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Consolidated Balance Sheets - USD ($)
$ in Millions
Dec. 31, 2017
Dec. 31, 2016
ASSETS    
Cash and due from banks $ 1,438 $ 1,249
Interest-bearing deposits with banks 4,407 5,969
Other short-term investments 96 92
Investment securities available-for-sale [1] 10,938 10,787
Investment securities held-to-maturity 1,266 1,582
Commercial loans 31,060 30,994
Real estate construction loans 2,961 2,869
Commercial mortgage loans 9,159 8,931
Lease financing 468 572
International loans 983 1,258
Residential mortgage loans 1,988 1,942
Consumer loans 2,554 2,522
Total loans 49,173 49,088
Less allowance for loan losses (712) (730)
Net loans 48,461 48,358
Premises and equipment 466 501
Accrued income and other assets 4,495 4,440
Total assets 71,567 72,978
LIABILITIES AND SHAREHOLDERS' EQUITY    
Noninterest-bearing deposits 32,071 31,540
Money market and interest-bearing checking deposits 21,500 22,556
Savings deposits 2,152 2,064
Customer certificates of deposit 2,165 2,806
Foreign office time deposits 15 19
Total interest-bearing deposits 25,832 27,445
Total deposits 57,903 58,985
Short-term borrowings 10 25
Accrued expenses and other liabilities 1,069 1,012
Medium- and long-term debt 4,622 5,160
Total liabilities 63,604 65,182
Common stock - $5 par value: Authorized - 325,000,000 shares; Issued - 228,164,824 shares 1,141 1,141
Capital surplus 2,122 2,135
Accumulated other comprehensive loss (451) (383)
Retained earnings 7,887 7,331
Less cost of common stock in treasury - 55,306,483 shares at 12/31/17 and 52,851,156 shares at 12/31/16 (2,736) (2,428)
Total shareholders' equity 7,963 7,796
Total liabilities and shareholders' equity $ 71,567 $ 72,978
[1] Included auction-rate securities at amortized cost and fair value of $51 million and $49 million, respectively, as of December 31, 2017 and $55 million and $54 million, respectively, as of December 31, 2016.