

See notes to financial statements.

The Fund 15


NOTES TO FINANCIAL STATEMENTS (Unaudited)

NOTE 1—Significant Accounting Policies:

The Dreyfus Fund Incorporated (the “fund”) is registered under the Investment Company Act of 1940, as amended (the “Act”), as a diversified open-end management investment company. The fund’s investment objective is to seek long-term capital growth consistent with the preservation of capital. The Dreyfus Corporation (the “Manager” or “Dreyfus”), a wholly-owned subsidiary of The Bank of New York Mellon Corporation (“BNY Mellon”), serves as the fund’s investment adviser. MBSC Securities Corporation (the “Distributor”), a wholly-owned subsidiary of the Manager, is the distributor of the fund’s shares, which are sold to the public without a sales charge.

The Financial Accounting Standards Board (“FASB”) Accounting Standards Codification is the exclusive reference of authoritative U.S. generally accepted accounting principles (“GAAP”) recognized by the FASB to be applied by nongovernmental entities. Rules and interpretive releases of the Securities and Exchange Commission (“SEC”) under authority of federal laws are also sources of authoritative GAAP for SEC registrants. The fund’s financial statements are prepared in accordance with GAAP, which may require the use of management estimates and assumptions.Actual results could differ from those estimates.

The fund enters into contracts that contain a variety of indemnifications. The fund’s maximum exposure under these arrangements is unknown.The fund does not anticipate recognizing any loss related to these arrangements.

(a) Portfolio valuation: The fair value of a financial instrument is the amount that would be received to sell an asset or paid to transfer a liability in an orderly transaction between market participants at the measurement date (i.e., the exit price). GAAP establishes a fair value hierarchy that prioritizes the inputs of valuation techniques used to measure fair value.This hierarchy gives the highest priority to unad-

16


justed quoted prices in active markets for identical assets or liabilities (Level 1 measurements) and the lowest priority to unobservable inputs (Level 3 measurements).

Additionally, GAAP provides guidance on determining whether the volume and activity in a market has decreased significantly and whether such a decrease in activity results in transactions that are not orderly. GAAP requires enhanced disclosures around valuation inputs and techniques used during annual and interim periods.

Various inputs are used in determining the value of the fund’s investments relating to fair value measurements.These inputs are summarized in the three broad levels listed below:

Level 1—unadjusted quoted prices in active markets for identical investments.

Level 2—other significant observable inputs (including quoted prices for similar investments, interest rates, prepayment speeds, credit risk, etc.).

Level 3—significant unobservable inputs (including the fund’s own assumptions in determining the fair value of investments).

The inputs or methodology used for valuing securities are not necessarily an indication of the risk associated with investing in those securities.

Changes in valuation techniques may result in transfers in or out of an assigned level within the disclosure hierarchy. Valuation techniques used to value the fund’s investments are as follows:

Investments in securities are valued at the last sales price on the securities exchange or national securities market on which such securities are primarily traded. Securities listed on the National Market System for which market quotations are available are valued at the official closing price or, if there is no official closing price that day, at the last sales price.

The Fund 17


NOTES TO FINANCIAL STATEMENTS (Unaudited) (continued)

Securities not listed on an exchange or the national securities market, or securities for which there were no transactions, are valued at the average of the most recent bid and asked prices, except for open short positions, where the asked price is used for valuation purposes. Bid price is used when no asked price is available. Registered investment companies that are not traded on an exchange are valued at their net asset value. All of the preceding securities are categorized within Level 1 of the fair value hierarchy.

Fair valuing of securities may be determined with the assistance of a pricing service using calculations based on indices of domestic securities and other appropriate indicators, such as prices of relevant ADRs and financial futures. Utilizing these techniques may result in transfers between Level 1 and Level 2 of the fair value hierarchy.

