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Inventory Finance Receivables and Allowance for Loan Loss (Tables)
3 Months Ended
Jun. 30, 2012
Consumer Loans Receivable/Inventory Finance Receivables and Allowance for Loan Loss [Abstract]  
Inventory Finance Receivables
                 
    June 30,     March 31,  
    2012     2012  

Direct inventory finance receivables

  $ 17,458     $ 18,367  

Participation inventory finance receivables

    7,420       6,529  

Allowance for loan loss

    (196     (215
   

 

 

   

 

 

 
    $ 24,682     $ 24,681  
   

 

 

   

 

 

 
Changes in the Allowance for Loan Losses on Inventory Finance Receivables
                 
    Three Months Ended  
    June 30,  
    2012     2011  

Balance at beginning of period

  $ 215     $ 169  

Provision for credit losses

    (19     4  

Loans charged off, net of recoveries

    —         —    
   

 

 

   

 

 

 

Balance at end of period

  $ 196     $ 173  
   

 

 

   

 

 

 
Allowance for Loan Losses and Inventory Finance Receivables By Class Individually and Collectively Evaluated for Impairment
                                 
    Direct Inventory Finance     Participation Inventory Finance  
    June 30,     March 31,     June 30,     March 31,  
    2012     2012     2012     2012  

Inventory finance notes receivable:

                               

Collectively evaluated for impairment

  $ 12,674     $ 13,916     $ —       $ —    

Individually evaluated for impairment

    4,784       4,451       7,420       6,529  
   

 

 

   

 

 

   

 

 

   

 

 

 
    $ 17,458     $ 18,367     $ 7,420     $ 6,529  
   

 

 

   

 

 

   

 

 

   

 

 

 

Allowance for loan loss:

                               
         

Collectively evaluated for impairment

  $ (196   $ (215   $ —       $ —    

Individually evaluated for impairment

    —         —         —         —    
   

 

 

   

 

 

   

 

 

   

 

 

 
    $ (196   $ (215   $ —       $ —    
   

 

 

   

 

 

   

 

 

   

 

 

 
Inventory Finance Receivables by Class and Internal Credit Quality Indicator
                                 
    Direct Inventory Finance     Participation Inventory Finance  
    June 30,     March 31,     June 30,     March 31,  
    2012     2012     2012     2012  

Risk profile based on payment activity:

                               
         

Performing

  $ 17,045     $ 17,972     $ 7,420     $ 6,529  

Watch list

    413       395       —         —    

Nonperforming

    —         —         —         —    
   

 

 

   

 

 

   

 

 

   

 

 

 
    $ 17,458     $ 18,367     $ 7,420     $ 6,529  
   

 

 

   

 

 

   

 

 

   

 

 

 
Geographic Concentration of Inventory Finance Receivables in Key States
                 
    June 30,     March 31,  
    2012     2012  

Arizona

    18.5     21.4

Texas

    12.0     11.3

Florida

    10.2     10.7

California

    6.0     3.0