Exhibit 12.1

Deluxe Corporation
Computation of Ratio of Earnings to Fixed Charges

			Year Ended December 31,
	Nine Months Ended September 30, 2003		2002		2001		2000		1999		1998
Earnings:
Income from continuing operations before
income taxes	$	235,430	$	340,722	$	297,534	$	273,429	$	322,582	$	256,305
Interest expense (excluding capitalized interest)		14,205		5,079		5,691		11,900		8,852		8,672
Portion of rent expense under long-term operating
leases representative of an interest factor		1,870		3,058		3,540		3,520		7,728		8,859
Total earnings	$	251,505	$	348,859	$	306,765	$	288,849	$	339,162	$	273,836
Fixed charges:
Interest expense (including capitalized interest)	$	14,205	$	5,139	$	5,691	$	11,900	$	9,925	$	10,063
Portion of rent expense under long-term operating
leases representative of an interest factor		1,870		3,058		3,540		3,520		7,728		8,859
Total fixed charges	$	16,075	$	8,197	$	9,231	$	15,420	$	17,653	$	18,922
Ratio of earnings to fixed charges		15.6		42.6		33.2		18.7		19.2		14.5