When market quotations or official closing prices are not readily available, or are determined not to reflect accurately fair value, such as when the value of a security has been significantly affected by events after the close of the exchange or market on which the security is principally traded (for example, a foreign exchange or market), but before the fund calculates its net asset value, the fund may value these investments at fair value as determined in accordance with the procedures approved by the fund’s Board of Directors (the “Board”). Certain factors may be considered when fair valuing investments such as: fundamental analytical data, the nature and duration of restrictions on disposition, an evaluation of the forces that influence the market in which the securities are purchased and sold, and public trading in similar securities of the issuer or comparable issuers.These securities are either categorized within Level 2 or 3 of the fair value hierarchy depending on the relevant inputs used.

For restricted securities where observable inputs are limited, assumptions about market activity and risk are used and are categorized within Level 3 of the fair value hierarchy.

18


The following is a summary of the inputs used as of June 30, 2013 in valuing the fund’s investments:

    Level 2—Other  Level 3—   
  Level 1—  Significant  Significant   
  Unadjusted  Observable Unobservable   
  Quoted Prices  Inputs  Inputs  Total 
Assets ($)         
Investments in Securities:       
Equity Securities—         
Domestic         
Common Stocks†  1,037,441,451  —  —  1,037,441,451 
Equity Securities—         
Foreign         
Common Stocks†  16,350,304  —  —  16,350,304 
Exchange-Traded         
Funds  12,981,186  —  —  12,981,186 
Mutual Funds  4,883,050  —  —  4,883,050 
 
† See Statement of Investments for additional detailed categorizations.   

 

At June 30, 2013, there were no transfers between Level 1 and Level 2 of the fair value hierarchy.

(b) Securities transactions and investment income: Securities transactions are recorded on a trade date basis. Realized gains and losses from securities transactions are recorded on the identified cost basis. Dividend income is recognized on the ex-dividend date and interest income, including, where applicable, accretion of discount and amortization of premium on investments, is recognized on the accrual basis.

Pursuant to a securities lending agreement with The Bank of New York Mellon, a subsidiary of BNY Mellon and an affiliate of Dreyfus, the fund may lend securities to qualified institutions. It is the fund’s policy that, at origination, all loans are secured by collateral of at least 102% of the value of U.S. securities loaned and 105% of the value of foreign securities loaned. Collateral equivalent to at least 100% of the market value of securities on loan is maintained at all times. Collateral

The Fund 19


NOTES TO FINANCIAL STATEMENTS (Unaudited) (continued)

is either in the form of cash, which can be invested in certain money market mutual funds managed by the Manager or U.S. Government and Agency securities. The fund is entitled to receive all dividends, interest and distributions on securities loaned, in addition to income earned as a result of the lending transaction. Should a borrower fail to return the securities in a timely manner, The Bank of New York Mellon is required to replace the securities for the benefit of the fund and credit the fund with the market value of the unreturned securities and is subrogated to the fund’s rights against the borrower and the collateral. During the period ended June 30, 2013,The Bank of NewYork Mellon earned $14,445 from lending portfolio securities, pursuant to the securities lending agreement.

(c) Affiliated issuers: Investments in other investment companies advised by Dreyfus are defined as “affiliated” under the Act. Investments in affiliated investment companies during the period ended June 30, 2013 were as follows:

Affiliated               
Investment  Value         Value  Net 
Company  12/31/2012 ($)  Purchases ($)  Sales ($) 6/30/2013 ($)  Assets (%) 
Dreyfus               
Institutional               
Preferred               
Plus Money               
Market               
Fund  4,904,362   96,642,897    96,664,209  4,883,050  .5 
Dreyfus               
Institutional               
Cash               
Advantage               
Fund  4,517,281   102,122,517    106,639,798  —  — 
Total  9,421,643   198,765,414    203,304,007  4,883,050  .5 

 

(d) Dividends to shareholders: Dividends are recorded on the ex-dividend date. Dividends from investment income-net are normally declared and paid quarterly. Dividends from net realized capital gains, if any, are normally declared and paid annually, but the fund may make distributions on a more frequent basis to comply with the distribution requirements of the Internal Revenue Code of 1986, as amended (the

20


“Code”).To the extent that net realized capital gains can be offset by capital loss carryovers, it is the policy of the fund not to distribute such gains. Income and capital gain distributions are determined in accordance with income tax regulations, which may differ from GAAP.

