-----BEGIN PRIVACY-ENHANCED MESSAGE----- Proc-Type: 2001,MIC-CLEAR Originator-Name: webmaster@www.sec.gov Originator-Key-Asymmetric: MFgwCgYEVQgBAQICAf8DSgAwRwJAW2sNKK9AVtBzYZmr6aGjlWyK3XmZv3dTINen TWSM7vrzLADbmYQaionwg5sDW3P6oaM5D3tdezXMm7z1T+B+twIDAQAB MIC-Info: RSA-MD5,RSA, MmUxMf0ptKlojKdys8yFSrq0uq6rCxJVuwaaQWJT3BWysEbqpJHjTyha2bAkDbzf 9dA31+AWnbYhLj5BtIRCJA== 0000025793-98-000004.txt : 19980629 0000025793-98-000004.hdr.sgml : 19980629 ACCESSION NUMBER: 0000025793-98-000004 CONFORMED SUBMISSION TYPE: 11-K PUBLIC DOCUMENT COUNT: 2 CONFORMED PERIOD OF REPORT: 19971231 FILED AS OF DATE: 19980626 SROS: AMEX FILER: COMPANY DATA: COMPANY CONFORMED NAME: CROSS A T CO CENTRAL INDEX KEY: 0000025793 STANDARD INDUSTRIAL CLASSIFICATION: PENS, PENCILS & OTHER ARTISTS' MATERIALS [3950] IRS NUMBER: 050126220 STATE OF INCORPORATION: RI FISCAL YEAR END: 1231 FILING VALUES: FORM TYPE: 11-K SEC ACT: SEC FILE NUMBER: 001-06720 FILM NUMBER: 98655407 BUSINESS ADDRESS: STREET 1: ONE ALBION RD CITY: LINCOLN STATE: RI ZIP: 02865 BUSINESS PHONE: 4013331200 MAIL ADDRESS: STREET 1: ONE ALBION ROAD STREET 2: 50 KENNEDY PLAZA CITY: LINCOLN STATE: RI ZIP: 02865 11-K 1 FORM 11-K SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 ______________________________________________________________________ FORM 11-K [ X ] ANNUAL REPORT PURSUANT TO SECTION 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 1997 OR [ ] TRANSITION REPORT PURSUANT TO SECTION 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from ___________ to ____________ Commission file number 1-6720 A. Full title of the Plan: A.T. CROSS COMPANY DEFINED CONTRIBUTION RETIREMENT PLAN B. Name of Issuer of securities held pursuant to the Plan and address of its principal executive office: A.T. CROSS COMPANY ONE ALBION ROAD LI NCOLN, RHODE ISLAND 02865 Financial Statements of the Plan: A.T. Cross Company Defined Contribution Retirement Plan (Formally the A.T. Cross Company Savings Plan) Financial Statements for the Years Ended December 31, 1997 and 1996 and Supplemental Schedules as of and for the Year Ended December 31, 1997 and Independent Auditors' Report A.T. CROSS COMPANY DEFINED CONTRIBUTION RETIREMENT PLAN TABLE OF CONTENTS _______________________________________________________________________________ Page INDEPENDENT AUDITORS' REPORT 1 FINANCIAL STATEMENTS FOR THE YEARS ENDED DECEMBER 31, 1997 AND 1996: Statements of Net Assets Available for Benefits, with Fund Information 2-4 Statements of Changes in Net Assets Available for Benefits, with Fund Information 5-7 Notes to Financial Statements 8-14 SUPPLEMENTAL SCHEDULES AS OF AND FOR THE YEAR ENDED DECEMBER 31, 1997: Item 27a - Schedule of Assets Held for Investment Purposes 15 Item 27d - Schedule of Reportable Transactions 16 Schedules required under the Employee Retirement Income Security Act of 1974, other than the schedules listed above, are omitted because of the absence of the conditions under which the schedules are required. Deloitte & Touche LLP 125 Summer Street Telephone (617) 261-8000 Boston, Massachusetts 02110-1617 Facsimile (617) 261-8111 INDEPENDENT AUDITORS' REPORT To the Retirement Plan Committee and Participants of A.T. Cross Company Defined Contribution Retirement Plan (Formerly the A.T. Cross Company Savings Plan): We have audited the accompanying statements of net assets available for benefits, with fund information of the A.T. Cross Company Defined Contribution Retirement Plan (formally the A.T. Cross Company Savings Plan)(the "Plan") as of December 31, 1997 and 1996, and the related statements of changes in net assets available for benefits, with fund information for the years then ended. These financial statements are the responsibility of the Plan's management. Our responsibility is to express an opinion on these financial statements based on our audits. We conducted our audits in accordance with generally accepted auditing standards. Those standards require that we plan and perform the audit to obtain reasonable assurance about whether the financial statements are free of material misstatement. An audit includes examining, on a test basis, evidence supporting the amounts and disclosures in the financial statements. An audit also includes assessing the accounting principles used and significant estimates made by management, as well as evaluating the overall financial statement presentation. We believe that our audits provide a reasonable basis for our opinion. In our opinion, such financial statements present fairly, in all material respects, the net assets available for benefits of the Plan as of December 31, 1997 and 1996, and the changes in net assets available for benefits for the years then ended in conformity with generally accepted accounting principles. Our audits were conducted for the purpose of forming an opinion on the basic financial statements taken as a whole. The supplemental schedules are presented for the purpose of additional analysis and are not a required part of the basic financial statements, but are supplementary information required by the Department of Labor's Rules and Regulations for Reporting and Disclosure under the Employee Retirement Income Security Act of 1974. The fund information in the statements of net assets available for benefits and the statements of changes in net assets available for benefits is presented for purposes of additional analysis rather than to present the net assets available for benefits and changes in net assets available for benefits of each fund. This supplementary information is the responsibility of the Plan's management. Such schedules and fund information have been subjected to the auditing procedures applied in our audits of the basic financial statements and, in our opinion, are fairly stated in all material respects when considered in relation to the basic financial statements taken as a whole. As further discussed in Note 1 to the financial statements, the Board of Directors of A.T. Cross Company, the Plan's sponsor, voted on December 10, 1996 to merge the A.T. Cross Company Profit Sharing Plan and Trust into the Plan, effective January 1, 1997. DELOITTE & TOUCHE LLP May 29, 1998 Deloitte & Touche Tohmatsu International A.T. CROSS COMPANY DEFINED CONTRIBUTION RETIREMENT PLAN STATEMENT OF NET ASSETS AVAILABLE FOR BENEFITS, WITH FUND INFORMATION DECEMBER 31,1997 __________________________________________________________________________________________________________________________________
Supplemental Information - By Fund Savings Plan Component (Note 1) _______________________________________________________________________________________________________ Small Directed High Quality Company International Company Savings Plan General Investment Equity Bond Equity Equity Stock Loan Component ASSETS Fund Fund Fund Fund Fund Fund Fund Fund Total Fleet National Bank of Rhode Island Money Market Fund $ 1,319,414 $ 287,051 $ - $ 604 $ 5,322 $ 1,051 $ 1,169 $ 83,516 $ 1,698,127 Fleet National Bank of Rhode Island Galaxy Government Fund - - 1,441,291 - - - - - 1,441,291 U.S. Treasury notes, bonds and bills 4,316,173 10,158,148 - - - - - - 14,474,321 US Government Agency Bonds - 4,934,625 - - - - - - 4,934,625 Common Stocks 21,836,979 - 6,811,440 - - - 690,748 - 29,339,167 Mutual Funds - - - 951,369 8,120,936 3,016,662 - - 12,088,967 Fleet National Bank of Rhode Island Stable Asset Fund - - - - - - - - - Loans to Participants - - - - - - - 1,052,969 1,052,969 ----------- ----------- ---------- ----------- ---------- ----------- ---------- ---------- ----------- Total investments 27,472,566 15,379,824 8,252,731 951,973 8,126,258 3,017,713 691,917 1,136,485 65,029,467 ----------- ----------- ---------- ----------- ---------- ----------- ---------- ---------- ----------- Receivables: Contributions 64,181 40,990 42,324 6,268 52,476 12,115 1,848 - 220,202 Dividends and interest 130,070 60,824 14,943 4,564 17 16 1 372 210,807 ----------- ----------- ---------- ----------- ---------- ----------- ---------- ---------- ----------- Total receivables 194,251 101,814 57,267 10,832 52,493 12,131 1,849 372 431,009 ----------- ----------- ---------- ----------- ---------- ----------- ---------- ---------- ----------- NET ASSETS AVAILABLE FORBENEFITS $27,666,817 $15,481,638 $8,309,998 $ 962,805 $8,178,751 $ 3,029,844 $ 693,766 $1,136,857 $65,460,476 =========== =========== ========== =========== ========== =========== ========== ========== =========== (Continued)
- 2 - A.T. CROSS COMPANY DEFINED CONTRIBUTION RETIREMENT PLAN STATEMENT OF NET ASSETS AVAILABLE FOR BENEFITS, WITH FUND INFORMATION DECEMBER 31, 1997 _______________________________________________________________________________
Supplemental Information - By Fund Profit Sharing Component (Note 1) _________________________________ Profit Money Sharing Market GalaxyGIC Component ASSETS Fund Pooled Fund Total Total Fleet National Bank of Rhode Island Money Market Fund $ 6,734 $ - $ 6,734 $ 1,704,861 Fleet National Bank of Rhode Island Galaxy Government Fund - - - 1,441,291 U.S. Treasury notes, bonds and bills - - - 14,474,321 US Government Agency Bonds - - - 4,934,625 Common Stocks 314 3,281 3,595 29,342,762 Mutual Funds - - - 12,088,967 Fleet National Bank of Rhode Island Stable Asset Fund - 94,551 94,551 94,551 Loans to Participants - - - 1,052,969 -------- --------- --------- ----------- Total investments 7,048 97,832 104,880 65,134,347 -------- --------- --------- ----------- Receivables: Contributions - - - 220,202 Dividends and interest 28 449 477 211,284 -------- --------- --------- ----------- Total receivables 28 449 477 431,486 -------- --------- --------- ----------- NET ASSETS AVAILABLE FOR BENEFITS $ 7,076 $ 98,281 $ 105,357 $65,565,833 ======== ========= ========= =========== See notes to financial statements (Concluded)
- 3 - A.T. CROSS COMPANY DEFINED CONTRIBUTION RETIREMENT PLAN STATEMENT OF NET ASSETS AVAILABLE FOR BENEFITS, WITH FUND INFORMATION YEAR ENDED DECEMBER 31, 1996 __________________________________________________________________________________________________________________________________
Supplemental Information - By Fund Savings Plan Component (Note 1) _______________________________________________________________________________________________________ Small Directed High Quality Company International Savings Plan General Investment Equity Bond Equity Equity Loan Component ASSETS Fund Fund Fund Fund Fund Fund Fund Total Fleet National Bank of Rhode Island Money Market Fund $ - $ 497,180 $ - $ - $ - $ - $ 116,364 $ 613,544 Fleet National Bank of Rhode Island Galaxy Government Fund 904,089 - 949,342 - - - - 1,853,431 U.S. Treasury notes, bonds and bills 1,367,555 5,396,846 - - - - - 6,764,401 U.S. Government Agency Bonds - 700,000 - - - - - 700,000 Corporate Bonds 26,104 - - - - - - 26,104 Common Stocks 6,707,463 - 2,856,914 - - - - 9,564,377 Mutual Funds - - - 816,695 3,532,389 953,973 - 5,303,057 Loans to Participants - - - - - - 1,016,340 1,016,340 ---------- ---------- ---------- ---------- ---------- --------- ---------- ----------- Total investments 9,005,211 6,594,026 3,806,256 816,695 3,532,389 953,973 1,132,704 25,841,254 ---------- ---------- ---------- ---------- ---------- --------- ---------- ----------- Receivables: Contributions 74,738 65,068 42,296 10,067 51,178 9,512 - 252,859 Dividends and interest 46,430 89,330 8,228 4,117 382 56 369 148,912 ---------- ---------- ---------- ---------- ---------- --------- ---------- ----------- Total receivables 121,168 154,398 50,524 14,184 51,560 9,568 369 401,771 ---------- ---------- ---------- ---------- ---------- --------- ---------- ----------- NET ASSETS AVAILABLE FOR BENEFITS $9,126,379 $6,748,424 $3,856,780 $ 830,879 $3,583,949 $ 963,541 $1,133,073 $26,243,025 ========== ========== ========== ========== ========== ========= ========== =========== See notes to finanical statements.
- 4 - A.T. CROSS COMPANY DEFINED CONTRIBUTION RETIREMENT PLAN STATEMENT OF CHANGES IN NET ASSETS AVAILABLE FOR BENEFITS, WITH FUND INFORMATION YEAR ENDED DECEIVIBER 31,1997 __________________________________________________________________________________________________________________________________
Supplemental Information - By Fund Savings Plan Component (Note 1) _______________________________________________________________________________________________________ Small Directed High Quality Company International Company Savings Plan General Investment Equity Bond Equity Equity Stock Loan Component Fund Fund Fund Fund Fund Fund Fund Fund Total ADDITIONS TO NET ASSETS ATTRIBUTED TO: Investment income: Net appreciation (depreciation) in fair value of investments $ 6,193,295 $ 21,323 $1,528,247 $ 35,114 $ 14,496 $ 210,892 $ (73,476) $ - $ 7,929,891 Interest 379,300 795,031 107,396 700 1,004 595 554 5,656 1,290,236 Dividends 324,732 - - 74,082 55,095 890,785 86,973 32,544 1,464,211 ----------- ----------- ---------- ----------- ---------- ----------- ---------- --------- ----------- 6,897,327 816,354 1,709,725 90,909 906,285 298,460 (40,378) 5,656 10,684,338 ----------- ----------- ---------- ----------- ---------- ----------- ---------- --------- ----------- Contributions: Participants 480,975 327,987 338,574 52,414 430,281 106,388 21,101 - 1,757,720 Employer 211,893 152,638 138,208 21,178 199,871 36,408 5,615 - 765,811 Loans issued (245,760) (139,929) (61,568) (6,174) (100,239) (5,760) - 559,430 - Loan interest repayment - - - - - - - 44,846 44,846 ----------- ----------- ---------- ----------- ---------- ----------- ---------- --------- ----------- 447,108 340,696 415,214 67,418 529,913 137,036 26,716 604,276 2,568,377 ----------- ----------- ---------- ----------- ---------- ----------- ---------- --------- ----------- Addition due to merger of Profit Sharing Plan (Note 1) 15,495,200 12,738,545 - - - - 1,265,852 - 29,499,597 Other - - - - - - - 4,550 4,550 ----------- ----------- ---------- ----------- ---------- ----------- ---------- --------- ----------- Total additions 22,839,635 13,895,595 2,124,939 158,327 1,436,198 435,496 1,252,190 614,482 42,756,862 DEDUCTIONS FROM NET ASSETS ATTRIBUTED TO - Benefit paid to participants 1,164,791 1,965,615 154,093 10,356 76,617 26,968 88,818 52,153 3,539,411 ----------- ----------- ---------- ----------- ---------- ----------- ---------- --------- ----------- NET INCREASE PRIOR TO INTERFUND TRANSFERS 21,674,844 11,929,980 1,970,846 147,971 1,359,581 408,528 1,163,372 562,329 39,217,451 INTERFUND TRANSFERS - NET (3,134,406) (3,196,766) 2,482,372 (16,045) 3,235,221 1,657,775 (469,606) (558,545) - ----------- ----------- ---------- ----------- ---------- ----------- ---------- --------- ----------- NET INCREASE 18,540,438 8,733,214 4,453,218 131,926 4,594,802 2,066,303 693,766 3,784 39,217,451 NET ASSETS AVAILABLE FOR BENEFITS: Beginning of year 9,126,379 6,748,424 3,856,780 830,879 3,583,949 963,541 - 1,133,073 26,243,025 ----------- ----------- ---------- ----------- ---------- ----------- ---------- --------- ----------- End of year $27,666,817 $15,481,638 $8,309,998 $ 962,805 $ 8,178,751 $3,029,844 $ 693,766 $1,136,857 $65,460,476 =========== =========== ========== =========== =========== ========== ========== ========== =========== (Continued)
- 5 - A.T. CROSS COMPANY DEFINED CONTRIBUTION RETIREMENT PLAN STATEMENT OF CHANGES IN NET ASSETS AVAILABLE FOR BENEFITS, WITH FUND INFORMATION YEAR ENDED DECEMBER 31, 1997 ________________________________________________________________________________
Supplemental Information - By Fund Profit Sharing Component (Note 1) __________________________________ Profit Money Sharing Market Galaxy GIC Component Fund Pooled Fund Total Total ADDITIONS TO NET ASSETS ATTRIBUTED TO: Investment income: Net appreciation (depreciation) in fair value of investments $ 953 $ 1,463 $ 2,416 $ 7,932,307 Interest 339 7,172 7,511 1,297,747 Dividends 94 247 341 1,464,552 ------- --------- --------- ----------- 1,386 8,882 10,268 10,694,606 ------- --------- --------- ----------- Contributions: Participants - - - 1,757,720 Employer - - - 765,811 Loans issued - - - - Loan interest repayment - - - 44,846 ------- --------- --------- ----------- - - - 2,568,377 Addition due to merger of Profit Sharing Plan (Note 1) 9,765 192,459 202,224 29,701,821 Other - - - 4,550 ------- --------- --------- ----------- Total additions 11,151 201,341 212,492 42,969,354 DEDUCTIONS FROM NET ASSETS ATTRIBUTED TO - Benefit paid to participantsm 4,075 103,060 107,135 3,646,546 ------- --------- --------- ----------- NET INCREASE PRIOR TO INTERFUND TRANSFERS 7,076 98,281 105,357 39,322,808 INTERFUND TRANSFERS - NET - - - - ------- --------- --------- ----------- NET INCREASE 7,076 98,281 105,357 39,322,808 NET ASSETS AVAILABLE FOR BENEFITS: Beginning of year - - - 26,243,025 ------- --------- --------- ----------- End of year $ 7,076 $ 98,281 $ 105,357 $65,565,833 ======= ========= ========= =========== See notes to financial statements. (Concluded)
- 6 - A.T. CROSS COMPANY DEFINED CONTRIBUTION RETIREMENT PLAN STATEMENT OF CHANGES IN NET ASSETS AVAILABLE FOR BENEFITS, WITH FUND INFORMATION YEAR ENDED DECEMBER 31, 1996 _________________________________________________________________________________________________________________________________
Supplemental Information - By Fund Savings Plan Component (Note 1) ____________________________________________________________________________________________________ Small Directed High Quality Company International Savings Plan General Investment Equity Bond Equity Equity Loan Component Fund Fund Fund Fund Fund Fund Fund Total ADDITIONSTO NET ASSETS ATTRIBUTED TO: Investment income: Net appreciation (depreciation) in fair value of investments $ 958,078 $ (52,318) $ 561,303 $ (29,692) $ 94,578 $ 17,813 $ - $ 1,549,762 Interest 146,877 409,412 50,574 846 2,173 745 3,896 614,523 Dividends 125,646 - 42,098 47,296 408,169 57,502 - 680,711 ---------- ---------- ---------- ---------- ---------- ---------- ---------- ----------- 1,230,601 357,094 653,975 18,450 504,920 76,060 3,896 2,844,996 ---------- ---------- ---------- ---------- ---------- ---------- ---------- ----------- Contributions: Participants 600,686 483,640 344,073 95,837 336,388 89,406 - 1,950,030 Employer 227,599 205,302 135,316 38,637 124,702 32,517 - 764,073 Loans issued (215,045) (213,838) (68,476) (7,026) (34,537) (10,006) 528,329 (20,599) Loan interest repayment - - - - - - 83,134 83,134 ---------- ---------- ---------- ---------- ---------- ---------- ---------- ----------- 613,240 475,104 410,913 127,448 426,553 111,917 611,463 2,776,638 ---------- ---------- ---------- ---------- ---------- ---------- ---------- ----------- Total Additions 1,843,841 832,198 1,064,888 145,898 931,473 187,977 615,359 5,621,634 DEDUCTIONS FROM NET ASSETS ATTRIBUTED TO - Benefit paid to participants 572,269 631,128 180,826 16,520 30,739 19,954 - 1,451,436 ---------- ---------- ---------- ---------- ---------- ---------- ---------- ----------- NET INCREASE (DECREASE) PRIOR TO INTERFUND TRANSFERS 1,271,572 201,070 884,062 129,378 900,734 168,023 615,359 4,170,198 INTERFUND TRANSFERS - NET (984,946) (3,076,025) 416,679 701,501 2,683,215 795,518 (535,942) - OTHER - - - - - - (114,481) (114,481) ---------- ---------- ---------- ---------- ---------- ---------- ---------- ----------- NET INCREASE (DECREASE) 286,626 (2,874,955) 1,300,741 830,879 3,583,949 963,541 (35,064) 4,055,717 NET ASSETSAVAILABLE FOR BENEFITS: Beginning of year 8,839,753 9,623,379 2,556,039 - - - 1,168,137 22,187,308 ---------- ---------- ---------- ---------- ---------- ---------- ---------- ----------- End of year $9,126,379 $6,748,424 $3,856,780 $ 830,879 $3,583,949 $ 963,541 $1,133,073 $26,243,025 ========== ========== ========== ========== ========== ========== ========== =========== See notes to financial statements.
