Stock Based Compensation (Tables)

12 Months Ended

Dec. 31, 2014

Stock Based Compensation [Abstract]

Summary Of Activity For Stock Awards

	2014		2013
	Shares	Weighted Average Fair Value Per Share	Shares	Weighted Average Fair Value Per Share
Non-vested - December 31,	-	$                   -	-	$                   -
Unrestricted Shares Granted	4,470	$           26.80	6,708	$            17.89
Shares Vested	(4,470)	$           26.80	(6,708)	$            17.89
Shares Forfeited	-	-	-	-
Non-vested - December 31,	-	$                   -	-	$                   -

Schedule Of Assumptions Used

	2014 Awards						2013 Awards						2012 Awards
	1 Year Vest			3 Year Vest			1 Year Vest			3 Year Vest			1 Year Vest			3 Year Vest
Stock Price	$	25.95		$	25.95		$	17.66		$	17.66		$	19.35		$	19.35
Expected Volatilities		44.30	%		40.02	%		33.50	%		37.03	%		44.31	%		40.50	%
Correlation Coefficients		0.374			0.554			0.473			0.625			0.719			0.694
Risk Free Rate		0.10	%		0.72	%		0.10	%		0.31	%		0.16	%		0.34	%
Dividend Yield		3.85	%		3.85	%		5.70	%		5.70	%		5.17	%		5.17	%
Simulated Fair Value	$	23.03		$	25.46		$	15.33		$	16.57		$	17.73		$	18.88
Fair Value as a % of Grant		88.74	%		98.10	%		86.81	%		93.83	%		91.63	%		97.57	%

Schedule Of Compensation Expense And Reductions In Earnings Per Share

	Years Ended December 31,
(All Amounts in Thousands)		2014		2013
Stock-Based Compensation
Expense:
Stock Grants to Directors & Officers	$	120	$	120
RSUs Awards to Officers	$	1,416	$	1,299
Related Reduction in
Earnings Per Share 1	$	(0.14)	$	(0.13)
1Same for basic and diluted earnings per share

Summary Of RSU Activity And Related Information

	Number of RSU's		Weighted Average Grant Date Fair Value
Non-vested - December 31, 2013	131,100	$	18.77
Additional Awards Granted	15,138		16.63
Awards Granted	42,650		24.99
Awards Exercised	(48,849)		24.97
Awards Cancelled	(25,639)		24.97
Non-vested - December 31, 2014	114,400	$	22.07