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Consolidated Statements Of Comprehensive Income - USD ($)
$ in Millions
 3 Months Ended 6 Months Ended
Jun. 30, 2021
Jun. 30, 2020
Jun. 30, 2021
Jun. 30, 2020
INTEREST INCOME        
Interest and fees on loans $ 404 $ 434 $ 790 $ 951
Interest on investment securities 70 74 139 148
Interest on short-term investments 5 3 9 21
Total interest income 479 511 938 1,120
INTEREST EXPENSE        
Interest on deposits 5 20 12 76
Interest on short-term borrowings 0 1 0 1
Interest on medium- and long-term debt [1] 9 19 18 59
Total interest expense 14 40 30 136
Net interest income 465 471 908 984
Provision for credit losses (135) 138 (317) 549
Net interest income after provision for credit losses 600 333 1,225 435
NONINTEREST INCOME        
Card fees 84 68 155 127
Fiduciary income 60 52 113 106
Service charges on deposit accounts 47 42 95 91
Commercial lending fees 27 17 45 34
Derivative income 22 19 52 39
Letter of credit fees 10 9 20 18
Bank-owned life insurance 9 9 20 21
Brokerage fees 4 5 8 12
Net securities gains 0 1 0 0
Other noninterest income 21 25 46 36
Total noninterest income 284 247 554 484
NONINTEREST EXPENSES        
Salaries and benefits expense 277 249 559 491
Outside processing fee expense 71 62 135 119
Occupancy expense 38 37 77 74
Software expense 38 39 77 76
Equipment expense 13 12 25 24
Advertising expense 9 8 15 15
FDIC insurance expense 7 8 13 16
Other noninterest expenses 10 19 9 36
Total noninterest expenses 463 434 [2] 910 851 [2]
Income before income taxes 421 146 869 68
Provision for income taxes 93 28 [2] 191 9 [2]
Net income 328 118 [2] 678 59 [2]
Less income allocated to participating securities 2 1 3 1
Preferred stock dividends 5 0 11 0
Net income attributable to common shares $ 321 $ 117 $ 664 $ 58
Basic earnings per common share $ 2.35 $ 0.85 $ 4.81 $ 0.42
Diluted earnings per common share $ 2.32 $ 0.84 $ 4.76 $ 0.42
Comprehensive income $ 313 $ 97 $ 494 $ 441
Cash dividends declared on common stock $ 92 $ 96 $ 187 $ 190
Cash dividends declared per common share $ 0.68 $ 0.68 $ 1.36 $ 1.36
[1] Includes the effects of hedging.
[2] See Defined Benefit Pension and Other Postretirement Costs in Note 1.