- 7 - A.T. CROSS COMPANY DEFINED CONTRIBUTION RETIREMENT PLAN (Formerly the A.T. Cross Company Savings Plan) NOTES TO FINANCIAL STATEMENTS 1. DESCRIPTION OF THE PLAN The following description of the A.T. Cross Company Defined Contribution Retirement Plan (the "Plan") provides only general information. Participants should refer to the plan document for more complete information. On December 10, 1996 the Board of Directors of A.T. Cross Company, the Plan's sponsor, voted on and approved the merger of the A.T. Cross Company Profit Sharing Plan and Trust into the Plan. Effective January 1, 1997, the A.T. Cross Company Profit Sharing Plan and Trust and the A.T. Cross Company Savings Plan (collectively, the "Component Plans") were merged into a single plan and trust known as the A.T. Cross Company Defined Contribution Retirement Plan (the "merged Plan"). Assets of the Component Plans are held in a single trust, with each plan operating as a component plan of the merged Plan. The purpose of the merger was to offer increased investment opportunities under the Component Plans, as well as to provide for uniform and combined investment opportunities and election procedures. General - Savings Component - The Savings Component is a contributory savings plan, established January 1, 1984, for the employees of A.T. Cross Company (the "Company"). The Savings Component is administered by a committee consisting of three persons appointed by the Board of Directors (the "Board") of the Company. The Savings Component is subject to the Employee Retirement Income Security Act of 1974 ("ERISA"). General - Profit Sharing Component - The Profit Sharing Component is a noncontributory defined contribution plan and is administered by an Employee Benefit Plan Committee consisting of three persons appointed by the Board. The Board determines the amount of the contribution and has established the policy that the maximum contribution for any year is limited to the lesser of (1) the maximum amount deductible for such year for federal income tax purposes; or (2) 15% of the Company's net income for such year before deducting contributions to the retirement trust and before providing for federal and state income taxes. The Profit Sharing Component is subject to the Employee Retirement Income Security Act of 1974 ("ERISA"). Eligibility - Savings Component - An employee may become a participant in the Savings Component provided he or she is regularly employed for 1,000 or more hours during his or her first year of employment or in subsequent plan years. Upon entry into the Savings Component, an employee may contribute to the Savings Component an amount equal to any percentage from 1% to, and including, 10% of the participant's annual salary. Eligibility - Profit Sharing Plan - Employees of the Company are eligible to participate in the Profit Sharing Plan on January 1 following their hire date. Contributions - Savings Component - The Company contributes to the Savings Component an amount equal to 50% of each participant's contributions up to 3% of the participant's salary. The Company's contributions which will be made from current income or accumulated earnings, will be credited to the employee's account as of the last day of each calendar quarter. - 8 - 1. DESCRIPTION OF THE PLAN (CONTINUED) Contributions from Company - Profit Sharing Component - No contribution was declared for the 1997 plan year. In a year in which a contribution is made, the Company's contribution to the Profit Sharing Component is allocated to each eligible employee's account based on the proportion that each eligible employee's allocation units bear to the total allocation units. An eligible employee receives one allocation unit for each one hundred dollars or major fraction thereof of compensation and one allocation unit for each full year of service as defined by the Profit Sharing Component. Election - Savings Component - The employee elects to either deposit the money into the General Fund, Directed Investment Fund, Equity Fund, High Quality Bond Fund, Small Company Equity Fund, International Equity Fund, Company Stock Fund or divide the deposit among the seven funds in 10% multiples. Election - Profit Sharing Component - Employees who become participants may allocate part or all of their balance in various investment options offered by the Plan in increments of 10%. The Profit Sharing Component also allows employees to make annual elections with respect to the Company's annual contribution and the employee's existing balance. This election is totally separate from the fund balance election described above and allows the participant to elect (in multiples of 10%) to have the Company's contribution, made on his/her behalf, allocated to the various investment options offered by the Component. The balance election allows the participant to elect (in multiples of 10%) to have the employee's existing balance transferred to one or more of the funds. Participant Loans - Savings Component - Participants may borrow from their fund accounts a minimum of $1,000 up to a maximum of $50,000 or 50% of their account balance. Loan transactions are treated as transfers from (to) the investment funds to (from) the Loan Fund. Loans are repaid through payroll deductions and the period of repayment for any loan cannot exceed five years. A participant may repay the entire outstanding balance of their loan on any valuation date. Each loan is secured by the balance in the participant's account, and bears interest at rates commensurate with prevailing rates as determined by the plan administrator. Withdrawals - Savings Component - Withdrawals from the employee's vested portion of the Savings Component are permitted prior to retirement if the employee is able to demonstrate financial hardship as defined by the Internal Revenue Code (the "Code"). Vesting - Savings Component - Employees vest in the Company's contribution at a rate of 20% for each aggregate period of four calendar quarters of active plan participation. All employees are 100% vested after five years of service. Upon an employee leaving the Company prior to becoming 100% vested in the Company's contribution, the nonvested portion of the Company's contribution will be forfeited if the employee does not return to work at the Company within one year. The nonvested portion will then be redistributed to current participants based on the amount of matching Company contributions each participant received during the preceding plan year. - 9 - 1. DESCRIPTION OF THE PLAN (CONTINUED) Vesting - Profit Sharing Component - Upon termination of employment for reasons other than death, retirement, or disability, employees are entitled to 10% of their balance per year of credited vesting service through year four and 20% per year for years five through seven up to 100%. The Profit Sharing Component provides for the deferral of benefits for one year should a participant who is also a participant of the A.T. Cross Company Executive Incentive Compensation Plan terminate employment for reasons other than normal retirement as defined by the Profit Sharing Plan, death or disability. Upon early or normal retirement as defined by the Profit Sharing Component, a participant will receive a lump-sum distribution of his/her account. Administrative Expenses - Certain expenses for the administration of the Plan are paid by selected investment funds. The remaining expenses are paid by the Company. However, should the Company fail to pay, such expenses will be considered expenses of the Plan. Trustee of the Plan - Fleet Bank is the trustee of the Plan. As trustee, Fleet Bank holds the Plan's assets, maintains the accounting records of the Plan, and invests the Plan's assets. The trustee makes distributions in accordance with instructions of the plan administrator. 2. SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES Method of Accounting - The financial statements of the Plan are prepared on the accrual basis of accounting. Purchases and sales of securities are recorded on the trade-date basis. Interest income is recorded on the accrual basis. Dividends are recorded on the ex-dividend date. Benefits - Benefits to participants are recorded when paid. Valuation of Investments - The Plan's investments are stated at fair value. Securities traded on a national securities exchange are valued at the last reported sales price on the last business day of the plan year; investments traded in the over-the-counter market and listed securities for which no sale was reported on that date are valued at the average of the last reported bid and ask prices. Unites States Government bonds, corporate bonds and United States Treasury notes and bills are valued at the last reported bid price. The participant loans receivable are recorded at cost which approximates fair value. Investments in the Galaxy GIC Pooled Fund (the "Fund") are generally valued at the redemption value established by the trustee of the Fund, which is generally based on the fair value of the underlying assets. Estimates - The preparation of financial statements in conformity with generally accepted accounting principles requires management to make estimates and assumptions that affect the amounts reported in the financial statements and accompanying notes. Accordingly, actual results could differ from those estimates. - 10 - 3. PLAN TERMINATION The Plan may be amended at any time by a vote of the Board. The Board may suspend or discontinue contributions to the Plan as well as terminate it. Upon termination of the Plan or discontinuance of the Company's contribution, all interests of participants become fully vested and are not subject to forfeiture. Payments, upon termination of the Plan, will be made by the trustee, Fleet Bank, in accordance with the Plan's distribution provisions. 4. INVESTMENTS The Plan's investments are held by a bank-administered trust fund. During 1997 and 1996, the Plan's investments (including investments bought and sold as well as held during the year) appreciated (depreciated) in fair value by $7,932,307 and $1,549,762, respectively, as follows: 1997 1996 United States Government Securities $ 75,148 $ (81,231) United States Government agency bonds 30,098 112 Common stocks 7,567,577 1,563,975 Corporate bonds (1,017) (17,267) Mutual Funds 260,501 84,173 __________ __________ Net appreciation $7,932,307 $1,549,762 ========== ========== The fair value of individual investments that represent 5% or more of the Plan's net assets at December 31, 1997 and 1996 is as follows: 1997 1996 Galaxy Government Fund - Trust $ - $1,853,431 Galaxy Small Company Equity Fund - Trust - 3,532,389 United States Treasury Notes, 6.25% due 01/31/97 - 1,700,799 Galaxy Small Company Equity Fund - Trust $8,120,936 $ - 5. FORFEITURES Forfeitures are allocated at the end of the fiscal year to all remaining participants who were participants on the last day of the preceding year based on the amount of matching Company contributions each participant received during the preceding plan year. For the years ended December 31, 1997 and 1996, forfeitures allocated to participants' accounts amounted to $35,088 and $13,343, respectively. 6. TAX STATUS OF THE PLAN Both the precedent Profit Sharing Plan and Savings Plan obtained their latest determination letters on December 1, 1993, in which the Internal Revenue Service stated that the Plans, as then designed, were in compliance with the applicable requirements of the Code. The Plans have been amended since receiving the determination letter; however, the plan administrator believes that the Plans are currently designed and being operated in compliance with the applicable requirements of the Code. Accordingly, no provision for income taxes has been included in the Plans' financial statements. - 11 - 7. RECONCILIATION OF FINANICAL STATEMENTS TO FORM 5500 The following is a reconciliation of net assets available for benefits per the financial statements to the Form 5500: 1997 1996 Net assets available for benefits per the financial statements $65,565,833 $26,243,025 Amounts allocated to withdrawn participants (3,180,302) (25,851) ___________ ___________ Net assets available for benefits per the Form 5500 $62,385,531 $26,217,174 =========== =========== The following is a reconciliation of benefits paid to participants per the financial statements to the Form 5500: 1997 1996 Benefits paid to participants per the financial statements $3,646,546 $1,451,436 Add - amounts allocated to withdrawing participants 3,180,302 25,851 Less - amounts allocated to withdrawing participants (25,851) - __________ __________ Benefits paid to participants per the Form 5500 $6,800,997 $1,477,287 ========== ========== Amounts allocated to withdrawn participants are recorded on the Form 5500 for benefit claims that have been processed and approved for payment prior to year end but not yet paid. - 12 - 8. TRANSACTIONS WITH PARTIES-IN-INTEREST Transactions with parties-in-interest for the years ended December 31, are as follows: 1997 1996 Shares or Shares or Units of Units of Participation Amount Participation Amount A.T. Cross Company Common Stock: Purchases $ 30,263 $ 308,286 $ - $ - Contributions - - - - Sales 65,270 723,293 - - Distribution - 98,104 - - Dividend income - 32,886 - 3,840 Realized gain (loss) on sales - (347,883) - - Fleet National Bank of Rhode Island Money Market Fund: Purchases 61,260,645 61,260,645 17,803,703 17,803,703 Sales 63,188,470 63,188,470 17,888,804 17,788,804 Interest Income - 182,429 - 65,528 Fleet National Bank of Rhode Island Stable Asset Fund: Purchases 754 7,545 - - Sales 8,983 89,830 - - Dividend Income - 7,545 - - Fleet/Northstar Financial Group, Inc. Common Stock - dividend income - - - 6,880 Galaxy Government Fund: Purchases 3,310,538 3,310,538 2,600,833 2,600,833 Sales 3,722,677 3,722,677 2,899,486 2,899,486 Interest Income - 97,167 - 73,691 Galaxy High Quality Bond Fund: Purchases 30,015 315,576 96,146 1,030,523 Sales 19,826 216,013 17,919 184,136 Dividend Income - 55,095 - 47,296 Galaxy Small Company Equity Fund: Purchases 276,100 5,086,768 197,651 3,475,668 Sales 28,142 512,718 1,846 37,857 Dividend Income - 890,785 - 408,169 Galaxy International Equity Fund: Purchases 129,879 1,873,719 71,293 965,428 Sales 1,294 21,922 2,064 29,268 Dividend Income - 86,973 - 57,501 Loans to participants: Disbursements - 559,430 - 548,927 Receipts - 505,099 - 539,433 Interest Income - 44,846 - 62,535 There were no significant gains or losses on transactions with parties-in-interest. An officer of the Trustee is also a member of the Board of Directors of the Plan's sponsor. - 13 - 9. AMENDMENT TO THE PLAN Effective January 1, 1998, the Savings Plan Component of the A.T. Cross Company Defined Contribution Retirement Plan was amended to change the maximum employee deferral percentage from ten percent (10%) to fifteen percent (15%). In addition, employees became eligible to participate in the Savings Plan Component as of the beginning of the calendar quarter immediately following their date of hire. * * * * * * - 14 - A.T. CROSS COMPANY DEFINED CONTRIBUTION RETIREMENT PLAN ITEM 27a - SCHEDULE OF ASSETS HELD FOR INVESTMENT PURPOSES DECEMBER 31, 1997 _______________________________________________________________________________ Please see attached schedules - 15 - ASSET DETAIL ------------ 8765000800 CROSSAVER 401(K) & P/S PL GENERAL AS OF 12/31/97
SHARES OR MARKET BOOK PERCENT ACCRUED FACE VALUE DESCRIPTION VALUE VALUE OF MARKET INCOME CASH MANAGEMENT ASSETS ----------------------------------- l,3l9,4l3.56 FLEET MONEY MARKET DEPOSIT A/C-RI 1,319,413.56 1,319,413.56 4.80 5,402.28 ------------- ------------- ------------- ------------- 1,319,413.56 1,319,413.56 4.80 5,402.28 US GOVT & AGENCY OBLIGATIONS ----------------------------------- 100,000 U S TREAS NOTES 9.25% 8/15/98 102,172.00 100,187.50 0.37 3,493.89 100.000 U S TREAS NOTES 8.875% 2/15/99 103,453.00 97,921.88 0.38 3,352.24 280,000 U S TREAS BONDS 11.75% 2/15/01 328,081.60 276,978.13 1.19 12,426.90 100,000 U S TREAS NOTES 6.375% 8/15/02 102,578.00 101,156.25 0.37 2,407.95 200,000 U S TREAS NOTES 6.25% 2/15/03 204,532.00 198,656.25 0.74 4,721.47 320,000 U S TREAS BONDS 11.875% 11/15/03 416,249.60 322,400.00 1.52 4,933.70 200,000 U S TREAS NOTES 5.875% 2/15/04 201,750.00 203,562.50 0.73 4,438.18 30,000 U S TREAS BONDS 11.625% 11/15/04 39,820.20 30,843.75 0.14 452.80 100,000 U S TREAS BONDS 8.25% 5/15/05 105,328.00 98,156.25 0.38 1,071.13 100,000 U S TREAS BONDS 10.75% 8/15/05 130,094.00 107,437.51 0.47 4,060.46 100,000 U S TREAS NOTES 6.50% 8/15/05 104,344.00 102,562.50 0.38 2,455.16 400,000 U S TREAS BONDS 9.375% 2/15/06 491,812.00 408,500.00 1.79 14,164.40 300,000 U S TREAS NOTES 6.50% 10/15/06 314,109.00 299,671.88 1.14 4,178.57 200,000 U S TREAS NOTES 6.25% 2/15/07 206,374.00 204,187.50 0.75 4,721.47 100,000 U S TREAS BONDS 8.375% 8/15/08 111,703.00 98,875.00 0.41 3,163.38 100,000 U S TREAS BONDS 8.75% 11/15/08 113,953.00 99,187.50 0.41 1,136.05 100,000 U S TREAS BONDS 9.125% 5/15/09 116,969.00 100,468.75 0.43 1,184.74 30,000 U S TREAS BONDS 11.75% 2/15/10 40,129.80 29,662.50 0.15 1,331.45 500,000 U S TREAS BONDS 10.00% 5/15/10 621,330.00 483,812.50 2.26 6,491.71 100,000 U S TREAS BONDS 8.75% 5/15/17 131,109.00 99,890.63 0.48 1,136.05 300,000 U S TREAS BONDS 6.75% 8/15/26 330,282.00 297,234.38 1.20 7,648.78 ------------- ------------- ------------- ------------- 4,316,173.20 3,761,353.16 15.71 88,970.48 COMMON EQUITIES ----------------------------------- 2,530 AMER INTERNATIONAL GROUP INC CON 275,137.50 56,391.14 1.00 0.00 2,400 AMERICAN HOME PRODS CORP 183,600.00 44,716.50 0.67 0.00 1,000 AMR CORP DEL CON 128,500.00 70,057.50 0.47 0.00 8,000 ANHEUSER - BUSCH COMPANIES INC CON 352,000.00 127,654.08 1.28 0.00 8.000 APPLIED MATERIALS INC CON 241,000.00 150,662.50 0.88 0.00 8,000 ATLANTIC RICHFIELD CO CON 641,000.00 211,311.50 2.33 0.00 19,200 AUTOMATIC DATA PROCESSING INC 1,178,400.00 199,012.00 4.29 2,544.00 1,200 BARNETT BANKS INC CON 86,250.00 33,447.00 0.31 372.00 11,100 BELL SOUTH CORP CON 625,074.30 184,297.00 2.28 0.00 8,400 BOEING CO CON 411,079.20 195,527.00 1.50 0.00 14,600 BRISTOL MYERS SQUIBB CO 1,324,750.00 214,887.75 4.82 5,460.00 10,000 CATERPILLAR INC CON 485,000.00 204,503.00 1.77 0.00 16,000 DAYTON HUDSON CORP CON 1,080,000.00 168,128.00 3.93 0.00 7,000 DOW CHEMICAL CO CON 710,500.00 192,041.34 2.59 6,090.00 4,800 FEDERAL NATIONAL MORTGAGE ASSN CON 273,902.40 40,339.00 1.00 0.00 11,000 FLEET FINANCIAL GROUP INC CON 826,375.00 261,680.00 3.01 5,390.00 16,000 FORD MOTOR CO DEL CON 777,008.00 134,245.00 2.83 0.00 8,000 GENERAL ELECTRIC CO CON 587,000.00 52,065.00 2.14 2,400.00 4,500 GEORGIA PACIFIC GROUP CON 273,375.00 148,630.73 1.00 0.00 4,500 GEORGIA PACIFIC.TIMBER GROUP CON 102,096.00 60,231.77 0.37 0.00 3,400 GILLETTE CO CON 341,489.20 138,461.00 1.24 0.00 14,000 HERSHEY FOODS CORP CON 867,132.00 86,652.00 3.16 0.00 2,000 HEWLETT PACKARD CO CON 124,750.00 94,640.00 0.45 280.00 7,050 HOME DEPOT INC CON 415,068.75 201,051.50 1.51 0.00 6,400 INTEL CORP CON 449,600.00 189,900.00 1.64 0.00 17,800 JOHNSON & JOHNSON CON 1,172,575.00 98,915.07 4.27 0.00 10,000 KIMBERLY CLARK CORP CON 493,130.00 88,270.53 1.79 2,400.00 20,000 MCDONALDS CORP CON 955,000.00 116,609.89 3.48 0.00 2,000 MERCK & CO INC CON 212,000.00 75,350.00 0.77 900.00 12,000 MOBIL CORP CON 866,256.00 195,555.11 3.15 0.00 3,200 MOTOROLA INC CON 183,001.60 197,384.00 0.67 384.00 32,800 PEPSICO INC CON 1,189,000.00 89,739.45 4.33 4,100.00 22,000 PFIZER INC CON 1,640,386.00 110,779.56 5.97 0.00 4,800 PROCTER 9 GAMBLE CO CON 383,102.40 43,933.82 1.39 0.00 18,000 SARA LEE CORP CON 1,013,634.00 145,307.50 3.69 4,140.00 3,000 SCHLUMBERGER LTD 241,500.00 49,670.00 0.88 562.50 3,280 TRICON GLOBAL RESTAURANTS INC CON 95,326.64 7,374.02 0.35 0.00 10,000 WAL-HART STORES INC 394,380.00 186,967.50 1.44 675.00 2,400 WALT DISNEY CO CON 237,600.00 60,944.00 0.86 0.00 ------------- ------------- ------------- ------------- 2l,836,978.99 4,927,332.76 79.49 35,697.50 ------------- ------------- ------------- ------------- TOTAL INVESTMENTS 27,472,565.75 10,008,099.48 100.00 130,070.26 CASH 0.00 0.00 0.00 ------------- ------------- ------------- ------------- NET ASSETS 27,472,565.75 10,008,099.48 100.00 ACCRUED INCOME 130,070.26 130,070.26 ------------- ------------- ------------- ------------- TOTAL VALUE 27,602,636.01 10,138,169.74 ============= =============
ASSET DETAIL ------------- 8540500900 CROSSAVER 401(K) & P/S PL DIRECTED AS OF 12/31/97
SHARES OR MARKET BOOK PERCENT ACCRUED FACE VALUE DESCRIPTION VALUE VALUE OF MARKET INCOME SHORT TERM INVESTMENTS ----------------------------------- 500,000 FED FARM CR BKS DISC NOTE 4/01/98 492,650.00 489,763.89 3.20 0.00 500,000 FED HOME LN BKS DISC NOTE 4/17/98 491,400.00 490,706.53 3.20 0.00 500,000 FED HOME LN BKS DISC NOTE 6/16/98 486,850.00 486,148.47 3.17 0.00 500,000 FHLMC DISC NOTE 3/06/98 495,055.00 491,765.00 3.22 0.00 500,000 FHLMC DISC NOTE 3/13/98 494,100.00 493,299.17 3.21 0.00 500,000 FNMA DISC NOTE 1/16/98 498,550.00 491,091.53 3.24 0.00 500,000 FNMA DISC NOT 2/12/98 496,400.00 489,090.56 3.23 0.00 500,000 FNMA DISC NOTE 2/19/98 495,850.00 492,870.00 3.22 0.00 500,000 FNMA DISC NOTE 3/10/98 494,350.00 491,444.45 3.21 0.00 500,000 FNMA DISC NOTE 5/18/98 489,420.00 488,346.67 3.18 0.00 700,000 U S TREAS BILLS 1/15/98 698,698.00 692,237.78 4.54 0.00 1,000,000 U S TREAS BILLS 1/22/98 996,930.00 983,089.44 6.48 0.00 1,000,000 U S TREAS BILLS 1/29/98 996,290.00 982,047.50 6.48 0.00 1,000,000 U S TREAS BILLS 2/12/98 994,190.00 991,956.67 6.46 0.00 1,000,000 U S TREAS BILLS 2/26/98 992,130.00 989,981.11 6.45 0.00 1,000,000 U S TREAS BILLS 3/05/98 991,110.00 989,015.00 6.44 0.00 1,000,000 U S TREAS BILLS 3/19/98 988,800.00 988,466.67 6.43 0.00 ------------- ------------- ------------- ------------- 11,592,773.00 11,521,320.44 75.38 0.00 CASH MANAGEMENT ASSETS ----------------------------------- 287,050.58 FLEET MONEY MARKET DEPOSIT A/C-RI 287,050.58 287,050.58 1.87 16,746.09 ------------- ------------- ------------- ------------- 287,050.58 287,050.58 1.87 16,746.09 US GOVT & AGENCY OBLIGATIONS ----------------------------------- 1,000,000 U S TREAS NOTES 5.125% 2/28/98 999,220.00 999,023.44 6.50 17,413.67 500,000 U S TREAS NOTES 6.125% 3/31/98 500,780.00 501,738.28 3.26 7,824.52 1,000,000 U S TREAS NOTES 5.125% 4/30/98 998,750.00 998,593.75 6.49 8,777.62 1,000,000 U S TREAS NOTES 5.875% 4/30/98 1,001,250.00 1,001,250.00 6.51 10,062.15 ------------- ------------- ------------- ------------- 3,500,000.00 3,500,605.47 221.76 44,077.96 ------------- ------------- ------------- ------------- TOTAL INVESTMENTS 15,379,823.58 15,308,976.49 100.00 60,824.05 CASH 0.00 0.00 0.00 ------------- ------------- ------------- ------------- NET ASSETS 15,379,823.58 15,308,976.49 100.00 ACCRUED INCOME 60,824.05 60,824.05 ------------- ------------- TOTAL VALUE 15,440,647.63 15,369,800.54 ============= =============
ASSET DETAIL ------------- 8025300700 CROSSAVER 401(K) & P/S PL EQUITY AS OF 12/31/97
SHARES OR MARKET BOOK PERCENT ACCRUED FACE VALUE DESCRIPTION VALUE VALUE OF MARKET INCOME CASH MANAGEMENT ASSETS ----------------------------------- 1,441,291.09 GALAXY GOVERNMENT FUND-TRUST 1,441,291.09 1,441,291.09 17.46 6,236.79 ------------- ------------- ------------- ------------- 1,441,291.09 1,441,291.09 17.46 6,236.79 COMMON EQUITIES ----------------------------------- 1,500 A T & T CO COM 9l,969.50 53,942.50 1.11 495.00 2,000 AMER INTERNATIONAL GROUP INC CON 217,500.00 114,420.63 2.64 0.00 1,000 AMERICAN HOME PRODS CORP 76,500.00 59,820.00 0.93 0.00 1,700 AMR CORP DEL CON 218,450.00 136,054.00 2.65 0.00 5,000 APPLIED MATERIALS INC CON 150,625.00 122,100.00 1.83 0.00 1,600 ATLANTIC RICHFIELD CO CON 128,200.00 93,944.50 1.55 0.00 3,500 AUTOMATIC DATA PROCESSING INC 214,812.50 117,649.50 2.60 463.75 2,000 BARNETT BANKS INC CON 143,750.00 66,243.00 1.74 620.00 2,600 BELL SOUTH CORP CON 146,413.80 96,823.50 1.77 0.00 4,000 BOEING CO CON 195,752.00 158,241.00 2.37 0.00 2,100 BRISTOL MYERS SQUIBB CO 198,712.50 101,939.50 2.41 819.00 5,400 CATERPILLAR INC CON 261,900.00 146,620.00 3.17 0.00 1,000 CITICORP CON 126,438.00 90,570.00 1.53 0.00 1,500 CONSOLIDATED PAPERS INC 80,062.50 72,481.50 0.97 0.00 3,000 CORNING INC CON 111,375.00 131,825.00 1.35 0.00 2,400 DAYTON HUDSON CORP CON 162,000.00 52,214.00 1.96 0.00 3,000 DEERE JOHN & CO CON 174,750.00 106,996.25 2.12 660.00 1,400 DOW CHEMICAL CO CON 142,100.00 101,693.00 1.72 1,218.00 4,600 FEDERAL NATIONAL MORTGAGE ASSN CON 262,489.80 131,391.50 3.18 0.00 4,000 FIRST DATA CORP CON 117,000.00 133,280.00 1.42 80.00 5,000 FORD MOTOR CO DEL CON 242,815.00 147,005.00 2.94 0.00 2,000 GENERAL ELECTRIC CO CON 146,750.00 62,846.00 1.78 600.00 1,400 GEORGIA PACIFIC GROUP CON 85,050.00 62,306.24 1.03 0.00 1,400 GEORGIA PACIFIC TIMBER GROUP CON 31,763.20 25,249.26 0.38 0.00 1,600 GILLETTE CO CON 160,700.80 71,645.00 1.95 0.00 3,000 HALLIBURTON CO CON NEW 155,625.00 60,204.84 1.89 0.00 3,000 HEWLETT PACKARD CO CON 187,125.00 151,185.00 2.27 420.00 4,800 HOME DEPOT INC CON 282,600.00 158,521.50 3.42 0.00 5,000 INTEL CORP CON 351,250.00 105,256.25 4.26 0.00 600 J P MORGAN & CO INC CON 67,725.00 43,684.50 0.82 570.00 2,000 JOHNSON & JOHNSON CON 131,750.00 67,031.50 1.60 0.00 4,200 MCDONALDS CORP CON 200,550.00 156,909.50 2.43 0.00 2,000 MERCK & CO INC CON 212,000.00 129,796.25 2.57 900.00 2,000 MOTOROLA INC CON 114,376.00 ll6,l52.50 1.39 240.00 4,600 PEPSICO INC CON 166,750.00 108,441.23 2.02 575.00 2,400 PFIZER INC CON 178,951.20 34,l59.50 2.17 0.00 1,500 PPG INDS INC CON 85,687.50 63,787.00 1.04 0.00 2,000 SARA LEE CORP CON 112,626.00 57,877.50 1.36 460.00 2,400 SCHLUMBERGER LTD 193,200.00 99,169.00 2.34 450.00 2,400 SHERWIN WILLIAMS CC CON 66,600.00 40,694.00 0.81 0.00 4,000 THERMO ELECTRON CORPORATION CON 176,000.00 138,781.50 2.13 0.00 460 TRICON GLOBAL RESTAURANTS INC CON l3,368.98 8,910.77 0.16 0.00 2,000 WAL-MART STORES INC 78,876.00 52,784.50 0.96 135.00 1,500 WALT DISNEY CO COM 148,500.00 92,367.50 1.80 0.00 ------------- ------------- ------------- ------------- 6,811,440.28 4,143,015.22 82.54 8,705.75 ------------- ------------- ------------- ------------- TOTAL INVESTMENTS 8,252,731.37 5,584,306.31 100.00 14,942.54 CASH 0.00 0.00 0.00 ------------- ------------- ------------- ------------- NET ASSETS 8,252,731.37 5,584,306.31 100.00 ACCRUED INCOME 14,942.54 14,942.54 ------------- ------------- TOTAL VALUE 8,267,673.91 5,599,248.85 ============= =============
