EXHIBIT 32.1

          CERTIFICATION PURSUANT TO 18 U.S.C. SECTION 1350, AS ADOPTED
            PURSUANT TO SECTION 906 OF THE SARBANES-OXLEY ACT OF 2002


In connection with the Quarterly Report of Bancinsurance Corporation (the
"Company") on Form 10-Q for the period ending June 30, 2004 as filed with the
Securities and Exchange Commission on the date hereof (the "Report'), the
undersigned, Si Sokol, Chairman and Chief Executive Officer of the Company, and
Matthew C. Nolan, Principal Financial Officer of the Company, each certify,
pursuant to 18 U.S.C. Section 1350, as adopted pursuant to Section 906 of the
Sarbanes-Oxley Act of 2002, that:

     (1)  The Report fully complies with the requirements of Section 13(a) or
          15(d) of the Securities Exchange Act of 1934; and

     (2)  The information contained in the Report fairly presents, in all
          material respects, the financial condition and results of operations
          of the Company.




/s/ Si Sokol
-------------------------
Si Sokol
Chairman and Chief Executive Officer
(Principal Executive Officer)
August 13, 2004







/s/ Matthew C. Nolan
-------------------------
Matthew C. Nolan
Principal Financial Officer
August 13, 2004