(e) Federal income taxes: It is the policy of the fund to continue to qualify as a regulated investment company, if such qualification is in the best interests of its shareholders, by complying with the applicable provisions of the Code, and to make distributions of taxable income sufficient to relieve it from substantially all federal income and excise taxes.

As of and during the period ended June 30, 2013, the fund did not have any liabilities for any uncertain tax positions.The fund recognizes interest and penalties, if any, related to uncertain tax positions as income tax expense in the Statement of Operations. During the period, the fund did not incur any interest or penalties.

Each tax year in the three-year period ended December 31, 2012 remains subject to examination by the Internal Revenue Service and state taxing authorities.

The tax character of distributions paid to shareholders during the fiscal year ended December 31, 2012 was as follows: ordinary income $12,844,244. The tax character of current year distributions will be determined at the end of the current fiscal year.

NOTE 2—Bank Lines of Credit:

The fund participates with other Dreyfus-managed funds in a $210 million unsecured credit facility led by Citibank, N.A. and a $300 million unsecured credit facility provided by The Bank of New York Mellon (each, a “Facility”), each to be utilized primarily for temporary or emergency purposes, including the financing of redemptions. In connection therewith, the fund has agreed to pay its pro rata portion of commitment fees for each Facility. Interest is charged to the fund based on rates determined pursuant to the terms of the respective Facility at the time of borrowing.

The Fund 21


NOTES TO FINANCIAL STATEMENTS (Unaudited) (continued)

The average amount of borrowings outstanding under the Facilities during the period ended June 30, 2013 was approximately $9,400 with a related weighted average annualized interest rate of 1.13%.

NOTE 3—Management Fee and Other Transactions With Affiliates:

(a) Pursuant to a management agreement (the “Agreement”) with the Manager, the management fee is payable monthly, based on the following annual percentages of the value of the fund’s average daily net assets: .65% of the first $1.5 billion; .625% of the next $500 million; .60% of the next $500 million; and .55% over $2.5 billion.

The Agreement also provides for an expense reimbursement from the Manager should the fund’s aggregate expenses, exclusive of taxes and brokerage commissions, exceed 1% of the value of the fund’s average daily net assets for any full fiscal year. For the period ended June 30, 2013, there was no reduction in expenses pursuant to the Agreement.

(b) The fund has arrangements with the transfer agent and the custodian whereby the fund may receive earnings credits when positive cash balances are maintained, which are used to offset transfer agency and custody fees. For financial reporting purposes, the fund includes net earnings credits as an expense offset in the Statement of Operations.

The fund compensates Dreyfus Transfer, Inc., a wholly-owned subsidiary of the Manager, under a transfer agency agreement for providing transfer agency services for the fund and cash management services related to fund subscriptions and redemptions. During the period ended June 30, 2013, the fund was charged $254,529 for transfer agency services and $12,247 for cash management services. Cash management fees were partially offset by earnings credits of $1,742. These fees are included in Shareholder servicing costs in the Statement of Operations.

The fund compensatesThe Bank of NewYork Mellon under a custody agreement for providing custodial services for the fund. During the period ended June 30, 2013, the fund was charged $31,631 pursuant to the custody agreement.

22


The fund compensates The Bank of New York Mellon under a cash management agreement for performing certain cash management services related to fund subscriptions and redemptions. During the period ended June 30, 2013, the fund was charged $6,907 pursuant to the cash management agreement, which is included in Shareholder servicing costs in the Statement of Operations. These fees were partially offset by earnings credits of $8.

During the period ended June 30, 2013, the fund was charged $4,630 for services performed by the Chief Compliance Officer and his staff.