ASSET DETAIL ------------- 0005421300 CROSSAVER 401(K) & P/S PL BOND AS OF 12/31/97
SHARES OR MARKET BOOK PERCENT ACCRUED FACE VALUE DESCRIPTION VALUE VALUE OF MARKET INCOME CASH MANAGEMENT ASSETS ----------------------------------- 603.58 FLEET MONEY MARKET DEPOSIT A/C-RI 603.58 603.58 0.06 2.03 ------------- ------------- ------------- ------------- 603.58 603.58 0.06 2.03 GALAXY MUTUAL FUNDS ----------------------------------- 88,417.2 GALAXY HIGH QUALITY BOND CLASS J-TR 951,369.07 938,031.96 99.94 4,562.03 ------------- ------------- ------------- ------------- 951,369.07 938,031.96 99.94 4,562.03 ------------- ------------- ------------- ------------- TOTAL INVESTMENTS 951,972.65 938,635.54 100.00 4,564.06 CASH 0.00 0.00 0.00 ------------- ------------- ------------- ------------- NET ASSETS 951,972.65 938,635.54 100.00 ACCRUED INCOME 4,564.06 4,564.06 ------------- ------------- TOTAL VALUE 956,536.71 943,199.60 ============= =============
ASSET DETAIL ------------- 0005420500 CROSSAVER 401(K) & P/S PL SMALL CO AS OF 12/31/97
SHARES OR MARKET BOOK PERCENT ACCRUED FACE VALUE DESCRIPTION VALUE VALUE OF MARKET INCOME CASH MANAGEMENT ASSETS ----------------------------------- 5,321.83 FLEET MONEY MARKET DEPOSIT A/C-RI 5,321.83 5,321.83 0.07 16.72 ------------- ------------- ------------- ------------- 5,321.83 5,321.83 0.07 16.72 GALAXY MUTUAL FUNDS ----------------------------------- 443,766.995 GALAXY SMALL COMPANY EQUITY FUND-TR 8,120,936.01 8,020,950.84 99.93 0.00 ------------- ------------- ------------- ------------- 8,120,936.01 8,020,950.84 99.93 0.00 ------------- ------------- ------------- ------------- TOTAL INVESTMENTS 8,126,257.84 8,026,272.67 100.00 16.72 CASH 0.00 0.00 0.00 ------------- ------------- ------------- ------------- NET ASSETS 8,126,257.84 8,026,272.67 100.00 ACCRUED INCOME 16.72 16.72 ------------- ------------- ------------- TOTAL VALUE 8,126,274.56 8,026,289.39 ============= =============
ASSET DETAIL ------------- 0005422100 CROSSAVER 401(K) & P/S PL INTERN'L AS OF 12/31/97
SHARES OR MARKET BOOK PERCENT ACCRUED FACE VALUE DESCRIPTION VALUE VALUE OF MARKET INCOME CASH MANAGEMENT ASSETS ----------------------------------- 1,050.56 FLEET MONEY MARKET DEPOSIT A/C-RI 1,050.56 1,050.56 0.03 15.67 ------------- ------------- ------------- ------------- 1,050.56 1,050.56 0.03 15.67 GALAXY MUTUAL FUNDS ----------------------------------- 197,813.931 GALAXY FD INTL EQUITY CLASS G-TRUST 3,016,662.45 2,793,266.15 99.97 0.00 ------------- ------------- ------------- ------------- 3,016,662.45 2,793,266.15 99.97 0.00 ------------- ------------- ------------- ------------- TOTAL INVESTMENTS 3,017,713.01 2,794,316.71 100.00 15.67 CASH 0.00 0.00 0.00 ------------- ------------- ------------- ------------- NET ASSETS 3,017,713.01 2,794,316.71 100.00 ACCRUED INCOME 15.67 15.67 ------------- ------------- TOTAL VALUE 3,017,728.68 2,794,332.38 ============= =============
ASSET DETAIL ------------- 8009900500 CROSSAVER 401(K) & P/S PL STOCK AS OF 12/31/97
SHARES OR MARKET BOOK PERCENT ACCRUED FACE VALUE DESCRIPTION VALUE VALUE OF MARKET INCOME CASH MANAGEMENT ASSETS ----------------------------------- 1,168.61 FLEET MONEY MARKET DEPOSIT A/C-RI 1,168.61 l,l68.61 0.17 1.63 ------------- ------------- ------------- ------------- 1,168.61 1,168.61 0.17 1.63 COMMON EQUITIES ----------------------------------- 68,222 CROSS A T CO CL A COM 690,747.75 972,500.26 90.83 0.00 ------------- ------------- ------------- ------------- 690,747.75 972,500.26 99.83 0.00 ------------- ------------- ------------- ------------- TOTAL INVESTMENTS 691,916.36 973,668.87 100.00 1.63 CASH 0.00 0.00 0.00 ------------- ------------- ------------- NET ASSETS 691,916.36 973,668.87 100.00 ACCRUED INCOME 1.63 1.63 ------------- ------------- TOTAL VALUE 691,917.99 973,670.50 ============= =============
ASSET DETAIL ------------- 8025700900 CROSSAVER 401(K) & P/S PL LOAN AS OF 12/31/97
SHARES OR MARKET BOOK PERCENT ACCRUED FACE VALUE DESCRIPTION VALUE VALUE OF MARKET INCOME CASH MANAGEMENT ASSETS ----------------------------------- 83,515.64 FLEET MONEY MARKET DEPOSIT A/C-RI 83,515.64 83,515.64 7.35 372.07 ------------- ------------- ------------- ------------- 83,515.64 83,515.64 7.35 372.07 NOTES AND ANNUITIES ----------------------------------- 1,052,968.59 A T CROSS LOAN VAR RT 1,052,968.59 1,052,968.59 92.65 0.00 ------------- ------------- ------------- ------------- 1,052,968.59 1,052,968.59 92.65 0.00 ------------- ------------- ------------- ------------- TOTAL INVESTMENTS 1,136,484.23 1,136,484.23 100.00 372.07 CASH 0.00 0.00 0.00 ------------- ------------- ------------- NET ASSETS 1,136,484.23 1,136,484.23 100.00 ACCRUED INCOME 372.07 372.07 ------------- ------------- TOTAL VALUE 1,136,856.30 1,136,856.30 ============= =============
ASSET DETAIL ------------- 8540000000 A T CROSS PENCIL INSTALLMENT AS OF 12/31/97
SHARES OR MARKET BOOK PERCENT ACCRUED FACE VALUE DESCRIPTION VALUE VALUE OF MARKET INCOME CASH MANAGEMENT ASSETS ----------------------------------- 6,734.12 FLEET MONEY MARKET DEPOSIT A/C-RI 6,734.12 6,734.12 95.55 27.85 ------------- ------------- ------------- ------------- 6,734.12 6,734.12 95.55 27.85 COMMON EQUITIES ----------------------------------- 31 CROSS A T CO CL A COM 313.88 526.97 4.45 0.00 ------------- ------------- ------------- ------------- 313.88 526.97 4.45 0.00 ------------- ------------- ------------- ------------- TOTAL INVESTMENTS 7,048.00 7,261.09 100.00 27.85 CASH 0.00 0.00 0.00 ------------- ------------- ------------- ------------- NET ASSETS 7,048.00 7,261.09 100.00 ACCRUED INCOME 27.85 27.85 ------------- ------------- TOTAL VALUE 7,075.85 7,288.94 ============= =============
ASSET DETAIL ------------- 0000266800 A T CROSS INST FLEET STABLE ASSET AS OF 12/31/97
SHARES OR MARKET BOOK PERCENT ACCRUED FACE VALUE DESCRIPTION VALUE VALUE OF MARKET INCOME COMMINGLED FUNDS ----------------------------------- 9,455.0918 FLEET STABLE ASSET FUND 94,550.92 94,550.92 96.70 498.63 ------------- ------------- ------------- ------------- 94,550.92 94,550.92 96.70 498.63 COMMON EQUITIES ----------------------------------- 324 CROSS A T CO CL A COM 3,280.50 4,865.52 3.35 0.00 ------------- ------------- ------------- ------------- 3,280.50 4,865.52 3.35 0.00 ------------- ------------- ------------- ------------- TOTAL INVESTMENTS 97,831.42 99,416.44 100.05 498.63 CASH -49.82 -49.82 -0.05 ------------- ------------- ------------- ------------- NET ASSETS 97,781.60 99,366.62 100.00 ACCRUED INCOME 498.63 498.63 ------------- ------------- TOTAL VALUE 98,280.23 99,865.25 ============= =============
A.T. CROSS COMPANY DEFINED CONTRIBUTION RETIREMENT PLAN ITEM 27d - SCHEDULE OF REPORTABLE TRANSACTIONS DECEMBER 31, 1997 _______________________________________________________________________________ Please see attached schedules - 16 - SCHEDULE OF REPORTABLE 5% TRANSACTIONS BY ISSUE ----------------------------------------------- COMPUTED ON A 12/31/96 VALUE OF $15,416,975.82 8765000800 CROSSAVER 401(K) & P/S PL GENERAL FROM 12/31/96 TO 12/31/97
PURCH/SALE TRANSACTION PURCHASE/SALE BOOK TRADE DATE SHARES/PV PRICE EXPENSE PROCEEDS VALUE FLEET MONEY MARKET DEPOSIT A/C-RI ----------------------------------- 1/ 2/97 10,360 PURCHASED 1.00 0.00 -10,360.00 10,360.00 1/ 3/97 929,795 PURCHASED 1.00 0.00 -929,794.62 929,794.62 11 6/97 61,745 PURCHASED 1.00 0.00 -61,744.57 61,744.57 1/ 7/97 2,172 PURCHASED 1.00 0.00 -2,172.34 2,172.34 1/ 8/97 16,024 SOLD 1.00 0.00 16,023.59 -16,023.59 1/ 9/97 6,478 PURCHASED 1.00 0.00 -6,477.93 6,477.93 1/10/97 2,958,526 SOLD 1.00 0.00 2,958,526.28 -2,958,526.28 1/15/97 2,235 PURCHASED 1.00 0.00 -2,234.74 2,234.74 1/16/97 610,922 SOLD 1.00 0.00 610,922.11 -610,922.11 1/17/97 4,730 PURCHASED 1.00 0.00 -4,730.41 4,730.41 1/21/97 914,441 PURCHASED 1.00 0.00 -914,441.44 914.,441.44 1/23/97 12,784 PURCHASED 1.00 0.00 -12,784.24 12,784.24 1/27/97 2,080 PURCHASED 1.00 0.00 -2,080.00 2,080.00 1/30/97 3,750 PURCHASED 1.00 0.00 -3,750.00 3,750.00 1/31/97 6,672 PURCHASED 1.00 0.00 -6,672.35 6,672.35 2/ 3/97 8,556 PURCHASED 1.00 0.00 -8,556.00 8,556.00 2/ 4/97 6,602 PURCHASED 1.00 0.00 -6,601.51 6,601.51 2/ 5/97 4,631 PURCHASED 1.00 0.00 -4,630.94 4,630.94 2/ 6/97 10,139 PURCHASED 1 00 0.00 -10,139.12 10,139.12 2/11/97 626,990 PURCHASED 1.00 0.00 -626,989.75 626,989.75 2/12/97 8 PURCHASED 1.00 0.00 -8.33 8.33 2/13/97 6,621 PURCHASED 1.00 0.00 -6,620.89 6,620.89 2/14/97 1,080 PURCHASED 1.00 0.00 -1,080.00 1,080.00 2/18/97 59,173 PURCHASED 1.00 0.00 -59,173.36 59,173.36 2/20/97 2,000 PURCHASED 1.00 0.00 -2,000.00 2,000.00 2/21/97 17,418 PURCHASED 1.00 0.00 -17,418.21 17,418.21 2/25/97 1,008 PURCHASED 1.00 0.00 -1,008.00 1,008.00 2/26/97 2,250 PURCHASED 1.00 0.00 -2,250.00 2,250.00 2/27/97 6,608 PURCHASED 1.00 0.00 -6,608.06 6,608.06 3/ 3/97 7,304 PURCHASED 1.00 0.00 -7,304.00 7,304.00 3/ 4/97 5,055 PURCHASED 1.00 0.00 -5,055.25 5,055.25 3/ 5/97 47,981 PURCHASED 1.00 0.00 -47,980.62 47,980.62 3/ 7/97 170,606 SOLD 1.00 0.00 170,606.31 -170,606.31 3/10/97 10,840 PURCHASED 1.00 0.00 -10,840.00 10,840.00 3/11/97 3,382 PURCHASED 1.00 0.00 -3,382.00 3,382.00 3/13/97 12,656 SOLD 1.00 0.00 12,655.57 -12,655.57 3/14/97 6,330 PURCHASED 1.00 0.00 -16,330.18 16,330.18 3/19/97 2,458 PURCHASED 1.00 0.00 -2,457.52 2,457.52 3/21/97 14,109 PURCHASED 1.00 0.00 -14,108.80 14,108.80 3/26/97 5,831 SOLD 1.00 0.00 5,831.31 -5,831.31 3/27/97 6,987 PURCHASED 1.00 0.00 -6,986.64 6,986.64 3/31/97 9,272 PURCHASED 1.00 0.00 -9,272.00 9,272.00 4/ 1/97 566,003 SOLD 1.00 0.00 566,002.93 -566,002.93 4/ 2/97 8,853 PURCHASED 1.00 0.00 -8,853.30 8,853.30 4/ 3/97 5,446 PURCHASED 1.00 0.00 -5,446.46 5,446.46 4/ 4/97 56,732 PURCHASED 1.00 0.00 -56,732.36 56,732.36 4/ 9/97 675 PURCHASED 1.00 0.00 -675.00 675.00 4/10/97 54,009 PURCHASED 1.00 0.00 -54,009.22 54,009.22 4/11/97 6,662 PURCHASED 1.00 0.00 -6,662.13 6,662.13 4/11/97 24,668 SOLD 1.00 0.00 24,668.00 -24,668.00 4/14/97 23,746 SOLD 1.00 0.00 23,746.03 -23,746.03 4/15/97 5,634 PURCHASED 1.00 0.00 -5,633.52 5,633.52 4/16/97 304 PURCHASED 1.00 0.00 -303.88 303.88 4/17/97 31,099 PURCHASED 1.00 0.00 -31,099.23 31,099.23 4/21/97 6,097 PURCHASED 1.00 0.00 -6,096.67 6,096.67 4/22/97 20,479 SOLD 1.00 0.00 20,478.84 -20,478.84 4/25/97 8,722 PURCHASED 1.00 0.00 -8,721.73 8,721.73 4/29/97 9,404 SOLD 1.00 0.00 9,403.89 -9,403.89 4/30/97. 5,250 PURCHASED 1.00 0.00 -5,250.00 5,250.00 5/ 1/97 10,674 PURCHASED 1.00 0.00 -10,674.12 10,674.12 5/ 2/97 9,890 PURCHASED 1.00 0.00 -9,889.83 9,889.83 5/ 7/97 257,031 SOLD 1.00 0.00 257,031.41 -257,031.41 5/12/97 6,632 PURCHASED 1.00 0.00 -6,632.17 6,632.17 5/13/97 4,728 SOLD 1.00 0.00 4,727.71 -4,727.71 5/14/97 5,935 PURCHASED 1.00 0.00 -5,935.43 5,935.43 5/15/97 66,151 PURCHASED 1.00 0.00 -66,150.80 66,150.80 5/16/97 318 PURCHASED 1.00 0.00 -318.00 318.00 5/20/97 930 SOLD 1.00 0.00 929.86 -929.86 5/21/97 6,173 PURCHASED 1.00 0.00 -6,172.80 6,172.80 5/22/97 6,745 PURCHASED 1.00 0.00 -6,745.16 6,745.16 5/23/97 34,480 PURCHASED 1.00 0.00 -34,480.44 34,480.44 5/27/97 1,008 PURCHASED 1.00 0.00 -1,008.00 1,008.00 5/28/97 2,250 PURCHASED 1.00 0.00 -2,250.00 2,250.00 5/29/97 57,025 SOLD 1.00 0.00 57,024.65 -57,024.65 6/ 2/97 7,864 PURCHASED 1.00 0.00 -7,864.00 7,864.00 6/ 3/97 4,258 PURCHASED 1.00 0.00 -4,258.06 4,258.06 6/ 5/97 11,646 PURCHASED 1.00 0.00 -11,646.03 11,646.03 6/ 6/97 217 SOLD 1.00 0.00 216.81 -216.81 6/ 9/97 1,920 PURCHASED 1.00 0.00 -1,920.00 1,920.00 6/10/97 12,836 PURCHASED 1.00 0.00 -12,836.00 12,836.00 6/11/97 7,986 SOLD 1.00 0.00 7,985.74 -7,985.74 6/12/97 251,563 SOLD 1.00 0.00 251,562.84 -251,562.84 6/13/97 15,144 PURCHASED 1.00 0.00 -15,144.22 15,144.22 6/19/97 11,257 PURCHASED 1.00 0.00 -11,257.27 11,257.27 6/20/97 169 PURCHASED 1.00 0.00 -168.70 168.70 6/24/97 235,927 SOLD 1.00 0.00 235,927.00 -235,927.00 6/25/97 6,913 PURCHASED 1.00 0.00 -6,913.26 6,913.26 6/26/97 277,546 PURCHASED 1.00 0.00 -277,546.33 277,546.33 6/27/97 118 PURCHASED 1.00 0.00 -117.50 117.50 6/30/97 3,512 PURCHASED 1.00 0.00 -3,512.40 3,512.40 7/ 1/97 12,150 PURCHASED 1.00 0.00 -12,150.00 12,150.00 7/ 2/97 5,916 PURCHASED 1.00 0.00 -5,915.63 5,915.63 7/ 8/97 4,420 PURCHASED 1.00 0.00 -4,419.96 4,419.96 7/ 9/97 18,775 PURCHASED 1.00 0.00 -18,775.09 18,775.09 7/11/97 13,236 SOLD 1.00 0.00 13,235.73 -13,235.73 7/14/97 675 PURCHASED 1.00 0.00 -675.00 675.00 7/15/97 384 PURCHASED 1.00 0.00 -384.00 384.00 '7/17/97 34,665 PURCHASED 1.00 0.00 -34,665.04 34,665.04 7/21/97 2,052 PURCHASED 1.00 0.00 -2,052.04 2,052.04 7/23/97 56,457 SOLD 1.00 0.00 56,456.79 -56,456.79 7/24/97 64,049 PURCHASED 1.00 0.00 -64,048.99 64,048.99 7/25/97 6,117 PURCHASED 1.00 0.00 -6,116.58 6,116.58 7/28/97 6,756 PURCHASED 1.00 0.00 -6,756.44 6,756.44 7/29/97 3,423 SOLD 1.00 0.00 3,422.84 -3,422.84 7/30/97 10,933 PURCHASED 1.00 0.00 -10,933.36 10,933.36 7/31/97 4,629 PURCHASED 1.00 .0.00 -4,629.26 4,629.26 8/ 1/97 5,969 PURCHASED 1.00 0.00 -5,968.70 5,968.70 8/ 4/97 3,758 PURCHASED 1.00 0.00 -3,757.88 3,757.88 8/ 6/97 10,269 PURCHASED 1.00 0.00 -10,268.69 10,268.69 8/13/97 1,040 SOLD 1.00 0.00 1,039.98 -1,039.98 8/14/97 1,460 SOLD 1.00 0.00 1,460.36 -1,460.36 8/15/97 85,487 PURCHASED 1.00 0.00 -85,487.00 85,487.00 8/18/97 6,086 PURCHASED 1.00 0.00 -6,085.90 6,085.90 8/20/97 4,750 PURCHASED 1.00 0.00 -4,750.00 4,750.00 8/21/97 829 SOLD 1.00 0.00 828.62 -828.62 8/22/97 10,428 PURCHASED 1.00 0.00 -10,427.83 10,427.83 8/25/97 1,008 PURCHASED 1.00 0.00 -1,008.00 1,008.00 8/27/97 58,171 PURCHASED 1.00 0.00 -58,170.52 58,170.52 9/ 2/97 7,896 PURCHASED 1.00 0.00 -7,896.00 7,896.00 9/ 3/97 4,337 PURCHASED 1.00 0.00 -4,336.80 4,336.80 9/ 5/97 751 PURCHASED 1.00 0.00 -751.20 751.20 9/ 8/97 10,079 PURCHASED 1.00 0.00 -10,079.15 10,079.15 9/ 9/97 2,110 PURCHASED 1.00 0.00 -2,109.71 2,109.71 9/10/97 8,920 PURCHASED 1.00 0.00 -8,920.00 8,920.00 9/11/97 2,536 PURCHASED 1.00 0.00 -2,535.68 2,535.68 9/12/97 9,681 PURCHASED 1.00 0.00 -9,680.67 9,680.67 9/15/97 8,780 PURCHASED 1.00 0.00 -8,780.00 8,780.00 9/18/97 10,905 SOLD 1.00 0.00 10,905.01 -10,905.01 9/19/97 7,314 PURCHASED 1.00 0.00 -7,313.66 7,313.66 9/22/97 12,057 SOLD 1.00 0.00 12,057.02 -12,057.02 9/24/97 77,658 SOLD 1.00 0.00 77,657.85 -77,657.85 9/25/97 53,455 SOLD 1.00 0.00 53,455.17 -53,455.17 9/30/97 205,325 PURCHASED 1.00 0.00 -205,325.28 205,3255.28 10/ 1/97 12,210 PURCHASED 1.00 0.00 -12,210.00 12,210.00 10/ 2/97 7,051 PURCHASED 1.00 0.00 -7,051.08 7,051.08 10/ 7/97 13,244 PURCHASED 1.00 0.00 -13,243.84 13,243.84 10/ 8/97 11,075 PURCHASED 1.00 0.00 -11,075.03 11,075.03 10/10/97 282 PURCHASED 1.00 0.00 -282.03 282.03 10/14/97 520 SOLD 1.00 0.00 520.08 -520.08 10/15/97 10,694 PURCHASED 1.00 0.00 -10,694.47 10,694.47 10/16/97 12,636 SOLD 1.00 0.00 12,636.15 -12,636.15 10/17/97 7,976 SOLD 1.00 0.00 7,976.46 -7,976.46 10/24/97 10,588 PURCHASED 1.00 0.00 -10,587.61 10,587.61 10/27/97 2,080 PURCHASED 1.00 0.00 -2,080.00 2,080.00 10/28/97 873 SOLD 1.00 0.00 872.66 -872.66 10/30/97 6,090 PURCHASED 1.00 0.00 -6,090.00 6,090.00 ll/ 3/97 9,316 PURCHASED 1.00 0.00 -9,316.00 9,316.00 1l/ 4/97 3,525 SOLD 1.00 0.00 3,525.22 -3,525.22 ll/ 6/97 10,761 PURCHASED 1.00 0.00 -10,760.71 10,760.71 11/ 7/97 208,118 SOLD 1.00 0.00 208,117.94 -208,117.94 11/10/97 6,762 PURCHASED 1.00 0.00 -6,762.13 6,762.13 11/13/97 6,860 PURCHASED 1.00 0.00 -6,860.48 6,860.48 11/14/97 2,502 PURCHASED 1.00 0.00 -2,502.18 2,502.18 11/17/97 76,123 PURCHASED 1.00 0.00 -76,123.28 76,123.28 11/19/97 10,597 PURCHASED 1.00 0.00 -10,596.53 10,596.53 11/20/97 2,239 PURCHASED 1.00 0.00 -2,238.54 2,238.54 11/21/97 318 PURCHASED 1.00 0.00 -318.00 318.00 11/25/97 1,008 PURCHASED 1.00 0.00 -1,008.00 1,008.00 12/ 1/97 14,822 PURCHASED 1.00 0.00 -14,822.30 -14,822.30 12/ 2/97 4,853 PURCHASED 1.00 0.00 -4,853.42 4,853.42 12/ 5/97 47,749 PURCHASED 1.00 0.00 -47,748.72 47,748.72 12/ 9/97 5,996 PURCHASED 1.00 0.00 -5,996.00 5,996.00 12/10/97 10,448 PURCHASED 1.00 0.00 -10,448.38 10,448.38 12/11/97 10,467 PURCHASED 1.00 0.00 -10,467.35 10,467.35 12/12/97 8,722 SOLD 1.00 0.00 8,722.45 -8,722.45 12/I5/97 1,898 SOLD 1.00 0.00 1,898.41 -1,898.41 12/18/97 353 PURCHASED 1.00 0.00 -352.50 352.50 12/19/97 11,049 PURCHASED 1.00 0.00 -11,049.30 11,049.30 12/24/97 35,548 SOLD 1.00 0.00 35,548.42 -35,548.42 12/29/97 18,045 PURCHASED 1.00 0.00 -18,045.05 18,045.05 12/31/97 6,649 PURCHASED 1.00 0.00 -6,648.95 6,648,95 10,226,981.82
SCHEDULE OF REPORTABLE 5% TRANSACTIONS BY BROKER ------------------------------------------------ COMPUTED ON A 12/31/96 VALUE OF $15,416,975.82 8765000800 CROSSAVER 401(K) & P/S PL GENERAL FROM 12/31/96 TO 12/31/97
PURCH/SALE TRANSACTION PURCHASE/SALE BOOK TRADE DATE SHARES/PV PRICE EXPENSE PROCEEDS VALUE ESI SECURITIES COMPANY ----------------------------------- 1/15/97 600 S KIMBERLY CLARK CORP CON 72.00 59,626.01 -10,592.46 1/15/97 2,000 S DAYTON HUDSON CORP CON 140.00 73,607.54 -21,016.00 1/15/97 1,000 S AMOCO CORP 70.00 84,802.17 -40,676.57 1/15/97 2,400 S RAYTHEON CO 168.00 113,228.22 -34,604.50 1/15/97 2,000 S PFIZER INC CON 140.00 173,354.21 -20,141.74 2/ 6/97 375 S QUEST DIAGNOSTICS INC CON 45.00 6,142.29 -2,385.07 2/ 6/97 750 S COVANCE INC CON 90.00 15,378.23 -7,206.44 2/ 6/97 500 B AMR CORP DEL CON 60.00 -39,872.50 39,872.50 2/ 6/97 1,000 B HEWLETT PACKARD CO CON 70.00 -50,820.00 50,820.00 2/ 6/97 1,000 S PFIZER INC CON 70.00 88,427.05 -10,070.87 2/ 6/97 2,000 S JOHNSON & JOHNSON CON 140.00 114,356.18 -11,114.05 2/ 6/97 1,000 S BRISTOL MYERS SQUIBB CO 70.00 125,675.80 -30,698.25 1,135.00 945,290.20
ASSETS DISPOSED --------------- 8765000800 CROSSAVER 401(K) & P/S PL GENERAL FROM 12/31/96 TO 12/31/97
SETTLEMENT FACE VALUE OR *------ D E S C R I P T 1 0 N ------* PROCEEDS BOOK REALIZED DATE NO. OF SHARES VALUE GAIN/LOSS 5,744,608.04 AUTOMATED CASH MANAGEMENT TRUST 5,744,608.04 5,744,608.04- 0.00 TOTAL DISPOSED FOR THE ABOVE PERIOD 01/14/97 2,000.00 DAYTON HUDSON CORP 9.25% 11/15/16 2,087.50 1,680.00- 407.50 01/21/97 2,000.00 DAYTON HUDSON CORP COM 73,607.54 21,016.00- 52591.54 01/21/97 2,000.00 PFIZER INC COM 173,354.21 20,141.74- 153212.47 01/21/97 2,400.00 RAYTHEON CO 113,228.22 34,604.50- 78623.72 01/21/97 600.00 KIMBERLY CLARK CORP COM 59,626.01 10,592.46- 49033.55 01/21/97 1,000.00 AMOCO CORP 84,802.17 40,676.57- 44125.60 01/21/97 4,000.00 SYSCO CORP 129,215.68 30,280.00- 98935.68 01/21/97 8,000.00 RUBBERMAID INC 178,434.03 100,485.00- 77949.03 01/21/97 3,000.00 BAUSCH & LOMB COM 102,173.58 91,312.50- 10861.08 02/11/97 1,000.00 PFIZER INC COM 88,427.05 10,070.87- 78356.18 02/11/97 2,000.00 JOHNSON & JOHNSON COM 114,356.18 11,114.05- 103242.13 02/11/97 6,000.00 CROSS A T CO CL A COM 70,827.62 147,785.50- 76957.88- 02/11/97 1,000.00 BRISTOL MYERS SQUIBB CO 125,675.80 30,698.25- 94977.55 02/11/97 4,000.00 BECTON DICKINSON & CO COM 193,213.55 59,376.50- 133837.05 02/11/97 375.00 QUEST DIAGNOSTICS INC COM 6,142.29 2,385.07- 3757.22 02/11/97 750.00 COVANCE INC COM 15,378.23 7,206.44- 8171.79 02/11/97 3,000.00 CORNING INC COM 103,661.53 47,331.49- 56330.04 08/15/97 0.50 AMER INTERNATIONAL GROUP INC COM 50.02 11.14- 38.88 09/30/97 200,000.00 U S TREAS NOTES 5.50% 9/30/97 200,000.00 201,468.75- 1468.75- 11/17/97 23,000.00 DAYTON HUDSON CORP 9.25% 11/15/16 23,000.00 19,320.00- 3680.00 ------------- ------------- --------- 7,601,869.25 6,632,164.87- 969704.38
SCHEDULE OF REPORTABLE 5% TRANSACTIONS BY ISSUE ----------------------------------------------- COMPUTED ON A 12/31/96 VALUE OF $12,589,321.20 8540500900 CROSSAVER 401(K) & P/S PL DIRECTED FROM 12/31/96 TO 12/31/97
