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Consumer Loans Receivable (Tables)
 3 Months Ended
Jul. 02, 2022
Receivables [Abstract]  
Consumer Loans Receivable
The following table summarizes consumer loans receivable (in thousands):
July 2,
2022		April 2,
2022
Loans held for investment, previously securitized$24,732 $26,014 
Loans held for investment14,670 14,771 
Loans held for sale10,909 8,500 
Construction advances1,908 3,547 
52,219 52,832 
Deferred financing fees and other, net(727)(833)
Allowance for loan losses(1,905)(2,115)
49,587 49,884 
Less current portion(20,888)(20,639)
$28,699 $29,245 
Allowance for Loan Loss
The following table represents changes in the estimated allowance for loan losses, including related additions and deductions to the allowance for loan losses (in thousands):
Three Months Ended
July 2,
2022		July 3,
2021
Allowance for loan losses at beginning of period$2,115 $3,188 
Change in estimated loan losses, net(210)(267)
Charge-offs(19)(3)
Recoveries19 — 
Allowance for loan losses at end of period$1,905 $2,918 
Deliquency Status of Consumer Loans
The following table is a consolidated summary of the delinquency status of the outstanding consumer loans receivable (in thousands):
July 2,
2022		April 2,
2022
Current$50,382 $49,546 
31 to 60 days192 1,202 
61 to 90 days348 41 
91+ days1,297 2,043 
$52,219 $52,832 
Gross Consumer Loans Receivable by Credit Quality and Fiscal Year of Origination
The following tables disaggregate the principal value of consumer loans receivable by credit quality indicator and fiscal year of origination (in thousands):
July 2, 2022
20232022202120202019PriorTotal
Prime- FICO score 680 and greater
$7,796 $3,095 $1,092 $2,300 $1,330 $19,940 $35,553 
Near Prime- FICO score 620-679
335 727 1,389 1,240 1,962 9,304 14,957 
Sub-Prime- FICO score less than 620
— — 20 52 — 1,257 1,329 
No FICO score
— — — — 26 354 380 
$8,131 $3,822 $2,501 $3,592 $3,318 $30,855 $52,219 
April 2, 2022
20222021202020192018PriorTotal
Prime- FICO score 680 and greater
$8,155 $1,615 $2,371 $1,339 $853 $20,485 $34,818 
Near Prime- FICO score 620-679
1,661 1,274 1,413 1,976 617 9,266 16,207 
Sub-Prime- FICO score less than 620
45 20 52 — — 1,318 1,435 
No FICO score
— — — 26 — 346 372 
$9,861 $2,909 $3,836 $3,341 $1,470 $31,415 $52,832