Consolidated Balance Sheets - USD ($) $ in Millions	Jun. 30, 2023	Dec. 31, 2022
ASSETS
Cash and due from banks	$ 1,413	$ 1,758
Interest-bearing deposits with banks	8,810	4,524
Other short-term investments	389	157
Investment securities available-for-sale	17,415	19,012
Commercial loans	31,745	30,909
Real estate construction loans	3,983	3,105
Commercial mortgage loans	13,851	13,306
Lease financing	756	760
International loans	1,282	1,197
Residential mortgage loans	1,894	1,814
Consumer loans	2,253	2,311
Total loans	55,764	53,402
Allowance for loan losses	(684)	(610)
Net loans	55,080	52,792
Premises and equipment	397	400
Accrued income and other assets	7,257	6,763
Total assets	90,761	85,406
LIABILITIES AND SHAREHOLDERS’ EQUITY
Noninterest-bearing deposits	31,067	39,945
Money market and interest-bearing checking deposits	24,397	26,290
Savings deposits	2,760	3,225
Customer certificates of deposit	2,630	1,762
Other time deposits	5,159	124
Foreign office time deposits	2	51
Total interest-bearing deposits	34,948	31,452
Total deposits	66,015	71,397
Short-term borrowings	9,558	3,211
Accrued expenses and other liabilities	2,632	2,593
Medium- and long-term debt	6,961	3,024
Total liabilities	85,166	80,225
Fixed rate reset non-cumulative perpetual preferred stock, series A, no par value, $100,000, liquidation preference per share: Issued - 4,000 shares	394	394
Common stock - $5 par value: Issued - 228,164,824 shares	1,141	1,141
Capital surplus	2,212	2,220
Accumulated other comprehensive loss	(3,756)	(3,742)
Retained earnings	11,648	11,258
Less cost of common stock in treasury - 96,449,879 shares at 6/30/2023 and 97,197,962 shares at 12/31/2022	(6,044)	(6,090)
Total shareholders’ equity	5,595	5,181
Total liabilities and shareholders’ equity	$ 90,761	$ 85,406