PURCH/SALE TRANSACTION PURCHASE/SALE BOOK TRADE DATE SHARES/PV PRICE EXPENSE PROCEEDS VALUE FED HOME LN BK DISC NOTE 12/05/97 ----------------------------------- 9/19/97 500,000 PURCHASED 0.99 0.00 -494,257.09 494,257.09 12/ 5/97 500,000 MATURED 0.99 0.00 494,257.09 -494,257.09 988,514.18 FED HOME LN BKS DISC NOTE 10/17/97 ----------------------------------- 7/22/97 500,000 PURCHASED 0.99 0.00 -493,523.33 493,523.33 10/17/97 500,000 MATURED 0.99 0.00 493,523.33 -493,523.33 987,046.66 FLEET MONEY MARKET DEPOSIT A/C-RI ----------------------------------- 1/ 3/97 511,147 PURCHASED 1.00 0.00 -511,147.46 511,147.46 1/ 6/97 56,869 PURCHASED 1.00 0.00 -56,868.70 56,868.70 1/ 7/97 1,885 PURCHASED 1.00 0.00 -1,885.21 1,885.21 1/ 8/97 685,424 SOLD 1.00 0.00 685,424.05 -685,424.05 1/ 9/97 5,307 PURCHASED 1.00 0.00 -5,307.24 5,307.24 1/10/97 1,264 PURCHASED 1.00 0.00 -1,264.25 1,264.25 1/13/97 3,154,549 PURCHASED 1.00 0.00 -3,154,549.17 3,154,549.17 1/14/97 25 PURCHASED 1.00 0.00 -25.00 25.00 1/16/97 3,272,890 SOLD 1.00 0.00 3,272,890.02 -3,272,890.02 1/17/97 5,146 SOLD 1.00 0.00 5,145.84 -5,145.84 1/23/97 8,005 PURCHASED 1.00 0.00 -8,005.38 8,005.38 1/31/97 4,896,950 PURCHASED 1.00 0.00 -4,896,949.86 4,896,949.86 2/ 4/97 3,300 PURCHASED 1.00 0.00 -3,300.32 3,300.32 2/ 5/97 63 PURCHASED 1.00 0.00 -63.20 63.20 2/ 6/97 805,463 PURCHASED 1.00 0.00 -805,463.23 805,463.23 2/12/97 5,509,791 SOLD 1.00 0.00 5,509,790.59 -5,509,790.59 2/13/97 1,238,718 PURCHASED 1.00 0.00 -1,238,718.36 1,238,718.36 2/14/97 543 SOLD 1.00 0.00 543.33 -543.33 2/18/97 1,975 SOLD 1.00 0.00 1,974.51 -1,974.51 2/20/97 200,000 PURCHASED 1.00 0.00 -200,000.00 200,000.00 2/21197 9,633 PURCHASED 1.00 0.00 -9,633.10 9,633.10 2/27/97 5,807 PURCHASED 1.00 0.00 -5,806.51 5,806.5l 2/28/97 45,000 PURCHASED 1.00 0.00 -45,000.00 45,000.00 3/ 4/97 11,363 PURCHASED 1.00 0.00 -11,362.82 11,362.82 3/ 5/97 55,749 PURCHASED 1.00 0.00 -55,748.80 55,748.80 3/ 7/97 240,821 SOLD 1.00 0.00 240,821.26 -240,821.26 3/10/97 1,491,617 SOLD 1.00 0.00 1,491,616.67 -1,491,616.67 3/13/97 9,980 SOLD 1.00 0.00 9,979.55 -9,979.55 3/14/97 5,745 PURCHASED 1.00 0.00 -5,744.90 5,744.90 3/19/97 538 PURCHASED 1.00 0.00 -537.74 537.74 3/21/97 8,788 PURCHASED 1.00 0.00 -8,788.47 8,788.47 3/26/97 2,585 SOLD 1.00 0.00 2,584.81 -2,584.81 3/27/97 505,886 PURCHASED 1.00 0.00 -505,885.61 505,885.61 3/31/97 55,000 PURCHASED 1.00 0.00 -55,000.00 55,000.00 4/ 1/97 73,909 SOLD 1.00 0.00 73,909.16 -73,909.16 4/ 2/97 3,076 PURCHASED 1.00 0.00 -3,075.74 3,075.74 4/ 3/97 905,656 PURCHASED 1.00 0.00 -905,655.80 905,655.80 4/ 4/97 28,738.SOLD 1.00 0.00 28,737.54 -28,737.54 4/10/97 1,240,006 PURCHASED 1.00 0.00 -1,240,006.26 1,240,006.26 4/11/97 5,678 PURCHASED 1.00 0.00 -5,678.25 5,678.25 4/14/97 1,988,920 SOLD 1.00 0.00 1,988,920.34 -1,988,920.34 4/15/97 5,598 SOLD 1.00 0.00 5,597.74 -5,597.74 4/17/97 5,538 PURCHASED 1.00 0.00 -5,537.78 5,537.78 4/21/97 1,930 PURCHASED 1.00 0.00 -1,929.69 1,929.69 4/22/97 21,253 SOLD 1.00 0.00 21,253.40 -21,253.40 4/24/97 200,000 PURCHASED 1.00 0.00 -200,000.00 200,000.00 4/25/97 5,611 PURCHASED 1.00 0.00 -5,611.00 5,611.00 4/29/97 4,255 SOLD 1.00 0.00 4,254.67 -4,254.67 5/ 1/97 5,580 PURCHASED 1.00 0.00 -5,579.79 5,579.79 5/ 2/97 5,203 PURCHASED 1.00 0.00 -5,202.60 5,202.60 5/ 6/97 690,940 SOLD 1.00 0.00 690,940.25 -690,940.25 5/ 7/97 297,742 SOLD 1.00 0.00 297,741.60 -297,741.60 5/12/97 5,711 PURCHASED 1.00 0.00 -5,711.33 5,711.33 5/13/97 3,772 SOLD 1.00 0.00 3,772.29 -3,772.29 5/13/97 7,896 SOLD 1.00 0.00 7,895.81 -7,895.81 5/14/97 5,705 PURCHASED 1.00 0.00 -5,705.37 5,705.37 5/15/97 1,500,000 PURCHASED 1.00 0.00 -1,500,000.00 1,500,000.00 5/20/97 2,741 SOLD 1.00 0.00 2,740.91 -2,740.91 5/21/97 1,799 PURCHASED 1.00 0.00 -1,799.32 1,799.32 5/22/97 1,505,717 PURCHASED 1.00 0.00 -1,505,716.61 1,505,716.61 5/23/97 36,525 PURCHASED 1.00 0.00 -36,524.92 36,524.92 5/29/97 1,061,797 PURCHASED 1.00 0.00 -1,061,796.75 1,061,796.75 6/ 2/97 2,088,125 PURCHASED 1.00 0.00 -2,088,125.00 2,088,125.00 6/ 3/97 6,700 PURCHASED 1.00 0.00 -6,699.73 6,699.73 6/ 4/97 5,457,962 SOLD 1.00 0.00 5,457,961.53 -5,457,961.53 6/ 5/97 6,884 PURCHASED 1.00 0.00 -6,883.88 6,883.88 6/ 6/97 675 SOLD 1.00 0.00 675.36 -675.36 6/11/97 3,889 SOLD 1.00 0.00 3,888.69 -3,888.69 6/12/97 413,781 SOLD 1.00 0.00 413,780.60 -413,780.60 6/13/97 3,791 PURCHASED 1.00 0.00 -3,791.38 3,791.38 6/19/97 7,030 PURCHASED 1.00 0.00 -7,030.41 7,030.41 6/24/97 391,893 SOLD 1.00 0.00 391,893.28 -391,893.28 6/25/97 521,404 PURCHASED 1.00 0.00 -521,404.14 521,404.14 6/26/97 70,041 SOLD 1.00 0.00 70,041.00 -70,041.00 6/30/97 1,547,813 PURCHASED 1.00 0.00 -1,547,812.50 1,547,812.50 7/ 2/97 1,985,327 SOLD 1.00 0.00 1,985,327.25 -1,985,327.25 7/ 3/97 500,000 PURCHASED 1.00 0.00 -500,000.00 500,000.00 7/ 8/97 1,176 PURCHASED 1.00 0.00 -1,176.32 1,176.32 7/ 9/97 16,676 PURCHASED 1.00 0.00 -16,675.65 16,675.65 7/11/97 19,375 SOLD 1.00 0.00 19,375.05 -19,375.05 7/17/97 2,031,453 PURCHASED 1.00 0.00 -2,031,453.34 2,031,453.34 7/22/97 493,056 SOLD 1.00 0.00 493,055.56 -493,055.56 7/22/97 2,020,086 SOLD 1.00 0.00 2,020,086.21 -2,020,086.21 7/24/97 919,216 PURCHASED 1.00 0.00 -919,216.11 919,216.11 7/25/97 17,862 PURCHASED 1.00 0.00 -17,861.52 17,861.52 7/28/97 63,244 PURCHASED 1.00 0.00 -63,243.56 63,243.56 7/29/97 5,134 SOLD 1.00 0.00 5,133.64 -5,133.64 7/30/97 1,279 PURCHASED 1.00 0.00 -1,278.77 1,278.77 7/31/97 1,546,951 PURCHASED 1.00 0.00 -1,546,950.88 1,546,950.88 8/ 1/97 9,509 SOLD 1.00 0.00 9,509.22 -9,509.22 8/ 4/97 4,174 PURCHASED 1.00 0.00 -4,174.11 4,174.11 8/ 6/97 6,080 PURCHASED 1.00 0.00 -6,080.35 6,080.35 8/ 7/97 700,000 PURCHASED 1.00 0.00 -700,000.00 700,000.00 8/14/97 2,000,000 PURCHASED 1.00 0.00 -2,000,000.00 2,000,000.00 8/18/97 4,809 PURCHASED 1.00 0.00 -4,809.02 4,809.02 8/21/97 1,000,000 PURCHASED 1.00 0.00 -1,000,000.00 1,000,000.00 8/22/97 6,076 PURCHASED 1.00 0.00 -6,076.42 6,076.42 8/27/97 283,152 PURCHASED 1.00 0.00 -283,151.53 283,151.53 9/ 2/97 1,545,000 PURCHASED 1.00 0.00 -1,545,000.00 1,545,000.00 9/ 3/97 19,414 PURCHASED 1.00 0.00 -19,413.90 19,413.90 9/ 5/97 1,670 SOLD 1.00 0.00 1,670.09 -1,670.09 9/ 8/97 6,142 PURCHASED 1.00 0.00 -6,141.85 6,141.85 9/ 9/97 29,783 SOLD 1.00 0.00 29,782.52 -29,782.52 9/11/97 1,363 SOLD 1.00 0.00 1,362.71 -1,362.71 9/12/97 4,991 PURCHASED 1.00 0.00 -4,991.41 4,991.41 9/18/97 5,405 SOLD 1.00 0.00 5,405.33 -5,405.33 9/19/97 5,370 PURCHASED 1.00 0.00 -5,369.79 5,369.79 9/19/97 1,485,000 SOLD 1.00 0.00 1,485,000.00 -1,485,000.00 9/22/97 5,955,486 SOLD 1.00 0.00 5,955,485.81 -5,955,485.81 9/23/97 3,727 SOLD 1.00 0.00 3,726.95 -3,726.95 9/24/97 144,353 SOLD 1.00 0.00 144,353.35 -144,353.35 9/25/97 45,725 SOLD 1.00 0.00 45,724.91 -45,724.91 9/29/97 8,210 SOLD 1.00 0.00 8,210.00 -8,210.00 9/30/97 2,069,603 PURCHASED 1.00 0.00 -2,069,603.42 2,069,603.42 10/ 2/97 522,776 PURCHASED 1.00 0.00 -522,775.62 522,775.62 10/ 7/97 8,039 PURCHASED 1.00 0.00 -8,038.75 8,038.75 10/ 8/97 6,578 PURCHASED 1.00 0.00 -6,578.08 6,578.08 10/10/97 1,934 SOLD 1.00 0.00 1,933.72 -1,933.72 10/14/97 1,934 SOLD 1.00 0.00 1,933.72 -1,933.72 10/15/97 1,934 PURCHASED 1.00 0.00 -1,933.72 li933.72 10/16/97 643,462 PURCHASED 1.00 0.00 -643,462.38 643,462.38 10/17/97 497,240 PURCHASED 1.00 0.00 -497,240.19 497,240.19 10/23/97 500,000 PURCHASED 1.00 0.00 -500,000.00 500,000.00 10/24/97 6,085 PURCHASED 1.00 0.00 -6,085.15 6,085.15 10/27/97 4,470,156 SOLD 1.00 0.00 4,470,155.56 -4,470,155.56 10/30/97 500,000 PURCHASED 1.00 0.00 -500,000.00 500,000.00 ll/ 4/97 11,626 PURCHASED 1.00 0.00 -11,625.97 11,625.97 ll/ 6/97 6,122 PURCHASED 1.00 0.00 -6,121.62 6,121.62 11/10/97 4,829 PURCHASED 1.00 0.00 -4,828.98 4,828.98 11/13/97 5,005 PURCHASED 1.00 0.00 -5,004.68 5,004.68 11/14/97 541 PURCHASED 1.00 0.00 -541.05 541.05 11/17/97 1,000,000 PURCHASED 1.00 0.00 -1,000,000.00 1,000,000.00 11/18/97 500,078 PURCHASED 1.00 0.00 -500,078.25 500,078.25 11/18/97 1,982,633 SOLD 1.00 0.00 1,982,633.00 -1,982,633.00 11/19/97 22,906 PURCHASED 1.00 0.00 -22,906.30 22,906.30 11/20/97 999,772 PURCHASED 1.00 0.00 -999,772.40 999,772.40 11/25/97 500,000 PURCHASED 1.00 0.00 -500,000.00 500,000.00 11/28/97 3,500,000 PURCHASED 1.00 0.00 -3,500,000.00 3,500,000.00 12/ 1/97 1,031,969 PURCHASED 1.00 0.00 -1,031,969.16 1,031,969.16 12/ 2/97 5,688 PURCHASED 1.00 0.00 -5,687.56 5,687.56 12/ 4/97 1,000,000 PURCHASED 1.00 0.00 -1,000,000.00 1,000,000.00 12/ 5/97 601,960 PURCHASED 1.00 0.00 -601,959.51 601,959.51 12/10/97 403 PURCHASED 1.00 0.00 -402.79 402.79 12/11/97 4,861 PURCHASED 1.00 0.00 -4,861.43 4,861.43 12/12/97 6,478 SOLD 1.00 0.00 6,478.28 -6,478.28 12/17/97 5,999,392 SOLD 1.00 0.00 5,999,391.80 -5,999,391.80 12/17/97 1,958,501 SOLD 1.00 0.00 1,958,500.84 -1,958,500.84 12/19/97 6,099 PURCHASED 1.00 0.00 -6,098.93 6,098.93 12/23/97 1,800 SOLD 1.00 0.00 1,800.00 -1,800.00 12/24/97 9,900 SOLD 1.00 0.00 9,899.93 -9,899.93 12/26/97 964,856 PURCHASED 1.00 0.00 -964,855.53 964,855.53 12/29/97 964,856 SOLD 1.00 0.00 964,855.53 -964,855.53 12/30/97 289,726 PURCHASED 1.00 0.00 -289,726.14 289,726.14 12/31/97 2,676 SOLD 1.00 0.00 2,675.56 -2,675.56 96,457,797.06 FNMA DEB 5.45% 2/13/97 ----------------------------------- 2/13/97 1,200,000 MATURED 1.00 0.00 1,200,000.00 -1,199,808.00 1,200,000.00 FNMA DISC NOTE 11/18/97 ----------------------------------- 7/22/97 500,000 PURCHASED 0.98 0.00 -491,124.59 491,124.59 11/18/97 500,000 MATURED 0.98 0.00 491,124.59 -491,124.59 982,249.18 FNMA DISC NOTE 11/25/97 ----------------------------------- 7/22/97 500,000 PURCHASED 0.98 0.00 -490,637.50 490,637.50 11/25/97 500,000 MATURED 0.98 0.00 490,637.50 -490,637.50 981,275.00 FNMA DISC NOTE 10/23/97 ----------------------------------- 7/22/97 500,000 PURCHASED 0.99 0.00 -493,063.75 493,063.75 10/23/97 500,000 MATURED 0.99 0.00 493,063.75 -493,063.75 986,127.50 U S TREAS BILLS 2/06/97 ----------------------------------- 2/ 6/97 800,000 MATURED 0.98 0.00 785,466.00 -785,466.00 785,466.00 U S TREAS BILLS 4/03/97 ----------------------------------- 3/ 7/97 1,000,000 PURCHASED 1.00 0.00 -996,726.67 996,726.67 4/ 3/97 l,000,000 MATURED 1.00 0.00 996,726.67 -996,726.67 1,993,453.34 U S TREAS BILLS 5/29/97 ----------------------------------- 4/11/97 1,000,000 PURCHASED 0.99 0.00 -993,606.25 993,606.25 5/29/97 1,000,000 MATURED 0.99 0.00 993,606.25 -993,606.25 1,987,212.50 U S TREAS BILLS 1/16/97 ----------------------------------- 1/10/97 1,000,000 SOLD 0.98 0.00 984,910.00 -984,910.00 984,910.00 U S TREAS BILLS 7/24/97 ----------------------------------- 2/11/97 1,000,000 PURCHASED 0.98 0.00 -977,275.00 977,275.00 7/24/97 1,000,000 MATURED 0.98 0.00 977,275.00 -977,275.00 1,954,550.00 U S TREAS BILLS 8/21/97 ----------------------------------- 6/ 3/97 1,000,000 PURCHASED 0.99 0.00 -989,556.67 989,556.67 8/21/97 1,000,000 MATURED 0.99 0.00 989,556.67 -989,556.67 1,979,113.34 U S TREAS BILLS 4/10/97 ----------------------------------- 4/10/97 1,200,000 MATURED 0.98 0.00 1,177,365.00 -1,177,365.00 1,177,365.00 U S TREAS BILLS 10/16/97 ----------------------------------- 7/ 1/97 500,000 PURCHASED 0.98 0.00 -492,491.66 492,491.66 10/16/97 500,000 MATURED 0.98 0.00 492,491.66 -492,491.66 984,983.32 U S TREAS BILLS 5/15/97 ----------------------------------- 1/10/97 500,000 SOLD 0.98 0.00 489,679.38 -489,679.38 2/11/97 1,500,000 PURCHASED 0.99 0.00 -1,480,833.33 1,480,833.33 5/15/97 1,500,000 MATURED 0.99 0.00 1,480,833.33 -1,480,833.33 3,451,346.04 U S, TREAS BILLS 9/25/97 ----------------------------------- 7/ 1/97 500,000 PURCHASED 0.99 0.00 -494,044.09 494,044.09 8/26/97 300,000 SOLD 0.99 0.00 296,426.45 -296,426.45 9/25/97 200,000 MATURED 0.99 0.00 197,617.64 -197,617.64 988,088.18 U S TREAS.BILLS 5/22/97 ----------------------------------- 3/ 7/97 500,000 PURCHASED 0.99 0.00 -494,890.00 494,890.00 4/11/97 1,000,000 PURCHASED 0.99 0.00 -994,637.78 994,637.78 5/22/97 1,500,000 MATURED 0.99 0.00 1,489,527.78 -1,489,527.78 2,979,055.56 U S TREAS BILLS 6/05/97 ----------------------------------- 1/ 7/97 700,000 PURCHASED 0.98 0.00 -685,424.05 685,424.05 1/10/97 700,000 SOLD 0.98 0.00 685,424.05 -685,424.05 1,370,848.10 U S TREAS BILLS 6/19/97 ----------------------------------- 1/10/97 1,000,000 SOLD 0.97 0.00 974,393.61 -974,393.61 974,393.61 U S TREAS BILLS 7/03/97 ----------------------------------- 6/ 3/97 500,000 PURCHASED 1.00 0.00 -498,207.64 498,207.64 7/ 3/97 500,000 MATURED 1.00 0.00 498,207.64 -498,207.64 996,415.28 U S TREAS BILLS 7/17/97 ----------------------------------- 6/ 3/97 2,000,000 PURCHASED 0.99 0.00 -1,989,130.56 1,989,130.56 7/17/97 2,000,000 MATURED 0.99 0.00 1,989,130.56 -1,989,130.56 3,978,261.12 U S TREAS, BILLS 8/07/97 ----------------------------------- 5/ 5/97 700,000 PURCHASED 0.99 0.00 -690,940.25 690,940.25 8/ 7/97 700,000 MATURED 0.99 0.00 690,940.25 -690,940.25 1,381,880.50 U S TREAS BILLS 8/14/97 ----------------------------------- 6/ 3/97 2,000,000 PURCHASED 0.99 0.00 -1,981,066.66 1,981,066.66 8/14/97 2,000,000 MATURED 0.99 0.00 1,981,066.66 -1,981,066.66 3,962,133.32 U S TREAS BILLS 3/05/98 ----------------------------------- 12/16/97 1,000,000 PURCHASED 0.99 0.00 -989,015.00 989,015.00 989,015.00 U S TREAS BILLS 10/02/97 ----------------------------------- 7/ 1/97 500,000 PURCHASED 0.99 0.00 -493,502.50 493,502.50 10/ 2/97 500,000 MATURED 0.99 0.00 493,502.50 -493,502.50 987,005.00 U S TREAS BILLS 10/30/97 ----------------------------------- 7/21/97 500,000 PURCHASED 0.99 0.00 -493,055.56 493,055.56 10/30/97 500,000 MATURED 0.99 0.00 493,055.56 -493,055.56 986,111.12 U S TREAS BILLS 11/20/97 ----------------------------------- 9/19/97 1,000,000 PURCHASED 0.99 0.00 -991,944.86 991,944.86 11/20/97 1,000,000 MATURED 0.99 0.00 991,944.86 -991,944.86 1,983,889.72 U S TREAS BILLS 11/28/97 ----------------------------------- 9/19/97 1,000,000 PURCHASED 0.99 0.00 -991,824.87 991,824.87 10/24/97 2,500,000 PURCHASED 1.00 0.00 -2,489,444.45 2,489,444.45 11/28/97 3,500,000 MATURED 0.99 0.00 3,481,269.32 -3,481,269.32 6,962,538.64 U S TREAS BILLS 2/26/98 ----------------------------------- 12/16/97 1,000,000 PURCHASED 0.99 0.00 -989,981.11 989,981.11 989,981.11 U S TREAS BILLS 12/04/97 ----------------------------------- 9/19/97 1,000,000 PURCHASED 0.99 0.00 -989,982.78 989,982.78 12/ 4/97 1,000,000 MATURED 0.99 0.00 989,982.78 -989,982.78 1,979,965.56 U S TREAS BILLS 12/26/97 ----------------------------------- 10/24/97 1,000,000 PURCHASED 0.99 0.00 -991,800.00 991,800.00 12/26/97 1,000,000 MATURED 0.99 0.00 991,800.00 -991,800.00 1,983,600.00 U S TREAS BILLS 1/15/98 ----------------------------------- 10/24/97 1,000,000 PURCHASED 0.99 0.00 -988,911.11 988,911.11 12/29/97 300,000 SOLD 0.99 0.00 296,673.33 -296,673.33 1,285,584.44 U S TREAS BILLS 1/22/98 ----------------------------------- 9/19/97 1,000,000 PURCHASED 0.98 0.00 -983,089.44 983,089.44 983,089.44 U S TREAS BILLS 1/29/98 ----------------------------------- 9/19/97 1,000,000 PURCHASED 0.98 0.00 -982,047.50 982,047.50 982,047.50 U S TREAS BILLS 2/12/98 ----------------------------------- 12/16/97 1,000,000 PURCHASED 0.99 0.00 -991,956.67 991,956.67 991,956.67 U S TREAS BILLS 3/19/98 ----------------------------------- 12/26/97 1,000,000 PURCHASED 0.99 0.00 -988,466.67 988,466.67 988,466.67 U S TREAS NOTES 6.25% 1/31/97 ----------------------------------- 1/31/97 4,700,000 MATURED 1.00 0.00 4,700,000.00 -4,715,304.69 4,700,000.00 U S TREAS NOTES 6.375% 6/30/97 ----------------------------------- 6/24/97 500,000 SOLD 1.00 0.00 500,039.06 -502,675.78 6/30/97 1,500,000 MATURED 1.00 0.00 1,500,000.00 -1,508,027.35 2,000,039.06 U S TREAS NOTES 5.50% 9/30/97 ----------------------------------- 2/11/97 2,000,000 PURCHASED 1.00 0.00 -2,001,171.88 2,001,171.88 9/30/97 2,000,000 MATURED 1.00 0.00 2,000,000.00 -2,001,171.88 4,001,171.88 U S TREAS NOTES 5.125% 2/28/98 ----------------------------------- 12/16/97 1,000,000 PURCHASED 1.00 0.00 -999,023.44 999,023.44 999,023.44 U S TREAS NOTES 5.125% 4/30/98 ----------------------------------- 12/16/97 1,000,000 PURCHASED 1.00 0.00 -998,593.75 998,593.75 998,593.75 U S TREAS NOTES 6.125% 5/31/97 ----------------------------------- 5/31/97 2,000,000 MATURED 1.00 0.00 2,000,000.00 -2,007,343.75 2,000,000,00 U S TREAS NOTES 5.875% 7/31/97 ----------------------------------- 7/31/97 1,500,000 MATURED 1.00 0.00 1,500,000.00 -1,503,808.59 1,500,000.00 U S TREAS NOTES 6.00% 8/31/97 ----------------------------------- 8/31/97 1,500,000 MATURED 1.00 0.00 1,500,000.00 -1,505,859.38 1,500,000.00 U S TREAS NOTES 5.375% 11/30/97 ----------------------------------- 2/11/97 1,000,000 PURCHASED 1.00 0.00 -998,828.13 998,828,13 11/30/97 1,000,000 MATURED 1.00 0.00 1,000,000.00 -998,828.13 1,998,828.13 U S TREAS NOTES 5.875% 4/30/98 ----------------------------------- 12/16/97 1,000y000 PURCHASED 1.00 0.00 -1,001,250.00 1,001,250.00 1,001,250.00 UNITED STATES TREAS SEC 11/15/97 ----------------------------------- 9/19/97 1,000,000 PURCHASED 0.99 0.00 -992,170.00 992,170.00 11/15/97 1,000,000 MATURED 1.00 0.00 1,000,000.00 -992,170.00 1,992,170.00
SCHEDULE OF REPORTABLE 5% TRANSACTIONS BY BROKER ------------------------------------------------ COMPUTED ON A 12/31/96 VALUE OF $12,589,321.20 8540500900 CROSSAVER 401(K) & P/S PL DIRECTED FROM 12/31/96 TO 12/31/97
PURCH/SALE TRANSACTION PURCHASE/SALE BOOK TRADE DATE SHARES/PV PRICE EXPENSE PROCEEDS VALUE CLARKE G.X. & CO. ----------------------------------- 12/16/97 1,000,000 B U S TREAS NOTES 5.125% 2/28/98 0.00 -999,023.44 999;023.44 FIRST BOSTON CORPORATION ----------------------------------- 7/22/97 500,000 B FNMA DISC NOTE 10/23/97 0.00 -493,063.75 493,063.75 11/18/97 500,000 B FHLMC DISC NOTE 3/06/98 0.00 -491,765.00 491,765.00 FUJI SECURITIES ----------------------------------- 6/24/97 500,000 S U S TREAS NOTES 6.375% 6/30/97 0.00 500,039.06 -502,675.78 7/ 1/97 500,000 B U S TREAS NOTES 6.125% 3/31/98 0.00 -501,738.28 501,738.28 7/22/97 500,000 B FNMA DISC NOTE 11/25/97 0.00 -490,637.50 490,637.50 12/16/97 1,000,000 B U S TREAS NOTES 5.875% 4/30/98 0.00 -1,001,250.00 1,001,250.00 HSBC SECURITIES ----------------------------------- 9/19/97 500,000 B FNMA DISC NOTE 2/12/98 0.00 -489,090.56 489,090.56 9/19/97 500,000 B FED HOME LN BK DISC NOTE 12/05/97 0.00 -494,257.09 494,257.09 12/17/97 500,000 B FED HOME LN BKS DISC NOTE 6/16/98 0.00 -486,148.47 486,148.47 12/17/97 500,000 B FNMA DISC NOTE 5/18/98 0.00 -488,346.67 488,346.67 12/17/97 500,000 B FED HOME LN BKS DISC NOTE 4/17/98 0.00 -490,706.53 490,706.53 LEHMAN GOV'T SECURITIES ----------------------------------- 7/22/97 500,000 B FNMA DISC NOTE 11/18/97 0.00 -491,124.59 491,124.59 7/22/97 500,000 B FED HOME LN BKS DISC NOTE 10/17/97 0.00 -493,523.33 493,523.33 11/18/97 500,000 B FNMA DISC NOTE 3/10/98 0.00 -491,444.45 491,444.45 11/18/97 500,000 B FNMA DISC NOTE 2/19/98 0.00 -492,870.00 492,870.00 12/17/97 500,000 B FHLMC DISC NOTE 3/13/98 0.00 -493,299.17 493,299.17 MORGAN, J.P SECURITIES ----------------------------------- 2/11/97 2,000,000 B U S TREAS NOTES 5.50% 9/30/97 0.00 -2,001,171.88 2,001,171.88 SPEAR LEEDS & KELLOGG ----------------------------------- 2/11/97 1,000,000 B U S TREAS NOTES 5.375% 11/30/97 0.00 -998,828.13 998,828.13 9/19/97 1,000,000 B UNITED STATES TREAS SEC 11/15/97 0.00 -992,170.00 992,170.00 12/16/97 1,000,000 B U S TREAS NOTES 5.125% 4/30/98 0.00 -998,593.75 998,593.75
ASSETS DISPOSED --------------- 8540500900 CROSSAVER 401(K) & P/S PL DIRECTED FROM 12/31/96 TO 12/31/97
SETTLEMENT FACE VALUE OR *------ D E S C R I P T 1 0 N ------* PROCEEDS BOOK REALIZED DATE NO. OF SHARES VALUE GAIN/LOSS 48,298,241.34 AUTOMATED CASH MANAGEMENT TRUST 48,298,241.34 48,298,241.34- 0.00 TOTAL DISPOSED FOR THE ABOVE PERIOD 01/13/97 1,000,000.00 U S TREAS BILLS 1/16/97 984,910.00 984,910.00- 0.00 01/13/97 1,000,000.00 U S TREAS BILLS 6/19/97 974,393.61 974,393.61- 0.00 01/13/97 500,000.00 U S TREAS BILLS 5/15/97 489,679.38 489,679.38- 0.00 01/13/97 700,000.00 U S TREAS BILLS 6/05/97 685,424.05 685,424.05- 0.00 01/31/97 4,700,000.00 U S TREAS NOTES 6.25% 1/31/97 4,700,000.00 4,715,304.69- 15304.69- 02/06/97 800,000.00 U S TREAS BILLS 2/06/97 785,466.00 785,466.00- 0.00 02/13/97 1,200,000.00 FNMA DEB 5.45% 2/13/97 1,200,000.00 1,199,808.00- 192.00 02/20/97 200,000.00 U S TREAS BILLS 2/20/97 196,242.50 196,242.50- 0.00 03/27/97 500,000.00 U S TREAS BILLS 3/27/97 493,385.00 493,385.00- 0.00 04103/97 1,000,000.00 U S TREAS BILLS 4/03/97 996,726.67 996,726.67- 0.00 04/10/97 1,200,000.00 U S TREAS BILLS 4/10/97 1,177,365.00 1,177,365.00- 0.00 04/24/97 200,000.00 U S TREAS BILLS 4/24/97 196,496.50 196,496.50- 0.00 05/15/97 1,500,000.00 U S TREAS BILLS 5/15/97 1,480,833.33 1,480,833.33- 0.00 05/22/97 1,500,000.00 U S TREAS BILLS 5/22/97 1,489,527.78 1,489,527.78- 0.00 05/29/97 1,000,000.00 U S TREAS BILLS 5/29/97 993,606.25 993,606.25- 0.00 06/02/97 2,000,000.00 U S TREAS NOTES 6.125% 5/31/97 2,000,000.00 2,007,343.75- 7343.75- 06/25/97 500,000.00 U S TREAS NOTES 6.375% 6/30/97 500,039.06 502,675.78- 2636.72- 06/30/97 1,500,000.00 U S TREAS NOTES 6.375% 6/30/97 1,500,000.00 1,508,027.35- 8027.35- 07/03/97 500,000.00 U S TREAS BILLS 7/03/97 498,207.64 498,207.64- 0.00 07/17/97 2,000,000.00 U S TREAS BILLS 7/17/97 1,989,130.56 1,989,130.56- 0.00 07/24/97 1,000,000.00 U S TREAS BILLS 7/24/97 977,275.00 977,275.00- 0.00 07/31/97 1,500,000.00 U S TREAS NOTES 5.875% 7/31/97 1,500,000.00 1,503,808.59- 3808.59- 08/07/97 700,000.00 U S TREAS BILLS 8/07/97 690,940.25 690,940.25- 0.00 08/14/97 2,000,000.00 U S TREAS BILLS 8/14/97 1,981,066.66 1,981,066.66- 0.00 08/21/97 1,000,000.00 U S TREAS BILLS 8/21/97 989,556.67 989,556.67- 0.00 08/26/97 300,000.00 U S TREAS BILLS 9/25/97 296,426.45 296,426.45- 0.00 09/02/97 1,500,000.00 U S TREAS NOTES 6.00% 8/31/97 1,500,000.00 1,505,859.38- 5859.38- 09/25/97 200,000.00 U S TREAS BILLS 9/25/97 197,617.64 197,617.64- 0.00 09/30/97 2,000,000.00 U S TREAS NOTES 5.50% 9/30/97 2,000,000.00 2,001,171.88- 1171.88- 10/02/97 500,000.00 U S TREAS BILLS 10/02/97 493,502.50 493,502.50- 0.00 10/16/97 500,000.00 U S TREAS BILLS 10/16/97 492,491.66 492,491.66- 0.00 10/17/97 500,000.00 FED HOME LN BKS DISC NOTE 10/17/97 493,523.33 493,523.33- 0.00 10/23/97 500,000.00 FNMA DISC NOTE 10/23/97 493,063.75 493,063.75- 0.00 10/30/97 500,000.00 U S TREAS BILLS 10/30/97 493,055.56 493,055.56- 0.00 11/17/97 1,000,000.00 UNITED STATES TREAS SEC 11/15/97 1,000,000.00 992,170.00- 7830.00 11/18/97 500,000.00 FNMA DISC NOTE 11/18/97 491,124.59 491,124.59- 0.00 11/20/97 1,000,000.00 U S TREAS BILLS 11/20/97 991,944.86 991,944.86- 0.00 11/25/97 500,000.00 FNMA DISC NOTE 11/25/97 490,637.50 490,637.50- 0.00 11/28/97 3,500,000.00 U S TREAS BILLS 11/28/97 3,481,269.32 3,481,269.32- 0.00 12/01/97 1,000,000.00 U S TREAS NOTES 5.375% 11/30/97 1,000,000.00 998,828.13- 1171.87 12/04/97 1,000,000.00 U S TREAS BILLS 12/04/97 989,982.78 989,982.78- 0.00 12/05/97 500,000.00 FED HOME LN BKS DISC NOTE 12/05/97 494,257.09 494,257.09- 0.00 12/26/97 1,000,000.00 U S TREAS BILLS 12/26/97 991,800.00 991,800.00- 0.00 12/30/97 300,000.00 U S TREAS BILLS 1/15/98 296,673.33 296,673.33- 0.00 ------------- ----------- ------------ 94,455,883.61 94,490,842.10- 34958.49-
SCHEDULE OF REPORTABLE 5% TRANSACTIONS BY ISSUE ----------------------------------------------- COMPUTED ON A 12/31/96 VALUE OF $3,806,256.34 8025300700 CROSSAVER 401(K) & P/S PL EQUITY FROM 12/31/96 TO 12/31/97
