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Strategic Lines of Business and Markets (Market Segment Financial Results) (Details) - USD ($)
$ in Millions
3 Months Ended 6 Months Ended
Jun. 30, 2021
Jun. 30, 2020
Jun. 30, 2021
Jun. 30, 2020
Net interest income (expense) $ 465 $ 471 $ 908 $ 984
Provision for credit losses (135) 138 (317) 549
Noninterest income 284 247 554 484
Noninterest expenses 463 434 [1] 910 851 [1]
Provision (benefit) for income taxes 93 28 [1] 191 9 [1]
Net income 328 118 [1] 678 59 [1]
Net credit-related (recoveries) charge-offs (11) 50 (8) 134
Assets, average 87,860 81,644 86,218 77,454
Loans, average 49,828 53,498 50,206 51,551
Deposits, average $ 75,520 $ 64,282 $ 73,467 $ 60,524
Return on average assets [2] 1.50% 0.58% [1] 1.59% 0.15% [1]
Efficiency ratio [3] 61.66% 60.11% [1] 62.10% 57.79% [1]
Michigan [Domain]        
Net interest income (expense) $ 178 $ 161 $ 333 $ 324
Provision for credit losses (26) 41 (54) 65
Noninterest income 72 64 138 136
Noninterest expenses 136 138 [1] 272 275 [1]
Provision (benefit) for income taxes 29 8 [1] 51 24 [1]
Net income 111 38 [1] 202 96 [1]
Net credit-related (recoveries) charge-offs 1 1 1 4
Assets, average 12,830 13,617 12,851 13,223
Loans, average 12,245 13,092 12,279 12,665
Deposits, average $ 26,709 $ 23,396 $ 26,191 $ 22,037
Return on average assets [2] 1.62% 0.62% [1] 1.51% 0.84% [1]
Efficiency ratio [3] 54.18% 61.00% [1] 57.50% 59.41% [1]
California [Domain]        
Net interest income (expense) $ 174 $ 169 $ 346 $ 345
Provision for credit losses (24) 47 (78) 93
Noninterest income 41 34 89 67
Noninterest expenses 116 98 [1] 220 191 [1]
Provision (benefit) for income taxes 29 13 [1] 69 30 [1]
Net income 94 45 [1] 224 98 [1]
Net credit-related (recoveries) charge-offs 0 (1) 1 7
Assets, average 17,679 18,403 17,851 18,164
Loans, average 17,515 18,249 17,702 17,978
Deposits, average $ 20,582 $ 17,410 $ 20,221 $ 16,985
Return on average assets [2] 1.75% 0.98% [1] 2.13% 1.09% [1]
Efficiency ratio [3] 53.63% 48.08% [1] 50.33% 46.32% [1]
Texas [Domain]        
Net interest income (expense) $ 114 $ 115 $ 227 $ 230
Provision for credit losses (77) 31 (163) 321
Noninterest income 35 30 71 60
Noninterest expenses 91 89 [1] 179 172 [1]
Provision (benefit) for income taxes 29 5 [1] 60 (45) [1]
Net income 106 20 [1] 222 (158) [1]
Net credit-related (recoveries) charge-offs (12) 46 (10) 116
Assets, average 10,615 11,555 10,627 11,340
Loans, average 10,008 11,162 10,078 10,858
Deposits, average $ 11,153 $ 10,198 $ 10,965 $ 9,697
Return on average assets [2] 3.35% 0.71% [1] 3.61% (2.79%) [1]
Efficiency ratio [3] 61.35% 61.06% [1] 60.13% 59.24% [1]
Other Markets        
Net interest income (expense) $ 124 $ 117 $ 241 $ 209
Provision for credit losses (7) 19 (22) 70
Noninterest income 120 106 224 196
Noninterest expenses 111 104 [1] 223 198 [1]
Provision (benefit) for income taxes 34 21 [1] 64 26 [1]
Net income 106 79 [1] 200 111 [1]
Net credit-related (recoveries) charge-offs 0 4 0 7
Assets, average 11,614 12,345 11,576 11,331
Loans, average 10,048 10,998 10,139 10,051
Deposits, average $ 15,914 $ 12,178 $ 14,938 $ 10,596
Return on average assets [2] 2.51% 2.40% [1] 2.53% 1.92% [1]
Efficiency ratio [3] 45.41% 46.21% [1] 47.92% 48.65% [1]
Finance & Other        
Net interest income (expense) $ (125) $ (91) $ (239) $ (124)
Provision for credit losses (1) 0 0 0
Noninterest income 16 13 32 25
Noninterest expenses 9 5 [1] 16 15 [1]
Provision (benefit) for income taxes (28) (19) [1] (53) (26) [1]
Net income (89) (64) [1] (170) (88) [1]
Net credit-related (recoveries) charge-offs 0 0 0 0
Assets, average 35,122 25,724 33,313 23,396
Loans, average 12 (3) 8 (1)
Deposits, average $ 1,162 $ 1,100 $ 1,152 $ 1,209
[1] See Defined Benefit Pension and Other Postretirement Costs in Note 1.
[2] Return on average assets is calculated based on the greater of average assets or average liabilities and attributed equity.
[3] Noninterest expenses as a percentage of the sum of net interest income and noninterest income excluding net gains from securities and a derivative contract tied to the conversion rate of Visa Class B shares.