XML 38 R27.htm IDEA: XBRL DOCUMENT v3.5.0.2
Receivables - Allowance for Credit Losses (Details) - USD ($)
$ in Millions
3 Months Ended 9 Months Ended
Jul. 31, 2016
Jul. 31, 2015
Jul. 31, 2016
Jul. 31, 2015
Oct. 31, 2015
Allowance:          
Beginning of period balance $ 112.4 $ 111.2 $ 109.8 $ 112.4  
Provision (credit) for credit losses 29.8 17.4 57.4 29.5  
Write-offs (35.5) (25.3) (72.7) (48.2)  
Recoveries 7.0 6.8 19.2 17.5  
Other changes (primarily translation adjustments) (0.4) (0.3) (0.4) (1.4)  
End of period balance 113.3 109.8 113.3 109.8  
Balance individually evaluated 4.2 0.8 4.2 0.8  
Receivables:          
End of period balance 28,873.4 30,372.7 28,873.4 30,372.7 $ 29,092.4
Balance individually evaluated 56.1 23.7 56.1 23.7  
Retail notes          
Allowance:          
Beginning of period balance 55.5 55.7 53.3 56.1  
Provision (credit) for credit losses 7.2 3.2 21.5 7.8  
Write-offs (7.2) (6.4) (22.3) (13.8)  
Recoveries 1.4 2.1 4.4 5.1  
Other changes (primarily translation adjustments) (0.2) (0.2) (0.2) (0.8)  
End of period balance 56.7 54.4 56.7 54.4  
Balance individually evaluated 2.9 0.8 2.9 0.8  
Receivables:          
End of period balance 17,491.6 18,554.9 17,491.6 18,554.9  
Balance individually evaluated 39.9 19.5 39.9 19.5  
Revolving charge accounts          
Allowance:          
Beginning of period balance 39.7 39.9 39.7 39.9  
Provision (credit) for credit losses 22.0 13.4 34.0 20.9  
Write-offs (27.4) (18.2) (48.4) (33.0)  
Recoveries 5.4 4.6 14.4 11.9  
End of period balance 39.7 39.7 39.7 39.7  
Receivables:          
End of period balance 2,937.3 2,618.4 2,937.3 2,618.4 2,680.8
Balance individually evaluated 2.3 3.0 2.3 3.0  
Wholesale receivables          
Allowance:          
Beginning of period balance 8.4 7.2 8.1 7.6  
Provision (credit) for credit losses 0.1 0.3 0.2 (0.1)  
Write-offs (0.1) (0.1) (0.1) (0.3)  
Recoveries 0.1 0.1 0.1 0.5  
Other changes (primarily translation adjustments) (0.1) (0.1) 0.1 (0.3)  
End of period balance 8.4 7.4 8.4 7.4  
Balance individually evaluated 1.3   1.3    
Receivables:          
End of period balance 7,866.9 8,660.5 7,866.9 8,660.5 7,185.5
Balance individually evaluated 13.0 1.2 13.0 1.2  
Financing leases          
Allowance:          
Beginning of period balance 8.8 8.4 8.7 8.8  
Provision (credit) for credit losses 0.5 0.5 1.7 0.9  
Write-offs (0.8) (0.6) (1.9) (1.1)  
Recoveries 0.1   0.3    
Other changes (primarily translation adjustments) (0.1)   (0.3) (0.3)  
End of period balance 8.5 8.3 8.5 8.3  
Receivables:          
End of period balance 577.6 $ 538.9 577.6 $ 538.9 $ 567.1
Balance individually evaluated $ 0.9   $ 0.9