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Consolidated Statements Of Comprehensive Income - USD ($)
$ in Millions
 3 Months Ended 9 Months Ended
Sep. 30, 2021
Sep. 30, 2020
Sep. 30, 2021
Sep. 30, 2020
INTEREST INCOME        
Interest and fees on loans $ 411 $ 408 $ 1,201 $ 1,359
Interest on investment securities 70 72 209 220
Interest on short-term investments 8 4 17 25
Total interest income 489 484 1,427 1,604
INTEREST EXPENSE        
Interest on deposits 5 15 17 91
Interest on short-term borrowings 0 0 0 1
Interest on medium- and long-term debt [1] 9 11 27 70
Total interest expense 14 26 44 162
Net interest income 475 458 1,383 1,442
Provision for credit losses (42) 5 (359) 554
Net interest income after provision for credit losses 517 453 1,742 888
NONINTEREST INCOME        
Card fees 72 71 227 198
Fiduciary income 58 51 171 157
Service charges on deposit accounts 50 47 145 138
Commercial lending fees 31 19 76 53
Derivative income 20 9 72 48
Bank-owned life insurance 12 12 32 33
Letter of credit fees 10 9 30 27
Brokerage fees 3 5 11 17
Other noninterest income 24 29 70 65
Total noninterest income 280 252 834 736
NONINTEREST EXPENSES        
Salaries and benefits expense 282 257 841 748
Outside processing fee expense 65 58 200 177
Occupancy expense 40 40 117 114
Software expense 40 39 117 115
Equipment expense 13 12 38 36
Advertising expense 10 9 25 24
FDIC insurance expense 4 8 17 24
Other noninterest expenses 11 15 20 51
Total noninterest expenses 465 438 [2] 1,375 1,289 [2]
Income before income taxes 332 267 1,201 335
Provision for income taxes 70 50 [2] 261 59 [2]
Net income (loss) 262 217 [2] 940 276 [2]
Less income allocated to participating securities 1 0 4 1
Preferred stock dividends 6 8 17 8
Net income attributable to common shares $ 255 $ 209 $ 919 $ 267
Basic earnings per common share $ 1.92 $ 1.49 $ 6.75 $ 1.91
Diluted earnings per common share $ 1.90 $ 1.48 $ 6.67 $ 1.90
Comprehensive income $ 175 $ 169 $ 669 $ 610
Cash dividends declared on common stock $ 89 $ 94 $ 276 $ 284
Cash dividends declared per common share $ 0.68 $ 0.68 $ 2.04 $ 2.04
[1] Includes the effects of hedging.
[2] See Defined Benefit Pension and Other Postretirement Costs in Note 1.