The components of “Due to The Dreyfus Corporation and affiliates” in the Statement of Assets and Liabilities consist of: management fees $588,463, custodian fees $24,686, Chief Compliance Officer fees $4,630 and transfer agency fees $72,404.

(c) Each Board member also serves as a Board member of other funds within the Dreyfus complex. Annual retainer fees and attendance fees are allocated to each fund based on net assets.

NOTE 4—Securities Transactions:

The aggregate amount of purchases and sales of investment securities, excluding short-term securities, during the period ended June 30, 2013, amounted to $341,448,295 and $381,299,500, respectively.

At June 30, 2013, accumulated net unrealized appreciation on investments was $218,418,907, consisting of $224,006,194 gross unrealized appreciation and $5,587,287 gross unrealized depreciation.

At June 30, 2013, the cost of investments for federal income tax purposes was substantially the same as the cost for financial reporting purposes (see the Statement of Investments).

The Fund 23


NOTES



For More Information


Ticker Symbol: DREVX

Telephone 1-800-DREYFUS

Mail The Dreyfus Family of Funds, 144 Glenn Curtiss Boulevard, Uniondale, NY 11556-0144 E-mail Send your request to info@dreyfus.com Internet Information can be viewed online or downloaded at: http://www.dreyfus.com

The fund files its complete schedule of portfolio holdings with the Securities and Exchange Commission (“SEC”) for the first and third quarters of each fiscal year on Form N-Q. The fund’s Forms N-Q are available on the SEC’s website at http://www.sec.gov and may be reviewed and copied at the SEC’s Public Reference Room in Washington, DC. Information on the operation of the Public Reference Room may be obtained by calling 1-800-SEC-0330.

A description of the policies and procedures that the fund uses to determine how to vote proxies relating to portfolio securities, and information regarding how the fund voted these proxies for the most recent 12-month period ended June 30 is available at http://www.dreyfus.com and on the SEC’s website at http://www.sec.gov. The description of the policies and procedures is also available without charge, upon request, by calling 1-800-DREYFUS.

© 2013 Dreyfus Service Corporation

,/p>

 

 

Item 2.      Code of Ethics.

                  Not applicable.

Item 3.      Audit Committee Financial Expert.

                  Not applicable.

Item 4.      Principal Accountant Fees and Services.

                  Not applicable.

Item 5.      Audit Committee of Listed Registrants.

                  Not applicable.

Item 6.      Investments.

(a)              Not applicable.

Item 7.      Disclosure of Proxy Voting Policies and Procedures for Closed-End Management      Investment Companies.

                  Not applicable.

Item 8.      Portfolio Managers of Closed-End Management Investment Companies.

Not applicable.

Item 9.      Purchases of Equity Securities by Closed-End Management Investment Companies and        Affiliated Purchasers.

                  Not applicable.  [CLOSED END FUNDS ONLY]

Item 10.    Submission of Matters to a Vote of Security Holders.

                  There have been no material changes to the procedures applicable to Item 10.

Item 11.    Controls and Procedures.

(a)        The Registrant's principal executive and principal financial officers have concluded, based on their evaluation of the Registrant's disclosure controls and procedures as of a date within 90 days of the filing date of this report, that the Registrant's disclosure controls and procedures are reasonably designed to ensure that information required to be disclosed by the Registrant on Form N-CSR is recorded, processed, summarized and reported within the required time periods and that information required to be disclosed by the Registrant in the reports that it files or submits on Form N-CSR is accumulated and communicated to the Registrant's management, including its principal executive and principal financial officers, as appropriate to allow timely decisions regarding required disclosure.

 

 

 

 

(b)        There were no changes to the Registrant's internal control over financial reporting that occurred during the second fiscal quarter of the period covered by this report that have materially affected, or are reasonably likely to materially affect, the Registrant's internal control over financial reporting.

Item 12.    Exhibits.

(a)(1)   Not applicable.

