Consolidated Balance Sheets - USD ($) $ in Millions		Dec. 31, 2015	Dec. 31, 2014
ASSETS
Cash and due from banks		$ 1,157	$ 1,026
Interest-bearing deposits with banks		4,990	5,045
Other short-term investments		113	99
Investment securities available-for-sale	[1]	10,519	8,116
Investment securities held-to-maturity		1,981	1,935
Commercial loans		31,659	31,520
Real estate construction loans		2,001	1,955
Commercial mortgage loans		8,977	8,604
Lease financing		724	805
International loans		1,368	1,496
Residential mortgage loans		1,870	1,831
Consumer loans		2,485	2,382
Total loans		49,084	48,593
Less allowance for loan losses		(634)	(594)
Net loans		48,450	47,999
Premises and equipment		550	532
Accrued income and other assets		4,117	4,434
Total assets		71,877	69,186
LIABILITIES AND SHAREHOLDERS' EQUITY
Noninterest-bearing deposits		30,839	27,224
Money market and interest-bearing checking deposits		23,532	23,954
Savings deposits		1,898	1,752
Customer certificates of deposit		3,552	4,421
Foreign office time deposits		32	135
Total interest-bearing deposits		29,014	30,262
Total deposits		59,853	57,486
Short-term borrowings		23	116
Accrued expenses and other liabilities		1,383	1,507
Medium- and long-term debt		3,058	2,675
Total liabilities		64,317	61,784
Common stock - $5 par value: Authorized - 325,000,000 shares; Issued - 228,164,824 shares		1,141	1,141
Capital surplus		2,173	2,188
Accumulated other comprehensive loss		(429)	(412)
Retained earnings		7,084	6,744
Less cost of common stock in treasury - 52,457,113 shares at 12/31/15 and 49,146,225 shares at 12/31/14		(2,409)	(2,259)
Total shareholders' equity		7,560	7,402
Total liabilities and shareholders' equity		$ 71,877	$ 69,186

[1] Included auction-rate securities at amortized cost and fair value of $76 million and $77 million, respectively, as of December 31, 2015 and $137 million and $136 million, respectively, as of December 31, 2014.