Consolidated Balance Sheets - USD ($) $ in Millions	Jun. 30, 2021		Dec. 31, 2020
ASSETS
Cash and due from banks	$ 1,008		$ 1,031
Interest-bearing deposits with banks	15,493		14,736
Other short-term investments	183		172
Investment securities available-for-sale	15,837		15,028
Commercial loans	30,207		32,753
Real estate construction loans	3,172		4,082
Commercial mortgage loans	11,334		9,912
Lease financing	589		594
International loans	1,036		926
Residential mortgage loans	1,807		1,830
Consumer loans	2,083		2,194
Total loans	50,228		52,291
Less allowance for loan losses	(652)		(948)
Net loans	49,576		51,343
Premises and equipment	454		459
Accrued income and other assets	5,804		5,360
Total assets	88,355		88,129
LIABILITIES AND SHAREHOLDERS' EQUITY
Noninterest-bearing deposits	40,514		39,420
Money market and interest-bearing checking deposits	30,319		28,540
Savings deposits	3,095		2,710
Customer certificates of deposit	2,115		2,133
Foreign office time deposits	23		66
Total interest-bearing deposits	35,552		33,449
Total deposits	76,066		72,869
Accrued expenses and other liabilities	1,504		1,482
Medium- and long-term debt	2,854		5,728
Total liabilities	80,424		80,079
Fixed rate reset non-cumulative perpetual preferred stock, series A, no par value, $100,000 liquidation preference per share: Authorized - 4,000 shares, Issued - 4,000 shares at 6/30/2021 and 12/31/2020	394		394
Common stock - $5 par value: Authorized - 325,000,000 shares; Issued - 228,164,824 shares	1,141		1,141
Capital surplus	2,163		2,185
Accumulated other comprehensive (loss) income	(120)	[1]	64
Retained earnings	10,202		9,727
Less cost of common stock in treasury - 94,247,402 shares at 6/30/21 and 88,997,430 shares at 12/31/20	(5,849)		(5,461)
Total shareholders' equity	7,931		8,050
Total liabilities and shareholders' equity	$ 88,355		$ 88,129

[1] Balances at beginning of period, net of tax, and changes for the six months ended June 30, 2021 have been recast to reflect the retrospective application of the Corporation's election to change the accounting method for certain components of the qualified defined benefit pension plan as of January 1, 2021. Refer to Note 1 for further information.