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Consolidated Statements Of Income - USD ($)
$ in Millions
12 Months Ended
Dec. 31, 2017
Dec. 31, 2016
Dec. 31, 2015
INTEREST INCOME      
Interest and fees on loans $ 1,872 $ 1,635 $ 1,551
Interest on investment securities 250 247 216
Interest on short-term investments 60 27 17
Total interest income 2,182 1,909 1,784
INTEREST EXPENSE      
Interest on deposits 42 40 43
Interest on short-term borrowings 3 0 0
Interest on medium- and long-term debt 76 72 52
Total interest expense 121 112 95
Net interest income 2,061 1,797 1,689
Provision for credit losses 74 248 147
Net interest income after provision for credit losses 1,987 1,549 1,542
NONINTEREST INCOME      
Card fees 333 303 276
Service charges on deposit accounts 227 219 223
Fiduciary income 198 190 187
Commercial lending fees 85 89 99
Letter of credit fees 45 50 53
Bank-owned life insurance 43 42 40
Foreign exchange income 45 42 40
Brokerage fees 23 19 17
Net securities losses (3) (5) (2)
Other noninterest income 111 102 102
Total noninterest income 1,107 1,051 1,035
NONINTEREST EXPENSES      
Salaries and benefits expense 912 961 1,009
Outside processing fee expense 366 336 318
Net occupancy expense 154 157 159
Equipment expense 45 53 53
Restructuring charges 45 93 0
Software expense 126 119 99
FDIC insurance expense 51 54 37
Advertising expense 28 21 24
Litigation-related expense (2) 1 (32)
Other noninterest expenses 135 135 160
Total noninterest expenses 1,860 1,930 1,827
Income before income taxes 1,234 670 750
Provision for income taxes 491 193 229
Net Income 743 477 521
Less income allocated to participating securities 5 4 6
Net income attributable to common shares $ 738 $ 473 $ 515
Basic earnings per common share $ 4.23 $ 2.74 $ 2.93
Diluted earnings per common share $ 4.14 $ 2.68 $ 2.84
Cash dividends declared on common stock $ 193 $ 154 $ 148
Cash dividends declared per common share $ 1.09 $ 0.89 $ 0.83