(a)(2)   Certifications of principal executive and principal financial officers as required by Rule 30a-2(a) under the Investment Company Act of 1940.

(a)(3)   Not applicable.

(b)        Certification of principal executive and principal financial officers as required by Rule 30a-2(b) under the Investment Company Act of 1940.

 

 

 

 

 

SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934 and the Investment Company Act of 1940, the Registrant has duly caused this Report to be signed on its behalf by the undersigned, thereunto duly authorized.

The Dreyfus Fund Incorporated

By: /s/ Bradley J. Skapyak

Bradley J. Skapyak,

President

 

Date:

August 20, 2013

 

Pursuant to the requirements of the Securities Exchange Act of 1934 and the Investment Company Act of 1940, this Report has been signed below by the following persons on behalf of the Registrant and in the capacities and on the dates indicated.

 

By: /s/ Bradley J. Skapyak

Bradley J. Skapyak,

President

 

Date:

August 20, 2013

 

By: /s/ James Windels

James Windels,

Treasurer

 

Date:

August 20, 2013

 

 

 

 

 

 

EXHIBIT INDEX

(a)(2)   Certifications of principal executive and principal financial officers as required by Rule 30a-2(a) under the Investment Company Act of 1940.  (EX-99.CERT)

(b)        Certification of principal executive and principal financial officers as required by Rule 30a-2(b) under the Investment Company Act of 1940.  (EX-99.906CERT)

 EX-99.CERT 2 exhibit302-026.htm CERTIFICATION REQUIRED BY RULE 30A-2 exhibit302-026.htm - Generated by SEC Publisher for SEC Filing

 

[EX-99.CERT]—Exhibit  (a)(2)

SECTION 302 CERTIFICATION

 

I, Bradley J. Skapyak, certify that:

1.  I have reviewed this report on Form N-CSR of The Dreyfus Fund Incorporated;

2.  Based on my knowledge, this report does not contain any untrue statement of a material fact or omit to state a material fact necessary to make the statements made, in light of the circumstances under which such statements were made, not misleading with respect to the period covered by this report;

3.  Based on my knowledge, the financial statements, and other financial information included in this report, fairly present in all material respects the financial condition, results of operations, changes in net assets, and cash flows (if the financial statements are required to include a statement of cash flows) of the registrant as of, and for, the periods presented in this report;

4.  The registrant's other certifying officer(s) and I are responsible for establishing and maintaining disclosure controls and procedures (as defined in Rule 30a-3(c) under the Investment Company Act of 1940) and internal control over financial reporting (as defined in Rule 30a-3(d) under the Investment Company Act of 1940) for the registrant and have:

(a) Designed such disclosure controls and procedures, or caused such disclosure controls and procedures to be designed under our supervision, to ensure that material information relating to the registrant, including its consolidated subsidiaries, is made known to us by others within those entities, particularly during the period in which this report is being prepared;

(b) Designed such internal control over financial reporting, or caused such internal control over financial reporting to be designed under our supervision, to provide reasonable assurance regarding the reliability of financial reporting and the preparation of financial statements for external purposes in accordance with generally accepted accounting principles;

(c) Evaluated the effectiveness of the registrant's disclosure controls and procedures and presented in this report our conclusions about the effectiveness of the disclosure controls and procedures, as of a date within 90 days prior to the filing date of this report based on such evaluation; and

(d) Disclosed in this report any change in the registrant's internal control over financial reporting that occurred during the second fiscal quarter of the period covered by this report that has materially affected, or is reasonably likely to materially affect, the registrant's internal control over financial reporting;

5.  The registrant's other certifying officer(s) and I have disclosed to the registrant's auditors and the audit committee of the registrant's board of directors (or persons performing the equivalent functions):

(a) All significant deficiencies and material weaknesses in the design or operation of internal control over financial reporting which are reasonably likely to adversely affect the registrant's ability to record, process, summarize, and report financial information; and

(b) Any fraud, whether or not material, that involves management or other employees who have a significant role in the registrant's internal control over financial reporting.