PURCH/SALE TRANSACTION PURCHASE/SALE BOOK TRADE DATE SHARES/PV PRICE EXPENSE PROCEEDS VALUE GALAXY GOVERNMENT FUND- TRUST ----------------------------------- 1/ 2/97 1,524 PURCHASED 1.00 0.00 -1,524.00 1,524.00 1/ 3/97 7,599 PURCHASED 1.00 0.00 -7,599.33 7,599.33 1/ 6/97 31,480 PURCHASED 1.00 0.00 -31,479.61 31,479.61 1/ 8/97 25,851 SOLD 1.00 0.00 25,851.11 -25,851.11 1/ 9/97 4,447 PURCHASED 1.00 0.00 -4,447.34 4,447.34 1/10/97 2,244,885 PURCHASED 1.00 0.00 -2,244,885.36 2,244,885.36 1/15/97 520 PURCHASED 1.00 0.00 -520.00 520.00 1/17/97 7,861 SOLD 1.00 0.00 7,861.31 -7,861.31 1/21/97 382,271 SOLD 1.00 0.00 382,270.50 -382,270.50 1/23/97 8,612 PURCHASED 1.00 0.00 -8,612.14 8,612.14 1/27/97 416 PURCHASED 1.00 0.00 -416.00 416.00 1/30/97 525 PURCHASED 1.00 0.00 -525.00 525.00 1/31/97 4,272 PURCHASED 1.00 0.00 -4,271.87 4,271.87 2/ 3/97 1,144 PURCHASED 1.00 0.00 -1,144.00 1,144.00 2/ 4/97 10,018 PURCHASED 1.00 0.00 -10,017.98 10,017.98 2/ 5/97 7,304 PURCHASED 1.00 0.00 -7,303.99 7,303.99 2/ 6/97 8,683 PURCHASED 1.00 0.00 -8,682.92 8,682.92 2/12/97 8 PURCHASED 1.00 0.00 -8.33 8.33 2/13/97 4,186 PURCHASED 1.00 0.00 -4,185.70 4,185.70 2/18/97 3,099 SOLD 1.00 0.00 3,099.46 -3,099.46 2/20/97 1,035 PURCHASED 1.00 0.00 -1,035.00 1,035.00 2/21/97 12,849 PURCHASED 1.00 0.00 -12,848.66 12,848.66 2/25/97 504 PURCHASED 1.00 0.00 -504.00 504.00 2/26/97 500 PURCHASED 1.00 0.00 -500.00 500.00 2/27/97 4,194 PURCHASED 1.00 0.00 -4,194.03 4,194.03 3/ 3/97 1,450 PURCHASED 1.00 0.00 -1,450.00 1,450.00 3/ 4/97 454,674 SOLD 1.00 0.00 454,674.16 -454,674.16 3/ 5/97 9,614 PURCHASED 1.00 0.00 -9,613.91 9,613.91 3/ 7/97 39,524 SOLD 1.00 0.00 39,524.12 -39,524.12 3/10/97 245,707 SOLD 1.00 0.00 245,706.50 -245,706.50 3/11/97 304 PURCHASED 1.00 0.00 -304.00 304.00 3/12/97 297 PURCHASED 1.00 0.00 -297.00 297.00 3/13/97 782 SOLD 1.00 0.00 781.58 -781.58 3/14/97 4,766 PURCHASED 1.00 0.00 -4,765.87 4,765.87 3/17/97 240 PURCHASED 1.00 0.00 -240.00 240.00 3/19/97 1,013 PURCHASED 1.00 0.00 -1,013.16 1,013.16 3/21/97 9,376 PURCHASED 1.00 0.00 -9,376.29 9,376.29 3/24/97 152,717 SOLD 1.00 0.00 152,716.55 -152,716.55 3/26/97 375 PURCHASED 1.00 0.00 -375.00 375.00 3/26/97 3,484 SOLD 1.00 0.00 3,483.88 -3,483.88 3/27/97 4,458 PURCHASED 1.00 0.00 -4,458.18 4,458.18 3/31/97 529 PURCHASED 1.00 0.00 -529.00 529.00 4/ 1/97 213,810 PURCHASED 1.00 0.00 -213,809.90 213,809.90 4/ 2/97 9,221 PURCHASED 1.00 0.00 -9,221.42 9,221.42 4/ 3/97 11,878 PURCHASED 1.00 0.00 -11,877.70 11,877.70 4/ 4/97 194,678 PURCHASED 1.00 0.00 -194,678.36 194,678.36 4/ 9/97 135 PURCHASED 1.00 0.00 -135.00 135.00 4/10/97 35,959 PURCHASED 1.00 0.00 -35,958.53 35,958.53 4/11/97 4,334 PURCHASED 1.00 0.00 -4,333.98 4,333.98 4/14/97 401,694 SOLD 1.00 0.00 401,693.65 -401,693.65 4/15/97 366 PURCHASED 1.00 0.00 -366.22 366.22 4/16/97 246 PURCHASED 1.00 0.00 -246.25 246.25 4/17/97 4,176 PURCHASED 1.00 0.00 -4,176.32 4,176.32 4/21/97 4,583 PURCHASED 1.00 0.00 -4,582.75 4,582.75 4/22/97 276 SOLD 1.00 0.00 275.78 -275.78 4/25/97 3,208 PURCHASED 1.00 0.00 -3,208.35 3,208.35 4/29/97 2,500 SOLD 1.00 0.00 2,499.91 -2,499.91 4/30/97 750 PURCHASED 1.00 0.00 -750.00 750.00 5/ 1/97 6,349 PURCHASED 1.00 0.00 -6,348.96 6,348.96 5/ 2/97 9,686 PURCHASED 1.00 0.00 -9,685.73 9,685.73 5/ 5/97 700 PURCHASED 1.00 0.00 -699.72 699.72 5/ 7/97 2,805 PURCHASED 1.00 0.00 -2,804.98 2,804.98 5/ 9/97 100,643 SOLD 1.00 0.00 100,643.00 -100,643.00 5/12/97 4,386 PURCHASED 1.00 0.00 -4,385.92 4,385.92 5/14/97 4,417 PURCHASED 1.00 0.00 -4,417.10 4,417.10 5/16/97 199 PURCHASED 1.00 0.00 -198.75 198.75 5/19/97 525 PURCHASED 1.00 0.00 -525.00 525.00 5/20/97 788 PURCHASED 1.00 0.00 -787.96 787.96 5/21/97 6,966 PURCHASED 1.00 0.00 -6,965.97 6,965.97 5/22/97 4,406 PURCHASED 1.00 0.00 -4,406.27 4,406.27 5/23/97 18,694 PURCHASED 1.00 0.00 -18,693.68 l8,693.68 5/27/97 139,722 SOLD 1.00 0.00 139,721.50 -139,721.50 5/28/97 700 PURCHASED 1.00 0.00 -700.00 700.00 5/29/97 135,484 SOLD 1.00 0.00 135,484.40 -135,484.40 6/ 2/97 2,190 PURCHASED 1.00 0.00 -2,190.00 2,190.00 6/ 3/97 8,610 PURCHASED 1.00 0.00 -8,609.54 8,609.54 6/ 4/97 654 PURCHASED 1.00 0.00 -654.17 654.17 6/ 5/97 8,731 PURCHASED 1.00 0.00 -8,731.38 8,731.38 6/ 6/97 90 PURCHASED 1.00 0.00 -89.67 89.67 6/10/97 742 PURCHASED 1.00 0.00 -742.00 742.00 6/11/97 3,284 SOLD 1.00 0.00 3,284.44 -3,284.44 6/12/97 25,075 SOLD 1.00 0.00 25,074.63 -25,074.63 6/13/97 5,642 PURCHASED 1.00 0.00 -5,642.33 5,642.33 6/18/97 288 PURCHASED 1.00 0.00 -287.60 287.60 6/19/97 8,621 PURCHASED 1.00 0.00 -8,620.82 8,620.82 6/20/97 100 PURCHASED 1.00 0.00 -100.00 100.00 6/24/97 3,877 SOLD 1.00 0.00 3,877.12 -3,877.12 6/25/97 4,986 PURCHASED 1.00 0.00 -4,986.38 4,986.38 6/26/97 77,089 SOLD 1.00 0.00 77,089.29 -77,089.29 6/27/97 80 PURCHASED 1.00 0.00 -80.00 80.00 6/30/97 134 PURCHASED 1.00 0.00 -134.30 134.30 7/ 1/97 112,583 SOLD 1.00 0.00 112,583.00 -112,583.00 7/ 2/97 7,355 PURCHASED 1.00 0.00 -7,354.86 7,354.86 7/ 3/97 557 PURCHASED 1.00 0.00 -556.53 556.53 7/ 8/97 4,324 PURCHASED 1.00 0.00 -4,324.05 4,324.05 7/ 9/97 10,625 PURCHASED 1.00 0.00 -10,625.06 10,625.06 7/11/97 1,340 SOLD 1.00 0.00 1,339.69 -1,339.69 7/14/97 135 PURCHASED 1.00 0.00 -135.00 135.00 7/15/97 828 PURCHASED 1.00 0.00 -828.00 828.00 7/17/97 35,409 PURCHASED 1.00 0.00 -35,409.24 35,409.24 7/21/97 2,126 PURCHASED 1.00 0.00 -2,126.02 2,126.02 7/23/97 7,818 PURCHASED 1.00 0.00 -7,817.67 7,817.67 7/25/97 3,787 PURCHASED 1.00 0.00 -3,787.48 3,787.48 7129/97 4,512 SOLD 1.00 0.00 4,511.68 -4,511.68 7/30/97 4,825 PURCHASED 1.00 0.00 -4,824.59 4,824.59 7/31/97 3,544 PURCHASED 1.00 0.00 -3,543.76 3,543.76 8/ 1/97 2,279 PURCHASED 1.00 0.00 -2,278.80 2,278.80 8/ 4/97 7,009 PURCHASED 1.00 0.00 -7,008.66 7,008.66 8/ 5/97 541 PURCHASED 1.00 0.00 -540.88 540.88 8/ 6/97 8,018 PURCHASED 1.00 0.00 -8,017.61 8,017.61 8/13/97 1,506 SOLD 1.00 0.00 1,505.74 -1,505.74 8/14/97 2,113 SOLD 1.00 0.00 2,112.97 -2,112.97 8/15/97 630 PURCHASED 1.00 0.00 -630.00 630.00 8/18/97 3,982 PURCHASED 1.00 0.00 -3,981.74 3,981.74 8/19/97 525 PURCHASED 1.00 0.00 -525.00 525.00 8/20/97 2,050 PURCHASED 1.00 0.00 -2,050.00 2,050.00 8/21/97 1,722 SOLD 1.00 0.00 1,721.57 -1,721.57 8/22/97 8,089 PURCHASED 1.00 0.00 -8,088.56 8,088.56 8/25/97 966 PURCHASED 1.00 0.00 -966.00 966.00 8/27/97 72,501 PURCHASED 1.00 0.00 -72,501.16 72,501.16 9/ 2/97 2,642 PURCHASED 1.00 0.00 -2,642.00 2,642.00 9/ 3/97 7,283 PURCHASED 1.00 0.00 -7,282.56 7,282.56 9/ 4/97 563 PURCHASED 1.00 0.00 -563.06 563.06 9/ 5/97 976 PURCHASED 1.00 .0.00 -976.00 976.00 9/ 8/97 7,836 PURCHASED 1.00 0.00 -7,835.86 7,835.86 9/ 9/97 352 PURCHASED 1.00 0.00 -352.00 352.00 9/10/97 110,608 SOLD 1.00 0.00 110,608.00 -110,608.00 9111/97 7,445 SOLD 1.00 0.00 7,444.70 -7,444.70 9/12/97 8,934 PURCHASED 1.00 0.00 -8,934.32 8,934.32 9/15/97 1,140 PURCHASED 1.00 0.00 -1,140.00 1,140.00 9/18/97 50 SOLD 1.00 0.00 50.07 -50.07 9/19/97 34,992 SOLD 1.00 0.00 34,991.92 -34,991.92 9/22/97 16 SOLD 1.00 0.00 15.64 -15.64 9/24/97 13,309 SOLD 1.00 0.00 13,308.69 -13 308.69 9/25/97 7,069 SOLD 1.00 0.00 7,068.51 -7,068.51 9/30/97 201 PURCHASED 1.00 0.00 -200.98 200.98 10/ 1/97 2,503 PURCHASED 1.00 0.00 -2,502.50 2,502.50 10/ 2/97 7,019 PURCHASED 1.00 0.00 -7,018.88 7,018.88 10/ 3/97 541 PURCHASED 1.00 0.00 -540.81 540.81 10/ 7/97 4,707 PURCHASED 1.00 0.00 -4,707.38 4,707.38 10/ 8/97 7,983 PURCHASED 1.00 0.00 -7,982.74 7,982.74 10/10/97 164 PURCHASED 1.00 0.00 -164.19 164. 19 10/14/97 151 SOLD 1.00 0.00 150.81 -150.81 10/15/97 1,534 PURCHASED 1.00 0.00 -1,533.81 1,533.81 10/16/97 26,819 SOLD 1.00 0.00 26,819.44 -26,819.44 10/17/97 807 SOLD 1.00 0.00 807.13 -807.13 10/24/97 962 PURCHASED 1.00 0.00 -7,961.86 7,961.86 10/27/97 520 PURCHASED 1.00 0.00 -520.00 520.00 10/30/97 1,218 PURCHASED 1.00 0.00 -1,218.00 1,218.00 11/ 3/97 2,829 PURCHASED 1.00 0.00 -2,829.00 2,829.00 1l/ 4/97 5,535 PURCHASED 1.00 0.00 -5,535.09 5,535.09 ll/ 5/97 542 PURCHASED 1.00 0.00 -541.54 541.54 ll/ 6/97 8,163 PURCHASED 1.00 0.00 -8,163.42 8,163.42 11/10197 4,238 PURCHASED 1.00 0.00 -4,238.18 4,238.18 11/13/97 262,373 SOLD 1.00 0.00 262,373.03 -262,373.03 11/14/97 984 PURCHASED 1.00 0.00 -983.63 983.63 11/17/97 6,562 SOLD 1.00 0.00 6,561.68 -6,561.68 11/19/97 8,350 PURCHASED 1.00 0.00 -8,350.15 8,350.15 11/20/97 905 PURCHASED 1.00 0.00 -904.83 904.83 11/21/97 199 PURCHASED 1.00 0.00 -198.75 198.75 11/25/97 966 PURCHASED 1.00 0.00 -966.00 966.00 11/28/97 240 PURCHASED 1.00 0.00 -240.00 240.00 12/ 1/97 6,869 PURCHASED 1.00 0.00 -6,869.00 6,869.00 12/ 2/97 6,243 PURCHASED 1.00 0.00 -6,242.71 6,242.71 12/ 3/97 479 PURCHASED 1.00 0.00 -479.26 479.26 12/ 5/97 3,942 PURCHASED 1.00 0.00 -3,942.08 3,942.08 12/ 9/97 440 PURCHASED 1.00 0.00 -440.00 440.00 12/10/97 1,640 PURCHASED 1.00 0.00 -1,640.38 1,640.38 12/11/97 4,494 PURCHASED 1.00 0.00 -4,493.94 4,493.94 12/12/97 1,883 SOLD 1.00 0.00 1,883.21 -1,883.21 12/15/97 2,773 SOLD 1.00 0.00 2,772.59 -2,772.59 12/18/97 240 PURCHASED 1.00 0.00 -240.00 240.00 12/19/97 7,886 PURCHASED 1.00 0.00 -7,885.88 7,885.88 12/23/97 375 PURCHASED 1.00 0.00 -375.00 375.00 12/24/97 7,572 SOLD 1.00 0.00 7,571.66 -7,571.66 12/29/97 9,538 PURCHASED 1.00 0.00 -9,538.19 9,538.19 12/31/97 4,708 PURCHASED 1.00 0.00 -4,708.44 4,708.44 6,115,578.39
SCHEDULE OF REPORTABLE 5% TRANSACTIONS BY BROKER ------------------------------------------------ COMPUTED ON A 12/31/96 VALUE OF $3,806,256.34 8025300700 CROSSAVER 401(K) & P/S PL EQUITY FROM 12/31/96 TO 12/31/97
TRANSACTION BOOK TRADE DATE SHARES/PV EXPENSE CASH VALUE ESI SECURITIES COMPANY ----------------------------------- 1/15/97 500 B THERMO ELECTRON CORPORATION 60.00 -18,435.00 18,435.00 1/15/97 200 B GENERAL ELECTRIC CO COM 24.00 -20,599.00 20,599.00 1/15/97 200 B BOEING CO COM 24.00 -21,299.00 21,299.00 1/15/97 300 B DOW CHEMICAL CO COM 36.00 -24,673.50 24,673.50 1/15/97 1,000 B PEPSICO INC COM 70.00 -29,820.00 29,820.00 1/15/97 700 B AUTOMATIC DATA PROCESSING INC 84.00 -30,184.00 30,184.00 1/15/97 800 B BARNETT BANKS INC COM 96.00 -32,796.00 32,796.00 1/15/97 1,000 B FORD MOTOR CO DEL COM 70.00 -33,445.00 33,445.00 1/15/97 800 B HOME DEPOT INC 96.00 -40,496.00 40,496.00 1/15/97 1,000 B BELL SOUTH CORP COM 70.00 -41,445.00 41,445.00 1/15/97 1,000 B MCDONALDS CORP 70.00 -44,195.00 44,195.00 1/15/97 900 B CONSOLIDATED PAPERS INC 108.00 -44,883.00 44,883.00 2/27/97 500 B THERMO ELECTRON CORPORATION 60.00 -17,622.50 17,622.50 2/27/97 200 B AMER INTERNATIONAL GROUP INC COM 24.00 -24,624.00 24,624.00 2/27/97 600 B FEDERAL NATIONAL MORTGAGE ASSOC COM 72.00 -24,897.00 24,897.00 2/27/97 500 B HALLIBURTON CO COM NEW 60.00 -32,935.00 32,935.00 2/27/97 1,000 B PEPSICO INC COM 70.00 -33,195.00 33,195.00 2/27/97 1,000 B FORD MOTOR CO DEL COM 70.00 -33,320.00 33,320.00 2/27/97 600 B PPG INDS INC 72.00 -33,597.00 33,597.00 2/27/97 600 B MOTOROLA INC COM 72.00 -35,322.00 35,322.00 2/27/97 800 B MCDONALDS CORP 96.00 -35,896.00 35,896.00 2/27/97 400 B SCHLUMBERGER LTD 48.00 -40,798.00 40,798.00 2/27/97 1,000 B AUTOMATIC DATA PROCESSING INC 70.00 -42,320.00 42,320.00 2/27/97 700 B WALT DISNEY CO COM 84.00 -53,021.50 53,021.50 2/27/97 1,000 B HOME DEPOT INC 70.00 -56,945.00 56,945.00 3/ 5/97 500 B THERMO ELECTRON CORPORATION 60.00 -16,622.50 16,622.50 3/ 5/97 200 B SCHLUMBERGER LTD 24.00 -20,699.00 20,699.00 3/ 5/97 500 B DEERE JOHN & CO COM 60.00 -21,685.00 21,685.00 3/ 5/97 400 B CATERPILLAR INC COM 48.00 -31,448.00 31,448.00 3/ 5/97 600 B HEWLETT PACKARD CO COM 72.00 -34,947.00 34,947.00 3/ 5/97 800 B BELL SOUTH CORP COM 96.00 -35,996.00 35,996.00 3/ 5/97 1,000 B A T & T CO COM 70.00 -36,445.00 36,445.00 3/ 5/97 400 B CITICORP COM 48.00 -48,248.00 48,248.00 3/19/97 500 B A T & T CO COM 60.00 -17,497.50 17,497.50 3/19/97 200 B J P MORGAN & CO INC COM 24.00 -21,174.00 21,174.00 3/19/97 600 B SARA LEE CORP COM 72.00 -25,047.00 25,047.00 3/19/97 400 B BRISTOL MYERS SQUIBB CO 48.00 -26,598.00 26,598.00 3/19/97 1,300 S RUBBERMAID INC 91.00 31,270.45 -36,568.50 3/19/97 500 B MR CORP DEL COM 60.00 -42,622.50 42,622.50 3/19/97 400 B ATLANTIC RICHFIELD CO COM 48.00 -51,048.00 51,048.00 4/ 9/97 200 B HOME DEPOT INC 24.00 -11,449.00 11,449.00 4/ 9/97 400 B GEORGIA PACIFIC CORP 48.00 -28,648.00 28,648.00 4/ 9/97 500 B BRISTOL MYERS SQUIBB CO 60.00 -29,997.50 29,997.50 4/ 9/97 1,000 B THERMO ELECTRON CORPORATION 70.00 -30,445.00 30,445.00 4/ 9/97 600 B HEWLETT PACKARD CO COM 72.00 -31,572.00 31,572.00 4/ 9/97 400 B GILLETTE CO COM 48.00 -31,648.00 31,648.00 4/ 9/97 400 B MERCK & CO INC COM 48.00 -32,648.00 32,648.00 4/ 9/97 1,000 B FEDERAL NATIONAL MORTGAGE ASSOC COM 70.00 -38,820.00 38,820.00 4/ 9/97 400 B BOEING CO COM 48.00 -40,698.00 40,698.00 4/ 9/97 1,000 B AMERICAN HOME PRODS CORP 70.00 -59,820.00 59,820.00 4/ 9/97 2,000 B FIRST DATA CORP COM 140.00 -65,890.00 65,890.00 5/ 6/97 400 B DOW CHEMICAL CO COM 48.00 -35,198.00 35,198.00 5/ 6/97 1,000 B UNION PAC CORPORATION COM 70.00 -65,445.00 65,445.00 5/21/97 400 B HEWLETT PACKARD CO COM 48.00 -21,548.00 21,548.00 5/21/97 300 B CATERPILLAR INC COM 36.00 -29,098.50 29,098.50 5/21/97 1,000 B FORD MOTOR CO DEL COM 70.00 -37,070.00 37,070.00 5/21/97 1,000 B FIRST DATA CORP COM 70.00 -39,445.00 39,445.00 6/26/97 200 B MCDONALDS CORP 24.00 -9,786.50 9,786.50 6/26/97 200 B CATERPILLAR INC COM 24.00 -21,424.00 21,424.00 6/26/97 600 B FEDERAL NATIONAL MORTGAGE ASSOC COM 72.00 -26,584.50 26,584.50 6/26/97 300 B AMR CORP DEL COM 36.00 -28,048.50 28,048.50 9/ 5/97 200 B MCDONALDS CORP COM 24.00 -9,299.00 9,299.00 9/ 5/97 200 B AMR CORP DEL COM 24.00 -21,361.50 21,361.50 9/ 5/97 400 B JOHNSON & JOHNSON COM 48.00 -23,423.00 23,423.00 9/ 5/97 500 B DEERE JOHN & CO COM 60.00 -28,091.25 28,091.25 9/ 5/97 300 B MERCK & CO INC COM 36.00 -28,817.25 28,817.25 10/14/97 200 B BOEING CO COM 24.00 -11,024.00 11,024.00 10/14/97 1,000 B CORNING INC COM 70.00 -45,382.50 45,382.50 10/14/97 1,000 S UNION PACIFIC CORP COM 70.00 62,865.40 -65,445.00 ll/ 7/97 300 B MERCK & CO INC COM 36.00 -26,736.00 26,736.00 11/ 7/97 1,000 B FIRST DATA CORP COM 70.00 -27,945.00 27,945.00 11/ 7/97 1,000 B CORNING INC COM 70.00 -43,882.50 43,882.50 11/ 7/97 1,000 B BOEING CO COM 70.00 -45,320.00 45,320.00 ll/ 7/97 500 B AMER INTERNATIONAL GROUP INC COM 60.00 -50,403.75 50,403.75 4,415.00 2,447,946.10
ASSETS DISPOSED --------------- 8025300700 CROSSAVER 401(K) & P/S PL EQUITY FROM 12/31/96 TO 12/31/97
SETTLEMENT FACE VALUE OR *------ D E S C R I P T 1 0 N ------* PROCEEDS BOOK REALIZED DATE NO. OF SHARES VALUE GAIN/LOSS 2,811,814.62 AUTOMATED CASH MANAGEMENT TRUST 2,811,814.62 2,811,814.62- 0.00 TOTAL DISPOSED FOR THE ABOVE PERIOD 03/24/97 1,300.00 RUBBERMAID INC 31,270.45 36,568.50- 5298.05- 10117/97 1,000.00 UNION PACIFIC CORP COM 62,865.40 65,445.00- 2579.60- ------------ ------------ -------- 2,905,950.47 2,913,828.12- 7877.65-
SCHEDULE OF REPORTABLE 5% TRANSACTIONS BY ISSUE ----------------------------------------------- COMPUTED ON A 12/31/96 VALUE OF $816,694.61 0005421300 CROSSAVER 401(K) & P/S PL BOND FROM 12/31/96 TO 12/31/97
PURCH/SALE TRANSACTION PURCHASE/SALE BOOK TRADE DATE SHARES/PV PRICE EXPENSE PROCEEDS VALUE FLEET MONEY MARKET DEPOSIT A/C-RI ----------------------------------- 1/ 3/97 4,864 PURCHASED 1.00 0.00 -4,863.86 4,863.86 1/ 6/97 7,640 PURCHASED 1.00 0.00 -7,639.82 7,639.82 1/ 9/97 644 PURCHASED 1.00 0.00 -643.89 643.89 1/10/97 1,025 PURCHASED 1.00 0.00 -1,025.17 1,025.17 1/16/97 8,131 PURCHASED 1.00 0.00 -8,131.04 8,131.04 1/17/97 22,304 SOLD 1.00 0.00 22,303.78 -22,303.78 1/23/97 1,164 PURCHASED 1.00 0.00 -1,164.40 1,164.40 1/24/97 1,164 SOLD 1.00 0.00 1,164.40 -1,164.40 1/31/97 633 PURCHASED 1.00 0.00 -633.03 633.03 2/ 3/97 633 SOLD 1.00 0.00 633.03 -633.03 2/ 4/97 23 PURCHASED 1.00 0.00 -22.52 22.52 2/ 5/97 5,897 PURCHASED 1.00 0.00 -5,897.14 5,897.14 2/ 6/97 4,729 SOLD 1.00 0.00 4,728.53 -4,728.53 21 7/97 1,191 SOLD 1.00 0.00 1,191.13 -1,191.13 2/12/97 8 PURCHASED 1.00 0.00 -8.33 8.33 2/13/97 642 PURCHASED 1.00 0.00 -642.21 642.21 2/14/97 651 SOLD 1.00 0.00 650.54 -650.54 2/21/97 1,633 PURCHASED 1.00 0.00 -1,633.39 1,633.39 2/24/97 1,633 SOLD 1.00 0.00 1,633.39 -1,633.39 2/27/97 642 PURCHASED 1.00 0.00 -642.29 642.29 2/28/97 642 SOLD 1.00 0.00 642.29 -642.29 3/ 4/97 2 PURCHASED 1.00 0.00 -1.85 1.85 3/ 5/97 1,179 PURCHASED 1.00 0.00 -1,178.70 1,178.70 3/ 6/97 1,181 SOLD 1.00 0.00 1,180.55 -1,180.55 3/14/97 635 PURCHASED 1.00 0.00 -634.95 634.95 3/18/97 635 SOLD 1.00 0.00 634.95 -634.95 3/19/97 8 PURCHASED 1.00 0.00 -8.32 8.32 3/21/97 1,260 PURCHASED 1.00 0.00 -1,260.31 1,260.31 3/24/97 1,269 SOLD 1.00 0.00 1,268.63 -1,268.63 3/27/97 647 PURCHASED 1.00 0.00 -647.29 647.29 4/ 1/97 9,042 PURCHASED 1.00 0.00 -9,042.36 9,042.36 4/ 2/97 1 PURCHASED 1.00 0.00 -1.37 1.37 4/ 3/97 1,698 PURCHASED 1.00 0.00 -1,698.44 1,698.44 4/ 4/97 46,683 PURCHASED 1.00 0.00 -46,682.57 46,682.57 4/ 7/97 58,072 SOLD 1.00 0.00 58,072.03 -58,072.03 4/10/97 5,316 PURCHASED 1.00 0.00 -5,315.78 5,315.78 4/11/97 4,666 SOLD 1.00 0.00 4,666.47 -4,666.47 4/14/97 649 SOLD 1.00 0.00 649.31 -649.31 4/17/97 624 PURCHASED 1.00 0.00 -623.79 623.79 4/18/97 624 SOLD 1.00 0.00 623.79 -623.79 4/21/97 827 PURCHASED 1.00 0.00 -826.82 826.82 4/22/97 827 SOLD 1.00 0.00 826.82 -826.82 4/25/97 402 PURCHASED 1.00 0.00 -402.34 402.34 4/28/97 402 SOLD 1.00 0.00 402.34 -402.34 5/ 1/97 653 PURCHASED 1.00 0.00 -652.57 652.57 5/ 2/97 625 SOLD 1.00 0.00 625.04 -625.04 5/ 7/97 827 PURCHASED 1.00 0.00 -826.82 826.82 5/ 8/97 854 SOLD 1.00 0.00 854.35 -854.35 5/12/97 642 PURCHASED 1.00 0.00 -642.28 642.28 5/14/97 651 PURCHASED 1.00 0.00 -650.54 656.54 5/15/97 1,293 SOLD 1.00 0.00 1,292.82 -1,292.82 5/23/97 2,234 PURCHASED 1.00 0.00 -2,233.90 2,233.90 5/29/97 96,164 PURCHASED 1.00 0.00 -96,164.28 96,164.28 5/30/97 98,398 SOLD 1.00 0.00 98,398.18 -98,398.18 6/ 3/97 15 PURCHASED 1.00 0.00 -15.22 15.22 6/ 5/97 1,460 PURCHASED 1.00 0.00 -1,459.70 1,459.70 6/ 6/97 1,475 SOLD 1.00 0.00 1,474.92 -1,474.92 6/19/97 1,495 PURCHASED 1.00 0.00 -1,494.86 1,494.86 6/20/97 1,495 SOLD 1.00 0.00 1,494.86 -1,494.86 6/25/97 18,072 PURCHASED 1.00 0.00 -18,072.42 18,072.42 6/26/97 18,072 SOLD 1.00 0.00 18,072.42 -18,072.42 7/ 2/97 3 PURCHASED 1.00 0.00 -2.78 2.78 7/ 8/97 827 PURCHASED 1.00 0.00 -826.82 826.82 7/ 9/97 653 PURCHASED 1.00 0.00 -652.84 652.84 7/15/97 1,482 SOLD 1.00 0.00 1,482.44 -1,482.44 7/17/97 6,330 PURCHASED 1.00 0.00 -6,329.67 6,329.67 7/18/97 6,330 SOLD 1.00 0.00 6,329.67 -6,329.67 7/21/97 1,283 PURCHASED 1.00 0.00 -1,282.85 1,282.85 7/23/97 823 PURCHASED 1.00 0.00 -823.30 823.30 7/24/97 2,106 SOLD 1.00 0.00 2,106.15 -2,106.15 7/25/97 491 PURCHASED 1.00 0.00 -490.88 490.88 7/28/97 491 SOLD 1.00 0.00 490.88 -490.88 8/ 6/97 1,221 PURCHASED 1.00 0.00 -1,220.70 1,220.70 8/ 7/97 1,221 SOLD 1.00 0.00 1,220.70 -1,220.70 8/18/97 591 PURCHASED 1.00 0.00 -590.95 590.95 8/22/97 1,225 PURCHASED 1.00 0.00 -1,225.03 1,225.03 8/26/97 23,252 PURCHASED 1.00 0.00 -23,251.83 23,251.83 8/27/97 24,470 SOLD 1.00 0.00 24,470.12 -24,470.12 8/28/97 598 SOLD 1.00 0.00 597.69 -597.69 9/ 3/97 5 PURCHASED 1.00 0.00 -4.83 4.83 9/ 8/97 1,218 PURCHASED 1.00 0.00 -1,217.90 1,217.90 9/ 9/97 1,223 SOLD 1.00 0.00 1,222.73 -1,222.73 9/15/97 55 PURCHASED 1.00 0.00 -54.68 54.68 9/18/97 606 PURCHASED 1.00 0.00 -605.90 605.90 9/19/97 3,339 PURCHASED 1.00 0.00 -3,339.25 3,339.25 9/22/97 4,000 SOLD 1.00 0.00 3,999.83 -3,999.83 10/ 2/97 2 PURCHASED 1.00 0.00 -1.86 1.86 10/ 7/97 617 PURCHASED 1.00 0.00 -616.95 616.95 10/ 8/97 153,742 PURCHASED 1.00 0.00 -153,742.14 153,742.14 10/16/97 149,663 SOLD 1.00 0.00 149,663.35 -149,663.35 10/17/97 4,365 SOLD 1.00 0.00 4,365.38 -4,365.38 10/20/97 332 SOLD 1.00 0.00 332.22 -332.22 10/24/97 1,223 PURCHASED 1.00 0.00 -1,223.17 1,223.17 10/27/97 3 PURCHASED 1.00 0.00 -2.50 2.50 10/28/97 1,226 SOLD 1.00 0.00 1,225.67 -1,225.67 ll/ 4/97 166 PURCHASED 1.00 0.00 -165.60 165.60 ll/ 6/97 1,266 PURCHASED 1.00 0.00 -1,266.25 1,266.25 11/10/97 811 SOLD 1.00 0.00 810.64 -810.64 11/12/97 621 SOLD 1.00 0.00 621.21 -621.21 11/13/97 643 PURCHASED 1.00 0.00 -643.06 643.06 11/14/97 643 SOLD 1.00 0.00 643.06 -643.06 11/19/97 1,194 PURCHASED 1.00 0.00 -1,193.69 1,193.69 11/20/97 1,194 SOLD 1.00 0.00 1,193.69 -1,193.69 12/ 1/97 628 PURCHASED 1.00 0.00 -627.53 627.53 12/ 2/97 626 SOLD 1.00 0.00 626.32 -626.32 12/ 4/97 2,336 PURCHASED 1.00 0.00 -2,335.91 2,335.91 121 5/97 1,133 SOLD 1.00 0.00 1,132.97 -1,132.97 12/ 9/97 1,204 SOLD 1.00 0.00 1,204.15 -1,204.15 12/11/97 635 PURCHASED 1.00 0.00 -634.73 634.73 12/12/97 635 SOLD 1.00 0.00 634.73 -634.73 12/19/97 1,153 PURCHASED 1.00 0.00 -1,152.82 1,152.82 12/22/97 1,153 SOLD 1.00 0.00 1,152.82 -1,152.82 12/29/97 1,389 PURCHASED 1.00 0.00 -1,388.70 1,388.70 12/31/97 785 SOLD 1.00 0.00 785.12 -785.12 860,195.80 GALAXY HIGH QUALITY BOND CLASS J-TR ----------------------------------- 1/16/97 2,153 PURCHASED 10.36 0.00 -22,303.78 22,303.78 1/17/97 7 SOLD 10.37 0.00 76.96 -79.43 1/23/97 112 PURCHASED 10.36 0.00 -1,164.40 1,164.40 397 REINVESTED 0.00 0.00 -4,120.81 4,120.81 1/31197 61 PURCHASED 10.39 0.00 -633.03 633.03 2/ 5/97 568 PURCHASED 10.42 0.00 -5,915.66 5,919.66 2/ 6/97 114 PURCHASED 10.41 0.00 -1,191.13 1,191.13 2/13/97 62 PURCHASED 10.46 0.00 -650.54 650.54 2/21/97 156 PURCHASED 10.45 0.00 -1,633.39 1,633.39 2/27/97 62 PURCHASED 10.35 0.00 -642.29 642.29 369 REINVESTED 0.00 0.00 -3,824.00 3,824.00 3/ 5/97 114 PURCHASED 10.33 0.00 -1,180.55 1,180.55 3/17/97 62 PURCHASED 10.27 0.00 -634.95 634.95 3/21/97 124 PURCHASED 10.26 0.00 -1,268.63 1,268.63 422 REINVESTED 0.00 0.00 -4,295.85 4,295.85 4/ 3/97 1,116 PURCHASED 10.21 0.00 -11,389.46 11,389.46 4/ 4/97 5,705 PURCHASED 10.18 0.00 -58,072.03 58,072.03 4/10/97 522 PURCHASED 10.19 0.00 -5,315.78 5,315.78 4/11/97 64 PURCHASED 10.16 0.00 -649.31 649.31 4/17/97 61 PURCHASED 10.21 0.00 -623.79 623.79 4/21/97 81 PURCHASED 10.20 0.00 -826.82 826.82 4/25/97 40 PURCHASED 10.17 0.00 -402.34 402.34 443 REINVESTED 0.00 0.00 -4,551.71 4,551.71 5/ 1/97 63 PURCHASED 10.29 0.00 -652.57 652.57 5/ 7/97 83 PURCHASED 10.27 0.00 -854.35 854.35 5/14/97 125 PURCHASED 10.32 0.00 -1,292.82 1,292.82 5/29/97 9,572 PURCHASED 10.28 0.00 -98,398.18 98,398.18 469 REINVESTED 0.00 0.00 -4,834.93 4,834.93 6/ 5/97 143 PURCHASED 10.34 0.00 -1,474.92 1,474.92 6/13/97 804 SOLD 10.43 0.00 8,385.30 -8,529.97 6/19/97 143 PURCHASED 10.45 0.00 -1,494.86 1,494.86 6/24/97 1,672 SOLD 10.44 0.00 17,455.73 -17,739.49 488 REINVESTED 0.00 0.00 -5,066.63 5,066.63 7/ 8/97 79 PURCHASED 10.51 0.00 -829.60 829.60 7/14/97 141 PURCHASED 10.52 0.00 -1,482.44 1,482.44 7/17/97 600 PURCHASED 10.55 0.00 -6,329.67 6,329.67 7/23/97 199 PURCHASED 10.59 0.00 -2,106.15 2,106.15 7/25/97 46 PURCHASED 10.57 0.00 -490.88 490.88 482 REINVESTED 0.00 0.00 -5,134.53 5,134.53 8/ 4/97 2 SOLD 10.54 0.00 22.61 -22.75 8/ 6/97 116 PURCHASED 10.55 0.00 -1,220.70 1,220.70 8/25/97 2,225 SOLD 10.45 0.00 23,251.83 -23,603.87 8/27/97 57 PURCHASED 10.46 0.00 -597.69 597.69 492 REINVESTED 0.00 0.00 -5,153.78 5,153.78 9/ 8/97 117 PURCHASED 10.48 0.00 -1,222.73 1,222.73 9/12/97 58 PURCHASED 10.50 0.00 -606.29 606.29 9/18/97 62 PURCHASED 10.60 0.00 -660.58 660.58 9/19/97 377 PURCHASED 10.61 0.00 -3,999.83 3,999.83 9/24/97 67 SOLD 10.63 0.00 711.55 -710.03 472 REINVESTED 0.00 0.00 -4,997.71 4,997.71 10/ 7/97 58 PURCHASED 10.69 0.00 -618.81 618.81 10/ 7/97 14,324 SOLD 10.69 0.00 153,127.95 -151,942.69 10/16/97 443 PURCHASED 10.60 0.00 -4,697.60 4,697.60 10/17/97 31 PURCHASED 10.56 0.00 -332.22 332.22 10/27/97 114 PURCHASED 10.74 0.00 -1,225.67 1,225.67 433 REINVESTED 0.00 0.00 -4,632.73 4,632.73 ll/ 7/97 134 PURCHASED 10.67 0.00 -1,431.85 1,431.85 11/10/97 58 PURCHASED 10.67 0.00 -621.21 621.21 11/13/97 60 PURCHASED 10.69 0.00 -643.06 643.06 11/19/97 111 PURCHASED 10.72 0.00 -1,193.69 1,193.69 409 REINVESTED 0.00 0.00 -4,381.45 4,381.45 12/ 1/97 59 PURCHASED 10.70 0.00 -627.53 627.53 12/ 3/97 218 SOLD 10.71 0.00 2,335.91 -2,313.81 12/ 8/97 113 PURCHASED 10.65 0.00 -1,204.15 1,204.15 12/11/97 59 PURCHASED 10.72 0.00 -634.73 634.73 12/19/97 107 PURCHASED 10.77 0.00 -1,152.82 1,152.82 12/30/97 129 PURCHASED 10.73 0.00 -1,388.70 1,388.70 510,350.15
ASSETS DISPOSED --------------- 0005421300 CROSSAVER 401(K) & P/S PL BOND FROM 12/31/96 TO 12/31/97
