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Consolidated Statements Of Comprehensive Income (USD $)
In Millions, except Per Share data, unless otherwise specified
3 Months Ended 6 Months Ended
Jun. 30, 2014
Jun. 30, 2013
Jun. 30, 2014
Jun. 30, 2013
INTEREST INCOME        
Interest and fees on loans $ 385 $ 388 $ 761 $ 778
Interest on investment securities 53 52 108 105
Interest on short-term investments 3 3 7 6
Total interest income 441 443 876 889
INTEREST EXPENSE        
Interest on deposits 11 15 22 30
Interest on medium- and long-term debt 14 14 28 29
Total interest expense 25 29 50 59
Net interest income 416 414 826 830
Provision for credit losses 11 13 20 29
Net interest income after provision for credit losses 405 401 806 801
NONINTEREST INCOME        
Service charges on deposit accounts 54 53 108 108
Fiduciary income 45 44 89 87
Commercial lending fees 23 22 43 43
Card fees 19 18 38 35
Letter of credit fees 15 16 29 32
Bank-owned life insurance 11 10 20 19
Foreign exchange income 12 9 21 18
Brokerage fees 4 4 9 9
Net securities (losses) gains 0 (2) 1 (2)
Other noninterest income 37 48 70 86
Total noninterest income 220 222 428 435
NONINTEREST EXPENSES        
Salaries and benefits expense 240 245 487 496
Net occupancy expense 39 39 79 78
Equipment expense 15 15 29 30
Outside processing fee expense 30 30 58 58
Software expense 25 22 47 44
Litigation-related expense 3 1 6 4
FDIC insurance expense 8 8 16 17
Advertising expense 5 6 11 12
Other noninterest expenses 39 50 77 93
Total noninterest expenses 404 416 810 832
Income before income taxes 221 207 424 404
Provision for income taxes 70 64 134 127
Net Income 151 143 290 277
Less income allocated to participating securities 2 2 4 4
Net income attributable to common shares 149 141 286 273
Basic earnings per common share $ 0.83 $ 0.77 $ 1.59 $ 1.48
Diluted earnings per common share $ 0.80 $ 0.76 $ 1.54 $ 1.46
Comprehensive income 172 15 377 152
Cash dividends declared on common stock $ 36 $ 32 $ 71 $ 64
Cash dividends declared per common share $ 0.20 $ 0.17 $ 0.39 $ 0.34