Consolidated Balance Sheets (USD $) In Millions, unless otherwise specified	Dec. 31, 2014		Dec. 31, 2013
ASSETS
Cash and due from banks	$ 1,026		$ 1,140
Interest-bearing deposits with banks	5,045		5,311
Other short-term investments	99		112
Investment securities available-for-sale	8,116	[1]	9,307	[1]
Investment securities held-to-maturity	1,935	[2]	0
Commercial loans	31,520		28,815
Real estate construction loans	1,955		1,762
Commercial mortgage loans	8,604		8,787
Lease financing	805		845
International loans	1,496		1,327
Residential mortgage loans	1,831		1,697
Consumer loans	2,382		2,237
Total loans	48,593		45,470
Less allowance for loan losses	(594)		(598)
Net loans	47,999		44,872
Premises and equipment	532		594
Accrued income and other assets	4,438		3,888
Total assets	69,190		65,224
LIABILITIES AND SHAREHOLDERS' EQUITY
Noninterest-bearing deposits	27,224		23,875
Money market and interest-bearing checking deposits	23,954		22,332
Savings deposits	1,752		1,673
Customer certificates of deposit	4,421		5,063
Foreign office time deposits	135		349
Total interest-bearing deposits	30,262		29,417
Total deposits	57,486		53,292
Short-term borrowings	116		253
Accrued expenses and other liabilities	1,507		986
Medium- and long-term debt	2,679		3,543
Total liabilities	61,788		58,074
Common stock - $5 par value: Authorized - 325,000,000 shares; Issued - 228,164,824 shares	1,141		1,141
Capital surplus	2,188		2,179
Accumulated other comprehensive loss	(412)		(391)
Retained earnings	6,744		6,318
Less cost of common stock in treasury - 49,146,225 shares at 12/31/14 and 45,860,786 shares at 12/31/13	(2,259)		(2,097)
Total shareholders' equity	7,402		7,150
Total liabilities and shareholders' equity	$ 69,190		$ 65,224

[1] Included auction-rate securities at amortized cost and fair value of $137 million and $136 million, respectively, as of December 31, 2014 and $169 million and $159 million, respectively, as of December 31, 2013.

[2] Residential mortgage-backed securities issued and/or guaranteed by U.S. government agencies or U.S. government-sponsored enterprises.