SETTLEMENT FACE VALUE OR *------ D E S C R I P T 1 0 N ------* PROCEEDS BOOK REALIZED DATE NO. OF SHARES VALUE GAIN/LOSS 429,796.11 AUTOMATED CASH MANAGEMENT TRUST 429,796.11 429,796.11- 0.00 TOTAL DISPOSED FOR THE ABOVE PERIOD 01/21/97 7.42 GALAXY HIGH QUALITY BOND CLASS J-TR 76.96 79.43- 2.47- 06/16/97 803.96 GALAXY HIGH QUALITY BOND CLASS J-TR 8,385.30 8,529.97- 144.67- 06/25/97 1,672.01 GALAXY HIGH QUALITY BOND CLASS J-TR 17,455.73 17,739.49- 283.76- 08/05/97 2.14 GALAXY HIGH QUALITY BOND CLASS J-TR 22.61 22.75- 0.14- 08/26/97 2,225.06 GALAXY HIGH QUALITY BOND CLASS J-TR 23,251.83 23,603.87- 352.04- 09/15/97 455.61 GALAXY SMALL COMPANY EQUITY FUND-TR 9,818.48 9,763.80- 54.68 09/25/97 66.94 GALAXY HIGH QUALITY BOND CLASS J-TR 711.55 710.03- 1.52 10/08/97 14,324.41 GALAXY HIGH QUALITY BOND CLASS J-TR 153,127.95 151,942.69- 1185.26 10/22/97 49.88 GALAXY FO INTL EQUITY CLASS G -TRUST 826.94 829.44- 2.50- 12/04/97 218.11 GALAXY HIGH QUALITY BOND CLASS J-TR 2,335.91 2,313.81- 22.10 ----------- ----------- ------- 645,809.37 645,331.39- 477.98
SCHEDULE OF REPORTABLE 5% TRANSACTIONS BY ISSUE ----------------------------------------------- COMPUTED ON A 12/31/96 VALUE OF $3,532,388.97 0005420500 CROSSAVER 401(K) & P/S PL SMALL CO FROM 12/31/96 TO 12/31/97
PURCH/SALE TRANSACTION PURCHASE/SALE BOOK TRADE DATE SHARES/PV PRICE EXPENSE PROCEEDS VALUE FLEET MONEY MARKET DEPOSIT A/C-RI ----------------------------------- 1/ 3/97 4,815 PURCHASED 1.00 0.00 -4,815.20 4,815.20 1/ 6/97 36,947 PURCHASED 1.00 0.00 -36,946.69 36,946.69 1/ 9/97 6,079 PURCHASED 1.00 0.00 -6,079.05 6,079.05 1/10/97 242,756 PURCHASED 1.00 0.00 -242,755.75 242,755.75 1/13/97 290,597 SOLD 1.00 0.00 290,596.69 -290,596.69 1/16/97 3,260,881 PURCHASED 1.00 0.00 -3,260,881.01 3,260,881.01 1/17/97 3,256,871 SOLD 1.00 0.00 3,256,871.20 -3,256,871.20 1/21/97 4,010 SOLD 1.00 0.00 4,009.81 -4,009.81 1/23/97 11,041 PURCHASED 1.00 0.00 -11,040.83 11,040.83 1/24/97 11,041 SOLD 1.00 0.00 11,040.83 -11,040.83 1/31/97 6,092 PURCHASED 1.00 0.00 -6,092.02 6,092.02 21 3/97 6,092 SOLD 1.00 0.00 6,092.02 -6,092.02 2/ 4/97 564 PURCHASED 1.00 0.00 -564.12 564.12 2/ 5/97 29,105 PURCHASED 1.00 0.00 -29,105.09 29,105.09 2/ 6/97 21,344 SOLD 1.00 0.00 21,344.03 -21,344.03 2/ 7/97 8,325 SOLD 1.00 0.00 8,325.18 -8,325.18 2/12/97 8 PURCHASED 1.00 0.00 -8.33 8.33 2/13/97 6,004 PURCHASED 1.00 0.00 -6,003.97 6,003.97 2/14/97 6,012 SOLD 1.00 0.00 6,012.30 -6,012.30 2/21/97 7,396 PURCHASED 1.00 0.00 -7,396.41 7,396.41 2/24/97 7,369 SOLD 1.00 0.00 7,369.41 -7,369.41 2/25/97 27 SOLD 1.00 0.00 27.00 -27.00 2/27/97 6,040 PURCHASED 1.00 0.00 -6,040.34 6,040.34 2/28/97 6,040 SOLD 1.00 0.00 6,040.34 -6,040.34 3/ 5/97 9,128 PURCHASED 1.00 0.00 -9,128.22 9,128.22 3/ 6/97 9,128 SOLD 1.00 0.00 9,128.22 -9,128.22 3/19/97 194 PURCHASED 1.00 0.00 -193.88 193.88 3/21/97 12,362 PURCHASED 1.00 0.00 -12,361.75 12,361.75 3/24/97 12,556 SOLD 1.00 0.00 12,555.63 -12,555.63 3/27/97 2,622 PURCHASED 1.00 0.00 -2,621.76 2,621.76 4/ 1/97 458,799 PURCHASED 1.00 0.00 -458,799.07 458,799.07 4/ 2/97 8 PURCHASED 1.00 0.00 -7.63 7.63 4/ 3/97 125,245 PURCHASED 1.00 0.00 -125,244.51 125,244.51 4/ 4/97 570,601 SOLD 1.00 0.00 570,600.83 -570,600.83 4/ 7/97 16,072 SOLD 1.00 0.00 16,072.14 -16,072.14 4/10/97 46,903 PURCHASED 1.00 0.00 -46,903.16 46,903.16 4/11/97 40,879 SOLD 1.00 0.00 40,878.50 -40,878.50 4/14/97 6,025 SOLD 1.00 0.00 6,024.66 -6,024.66 4/16/97 25 PURCHASED 1.00 0.00 -24.98 24.98 4/17/97 5,877 PURCHASED 1.00 0.00 -5,877.39 5,877.39 4/18/97 5,902 SOLD 1.00 0.00 5,902.37 -5,902.37 4/21/97 5,029 PURCHASED 1.00 0.00 -5,029.21 5,029.21 4/22/97 5,029 SOLD 1.00 0.00 5,029.21 -5,029.21 4/25/97 2,130 PURCHASED 1.00 0.00 -2,129.83 2,129.83 4/28/97 2,130 SOLD 1.00 0.00 2,129.83 -2,129.83 5/ 1/97 374 PURCHASED 1.00 0.00 -374.40 374.40 5/ 2/97 165 SOLD 1.00 0.00 164.57 -164.57 5/ 7/97 4,019 PURCHASED 1.00 0.00 -4,018.53 4,018.53 5/ 8/97 4,228 SOLD 1.00 0.00 4,228.36 -4,228.36 5/12/97 6,092 PURCHASED 1.00 0.00 -6,091.64 6,091.64 5/14/97 6,107 PURCHASED 1.00 0.00 -6,106.88 6,106.88 5/15/97 12,199 SOLD 1.00 0.00 12,198.52 -12,198.52 5/21/97 4,919 PURCHASED 1.00 0.00 -4,918.86 4,918.86 5/22/97 6,055 PURCHASED 1.00 0.00 -6,055.47 6,055.47 5/23/97 29,262 PURCHASED 1.00 0.00 -29,261.78 29,261.78 5/29/97 110,535 PURCHASED 1.00 0.00 -110,534.88 110,534.88 5/30/97 150,771 SOLD 1.00 0.00 150,770.99 -150,770.99 6/ 3/97 57 PURCHASED 1.00 0.00 -57.48 57.48 6/ 5/97 10,859 PURCHASED 1.00 0.00 -10,859.40 10,859.40 6/ 6/97 10,917 SOLD 1.00 0.00 10,916.88 -10,916.88 6/18/97 592 PURCHASED 1.00 0.00 -592.24 592.24 6/19/97 11,025 PURCHASED 1.00 0.00 -11,025.38 11,025.38 6/20/97 11,618 SOLD 1.00 0.00 11,617.62 -11,617.62 6/25/97 243,260 PURCHASED 1.00 0.00 -243,259.57 243,259.57 6/26/97 243,260 SOLD 1.00 0.00 243,259.57 -243,259.57 7/ 8/97 4,488 PURCHASED 1.00 0.00 -4,487.68 4,487.68 7/ 9/97 9,504 PURCHASED 1.00 0.00 -9,504.31 9,504.31 7/11/97 1,549 SOLD 1.00 0.00 1,549.13 -1,549.13 7/15/97 12,443 SOLD 1.00 0.00 12,442.86 -12,442.86 7/17/97 48,250 PURCHASED 1.00 0.00 -48,249.92 48,249.92 7/18/97 48,250 SOLD 1.00 0.00 48,249.92 -48,249.92 7/21/97 1,361 PURCHASED 1.00 0.00 -1,361.28 1,361.28 7/23/97 8,930 PURCHASED 1.00 0.00 -8,929.66 8,929.66 7/24/97 10,291 SOLD 1.00 0.00 10,290.94 -10,290.94 7/25/97 4,454 PURCHASED 1.00 0.00 -4,453.64 4,453.64 7/28/97 4,454 SOLD 1.00 0.00 4,453.64 -4,453.64 7/31/97 2,829 PURCHASED 1.00 0.00 -2,829.03 2,829.03 8/ 1/97 893 SOLD 1.00 0.00 893.28 -893.28 8/ 4/97 21 PURCHASED 1.00 0.00 -21.06 21.06 8/ 5/97 1,957 SOLD 1.00 0.00 1,956.81 -1,956.81 8/ 6/97 9,993 PURCHASED 1.00 0.00 -9,993.07 9,993.07 8/ 7/97 9,993 SOLD 1.00 0.00 9,993.07 -9,993.07 8/13/97 8,806 PURCHASED 1.00 0.00 -8,805.98 8,80.6.98 8/14/97 3,227 SOLD 1.00 0.00 3,226.67 -3,226.67 8/18197 5,442 PURCHASED 1.00 0.00 -5,441.81 5,441.81 8/21/97 1,450 SOLD 1.00 0.00 1,449.81 -1,449.81 8/22/97 9,791 PURCHASED 1.00 0.00 -9,791.49 9,791.49 8/26/97 55,394 PURCHASED 1.00 0.00 -55,393.58 55,393.58 8/27/97 69,616 SOLD 1.00 0.00 69,615.74 -69,615.74 8/28/97 5,141 SOLD 1.00 0.00 5,140.64 -5,140.64 9/ 3/97 33 PURCHASED 1.00 0.00 -311.99 32.99 9/ 8/97 9,731 PURCHASED 1.00 0.00 -9,730.81 9,730.81 9/ 9/97 30 SOLD 1.00 0.00 30.28 -30.28 9/11/97 9,734 SOLD 1.00 0.00 9,733.52 -9,733.52 9/12/97 7,051 PURCHASED 1.00 0.00 -7,051.09 7,051.09 9/15/97 7,051 SOLD 1.00 0.00 7,051.09 -7,051.09 9/18/97 4,391 PURCHASED 1.00 0.00 -4,391.19 4,391.19 9/19/97 13,669 PURCHASED 1.00 0.00 -13,669.19 13,669.19 9/22/97 18,060 SOLD 1.00 0.00 18,060.38 -18,060.38 10/ 2/97 14 PURCHASED 1.00 0.00 -14.47 14.47 10/ 7/97 7,704 PURCHASED 1.00 0.00 -7,704.18 7,704.18 10/ 8/97 2,420 PURCHASED 1.00 0.00 -2,420.07 2,420.07 10/14/97 785 SOLD 1.00 0.00 785.39 -785.39 10/16/97 63,590 PURCHASED 1.00 0.00 -63,590.01 63,590.01 10/17/97 72,943 SOLD 1.00 0.00 72,943.34 -72,943.34 10/24/97 9,931 PURCHASED 1.00 0.00 -9,931.14 9,931.14 10/28/97 9,931 SOLD 1.00 0.00 9,931.14 -9,931.14 ll/ 6/97 7,609 PURCHASED 1.00 0.00 -7,608.84 7,608.84 11/ 7/97 923 SOLD 1.00 0.00 922.82 -922.82 11/10/97 1,121 SOLD 1.00 0.00 1,120.76 -1,120.76 11/12/97 5,565 SOLD 1.00 0.00 5,565.26 -5,565.26 11/13/97 5,546 PURCHASED 1.00 0.00 -5,545.86 5,545.86 11/14/97 5,546 SOLD 1.00 0.00 5,545.86 -5,545.86 11/19/97 5,524 PURCHASED 1.00 0.00 -5,523.92 5,523.92 11/20/97 5,524 SOLD 1.00 0.00 5,523.92 -5,523.92 12/ 1/97 5,558 PURCHASED 1.00 0.00 -5,558.25 5,558.25 12/ 2/97 5,552 SOLD 1.00 0.00 5,551.64 -5,551.64 12/ 4/97 38,531 PURCHASED 1.00 0.00 -38,531.33 38,531.33 12/ 5/97 28,545 SOLD 1.00 0.00 28,545.27 -28,545.27 12/ 9/97 9,993 SOLD 1.00 0.00 9,992.67 -9,992.67 12/10/97 806 PURCHASED 1.00 0.00 -805.59 805.59 12/11/97 5,444 PURCHASED 1.00 0.00 -5,444.37 5,444.37 12/12/97 6,250 SOLD 1.00 0.00 6,249.96 -6,249.96 12/19/97 9,834 PURCHASED 1.00 0.00 -9,834.07 9,834.07 12/22/97 9,834 SOLD 1.00 0.00 9,834.07 -9,834.07 12/31/97 5,322 PURCHASED 1.00 0.00 -5,321.83 5,321.83 10,177,035.01 GALAXY SMALL COMPANY EQUITY FUND-TR ----------------------------------- 1/10/97 15,708 PURCHASED 18.50 0.00 -290,596.69 290,596.69 1/16/97 174,752 PURCHASED 18.66 0.00 -3,260,881.01 3,260,881.01 1/17/97 214 PURCHASED 18.70 0.00 -4,009.81 4,009.81 1/23/97 586 PURCHASED 18.84 0.00 -11,040.83 11,040.83 1/31/97 325 PURCHASED 18.73 0.00 -6,092.02 6,092.02 2/ 5/97 1,608 PURCHASED 18.45 0.00 -29,669.21 29,669.21 21 6/97 453 PURCHASED 18.38 0.00 -8,325.18 8,325.18 2/13/97 331 PURCHASED 18.18 0.00 -6,012.30 6,012.30 2/21/97 412 PURCHASED 17.88 0.00 -7,369.41 7,369.41 2/24/97 2 PURCHASED 17.80 0.00 -27.00 27.00 2/27/97 352 PURCHASED 17.15 0.00 -6,040.34 6,040.34 3/ 5/97 532 PURCHASED 17.17 0.00 -9,128.22 9,128.22 3/ 6/97 794 SOLD 17.19 0.00 13,656.80 -14,387.70 3/13/97 629 SOLD 16.77 0.00 10,543.36 -11,385.83 3/21/97 767 PURCHASED 16.38 0.00 -12,555.63 12,555.63 4/ 2/97 7,039 SOLD 15.56 0.00 109,529.15 -127,455.05 4/ 4/97 1,017 PURCHASED 15.81 0.00 -16,072.14 16,072.14 4/10/97 2,955 PURCHASED 15.87 0.00 -46,903.16 46,903.16 4/11/97 388 PURCHASED 15.54 0.00 -6,024.66 6,024.66 4/14/97 5 SOLD 15.47 0.00 82.44 -96.35 4/17/97 382 PURCHASED 15.45 0.00 -5,902.37 5,902.37 4/21/97 330 PURCHASED 15.26 0.00 -5,029.21 5,029.21 4/25/97 141 PURCHASED 15.14 0.00 -2,129.83 2,129.83 5/ 1/97 24 PURCHASED 15.53 0.00 -374.40 374.40 5/ 7/97 257 PURCHASED 16.48 0.00 -4,228.36 4,2288.36 5/14/97 720 PURCHASED 16.94 0.00 -12,198.52 12,198.52 5/29/97 8,404 PURCHASED 17.94 0.00 -150,770.99 150,770.99 6/ 5/97 596 PURCHASED 18.31 0.00 -10,916.88 10,916.88 6/13/97 95 SOLD 18.48 0.00 1,752.35 -1,713.39 6/19/97 619 PURCHASED 18.77 0.00 -11,617.62 11,617.62 6/24/97 12,618 SOLD 18.79 0.00 237,083.84 -228,002.80 7/ 8/97 234 PURCHASED 19.14 0.00 -4,487.68 4,487.68 7/14/97 642 PURCHASED 19.37 0.00 -12,442.86 12,442.86 7/17/97 2,459 PURCHASED 19.62 0.00 -48,249.92 48,249.92 7/23/97 521 PURCHASED 19.76 0.00 -10,290.94 10,290.94 7/25/97 225 PURCHASED 19.80 0.00 -4,453.64 4,453.64 8/ 4/97 97 PURCHASED 20.12 0.00 -1,956.81 1,956.81 8/ 6/97 491 PURCHASED 20.34 0.00 -9,993.07 9,993.07 8/25/97 2,721 SOLD 20.36 0.00 55,393.58 -49,215.96 8/27/97 249 PURCHASED 20.63 0.00 -5,140.64 5,140.64 9/12/97 327 PURCHASED 21.55 0.00 -7,051.09 7,051.09 9/18/97 199 PURCHASED 22.04 0.00 -4,391.19 4,391.19 9/19/97 817 PURCHASED 22.11 0.00 -18,060.38 18,060.38 9/24/97 376 SOLD 22.11 0.00 8,307.47 -6,802.43 9/25/97 375 SOLD 22.14 0.00 8,312.75 -6,797.52 10/ 7/97 336 PURCHASED 22.98 0.00 -7,718.65 7,718.65 10/16/97 3,233 PURCHASED 22.56 0.00 -72,943.34 72,943.34 10/17/97 291 SOLD 22.14 0.00 6,433.86 -5,272.98 10/27/97 488 PURCHASED 20.37 0.00 -9,931.14 9,931.14 ll/ 7/97 313 PURCHASED 21.37 0.00 -6,686.02 6,686.02 11/10/97 260 PURCHASED 21.37 0.00 -5,565.26 5,565.26 11/13/97 270 PURCHASED 20.55 0.00 -5,545.86 5,545.86 11/19/97 266 PURCHASED 20.75 0.00 -5,523.92 5,523.92 12/ 1/97 271 PURCHASED 20.51 0.00 -5,558.25 5,558.25 12/ 3/97 1,880 SOLD 20.50 0.00 38,531.33 -34,128.75 12/ 8/97 477 PURCHASED 20.96 0.00 -9,992.67 9,992.67 12/11/97 315 PURCHASED 19.85 0.00 -6,249.96 6,249.96 51,165 REINVESTED 0.00 0.00 -890,785.31 890,785.31 12/12/97 506 SOLD 17.41 0.00 8,815.56 -9,196.54 12/19/97 569 PURCHASED 17.27 0.00 -9,834.07 9,834.07 12/29/97 813 SOLD 17.55 0.00 14,275.21 -14,701.99 5,599,486.16
ASSETS DISPOSED --------------- 0005420500 CROSSAVER 401(K) & P/S PL SMALL CO FROM 12/31/96 TO 12/31/97
SETTLEMENT FACE VALUE OR *------ D E S C R I P T 1 0 N ------* PROCEEDS BOOK REALIZED DATE NO. OF SHARES VALUE GAIN/LOSS 5,085,856.59 AUTOMATED CASH MANAGEMENT TRUST 5,085,856.59 5,085,856.59- 0.00 TOTAL DISPOSED FOR THE ABOVE PERIOD 03/07/97 794.46 GALAXY SMALL COMPANY EQUITY FUND-TR 13,656.80 14,387.70- 730.90- 03/14/97 628.70 GALAXY SMALL COMPANY EQUITY FUND-TR 10,543.36 11,385.83- 842.47- 04/03/97 7,039.15 GALAXY SMALL COMPANY EQUITY FUND-TR 109,529.15 127,455.05- 17925.90- 04/15/97 5.33 GALAXY SMALL COMPANY EQUITY FUND-TR 82.44 96.35- 13.91- 06/16/97 94.82 GALAXY SMALL COMPANY EQUITY FUND-TR 1,752.35 1,713.39- 38.96 06/25/97 12,617.55 GALAXY SMALL COMPANY EQUITY FUND-TR 237,083.84 228,002.80- 9081.04 08/26/97 2,720.71 GALAXY SMALL COMPANY EQUITY FUND-TR 55,393.58 49,215.96- 6177.62 09/25/97 375.73 GALAXY SMALL COMPANY EQUITY FUND-TR 8,307.47 6,802.43- 1505.04 09/26/97 375.46 GALAXY SMALL COMPANY EQUITY FUND-TR 8,312.75 6,797.52- 1515.23 10/20/97 290.60 GALAXY SMALL COMPANY EQUITY FUND-TR 6,433.86 5,272.98- 1160.88 12/04/97 1,879.58 GALAXY SMALL COMPANY EQUITY FUND-TR 38,531.33 34,128.75- 4402.58 12/15/97 506.35 GALAXY SMALL COMPANY EQUITY FUND-TR 8,815.56 9,196.54- 380.98- 12/30/97 813.40 GALAXY SMALL COMPANY EQUITY FUND-TR 14,275.21 14,701.99- 426.78- ------------ ------------ ------- 5,598,574.29 5,595,013.88- 3560.41
SCHEDULE OF REPORTABLE 5% TRANSACTIONS BY ISSUE ----------------------------------------------- COMPUTED ON A 12/31/96 VALUE OF $953,972.78 0005422100 CROSSAVER 401(K) & P/S PL INTERN'L FROM 12/31/96 TO 12/31/97
PURCH/SALE TRANSACTION PURCHASE/SALE BOOK TRADE DATE SHARES/PV PRICE EXPENSE PROCEEDS VALUE FLEET MONEY MARKET DEPOSIT A/C-RI ----------------------------------- 1/ 3/97 779 PURCHASED 1.00 0.00 -779.29 779.29 1/ 6/97 6,955 PURCHASED 1.00 0.00 -6,955.48 6,955.48 1/ 9/97 790 PURCHASED 1.00 0.00 -790.09 790.09 1/10/97 952,625 PURCHASED 1.00 0.00 -952,624.89 952,624.89 1/13/97 961,150 SOLD 1.00 0.00 961,149.75 -961,149.75 1/17/97 236 PURCHASED 1.00 0.00 -235.71 235.71 1/21/97 236 SOLD 1.00 0.00 235.71 -235.71 1/23/97 2,156 PURCHASED 1.00 0.00 -2,156.02 2,156.02 1/24/97 2,156 SOLD 1.00 0.00 2,156.02 -2,156.02 1/31/97 771 PURCHASED 1.00 0.00 -770.56 770.56 2/ 3/97 771 SOLD 1.00 0.00 770.56 -770.56 2/ 4/97 379 PURCHASED 1.00 0.00 -379.32 379.32 2/ 5/97 4,269 PURCHASED 1.00 0.00 -4,268.69 4,268.69 2/ 6/97 3,488 SOLD 1.00 0.00 3,488.14 -3,488.14 2/ 7/97 1,160 SOLD 1.00 0.00 1,159.87 -1,159.87 2/12/97 8 PURCHASED 1.00 0.00 -8.31 8.31 2/13/97 755 PURCHASED 1.00 0.00 -754.55 754.55 2114/97 763 SOLD 1.00 0.00 762.86 -762.86 2/21/97 3,441 PURCHASED 1.00 0.00 -3,440.77 3,440.77 2/24/97 3,441 SOLD 1.00 0.00 3,440.77 -3,440.77 2/27/97 803 PURCHASED 1.00 0.00 -803.11 803.11 2/28/97 803 SOLD 1.00 0.00 803.11 -803.11 3/ 4/97 2 PURCHASED 1.00 0.00 -2.49 2.49 3/ 5/97 2,142 PURCHASED 1.00 0.00 -2,141.78 2,141.78 3/ 6/97 2,144 SOLD 1.00 0.00 2,144.27 -2,144.27 3/14/97 757 PURCHASED 1.00 0.00 -757.35 757.35 3/18/97 757 SOLD 1.00 0.00 757.35 -757.35 3/19/97 8 PURCHASED 1.00 0.00 -8.32 8.32 3/21/97 2,334 PURCHASED 1.00 0.00 -2,333.67 2,333.67 3/24/97 2,342 SOLD 1.00 0.00 2,341.99 -2,341.99 3/27/97 785 PURCHASED 1.00 0.00 -784.89 784.89 4/ 1/97 102,467 PURCHASED 1.00 0.00 -102,467.24 102,467.24 4/ 2/97 2 PURCHASED 1.00 0.00 -2.05 2.05 4/ 3/97 2,719 PURCHASED 1.00 0.00 -2,719.23 2,719.23 4/ 4/97 89,462 PURCHASED 1.00 0.00 -89,462.21 89,462.21 4/ 7/97 195,436 SOLD 1.00 0.00 195,435.62 -195,435.62 4/10/97 8,234 PURCHASED 1.00 0.00 -8,234.01 8,234.01 4/11/97 7,417 SOLD 1.00 0.00 7,417.14 -7,417.14 4/14/97 817 SOLD 1.00 0.00 816.87 -816.87 4/17/97 769 PURCHASED 1.00 0.00 -768.93 768.93 4/18/97 769 SOLD 1.00 0.00 768.93 -768.93 4/21/97 l,412 PURCHASED 1.00 0.00 -1,411.67 1,411.67 4/22/97 1,412 SOLD 1.00 0.00 1,411.67 -1,411.67 4/25/97 587 PURCHASED 1.00 0.00 -586.89 586.89 4/28/97 587 SOLD 1.00 0.00 586.89 -586.89 5/ 1/97 825 PURCHASED 1.00 0.00 -824.55 824.55 5/ 2/97 708 SOLD 1.00 0.00 707.70 -707.70 5/ 7/97 1,403 PURCHASED 1.00 0.00 -1,402.77 1,402.77 5/ 8/97 1,520 SOLD 1.00 0.00 1,519.62 -1,519.62 5/12/97 817 PURCHASED 1.00 0.00 -816.96 816.96 5/14/97 832 PURCHASED 1.00 0.00 -831.89 831.89 5/15/97 1,649 SOLD 1.00 0.00 1,648.85 -1,648.85 5/21/97 2,447 PURCHASED 1.00 0.00 -2,447.47 2,447.47 5/22/97 795 PURCHASED 1.00 0.00 -794.65 794.65 5/23/97 2,814 PURCHASED 1.00 0.00 -2,814.32 2,814.32 5/29/97 59,607 PURCHASED 1.00 0.00 -59,607.28 59,607.28 5/30/97 65,664 SOLD 1.00 0.00 65,663.72 -65,663.72 6/ 3/97 15 PURCHASED 1.00 0.00 -14.94 14.94 6/ 5/97 2,188 PURCHASED 1.00 0.00 -2,187.56 2,187.56 6/ 6/97 2,203 SOLD 1.00 0.00 2,202.50 -2,202.50 6/19/97 2,268 PURCHASED 1.00 0.00 -2,267.62 2,267.62 6/20/97 2,268 SOLD 1.00 0.00 2,267.62 -2,267.62 6/25/97 814 PURCHASED 1.00 0.00 -813.79 813.79 6/26/97 814 SOLD 1.00 0.00 813.79 -813.79 7/ 2/97 1 PURCHASED 1.00 0.00 -0.70 0.70 7/ 8/97 1,451 PURCHASED 1.00 0.00 -1,450.81 1,450.81 7/ 9/97 530 PURCHASED 1.00 0.00 -529.88 529.88 7/11/97 594 SOLD 1.00 0.00 594.03 -594.03 7/15/97 1,387 SOLD 1.00 0.00 1,387.36 -1,387.36 7/17/97 8,947 PURCHASED 1.00 0.00 -8,947.04 8,947.04 7/18/97 8,947 SOLD 1.00 0.00 8,947.04 -8,947.04 7/23/97 3,353 PURCHASED 1.00 0.00 -3,352.88 3,352.88 7/24/97 3,353 SOLD 1.00 0.00 3,352.88 -3,352.88 7/25/97 662 PURCHASED 1.00 0.00 -662.07 662.07 7/28/97 662 SOLD 1.00 0.00 662.07 -662.07 7/31/97 291 PURCHASED 1.00 0.00 -290.54 290.54 8/ 4/97 3 PURCHASED 1.00 0.00 -3.37 3.37 8/ 5/97 294 SOLD 1.00 0.00 293.91 -293.91 8/ 6/97 2,445 PURCHASED 1.00 0.00 -2,444.73 2,444.73 8/ 7/97 2,445 SOLD 1.00 0.00 2,444.73 -2,444.73 8/13/97 8,172 PURCHASED 1.00 0.00 -8,172.27 8,172.27 8/18/97 861 PURCHASED 1.00 0.00 -860.94 860.94 8/22/97 2,378 PURCHASED 1.00 0.00 -2,378.10 2,378.10 8/27/97 28,001 PURCHASED 1.00 0.00 -28,001.21 28,001.21 8/28/97 39,413 SOLD 1.00 0.00 39,412.52 -39,412.52 9/ 3/97 24 PURCHASED 1.00 0.00 -23.59 23.59 9/ 5/97 24 SOLD 1.00 0.00 23.59 -23.59 9/ 8/97 1,701 PURCHASED 1.00 0.00 -1,701.01 1,701.01 9/ 9/97 1,701 SOLD 1.00 0.00 1,701.01 -1,701.01 9/12/97 830 PURCHASED 1.00 0.00 -830.42 830.42 9/15/97 830 SOLD 1.00 0.00 830.42 -830.42 9/18/97 1,452 PURCHASED 1.00 0.00 -1,452.48 1,452.48 9/19/97 12,020 PURCHASED 1.00 0.00 -12,020.28 12,020.28 9/22/97 13,473 SOLD 1.00 0.00 13,472.76 -13,472.76 9/30/97 201 PURCHASED 1.00 0.00 -200.97 200.97 10/ 2/97 6 PURCHASED 1.00 0.00 -6.12 6.12 10/ 7/97 1,607 PURCHASED 1.00 0.00 -1,606.59 1,606.59 10/ 8/97 782 PURCHASED 1.00 0.00 -781.50 781.50 10/16/97 171,146 PURCHASED 1.00 0.00 -171,146.20 171,146.20 10/17/97 172,912 SOLD 1.00 0.00 172,911.94 -172,911.94 10/22/97 829 SOLD 1.00 0.00 829.44 -829.44 10/24/97 2,560 PURCHASED 1.00 0.00 -2,559.76 2,559.76 10/28/97 2,560 SOLD 1.00 0.00 2,559.76 -2,559.76 11/ 6/97 1,620 PURCHASED 1.00 0.00 -1,620.37 1,620.37 11/10/97 537 SOLD 1.00 0.00 537.10 -537.10 11/12/97 1,083 SOLD 1.00 0.00 1,083.27 -1,083.27 11/13/97 1,078 PURCHASED 1.00 .0.00 -1,078.03 1,078.03 11/14/97 1,078 SOLD 1.00 0.00 1,078.03 -1,078.03 11/19/97 2,432 PURCHASED 1.00 0.00 -2,432.02 2,432.02 11/20/97 2,432 SOLD 1.00 0.00 2,432.02 -2,432.02 12/ 1/97 1,089 PURCHASED 1.00 0.00 -1,088.68 1,088.68 12/ 2/97 1,087 SOLD 1.00 0.00 1,087.07 -1,087.07 12/ 5/97 26,169 PURCHASED 1.00 0.00 -26,169.49 26,169.49 12/ 9/97 26,171 SOLD 1.00 0.00 26,171.10 -26,171.10 12/10/97 403 PURCHASED 1.00 0.00 -402.79 402.79 12/11/97 1,068 PURCHASED 1.00 0.00 -1,067.73 1,067.73 12/12/97 1,471 SOLD 1.00 0.00 1,470.52 -1,470.52 12/19/97 2,364 PURCHASED 1.00 0.00 -2,363.86 2,363.86 12/22/97 2,364 SOLD 1.00 0.00 2,363.86 -2,363.86 12/29/97 2,518 PURCHASED 1.00 0.00 -2,517.70 2,517.70 12/30/97 2,518 SOLD 1.00 0.00 2,517.70 -2,517.70 12/31/97 1,051 PURCHASED 1.00 0.00 -1,050.56 1,050.56 3,098,321.46 GALAXY FD INTL EQUITY CLASS G -TRUST ----------------------------------- 1/10/97 69,953 PURCHASED 13.74 0.00 -961,149.75 961,149.75 1/17/97 17 PURCHASED 14.00 0.00 -235.71 235.71 1/23/97 155 PURCHASED 13.91 0.00 -2,156.02 2,156.02 1/31/97 56 PURCHASED 13.83 0.00 -770.56 770.56 2/ 5/97 337 PURCHASED 13.80 0.00 -4,648.01 4,648.01 2/ 6/97 84 PURCHASED 13.81 0.00 -1,159.87 1,159.87 2/13/97 54 PURCHASED 14.02 0.00 -762.86 762.86 2/21/97 244 PURCHASED 14.08 0.00 -3,440.77 3,440.77 2/27/97 57 PURCHASED 14.04 0.00 -803.11 803.11 3/ 5/97 153 PURCHASED 14.02 0.00 -2,144.27 2,144.27 3/17/97 54 PURCHASED 13.92 0.00 -757.35 757.35 3/21/97 169 PURCHASED 13.86 0.00 -2,341.99 2,341.99 4/ 3/97 7,613 PURCHASED 13.92 0.00 -105,973.41 105,973.41 4/ 4/97 13,960 PURCHASED 14.00 0.00 -195,435.62 195,435.62 4/10/97 587 PURCHASED 14.03 0.00 -8,234.01 8,234.01 4/11/97 58 PURCHASED 13.97 0.00 -816.87 816.87 4/17/97 55 PURCHASED 14.05 0.00 -768.93 768.93 4/21/97 100 PURCHASED 14.16 0.00 -1,411.67 1,411.67 4/25/97 42 PURCHASED 14.12 0.00 -586.89 586.89 5/ 1/97 57 PURCHASED 14.39 0.00 -824.55 824.55 5/ 7/97 103 PURCHASED 14.75 0.00 -1,519.62 1,519.62 5/14/97 109 PURCHASED 15.18 0.00 -1,648.85 1,648.85 5/29/97 4,278 PURCHASED l5.35 0.00 -65,663.72 65,663.72 6/ 5/97 142 PURCHASED 15.54 0.00 -2,202.50 2,202.50 6/13/97 1 SOLD 15.86 0.00 16.35 -14.16 6/19/97 141 PURCHASED 16.07 0.00 -2,267.62 2,267.62 6/25/97 7,612 PURCHASED 16.40 0.00 -124,842.77 124,842.77 7/ 8/97 87 PURCHASED 16.76 0.00 -1,451.51 1,451.51 7/14/97 82 PURCHASED 16.84 0.00 -1,387.36 1,387.36 7/17/97 529 PURCHASED 16.92 0.00 -8,947.04 8,947:04 7/23/97 197 PURCHASED 16.99 0.00 -3,352.88 3,352.88 7/25/97 39 PURCHASED 16.90 0.00 -662.07 662.07 8/ 4/97 17 PURCHASED 16.80 0.00 -293.91 293.91 8/ 6/97 144 PURCHASED 16.94 0.00 -2,444.73 2,444.73 8/27/97 2,439 PURCHASED 16.16 0.00 -39,412.52 39,412.52 9/ 8/97 104 PURCHASED 16.36 0.00 -1,701.01 1,701.01 9/12/97 52 PURCHASED 16.03 0.00 -830.42 830.42 9/18/97 88 PURCHASED 16.53 0.00 -1,452.48 1,452.48 9/19/97 815 PURCHASED 16.53 0.00 -13,472.76 13,472.76 9/24/97 487 SOLD 16.91 0.00 8,240.91 -6,783.12 9/25/97 805 SOLD 16.97 0.00 13,664.36 -11,207.42 10/ 7/97 106 PURCHASED 17.18 0.00 -1,813.68 1,813.68 10/16/97 10,281 PURCHASED 16.90 0.00 -173,741.38 173,741.38 10/21/97 50 PURCHASED 16.58 0.00 -829.44 829.44 10/27/97 167 PURCHASED 15.35 0.00 -2,559.76 2,559.76 11/ 7/97 106 PURCHASED 15.24 0.00 -1,620.37 1,620.37 11/10/97 72 PURCHASED 15.04 0.00 -1,083.27 1,083.27 11/13/97 73 PURCHASED 14.72 0.00 -1,078.03 1,078.03 11/19/97 162 PURCHASED 15.01 0.00 -2,432.02 2,432.02 12/ 1/97 70 PURCHASED 15.55 0.00 -1,088.68 1,088.68 12/ 8/97 1,670 PURCHASED 15.67 0.00 -26,171.10 26,171.10 12/11/97 97 PURCHASED 15.23 0.00 -1,470.52 1,470.52 5,917 REINVESTED 0.00 0.00 -86,973.44 86,973.44 12/19/97 160 PURCHASED 14.81 0.00 -2,363.86 2,363.86 12/29/97 166 PURCHASED 15.14 0.00 -2,517.70 2,517.70 1,895,640.86
ASSETS DISPOSED --------------- 0005422100 CROSSAVER 401(K) & P/S PL INTERN'L FROM 12/31/96 TO 12/31/97
SETTLEMENT FACE VALUE OR *------ D E S C R I P T 1 0 N ------* PROCEEDS BOOK REALIZED DATE NO. OF SHARES VALUE GAIN/LOSS 1,548,635.45 AUTOMATED CASH MANAGEMENT TRUST 1,548,635.45 1,548,635.45- 0.00 TOTAL DISPOSED FOR THE ABOVE PERIOD 06/16/97 1.03 GALAXY FD INTL EQUITY CLASS G -TRUST 16.35 14.16- 2.19 09/25/97 487.34 GALAXY FD INTL EQUITY CLASS G -TRUST 8,240.91 6,783.12- 1457.79 09/26/97 805.21 GALAXY FD INTL EQUITY CLASS G -TRUST 13,664.36 11,207.42- 2456.94 ------------ ------------ -------- 1,570,557.07 1,566,640.15- 3916.92
SCHEDULE OF REPORTABLE 5% TRANSACTIONS BY ISSUE ----------------------------------------------- COMPUTED ON A 12/31/96 VALUE OF $1,265,851.21 8009900500 CROSSAVER 401(K) & P/S PL STOCK FROM 12/31/96 TO 12/31/97
