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Consolidated Balance Sheets - USD ($)
$ in Millions
Sep. 30, 2016
Dec. 31, 2015
ASSETS    
Cash and due from banks $ 1,292 $ 1,157
Interest-bearing deposits with banks 6,748 4,990
Other short-term investments 92 113
Investment securities available-for-sale [1] 10,789 10,519
Investment securities held-to-maturity 1,695 1,981
Commercial loans 31,152 31,659
Real estate construction loans 2,743 2,001
Commercial mortgage loans 9,013 8,977
Lease financing 648 724
International loans 1,303 1,368
Residential mortgage loans 1,874 1,870
Consumer loans 2,541 2,485
Total loans 49,274 49,084
Less allowance for loan losses (727) (634)
Net loans 48,547 48,450
Premises and equipment 528 550
Accrued income and other assets 4,433 4,117
Total assets 74,124 71,877
LIABILITIES AND SHAREHOLDERS' EQUITY    
Noninterest-bearing deposits 31,776 30,839
Money market and interest-bearing checking deposits 22,436 23,532
Savings deposits 2,052 1,898
Customer certificates of deposit 2,967 3,552
Foreign office time deposits 30 32
Total interest-bearing deposits 27,485 29,014
Total deposits 59,261 59,853
Short-term borrowings 12 23
Accrued expenses and other liabilities 1,234 1,383
Medium- and long-term debt 5,890 3,058
Total liabilities 66,397 64,317
Common stock - $5 par value: Authorized - 325,000,000 shares; Issued - 228,164,824 shares 1,141 1,141
Capital surplus 2,174 2,173
Accumulated other comprehensive loss (292) (429)
Retained earnings 7,262 7,084
Less cost of common stock in treasury - 56,096,416 shares at 9/30/16 and 52,457,113 shares at 12/31/15 (2,558) (2,409)
Total shareholders' equity 7,727 7,560
Total liabilities and shareholders' equity $ 74,124 $ 71,877
[1] Included auction-rate securities at amortized cost and fair value of $56 million and $54 million, respectively as of September 30, 2016 and $76 million and $77 million, respectively, as of December 31, 2015.