By: /s/ Bradley J. Skapyak

Bradley J. Skapyak,

President

Date: August 20, 2013

 

 

 

 

SECTION 302 CERTIFICATION

I, James Windels, certify that:

1.  I have reviewed this report on Form N-CSR of The Dreyfus Fund Incorporated;

2.  Based on my knowledge, this report does not contain any untrue statement of a material fact or omit to state a material fact necessary to make the statements made, in light of the circumstances under which such statements were made, not misleading with respect to the period covered by this report;

3.  Based on my knowledge, the financial statements, and other financial information included in this report, fairly present in all material respects the financial condition, results of operations, changes in net assets, and cash flows (if the financial statements are required to include a statement of cash flows) of the registrant as of, and for, the periods presented in this report;

4.  The registrant's other certifying officer(s) and I are responsible for establishing and maintaining disclosure controls and procedures (as defined in Rule 30a-3(c) under the Investment Company Act of 1940) and internal control over financial reporting (as defined in Rule 30a-3(d) under the Investment Company Act of 1940) for the registrant and have:

(a) Designed such disclosure controls and procedures, or caused such disclosure controls and procedures to be designed under our supervision, to ensure that material information relating to the registrant, including its consolidated subsidiaries, is made known to us by others within those entities, particularly during the period in which this report is being prepared;

(b) Designed such internal control over financial reporting, or caused such internal control over financial reporting to be designed under our supervision, to provide reasonable assurance regarding the reliability of financial reporting and the preparation of financial statements for external purposes in accordance with generally accepted accounting principles;

(c) Evaluated the effectiveness of the registrant's disclosure controls and procedures and presented in this report our conclusions about the effectiveness of the disclosure controls and procedures, as of a date within 90 days prior to the filing date of this report based on such evaluation; and

(d) Disclosed in this report any change in the registrant's internal control over financial reporting that occurred during the second fiscal quarter of the period covered by this report that has materially affected, or is reasonably likely to materially affect, the registrant's internal control over financial reporting;

5.  The registrant's other certifying officer(s) and I have disclosed to the registrant's auditors and the audit committee of the registrant's board of directors (or persons performing the equivalent functions):

(a) All significant deficiencies and material weaknesses in the design or operation of internal control over financial reporting which are reasonably likely to adversely affect the registrant's ability to record, process, summarize, and report financial information; and

(b) Any fraud, whether or not material, that involves management or other employees who have a significant role in the registrant's internal control over financial reporting.

By: /s/ James Windels

James Windels,

Treasurer

Date: August 20, 2013

 

 EX-99.906CERT 3 exhibit906-026.htm CERTIFICATION REQUIRED BY SECTION 906 exhibit906-026.htm - Generated by SEC Publisher for SEC Filing

 

[EX-99.906CERT]

Exhibit (b)

 

 

SECTION 906 CERTIFICATIONS

            In connection with this report on Form N-CSR for the Registrant as furnished to the Securities and Exchange Commission on the date hereof (the "Report"), the undersigned hereby certify, pursuant to Section 906 of the Sarbanes-Oxley Act of 2002, that:

 

            (1)        the Report fully complies with the requirements of Section 13(a) or 15(d) of the Securities Exchange Act of 1934, as applicable; and

 

            (2)        the information contained in the Report fairly presents, in all material respects, the financial condition and results of operations of the Registrant.

 

By: /s/ Bradley J. Skapyak

  Bradley J. Skapyak.

President

 

Date: August 20, 2013

 

 

By: /s/ James Windels

James Windels,

Treasurer

 

Date: August 20, 2013

 

 

This certificate is furnished pursuant to the requirements of Form N-CSR and shall not be deemed "filed" for purposes of Section 18 of the Securities Exchange Act of 1934, or otherwise subject to the liability of that section, and shall not be deemed to be incorporated by reference into any filing under the Securities Act of 1933 or the Securities Exchange Act of 1934.

 

 

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