PURCH/SALE TRANSACTION PURCHASE/SALE BOOK TRADE DATE SHARES/PV PRICE EXPENSE PROCEEDS VALUE CROSS A T CO CL A COM ----------------------------------- 1/ 3/97 40,890 SOLD 11.44 2,453.40 467,765.92 -684,240.57 1/ 6/97 180 SOLD 11.38 21.60 2,048.33 -3,012.06 2/ 4/97 975 PURCHASED 12.07 68.25 -11,768.25 11,768.25 3/24/97 11,700 SOLD 10.83 702.00 126,659.95 -195,009.30 3/26/97 310 SOLD 10.38 37.20 3,217.69 -5,166.91 4/ 3/97 9,700 PURCHASED 10.41 679.00 -101,015.80 101,015.80 4/ 4/97 6,150 PURCHASED 10.56 430.50 -64,937.85 64,937.85 4/10/97 130 PURCHASED 10.49 15.60 -1,364.35 1,364.35 5/ 1/97 100 PURCHASED 10.00 12.00 -999.50 999.50 5/22/97 9,400 SOLD 10.43 658.00 98,038.71 -143,788.65 5/23/97 40 SOLD 10.25 4.80 410.18 -611.87 6/26/97 711 PURCHASED 12.00 85.32 -8,528.45 8,528.45 8/27/97 ll,687 PURCHASED 9.56 701.22 -111,704.35 111,704.35 10/ 7/97 2,650 SOLD 9.14 185.50 24,233.43 -37,916.18 10/ 9/97 100 SOLD 9.19 12.00 919.21 -1,430.80 11/10/97 200 PURCHASED 9.75 24.00 -1,949.00 1,949.00 11/18/97 500 PURCHASED 9.78 60.00 -4,891.50 4,891.50 11/19/97 110 PURCHASED 10.25 13.20 -1,126.95 1,126.95 1,031,579.42 FLEET MONEY MARKET DEPOSIT A/C-RI ----------------------------------- 1/ 3/97 1 PURCHASED 1.00 0.00 -1.19 1.19 1/ 8/97 467,766 PURCHASED 1.00 0.00 -467,765.92 467,765.92 1/ 9/97 2,211 PURCHASED 1.00 0.00 -2,210.94 2,210.94 1/10/97 469,809 SOLD 1.00 0.00 469,808.81 -469,808.81 1/17/Q7 157 PURCHASED 1.00 0.00 -157.08 157.08 1/23/97 348 PURCHASED 1.00 0.00 -348.47 348.47 1/31/97 148 PURCHASED 1.00 0.00 -147.62 147.62 2/ 4/97 10,953 PURCHASED 1.00 0.00 -10,953.43 10,953.43 2/ 6/97 340 PURCHASED 1.00 0.00 -340.04 340.04 2/ 7/97 11,768 SOLD 1.00 0.00 11,768.25 -11,768.25 2/13/97 142 PURCHASED 1.00 0.00 -142.33 142.33 2/21/97 426 PURCHASED 1.00 0.00 -425.92 425.92 2/27/97 368 SOLD 1.00 0.00 368.25 -368.25 3/ 4/97 8 PURCHASED 1.00 0.00 -7.50 7.50 3/ 5/97 334 PURCHASED 1.00 0.00 -334.02 334.02 3/14/97 141 PURCHASED 1.00 0.00 -141.30 141.30 3/21/97 353 PURCHASED 1.00 0.00 -353.40 353.40 3/27/97 126,811 PURCHASED 1.00 0.00 -126,810.79 126,810.79 4/ 1/97 127,230 SOLD 1.00 0.00 127,230.29 -127,230.29 4/ 2/97 86 PURCHASED 1.00 0.00 -85.91 85.91 4/ 3/97 102,003 PURCHASED 1.00 0.00 -102,002.80 102,002.80 4/ 4/97 63,173 PURCHASED 1.00 0.00 -63,172.50 63,172.50 4/ 8/97 101,016 SOLD 1.00 0.00 101,015.80 -101,015.80 4/ 9/97 64,938 SOLD 1.00 0.00 64,937.85 -64,937.85 4/10/97 1,183 PURCHASED 1.00 0.00 -1,182.67 1,182.67 4/11/97 161 PURCHASED 1.00 0.00 -161.22 161.22 4/15/97 1,364 SOLD 1.00 0.00 1,364.35 -1,364.35 4/17/97 159 PURCHASED 1.00 0.00 -159.48 159.48 4/21/97 328 PURCHASED 1.00 0.00 -328.45 328.45 4/25/97 163 PURCHASED 1.00 0.00 -163.24 163.24 5/ 1/97 162 PURCHASED 1.00 0.00 -162.04 162.04 5/ 2/97 110 PURCHASED 1.00 0.00 -110.48 110.48 5/ 6/97 1,000 SOLD 1.00 0.00 999.50 -999.50 5/ 7/97 229 PURCHASED 1.00 0.00 -229.02 229.02 5112/97 160 PURCHASED 1.00 0.00 -160.03 160.03 5/13/97 578 SOLD 1.00 0.00 577.50 -577.50 5/14/97 163 PURCHASED 1.00 0.00 -163.01 163.01 5/20/97 11,636 PURCHASED 1.00 0.00 -11,636.48 11,636.48 5/21/97 328 PURCHASED 1.00 0.00 -328.45 328.45 5/22/97 160 PURCHASED 1.00 0.00 -159.55 159.55 5/23/97 693 PURCHASED 1.00 0.00 -692.61 692.61 5/28/97 98,039 PURCHASED 1.00 0.00 -98,038.71 98,038.71 5/29/97 110,732 SOLD 1.00 0.00 110,732.13 -110,732.13 6/ 3/97 30 PURCHASED 1.00 0.00 -30.36 30.36 6/ 5/97 488 PURCHASED 1.00 0.00 -488.19 488.19 6/13/97 158 PURCHASED 1.00 0.00 -158.40 158.40 6/19/97 466 PURCHASED 1.00 0.00 -465.63 465.63 6/24/97 8 SOLD 1.00 0.00 7.52 -7.52 6/25/97 162 PURCHASED 1.00 0.00 -162.08 162.08 6/26/97 7,282 PURCHASED 1.00 0.00 -7,281.97 7,281.97 7/ 1/97 8,528 SOLD 1.00 0.00 5,528.45 -8,528.45 7/ 2/97 10 PURCHASED 1.00 0.00 -10.08 10.08 7/ 8/97 312 PURCHASED 1.00 0.00 -312.23 312.23 7/ 9/97 363 PURCHASED 1.00 0.00 -363.33 363.33 7/17/97 1,635 PURCHASED 1.00 0.00 -1,635.48 1,635.48 7/21/97 798 SOLD 1.00 0.00 797.50 -797.50 7/23/97 406 PURCHASED 1.00 0.00 -406.45 406.45 7/25/97 179 PURCHASED 1.00 0.00 -178.72 178.72 7/31/97 174 PURCHASED 1.00 0.00 -174.30 174.30 8/ 4/97 7 PURCHASED 1.00 0.00 -7.39 7.39 8/ 6/97 518 PURCHASED 1.00 0.00 -518.32 518.32 8/18/97 185 PURCHASED 1.00 0.00 -184.72 184.72 8/19/97 4,682 PURCHASED 1.00 0.00 -4,681.76 4,681.76 8/22/97 516 PURCHASED 1.00 0.00 -515.57 515.57 8/27/97 103,396 PURCHASED 1.00 0.00 -103,395.75 103,395.75 9/ 2/97 111,612 SOLD 1.00 0.00 111,612.20 -111,612.20 9/ 8/97 492 PURCHASED 1.00 0.00 -491.71 491.71 9/12/97 5,692 PURCHASED 1.00 0.00 -5,692.00 5,692.00 9/18/97 338 PURCHASED 1.00 0.00 -338.27 338.27 9/19/97 154 PURCHASED 1.00 0.00 -153.57 153.57 9/24/97 158 PURCHASED 1.00 0.00 -158.15 I58.15 9/25/97 1,683 PURCHASED 1.00 0.00 -1,682.89 1,682.89 10/ 2/97 35 PURCHASED 1.00 0.00 -35.47 35.47 10/ 7/97 158 PURCHASED 1.00 0.00 -157.73 157.73 10/ 8/97 489 PURCHASED 1.00 0.00 -489.19 489.19 10/10/97 24,233 PURCHASED 1.00 0.00 -24,233.43 24,233.43 10/15/97 919 PURCHASED 1.00 0.00 -919.21 919.21 10/l6/97 33,354 SOLD 1.00 0.00 33,354.09 -33,354.09 10/17/97 151 PURCHASED 1.00 0.00 -150.98 150.98 10/20/97 498 SOLD 1.00 0.00 497.50 -497.50 10/24/97 435 PURCHASED 1.00 0.00 -434.93 434.93 ll/ 4/97 42 PURCHASED 1.00 0.00 -41.58 41.58 ll/ 6/97 438 PURCHASED 1.00 0.00 -438.26 438.26 11/10/97 151 PURCHASED 1.00 0.00 -150.56 150.56 11/13/97 152 PURCHASED 1.00 0.00 -151.63 151.63 11/14/97 1,949 SOLD 1.00 0.00 1,949.00 -1,949.00 11/18/97 5,397 PURCHASED 1.00 0.00 -5,396.72 5,396.72 11/19/97 439 PURCHASED 1.00 0.00 -438.96 438.96 11/21/97 4,892 SOLD 1.00 0.00 4,891.50 -4,891.50 11/24/97 1,127 SOLD 1.00 0.00 1,126.95 -1,126.95 12/ 1/97 150 PURCHASED 1.00 0.00 -149.68 149.68 121 2/97 7 PURCHASED 1.00 0.00 -7.15 7.15 12/ 5/97 486 SOLD 1.00 0.00 486.47 -486.47 12/11/97 148 PURCHASED 1.00 0.00 -147.54 147.54 12/19/97 440 PURCHASED 1.00 0.00 -440.25 440.25 12/29/97 430 PURCHASED 1.00 0.00 -429.62 429.62 12/31/97 150 PURCHASED 1.00 0.00 -150.13 150.13 2,104,980.85
SCHEDULE OF REPORTABLE 5% TRANSACTIONS BY BROKER ------------------------------------------------ COMPUTED ON A 12/31/96 VALUE OF $1,265,851.21 8009900500 CROSSAVER 401(K) & P/S PL STOCK FROM 12/31/96 TO 12/31/97
TRANSACTION BOOK TRADE DATE SHARES/PV EXPENSE CASH VALUE ADAMS, HARKNESS & HILL, INC ----------------------------------- 4/ 3/97 9,700 B CROSS A T CO CL A COM 679.00 -101,015.80 101,015.80 679.00 101,015.80 ESI SECURITIES COMPANY ----------------------------------- 1/ 6/97 180 S CROSS A T CO CL A COM 21.60 2,048.33 -3,012.06 2/ 4/97 975 B CROSS A T CO CL A COM 68.25 -11,768.25 11,768.25 4/ 4/97 6,150 B CROSS A T CO CL A COM 430.50 -64,937.85 64,937.85 4/10/97 130 B CROSS A T CO CL A COM 15.60 -1,364.35 1,364.35 5/23/97 40 S CROSS A T CO CL A COM 4.80 410.18 -611.87 6/26/97 711 B CROSS A T CO CL A COM 85.32 -8,528.45 8,528.45 8/27/97 11,687 B CROSS A T CO CL A COM 701.22 -111,704.35 111,704.35 10/ 7/97 2,650 S CROSS A T CO CL A COM 185.50 24,233.43 -37,916.18 10/ 9/97 100 S CROSS A T CO CL A COM 12.00 919.21 -1,430.80 11/18/97 500 B CROSS A T CO CL A COM 60.00 -4,891.50 4,891.50 11/19/97 110 B CROSS A T CO CL A COM 13.20 -1,126.95 1,126.95 1,597.99 231,932.85 JEFFERIES_& COMPANY, INC ----------------------------------- 5/22/97 9,400 S CROSS A T CO CL A COM 658.00 98,038.71 -143,788.65 658.00 98,038.71 WEEDEN & CO ----------------------------------- 1/ 3/97 40,890 S CROSS A T CO CL A COM 2,453.40 467,765.92 -684,240.57 3/24/97 11,700 S CROSS A T CO CL A COM 702.00 126,659.95 -195,009.30 3,155.40 594,425.87
ASSETS DISPOSED --------------- 8009900500 CROSSAVER 401(K) & P/S PL STOCK FROM 12/31/96 TO 12/31/97
SETTLEMENT FACE VALUE OR *------ D E S C R I P T 1 0 N ------* PROCEEDS BOOK REALIZED DATE NO. OF SHARES VALUE GAIN/LOSS 1,052,053.91 AUTOMATED CASH MANAGEMENT TRUST 1,052,OS3.91 1,052,O53.91- 0.00 TOTAL DISPOSED FOR THE ABOVE PERIOD 01/08/97 40,890.00 CROSS A T CO CL A COM 467,765.92 684,240.57- 216474.65- 01/09/97 180.00 CROSS A T CO CL A COM 2,048.33 3,012.06- 963.73- 03/27/97 11,700.00 CROSS A T CO CL A COM 126,659.95 195,009.30- 68349.35- 04/01/97 310.00 CROSS A T CO CL A COM 3,217.69 5,166.91- 1949.22- 05/28/97 9,400.00 CROSS A T CO CL A COM 98,038.71 143,788.61- 45749.94- 05/29/97 40.00 CROSS A T CO CL A COM 410.18 611.87- 201.69- 10/10/97 2,650.00 CROSS A T CO CL A COM 24,233.43 37,916.18- 13682.75- 10/15/97 100.00 CROSS A T CO CL A COM 919.21 1,430.80- 511.59- ------------ ------------ --------- 1,775,347.33 2,123,230.25- 347882.92-
SCHEDULE OF REPORTABLE 5% TRANSACTIONS BY ISSUE ----------------------------------------------- COMPUTED ON A 12/31/96 VALUE OF $1,113,802.25 8025700900 CROSSAVER 401(K) & P/S PL LOAN FROM 12/31/96 TO 12/31/97
PURCH/SALE TRANSACTION PURCHASE/SALE BOOK TRADE DATE SHARES/PV PRICE EXPENSE PROCEEDS VALUE FLEET MONEY MARKET DEPOSIT AIC-RI ----------------------------------- 1/ 3/97 8,986 PURCHASED 1.00 0.00 -8,986.01 8,986.01 1/ 9/97 8,469 PURCHASED 1.00 0.00 -8,468.93 8,468.93 1/10/97 2,284 PURCHASED 1.00 0.00 -2,283.66 2,283.66 1/17/97 8,468 PURCHASED 1.00 0.00 -8,468.12 8,468.12 1/23/97 10,752 PURCHASED 1.00 0.00 -10,752.27 10,752.27 1/31/97 8,348 PURCHASED 1.00 0.00 -8,347.97 8,347.97 2/ 4/97 556 PURCHASED 1.00 0.00 -556.37 556.37 2/ 5/97 127,634 SOLD 1.00 0.00 127,633.69 -127,633.69 2/ 6/97 10,667 PURCHASED 1.00 0.00 -10,667.15 10,667.15 2/13/97 8,467 PURCHASED 1.00 0.00 -8,466.74 8,466.74 2/21/97 10,786 PURCHASED 1.00 0.00 -10,785.79 10,785.79 2/27/97 8,367 PURCHASED 1.00 0.00 -8,367.42 8,367.42 3/ 4/97 257 PURCHASED 1.00 0.00 -256.66 256.66 3/ 5/97 10,722 PURCHASED 1.00 0.00 -10,722.11 10,722.11 3/ 7/97 1,645 SOLD 1.00 0.00 1,645.32 -1,645.32 3/14/97 8,709 PURCHASED 1.00 0.00 -8,709.28 8,709.28 3/19/97 1,645 PURCHASED 1.00 0.00 -1,645.32 1,645.32 3/21/97 10,748 PURCHASED 1.00 0.00 -10,747.72 10,747.72 3/27/97 8,690 PURCHASED 1.00 0.00 -8,690.44 8,690.44 4/ 2/97 370 PURCHASED 1.00 0.00 -370.23 370.23 4/ 3/97 10,930 PURCHASED 1.00 0.00 -10,930.09 10,930.09 4/11/97 8,536 PURCHASED 1.00 0.00 -8,536.13 8,536.13 4/17/97 8,503 PURCHASED 1.00 0.00 -8,502.86 8,502.86 4/21/97 2,284 PURCHASED 1.00 0.00 -2,283.66 2,283.66 4/25/97 8,625 PURCHASED 1.00 0.00 -8,624.64 8,624.64 5/ 1/97 8,769 PURCHASED 1.00 0.00 -8,768.85 8,768.85 5/ 2/97 535 PURCHASED 1.00 0.00 -535.24 535.24 5/ 7/97 2,284 PURCHASED 1.00 0.00 -2,283.66 2,283.66 5/12/97 8,950 PURCHASED 1.00 0.00 -8,950.18 8,950.18 5/14/97 9,078 PURCHASED 1.00 0.00 -9,078.35 9,078.35 5/21/97 2,284 PURCHASED 1.00 0.00 -2,283.66 2,283.66 5/22/97 9,100 PURCHASED 1.00 0.00 -9,100.00 9,100.00 5/23/97 125,307 SOLD 1.00 0.00 125,307.29 -125,307.29 5/29/97 9,164 PURCHASED 1.00 0.00 -9,164.48 9,164.48 6/ 3/97 583 PURCHASED 1.00 0.00 -582.65 582.65 6/ 5/97 11,310 PURCHASED 1.00 0.00 -11,310.02 11,310.02 6/12/97 24,439 SOLD 1.00 0.00 24,439.02 -24,439.02 6/13/97 8,917 PURCHASED 1.00 0.00 -8,917.26 8,917.26 6/16/97 24,439 PURCHASED 1.00 0.00 -24,439.02 24,439.02 6/19/97 11,140 PURCHASED 1.00 0.00 -11,140.26 11,140.26 6/25/97 8,843 PURCHASED 1.00 0.00 -8,842.51 8,842.51 7/ 2/97 382 PURCHASED 1.00 0.00 -382.24 382.24 7/ 8/97 2,232 PURCHASED 1.00 0.00 -2,231.85 2,231.85 7/ 9/97 17,355 PURCHASED 1.00 0.00 -17,355.05 17,355.05 7/17/97 4,966 PURCHASED 1.00 0.00 -4,965.86 4,965.86 7/23/97 1,821 PURCHASED 1.00 0.00 -1,821.08 1,821.08 7/25/97 4,871 PURCHASED 1.00 0.00 -4,870.80 4,870.80 7/31/97 6,714 PURCHASED 1.00 0.00 -6,713.76 6,713.76 8/ 4/97 563 PURCHASED 1.00 0.00 -563.24 563.24 8/ 6/97 10,223 PURCHASED 1.00 0.00 -10,223.10 10,223.10 8/18/97 8,566 PURCHASED 1.00 0.00 -8,565.82 8,565.82 8/22/97 9,547 PURCHASED 1.00 0.00 -9,546.83 9,546.83 8/27/97 122,608 SOLD 1.00 0.00 122,607.74 -122,607.74 9/ 3/97 631 PURCHASED 1.00 0.00 -631.18 631.18 9/ 8/97 9,376 PURCHASED 1.00 0.00 -9,375.50 9,375.50 9/12/97 7,587 PURCHASED 1.00 0.00 -7,586.80 7,586.80 9/18/97 1,684 PURCHASED 1.00 0.00 -1,684.28 1,684.28 9/19/97 7,680 PURCHASED 1.00 0.00 -7,679.69 7,679.69 9/22/97 4,082 SOLD 1.00 0.00 4,082.37 -4,082.37 9/24/97 7,376 PURCHASED 1.00 0.00 -7,375.90 7,375.90 9/30/97 4,521 PURCHASED 1.00 0.00 -4,520.53 4,520.53 10/ 2/97 321 PURCHASED 1.00 0.00 -320.64 320.64 10/ 7/97 7,808 PURCHASED 1.00 0.00 -7,807.63 7,807.63 10/ 8/97 9,127 PURCHASED 1.00 0.00 -9,126.56 9,126.56 10/17/97 7,288 PURCHASED 1.00 0.00 -7,288.21 7,288.21 10/24/97 8,444 PURCHASED 1.00 0.00 -8,444.44 8,444.44 ll/ 4/97 480 PURCHASED 1.00 0.00 -480.05 480.05 11/ 6/97 8,667 PURCHASED 1.00 0.00 -8,667.47 8,667.47 11/10/97 7,517 PURCHASED 1.00 0.00 -7,516.72 7,516.72 11/13/97 7,523 PURCHASED 1.00 0.00 -7,522.77 7,522.77 11/19/97 8,522 PURCHASED 1.00 0.00 -8,521.59 8,521.59 12/ 1/97 7,774 PURCHASED 1.00 0.00 -7,774.24 7,774.24 12/ 2/97 606 PURCHASED 1.00 0.00 -605.68 605.68 12/ 5/97 99,481 SOLD 1.00 0.00 99,481.23 -99,481.23 12/11/97 7,761 PURCHASED 1.00 .0.00 -7,760.99 7,760.99 12/19/97 8,611 PURCHASED 1.00 0.00 -8,610.73 8,610.73 12/24/97 21,549 SOLD 1.00 0.00 21,548.53 -21,548.53 12/29/97 7,877 PURCHASED 1.00 0.00 -7,876.76 7,876.76 12/31/97 7,913 PURCHASED 1.00 0.00 -7,912.91 7,912.91 1,020,641.80
ASSETS DISPOSED --------------- 8025700900 CROSSAVER 401(K) P/S PL LOAN FROM 12/31/96 TO 12/31/97
SETTLEMENT FACE VALUE OR *------ D E S C R I P T 1 0 N ------* PROCEEDS BOOK REALIZED DATE NO. OF SHARES VALUE GAIN/LOSS 526,745.19 AUTOMATED CASH MANAGEMENT TRUST 526,745.19 526,745.19- 0.00 TOTAL DISPOSED FOR THE ABOVE PERIOD ---------- ---------- ----- 526,745.19 526,745.19- 0.00
SCHEDULE OF REPORTABLE 5% TRANSACTIONS BY ISSUE ----------------------------------------------- COMPUTED ON A 12/31/96 VALUE OF $9,735.17 8540000000 A T CROSS PENCIL INSTALLMENT FROM 12/31/96 TO 12/31/97
PURCH/SALE TRANSACTION PURCHASE/SALE BOOK TRADE DATE SHARES/PV PRICE EXPENSE PROCEEDS VALUE FLEET MONEY MARKET DEPOSIT A/C-RI ----------------------------------- 1/ 3/97 29 PURCHASED 1.00 0.00 -28.53 28.53 2/ 4/97 63 PURCHASED 1.00 0.00 -63.46 63.46 3/ 4/97 26 PURCHASED 1.00 0.00 -26.03 26.03 4/ 2/97 29 PURCHASED 1.00 0.00 -28.83 28.83 5/ 2/97 29 PURCHASED 1.00 0.00 -28.79 28.79 5/20/97 35 PURCHASED 1.00 0.00 -34.72 34.72 6/ 3/97 30 PURCHASED 1.00 0.00 -30.03 30.03 7/ 2/97 29 PURCHASED 1.00 0.00 -29.43 29.43 7/24/97 551 SOLD 1.00 0.00 550.76 -550.76 8/ 4/97 30 PURCHASED 1.00 0.00 -29.93 29.93 8/19/97 17 PURCHASED 1.00 0.00 -17.36 17.36 9/ 3/97 29 PURCHASED 1.00 0.00 -28.67 28.67 9/25/97 362 SOLD 1.00 0.00 362.29 -362.29 10/ 2/97 28 PURCHASED 1.00 0.00 -27.60 27.60 ll/ 4/97 27 PURCHASED 1.00 0.00 -27.22 27.22 11/18/97 7 PURCHASED 1.00 0.00 -7.36 7.36 12/ 2/97 27 PURCHASED 1.00 0.00 -26.67 26.67 1,347.68
ASSETS DISPOSED --------------- 8540000000 A T CROSS PENCIL INSTALLMENT FROM 12/31/96 TO 12/31/97
SETTLEMENT FACE VALUE OR *------ D E S C R I P T 1 0 N ------* PROCEEDS BOOK REALIZED DATE NO. OF SHARES VALUE GAIN/LOSS 913.05 AUTOMATED CASH MANAGEMENT TRUST 913.05 913.05- 0.00 TOTAL DISPOSED FOR THE ABOVE PERIOD ------- ------- ---- 913.05 913.05- 0.00
SCHEDULE OF REPORTABLE 5% TRANSACTIONS BY ISSUE ----------------------------------------------- COMPUTED ON A 12/31/96 VALUE OF $191,522.44 0000266800 A T CROSS INST FLEET STABLE ASSET FROM 12/31/96 TO 12/31/97
PURCH/SALE TRANSACTION PURCHASE/SALE BOOK TRADE DATE SHARES/PV PRICE EXPENSE PROCEEDS VALUE FLEET STABLE ASSET FUND ----------------------------------- 92 REINVESTED 0.00 0.00 -919.95 919.95 93 REINVESTED 0.00 0.00 -925.66 925.66 83 REINVESTED 0.00 0.00 -830.67 830.67 91 REINVESTED 0.00 0.00 -911.96 911.96 4/ 3/97 8,588 SOLD 10.00 0.00 85,884.76 -85,884.76 52 REINVESTED 0.00 0.00 -515.25 515.25 49 REINVESTED 0.00 0.00 -489.24 489.24 47 REINVESTED 0.00 0.00 -474.09 474.09 49 REINVESTED 0.00 0.00 -491.62 491.62 50 REINVESTED 0.00 0.00 -497.47 497.47 48 REINVESTED 0.00 0.00 -484.93 484.93 51 REINVESTED 0.00 0.00 -509.64 509.64 49 REINVESTED 0.00 0.00 -494.33 494.33 12/ 3/97 395 SOLD 10.00 0.00 3,945.46 -3,945.46 97,375.03
ASSETS DISPOSED --------------- 0000266800 A T CROSS INST FLEET STABLE ASSET FROM 12/31/96 TO 12/31/97
SETTLEMENT FACE VALUE OR *------ D E S C R I P T 1 0 N ------* PROCEEDS BOOK REALIZED DATE NO. OF SHARES VALUE GAIN/LOSS 4,439.99 AUTOMATED CASH MANAGEMENT TRUST 4,439.99 4,439.99- 0.00 TOTAL DISPOSED FOR THE ABOVE PERIOD 04/04/97 8,588.48 FLEET STABLE ASSET FUND 85,884.76 85,884.76- 0.00 12/04/97 394.55 FLEET STABLE ASSET FUND 3,945.46 3,945.46- 0.00 ---------- --------- ----- 94,270.21 94,270.21- 0.00
SCHEDULE OF REPORTABLE 5% TRANSACTIONS BY ISSUE ----------------------------------------------- COMPUTED ON A 12/31/96 VALUE OF $9,005,210.55 8027600900 CROSSAVER 401 (K) GENERAL FUND FROM 12/31/96 TO 12/31/97
PURCH/SALE TRANSACTION PURCHASE/SALE BOOK TRADE DATE SHARES/PV PRICE EXPENSE PROCEEDS VALUE GALAXY GOVERNMENT FUND- TRUST ============================== 01/2/97 6,774 PURCHASED 1.00 0.00 -6,774.00 -6,774.00 01/2/97 910,862 SOLD 1.00 0.00 910,862.45 -910,862.45 917,636.45
ASSETS DISPOSED --------------- 8027600900 CROSSAVER 401(K) GENERAL FUND FROM 12/31/96 TO 12/31/97
SETTLEMENT FACE VALUE OR *------ D E S C R I P T 1 0 N ------* PROCEEDS BOOK REALIZED DATE NO. OF SHARES VALUE GAIN/LOSS 910,862.45 AUTOMATED CASH MANAGEMENT TRUST 910,862.45 910,862.45- 0.00 TOTAL DISPOSED FOR THE ABOVE PERIOD ----------- ---------- ----- 910,862.45 910,862.45- 0.00
SCHEDULE OF REPORTABLE 5% TRANSACTIONS BY ISSUE ----------------------------------------------- COMPUTED ON A 12/31/96 VALUE OF $6,594,026.39 8027700700 CROSSAVER 401 (K) GENERAL FUND FROM 12/31/96 TO 12/31/97
PURCH/SALE TRANSACTION PURCHASE/SALE BOOK TRADE DATE SHARES/PV PRICE EXPENSE PROCEEDS VALUE FLEET MONEY MARKET DEPOSIT A/C- RI ===================================== 01/2/97 497,180 SOLD 1.00 0.00 497,180.39 -497,180.39 497,180.39
ASSETS DISPOSED --------------- 8027700700 CROSSAVER 401(K) DIRECTED FUND FROM 12/31/96 TO 12/31/97
SETTLEMENT FACE VALUE OR *------ D E S C R I P T 1 0 N ------* PROCEEDS BOOK REALIZED DATE NO. OF SHARES VALUE GAIN/LOSS 497,180.39 AUTOMATED CASH MANAGEMENT TRUST 497,180.39 497,180.39- 0.00 TOTAL DISPOSED FOR THE ABOVE PERIOD ---------- ---------- ---- 497,180.39 497,180,39- 0.00
A.T. Cross Company Profit Sharing Plan and Trust Financial Statements for the Period Ended January 1, 1997 (Date of Merger) and the Year Ended December 31, 1996 and Supplemental Schedules as of and for the Period Ended January 1, 1997 and Independent Auditors' Report A.T. CROSS COMPANY PROFIT SHARING PLAN AND TRUST TABLE OF CONTENTS _____________________________________________________________________________ Page INDEPENDENT AUDITORS' REPORT 1-2 FINANCIAL STATEMENTS FOR THE PERIOD ENDED JANUARY 1, 1997 (DATE OF MERGER) AND FOR THE YEAR ENDED DECEMBER 31, 1996: Statements of Net Assets Available for Benefits, with Fund Information 3-4 Statements of Changes in Net Assets Available for Benefits, with Fund Information 5-6 Notes to Financial Statements 7-10 SUPPLEMENTAL SCHEDULES AS OF AND FOR THE PERIOD ENDED JANUARY 1, 1997: Item 27a - Schedule of Assets Held for Investment Purposes 11-14 Item 27d - Schedule of Reportable Transactions 15 Schedules required under the Employee Retirement Income Security Act of 1974, other than the schedules listed above, are omitted because of the absence of the conditions under which the schedules are required. Deloitte & Touche LLP 125 Summer Street Telephone (617) 261-8000 Boston, Massachusetts 02110-1617 Facsimile (617) 261-8111 INDEPENDENT AUDITORS' REPORT To the Retirement Plans Committee and Participants of A.T. Cross Company Profit Sharing Plan and Trust: We have audited the accompanying statements of net assets available for benefits, with fund information of the A.T. Cross Company Profit Sharing Plan and Trust (the "Plan") as of January 1, 1997 (date of merger) and December 31, 1996, and the related statement of changes in net assets available for benefits, with fund information for the period ended January 1, 1997 (date of merger) and the year ended December 31, 1996. These financial statements are the responsibility of the Plan's management. Our responsibility is to express an opinion on these financial statements based on our audits. We conducted our audits in accordance with generally accepted auditing standards. Those standards require that we plan and perform the audit to obtain reasonable assurance about whether the financial statements are free of material misstatement. An audit includes examining, on a test basis, evidence supporting the amounts and disclosures in the financial statements. An audit also includes assessing the accounting principles used and significant estimates made by management, as well as evaluating the overall financial statement presentation. We believe that our audits provide a reasonable basis for our opinion. In our opinion, the financial statements referred to above present fairly, in all material respects, the net assets available for benefits of the Plan as of January 1, 1997 and December 31, 1996, and the changes in net assets available for benefits for the periods then ended in conformity with generally accepted accounting principles. Our audits were conducted for the purpose of forming an opinion on the basic financial statements taken as a whole. The supplemental schedules listed in the Table of Contents are presented for the purpose of additional analysis and are not a required part of the basic financial statements, but are supplementary information required by the Department of Labor's Rules and Regulations for Reporting and Disclosure under the Employee Retirement Income Security Act of 1974. The fund information in the statement of net assets available for benefits and the statement of changes in net assets available for benefits is presented for purposes of additional analysis rather than to present the net assets available for benefits and changes in net assets available for benefits of each fund. This supplemental information is the responsibility of the Plan's management. Such schedules and fund information have been subjected to the auditing procedures applied in our audits of the basic financial statements and, in our opinion, are fairly stated in all material respects when considered in relation to the basic financial statements taken as a whole. As further discussed in Note 2 to the financial statements, the Board of Directors of A.T. Cross Company, the Plan's sponsor, voted on December 10, 1996 to merge the Plan into the A.T. Cross Company Defined Contribution Retirement Plan effective January 1, 1997. DELOITTE & TOUCHE LLP May 29, 1998 Deloitte & Touche Tohmatsu International - 2 - A.T. CROSS COMPANY PROFIT SHARING PLAN AND TRUST STATEMENT OF NET ASSETS AVAILABLE FOR BENEFITS, WITH FUND INFORMATION JANUARY 1, 1997 (DATE OF MERGER) _______________________________________________________________________________________________________________________
