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Consolidated Statements Of Comprehensive Income (USD $)
In Millions, except Per Share data, unless otherwise specified
3 Months Ended 9 Months Ended
Sep. 30, 2014
Sep. 30, 2013
Sep. 30, 2014
Sep. 30, 2013
INTEREST INCOME        
Interest and fees on loans $ 381 $ 381 $ 1,142 $ 1,159
Interest on investment securities 52 54 160 159
Interest on short-term investments 3 4 9 10
Total interest income 436 439 1,311 1,328
INTEREST EXPENSE        
Interest on deposits 11 13 33 43
Interest on medium- and long-term debt 11 14 38 43
Total interest expense 22 27 71 86
Net interest income 414 412 1,240 1,242
Provision for credit losses 5 8 25 37
Net interest income after provision for credit losses 409 404 1,215 1,205
NONINTEREST INCOME        
Service charges on deposit accounts 54 53 162 161
Fiduciary income 44 41 133 128
Commercial lending fees 26 28 69 71
Card fees 20 20 59 55
Letter of credit fees 14 17 43 49
Bank-owned life insurance 11 12 31 31
Foreign exchange income 9 9 30 27
Brokerage fees 4 4 13 14
Net securities (losses) gains (1) 1 0 (1)
Other noninterest income 34 43 103 128
Total noninterest income 215 228 643 663
NONINTEREST EXPENSES        
Salaries and benefits expense 248 255 735 751
Net occupancy expense 46 41 125 119
Equipment expense 14 15 43 45
Outside processing fee expense 31 31 89 89
Software expense 25 22 72 66
Litigation-related expense (2) (4) 4 0
FDIC insurance expense 9 9 25 26
Advertising expense 5 6 16 18
Gain on debt redemption (32) 0 (32) (1)
Other noninterest expenses 53 42 130 136
Total noninterest expenses 397 417 1,207 1,249
Income before income taxes 227 215 651 619
Provision for income taxes 73 68 207 195
Net Income 154 147 444 424
Less income allocated to participating securities 2 2 6 6
Net income attributable to common shares 152 145 438 418
Basic earnings per common share $ 0.85 $ 0.80 $ 2.44 $ 2.28
Diluted earnings per common share $ 0.82 $ 0.78 $ 2.35 $ 2.23
Comprehensive income 141 144 518 296
Cash dividends declared on common stock $ 36 $ 31 $ 107 $ 95
Cash dividends declared per common share $ 0.20 $ 0.17 $ 0.59 $ 0.51