Supplemental Information - By Fund ________________________________________________________________________________ Profit Sharing Installment Account Fund Information Fund Information __________________________________ Total _____________________ Total Directed Company Profit Money Galaxy Installment General Investment Stock Sharing Market GIC Pooled Account Fund Fund Fund Fund Fund Fund Fund Total ASSETS: Investments, at fair value: Fleet National Bank of Rhode Island Money Market Fund $ 2,581,648 $ 425,736 $ 296 $ 3,007,680 $ 7,213 $ 4,247 $ 11,460 $ 3,019,140 United States Treasury notes and bonds 2,258,232 7,516,095 - 9,774,327 - - - 9,774,327 United States Treasury bills - 4,147,490 - 4,147,490 - - - 4,147,490 United States Agency bonds - 500,000 - 500,000 - - - 500,000 Common stocks 10,577,096 - 1,265,556 11,842,652 2,523 10,439 12,962 11,855,614 Fleet National Bank of Rhode Island Stable Asset Fund - - - - - 176,836 176,836 176,836 ----------- ----------- ---------- ----------- --------- --------- ---------- ----------- Total investments 15,416,976 12,589,321 1,265,852 29,272,149 9,736 191,522 201,258 29,473,407 Dividends and interest receivable 78,224 149,224 - 227,448 29 937 966 228,414 ----------- ----------- ---------- ----------- --------- --------- ---------- ----------- Total assets 15,495,200 12,738,545 1,265,852 29,499,597 9,765 192,459 202,224 29,701,821 LIABILITIES - Transfer of assets to Defined Contribution Retirement Plan (Note 2) 15,495,200 12,738,545 1,265,852 29,499,597 9,765 192,459 202,224 29,701,821 ----------- ----------- ---------- ----------- --------- --------- ---------- ----------- NET ASSETS AVAILABLE FOR BENEFITS $ - $ - $ - $ - $ - $ - $ - $ - =========== =========== ========== =========== ========== ========== =========== =========== See notes to financial statements.
- 3 - A.T. CROSS COMPANY PROFIT SHARING PLAN AND TRUST STATEMENT OF NET ASSETS AVAILABLE FOR BENEFITS, WITH FUND INFORMATION DECEMBER 31, 1996 _______________________________________________________________________________________________________________________
Supplemental Information - By Fund ________________________________________________________________________________ Profit Sharing Installment Account Fund Information Fund Information __________________________________ Total _____________________ Total Directed Company Profit Money Galaxy Installment General Investment Stock Sharing Market GIC Pooled Account Fund Fund Fund Fund Fund Fund Fund Total ASSETS: Investments, at fair value: Fleet National Bank of Rhode Island Money Market Fund $ 2,581,648 $ 425,736 $ 296 $ 3,007,680 $ 7,213 $ 4,247 $ 11,460 $ 3,019,140 United States Treasury notes and bonds 2,258,232 7,516,095 - 9,774,327 - - - 9,774,327 United States Treasury bills - 4,147,490 - 4,147,490 - - - 4,147,490 United States Agency bonds - 500,000 - 500,000 - - - 500,000 Common stocks 10,577,096 - 1,265,556 11,842,652 2,523 10,439 12,962 11,855,614 Fleet National Bank of Rhode Island Stable Asset Fund - - - - - 176,836 176,836 176,836 ----------- ----------- ---------- ----------- --------- ----------- ---------- ----------- Total investments 15,416,976 12,589,321 1,265,852 29,272,149 9,736 191,522 201,258 29,473,407 Dividends and interest receivable 78,224 149,224 - 227,448 29 937 966 228,414 ----------- ----------- ---------- ----------- --------- ----------- ---------- ----------- NET ASSETS AVAILABLE FOR BENEFITS $15,495,200 $12,738,545 $1,265,852 $29,499,597 $ 9,765 $ 192,459 $ 202,224 $29,701,821 =========== =========== ========== =========== ========= =========== =========== =========== See notes to financial statements.
- 4 - A.T. CROSS COMPANY PROFIT SHARING PLAN AND TRUST STATEMENT OF CHANGES IN NET ASSETS AVAILABLE FOR BENEFITS, WITH FUND INFORMATION PERIOD ENDED JANUARY 1, 1997 (DATE OF MERGER) _______________________________________________________________________________________________________________________
Supplemental Information - By Fund ________________________________________________________________________________ Profit Sharing Installment Account Fund Information Fund Information __________________________________ Total _____________________ Total Directed Company Profit Money Galaxy Installment General Investment Stock Sharing Market GIC Pooled Account Fund Fund Fund Fund Fund Fund Fund Total ADDITIONS TO NET ASSETS $ - $ - $ - $ - $ - $ - $ - $ - ----------- ----------- ---------- ----------- --------- ----------- ----------- ----------- DEDUCTIONS FROM NET ASSETS ATTRIBUTED TO - Transfer of assets to the Defined Contribution Retirement Plan in connection with merger (Note 2) (15,495,200)(12,738,545)(1,265,852)(29,499,597) (9,765) (192,459) (202,224)(29,701,821) ----------- ----------- ---------- ----------- --------- ----------- ----------- ----------- NET ASSETS AVAILABLE FOR BENEFITS: Beginning of period 15,495,200 12,738,545 1,265,852 29,499,597 9,765 192,459 202,224 29,701,821 ----------- ----------- ---------- ----------- --------- ----------- ----------- ----------- End of period $ - $ - $ - $ - $ - $ - $ - $ - =========== =========== ========== =========== ========= =========== =========== =========== See notes to financial statements.
- 5 - A.T. CROSS COMPANY PROFIT SHARING PLAN AND TRUST STATEMENT OF CHANGES IN NET ASSETS AVAILABLE FOR BENEFITS, WITH FUND INFORMATION YEAR ENDED DECEMBER 31,1996 _______________________________________________________________________________________________________________________
Supplemental Information - By Fund ________________________________________________________________________________ Profit Sharing Installment Account Fund Information Fund Information __________________________________ Total _____________________ Total Directed Company Profit Money Galaxy Installment General Investment Stock Sharing Market GIC Pooled Account Fund Fund Fund Fund Fund Fund Fund Total ADDITIONS TO NET ASSETS ATTRIBUTED TO - Investment income: Net appreciation (depreciation) in fair value of investments $ 1,534,449 $ (65,579)$ (366,190)$ 1,102,680 $ (576)$ (3,068)$ (3,644)$ 1,099,036 Interest 281,815 731,576 176 1,013,567 362 13,400 13,400 1,027,329 Dividends 222,823 - 68,108 290,931 155 537 692 291,623 ----------- ----------- ---------- ----------- --------- ---------- ---------- ----------- Total additions 2,039,087 665,997 (297,906) 2,407,178 (59) 10,869 10,810 2,417,988 DEDUCTIONS FROM NET ASSETS ATTRIBUTED TO: Benefits paid to participants 321,493 1,257,519 54,489 1,633,501 4,310 321,289 325,599 1,959,100 ----------- ----------- ---------- ----------- --------- --------- ---------- ----------- Net increase (decrease) prior to interfund transfers 1,717,594 (591,522) (352,395) 773,677 (4,369) (310,420) (314,789) 458,888 Interfund transfers - net 1,750,351 (1,736,025) (27,761) (13,435) - 13,435 13,435 - ----------- ----------- ---------- ----------- --------- --------- ----------- ----------- Net increase (decrease) 3,467,945 (2,327,547) (380,156) 760,242 (4,369) (296,985) (301,354) 458,888 NET ASSETS AVAILABLE FOR BENEFITS: Beginning of year 12,027,255 15,066,092 1,646,008 28,739,355 14,134 489,444 503,578 29,242,933 ----------- ----------- ---------- ----------- --------- --------- ----------- ----------- End of year $15,495,200 $12,738 545 $1,265,852 $29,499,597 $ 9,765 $ 192,459 $ 202,224 $29,701,821 =========== =========== ========== =========== ========= ========= =========== =========== See notes to financial statements.
- 6 - A.T. CROSS COMPANY PROFIT SHARING PLAN AND TRUST NOTES TO FINANCIAL STATEMENTS 1. DESCRIPTION OF THE PLAN The following description of the A.T. Cross Company Profit Sharing Plan and Trust (the "Plan") is provided for general information purposes only. Participants should refer to the Plan document for a more complete description of the Plan's provisions. General - The Plan is a noncontributory defined contribution plan and is administered by an Employee Benefit Plan Committee consisting of three persons appointed by the Board of Directors of A.T. Cross Company (the "Company"), the Plan's sponsor. The Board of Directors determines the amount of the contribution and has established the policy that the maximum contribution for any year is limited to the lesser of (1) the maximum amount deductible for such year for federal income tax purposes; or (2) 15% of the Company's net income for such year before deducting contributions to the retirement trust and before providing for federal and state income taxes. The Plan is subject to the Employee Retirement Income Security Act of 1974 ("ERISA"). Contributions from Company - No contributions were declared for 1997 or 1996. In a year in which a contribution is made, the Company's contribution to the Plan is allocated to each eligible employee's account based on the proportion that each eligible employee's allocation units bear to the total allocation units. An eligible employee receives one allocation unit for each one hundred dollars or major fraction thereof of compensation and one allocation unit for each full year of service as defined by the Plan. Participation - Employees of the Company are eligible to participate in the Plan on January 1 following their hire date. Employees who become participants may allocate part or all of their balance in the Profit Sharing General Fund, the Profit Sharing Directed Investment Fund and the Profit Sharing Company Stock Fund in increments of 10%. The Plan also allows employees to make annual elections with respect to the Company's annual contribution and the employee's existing balance. This election is totally separate from the fund balance election described above and allows the participant to elect (in multiples of 10%) to have the Company's contribution, made on his/her behalf, allocated to the Profit Sharing General Fund, the Profit Sharing Directed Investment Fund, or the Profit Sharing Company Stock Fund. The balance election allows the participant to elect (in multiples of 10%) to have the employee's existing balance transferred to one or more of the funds. Vesting - Upon termination of employment for reasons other than death, retirement, or disability, participants are entitled to 10% of their balance per year of credited vesting service through year four and 20% per year for years five through seven up to 100%. The Plan provides for the deferral of benefits for one year should a participant who is also a participant of the A.T. Cross Company Executive Incentive Compensation Plan terminate employment for reasons other than normal retirement as defined by the Plan, death or disability. Upon early or normal retirement as defined by the Plan, a participant will receive a lump-sum distribution of his/her account. - 7 - 2. PLAN AMENDMENT AND TERMINATION The Plan may be amended at any time by a vote of the Company's Board of Directors. The Board of Directors may suspend or discontinue contributions to the Plan as well as terminate it. Upon termination of the Plan or discontinuance of the Company's contribution, all interests of participants become fully vested and are not subject to forfeiture. After termination, all remaining assets shall be distributed, after payment of any expenses chargeable against the Plan, to participants in accordance with their respective interest in cash or in the form of immediate or deferred annuities. On December 10, 1996, the Board of Directors of A.T. Cross Company, the Plan's sponsor, voted on and approved the merger of the Plan into the A.T. Cross Company Defined Contribution Retirement Plan. Effective January 1, 1997, the A.T. Cross Company Profit Sharing Plan and Trust and the A.T. Cross Company Savings Plan (collectively, the "Component Plans") were merged into a single plan and trust known as the A.T. Cross Company Defined Contribution Retirement Plan (the "Merged Plan"). Assets of the Component Plans are held in a single trust, with each plan operating as a component plan of the Merged Plan. The purpose of the merger was to offer increased investment opportunities under the Component Plans, as well as to provide for uniform and combined investment opportunities and election procedures. Additionally, certain investment management fees, previously paid by the Company, shall be paid by certain investment funds under the Component Plans. 3. SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES Method of Accounting - The financial statements of the Plan are prepared on the accrual basis of accounting. Purchases and sales of securities are recorded on the trade-date basis. Interest income is recorded on the accrual basis. Dividends are recorded on the ex-dividend date. Valuation of Investments - The Plan's investments are stated at fair value. Securities traded on a national securities exchange are valued at the last reported sales price on the last business day of the plan year. United States Governmental and agency securities are valued at the last reported bid price. Investments in the Galaxy GIC Pooled Fund (the "Fund") are generally valued at the redemption value established by the trustee of the Fund, which is generally based on the fair value of the underlying assets. Plan Expenses - All expenses incurred in connection with the operation of the Plan are borne by the Company. However, should the Company fail to pay the expenses, such expenses will be considered expenses of the Plan. Benefit Payments - Benefits are recorded when paid. Estimates - The preparation of financial statements in conformity with generally accepted accounting principles requires management to make estimates and assumptions that affect certain reported amounts and disclosures. Accordingly, actual results could differ from those estimates. - 8 - 4. INVESTMENTS The Plan's investments are held by a bank-administered trust fund. During the period ended January 1, 1997 and the year ended December 31, 1996, the Plan's investments (including investments bought and sold, as well as held, during the periods) appreciated in fair value by $0 and $1,099,036, respectively, as follows: January 1, December 31, 1997 1996 United States Government securities $ - $ (173,151) Common stocks - 1,272,187 ------------ ------------ Net appreciation $ - $ 1,099,036 ============ ============ The fair value of individual investments that represent 5% or more of the Plan's net assets at January 1, 1997 and December 31, 1996 is as follows: January 1, December 31, 1997 1996 Fleet National Bank of Rhode Island Money Market Fund ($3,019,140 face amount) $ 3,019,140 $ 3,019,140 United States Treasury Notes, 6.25%, due January 31,1997 ($3,000,000 face amount) 3,001,410 3,001,410 United States Treasury Notes, 6.15%, due May 31,1997 ($1,500,000 face amount) 1,504,215 1,504,215 5. TAX STATUS OF THE PLAN The Plan obtained its latest determination letter on December 1, 1993, in which the Internal Revenue Service stated that the Plan, as then designed, was in compliance with the applicable requirements of the Internal Revenue Code (the "Code"). The Plan has been amended since receiving the determination letter; however, the plan administrator believes that the Plan is currently designed and being operated in compliance with the applicable requirements of the Code. Accordingly, no provision for income taxes has been included in the Plan's financial statements. - 9 - 6. TRANSACTIONS WITH PARTIES IN INTEREST Transactions with parties in interest for the year ended December 31, 1996 are as follows: Shares or Units of Participation Amount A.T. Cross Company Common stock Purchases 14,947 $ 216,322 Sales 4,433 67,900 Distributions 3,906 64,142 Dividend income - 68,800 Realized gain (loss) on sales - (6,902) Fleet National Bank of Rhode Island Money Market fund: Purchases 32,672,445 32,672,445 Sales 31,306,977 31,306,977 Interest income - 212,842 Fleet Financial Group - Common stock dividend income - 12,040 Fleet National Bank of Rhode Island Stable Asset fund: Purchases: 2,089 20,886 Sales 31,905 319,050 Dividend income - 12,392 In January 1997 the assets of the Plan were transferred to the A.T. Cross Company Defined Contribution Retirement Plan as described in Note 2. 7. RECONCILIATION OF FINANCIAL STATEMENTS TO FORM 5500 The following is a reconciliation of benefits paid to participants per the financial statements to Form 5500: Year Ended December 31 1996 Benefits paid to participants per the financial statements $ 1,959,100 Less amounts allocated to withdrawing participants (7,821) ----------- Benefits paid to participants per the Form 5500 $ 1,951,279 =========== Amounts allocated to withdrawing participants are recorded on Form 5500 for benefit claims that have been processed and approved for payment prior to the reporting date but not yet paid as of that date. There were no reconciling items in 1997. * * * * * * - 10 - A.T. CROSS COMPANY PROFIT SHARING PLAN AND TRUST ITEM 27a - SCHEDULE OF ASSETS HELD FOR INVESTMENT PURPOSES JANUARY 1, 1997 (DATE OF MERGER)
(c) Description of Invesment Including Maturity Date Rate of Interest, Par Current (a)(b) Identity of Issue or Maturity Value Cost Value * Fleet National Bank of Rhode Island Face Value Money Market Deposit $3,007,680 $3,007,680 ---------- ---------- United States Government Securities: Treasury Notes and Bonds $200,000 face amount 5.50%, due September 30, 1997 201,469 199,968 $200,000 face amount, 6.25%, due February 15,20O3 198,656 199,750 $200,000 face amount, 5.875%, due February 15, 2004 203,563 194,718 $250,000 face amount, 11.75%, due February 15, 2001 246,875 300,000 $300,000 face amount, 11.875%, due November 15, 2003 302,250 391,359 $300,000 face amount, 9.375%, due February 15,2006 306,375 361,032 $500,000 face amount, 10.00%, due May 15, 2010 483,813 611,405 $3,000,000 face amount, 6.25% due January 31, 1997 3,009,922 3,001,410 $1,500,000 face amount, 6.125%, due May 31,1997 1,505,508 1,504,215 $1,000,000 face amount, 6.375%, due June 30, 1997 1,005,352 1,005,160 $1,000,000 face amount 5.875% due Ju1y 31, 1997 1,002,539 1,002,500 $1,000,000 face amount, 6.00% due August 31, 1997 1,003,906 1,002,810 Agency Bonds $500,000 face amount, 5.45%, due February 13, 1997 499,920 500,000 Treasury Bills $1,000,000 face amount, due January 16, 1997 984,910 998,070 $500,000 face amount, due February 6, 1997 490,916 497,600 $200,000 face amount, due February 20, 1997 196,243 198,650 $1,000,000 face amount, due April 10, 1997 981,138 986,280 $500,000 face amount, due May 15,1997 489,679 490,600 $1,000,000 face amount, due June 19, 1997 974,394 976,290 ---------- ---------- 14,087,428 14,421,817 ---------- ---------- Common Stocks: Automotive: Ford Motor Co. 12,000 shares 84,686 387,000 Bank: * Fleet Financial Group 7,000 shares 158,725 349,125 Beverage: Anheuser Busch Co, Inc. 4,000 shares 63,647 160,000 Pepsico, inc. 22,000 shares 45,621 643,500 Chemical: Dow Chemical Co. 5,000 shares 101,046 391,875 Computer Services: Automatic Data Processing 12,000 shares 132,875 514,500 Consumer Products: Gillette Co. 2,000 shares 94,165 155,500 Drug: Bausch & Lomb Co. 3,000 shares 91,313 105,000 Bristol Myers Squibb Co.6,000 shares 170,710 654,000 Pfizer, Inc. 10,000 shares 86,467 830,000 Electrical Equipment: General Electric Co. 4,000 shares 52,065 395,500 Food: Hershey Foods, Inc. 10,000 shares 50,110 437,500 McDonalds Corp. 14,000 shares 68,321 635,250 Sara Lee Corp. 12,000 shares 88,990 447,000 Hospital Supply: Johnson & Johnson 15,000 shares 68,138 746,250 Household Appliances: Rubbermaid, Inc. 4,000 shares 49,820 90,500 Machinery - Heavy: Caterpillar, Inc. 2,000 shares 117,790 150,500 Miscellaneous: * A.T. Cross Co. 108,865 shares (Class A) 1,821,713 1,265,556 Georgia Pacific Corp. 2,500 shares 119,110 180,000 Oil - Domestic: Atlantic Richfield Co. 3,000 shares 132,595 397,500 Oil - International: Mobil Corp. 5,000 shares 152,580 611,250 Paper: Kimberly Clark Corp. 4,000 shares 69,862 381,000 Retail Trade: Dayton-Hudson Corp. 15,000 shares 151,288 588,750 Home Depot 3,000 shares 127,860 150,375 Wal-Mart 5,000 shares 112,650 113,750 Technology: Applied Materials, Inc. 2,500 shares 88,975 89,845 Hewlett Packard Co. 1,000 shares 43,820 50,250 Intel Corp. 2,000 shares 120,125 261,876 Motorola 2,000 shares 120,990 122,500 Transportation - Air: Boeing Co. 2,000 shares 97,025 213,000 Utility - Telephone: Bell South Corp. 8,000 shares 121,890 324,000 ---------- ---------- 4,804,972 11,842,652 ---------- ---------- * Fleet National Bank of Rhode Island Face value Money Market Deposit 11,460 11,460 * Fleet National Bank of Rhode Island 17,684 shares Stable Asset Fund 176,836 176,836 * Common Stocks: A.T. Cross Company 898 shares (Class A) 17,174 12,962 ---------- ---------- 205,470 201,258 ---------- ---------- TOTAL INVESTMENTS $22,105,550$29,473,407 ====================== (Concluded) *Indicates party-in-interest to the Plan.
-14- A.T. CROSS COMPANY PROFIT SHARING PLAN AND TRUST ITEM 27d - SCHEDULE OF REPORTABLE TRANSACTIONS PERIOD ENDED JANUARY 1, 1997 (DATE OF MERGER) ______________________________________________________________________________________________________
f) Current Value of Asset on a) Identity of b) Description c) Purchase d) Selling e) Cost of Transaction g) Net Gain Party Involved of Asset Price Price Asset Date or(Loss Single Transactions in Excess of 5% of Plan Assets A.T. Cross Company Profit Sharing Plan and Trust Net assets available for benefits $ - $ - $ - $29,701,821 ** $ - Series of Transactions in Excess of 5% of Plan Assets A.T. Cross Company Profit Sharing Plan and Trust Net assets available for benefits - - - 29,701,821 ** - ** Represents the transfer of assets from the A.T. Cross Company Profit Sharing Plan and Trust to the A.T. Cross Company Defined Contribution Retirement Plan in conjunction with the merger described in Note 2 to the financial statements.
- 15 - Exhibits: Consent of Deloitte & Touche LLP to the incorporation by reference of the Plan's financial statements into Registration Statement No. 333-42915 on Form S-8. SIGNATURES The Plan. Pursuant to the requirements of the Securities Exchange Act of 1934, the trustee has duly caused this annual report to be signed on its behalf by the undersigned hereunto duly authorized. A.T. CROSS COMPANY DEFINED CONTRIBUTION RETIREMENT PLAN By: Fleet National Bank, Trustee By: JOHN J. BROSNAN John J. Brosnan Title: Assistant Vice President EX-23.1 2 EXHIBIT 23.1 D&T CONSENT Independent Auditors' Consent We consent to the incorporation by reference in Registration No. 333-42915 of A.T. Cross Company on Form S-8 of our reports dated: (a) May 29, 1998, with respect to the financial statements and schedules of the A.T. Cross Company Profit Sharing Plan and Trust (the "PS Plan"), which expressed an unqualified Opinion and includes an explanatory paragraph relating to the merger of the PS Plan into the A.T. Cross Company Defined Contribution Retirement Plan (the "DCR Plan") for the period ended January 1, 1997; and (b) May 29, 1998, with respect to the financial statements and schedules of the DCR Plan which expresses an unqualified opinion and includes an explanatory paragraph relating to the aforementioned merger for the year ended December 31, 1997. DELOITTE & TOUCHE LLP Boston, Massachusetts June 26, 1998 -----END PRIVACY-ENHANCED MESSAGE-----