1-10356 | 58-0506554 | |
(Commission File Number) | (IRS Employer Identification No.) | |
1001 Summit Blvd., Atlanta, Georgia | 30319 | |
(Address of Principal Executive Offices) | (Zip Code) |
o | Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425) |
o | Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12) |
o | Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b)) |
o | Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c)) |
ITEM 2.02. Results of Operations and Financial Condition | ||||||||
ITEM 7.01. Regulation FD Disclosure | ||||||||
ITEM 9.01. Financial Statements and Exhibits | ||||||||
SIGNATURES | ||||||||
EXHIBIT INDEX | ||||||||
EX-99.1 | ||||||||
EX-99.2 |
(c) | Exhibits | ||||
Exhibit No. | Description | ||||
99.1 | Press Release dated February 23, 2015 | ||||
99.2 | Slide Presentation |
CRAWFORD & COMPANY (Registrant) | ||||
By: | /s/ W. BRUCE SWAIN | |||
W. Bruce Swain | ||||
Executive Vice President - Chief Financial Officer | ||||
Number | Descriptions | |
99.1 | Press Release dated February 23, 2015 | |
99.2 | Slide Presentation |
• | Consolidated revenues before reimbursements between $1.16 and $1.19 billion; |
• | Consolidated operating earnings between $85.5 and $95.0 million; |
• | Consolidated cash provided by operating activities between $40.0 and $50.0 million; |
• | After special charges, net income attributable to shareholders of Crawford & Company between $29.5 and $35.0 million, or $0.57 to $0.67 diluted earnings per CRDA share, or $0.50 to $0.60 diluted earnings per CRDB share; |
• | Before special charges, net income attributable to shareholders of Crawford & Company between $39.0 and $44.5 million, or $0.75 to $0.85 diluted earnings per CRDA share, or $0.68 to $0.78 diluted earnings per CRDB share. |
Quarter ended | Year ended | ||||||||||||||||||||
December 31, 2014 | % Margin | December 31, 2013 | % Margin | December 31, 2014 | % Margin | December 31, 2013 | % Margin | ||||||||||||||
Operating Earnings: | |||||||||||||||||||||
Americas | $ | 1,551 | 2 | % | $ | 1,177 | 1 | % | $ | 23,663 | 7 | % | $ | 18,532 | 5 | % | |||||
EMEA/AP | 9,285 | 10 | % | 12,672 | 14 | % | 19,720 | 6 | % | 32,158 | 9 | % | |||||||||
Broadspire | 6,329 | 9 | % | 3,770 | 6 | % | 15,469 | 6 | % | 8,245 | 3 | % | |||||||||
Legal Settlement Administration | 4,514 | 11 | % | 8,038 | 16 | % | 22,849 | 13 | % | 46,752 | 21 | % | |||||||||
Unallocated corporate and shared costs and credits, net | (6,392 | ) | (2 | )% | (5,474 | ) | (2 | )% | (8,582 | ) | (1 | )% | (10,829 | ) | (1 | )% | |||||
Consolidated Operating Earnings | 15,287 | 5 | % | 20,183 | 7 | % | 73,119 | 6 | % | 94,858 | 8 | % | |||||||||
Deduct: | |||||||||||||||||||||
Net corporate interest expense | (1,499 | ) | (1 | )% | (1,661 | ) | (1 | )% | (6,031 | ) | (1 | )% | (6,423 | ) | (1 | )% | |||||
Stock option expense | (179 | ) | — | % | (296 | ) | — | % | (859 | ) | — | % | (948 | ) | — | % | |||||
Amortization expense | (1,595 | ) | (1 | )% | (1,602 | ) | (1 | )% | (6,341 | ) | (1 | )% | (6,385 | ) | (1 | )% | |||||
Income taxes | (8,286 | ) | (3 | )% | (5,545 | ) | (2 | )% | (28,780 | ) | (3 | )% | (29,766 | ) | (3 | )% | |||||
Net income attributable to non-controlling interests | (412 | ) | — | % | (253 | ) | — | % | (484 | ) | — | % | (358 | ) | — | % | |||||
Net income attributable to shareholders of Crawford & Company | $ | 3,316 | 1 | % | $ | 10,826 | 4 | % | $ | 30,624 | 3 | % | $ | 50,978 | 4 | % | |||||
This press release contains forward-looking statements, including statements about the financial condition, results of operations and earnings outlook of Crawford & Company. Statements, both qualitative and quantitative, that are not historical facts may be “forward-looking statements" as defined in the Private Securities Litigation Reform Act of 1995 and other federal securities laws. Forward-looking statements involve a number of risks and uncertainties that could cause actual results to differ materially from historical experience or Crawford & Company's present expectations. Accordingly, no one should place undue reliance on forward-looking statements, which speak only as of the date on which they are made. Crawford & Company does not undertake to update forward-looking statements to reflect the impact of circumstances or events that may arise or not arise after the date the forward-looking statements are made. For further information regarding Crawford & Company, including factors that could cause our actual financial condition, results or earnings to differ from those described in any forward-looking statements, please read Crawford & Company's reports filed with the SEC and available at www.sec.gov or in the Investor Relations section of Crawford & Company's website at www.crawfordandcompany.com. |
Three Months Ended December 31, | 2014 | 2013 | % Change | |||||||
Revenues: | ||||||||||
Revenues Before Reimbursements | $ | 285,455 | $ | 284,879 | — | % | ||||
Reimbursements | 20,187 | 21,841 | (8 | )% | ||||||
Total Revenues | 305,642 | 306,720 | — | % | ||||||
Costs and Expenses: | ||||||||||
Costs of Services Provided, Before Reimbursements | 215,118 | 208,393 | 3 | % | ||||||
Reimbursements | 20,187 | 21,841 | (8 | )% | ||||||
Total Costs of Services | 235,305 | 230,234 | 2 | % | ||||||
Selling, General, and Administrative Expenses | 57,900 | 58,230 | (1 | )% | ||||||
Corporate Interest Expense, Net | 1,499 | 1,661 | (10 | )% | ||||||
Total Costs and Expenses | 294,704 | 290,125 | 2 | % | ||||||
Other Income | 1,076 | 29 | nm | |||||||
Income before Income Taxes | 12,014 | 16,624 | (28 | )% | ||||||
Provision for Income Taxes | 8,286 | 5,545 | 49 | % | ||||||
Net Income | 3,728 | 11,079 | (66 | )% | ||||||
Net Income Attributable to Noncontrolling Interests | (412 | ) | (253 | ) | 63 | % | ||||
Net Income Attributable to Shareholders of Crawford & Company | $ | 3,316 | $ | 10,826 | (69 | )% | ||||
Earnings Per Share - Basic: | ||||||||||
Class A Common Stock | $ | 0.07 | $ | 0.20 | (65 | )% | ||||
Class B Common Stock | $ | 0.05 | $ | 0.19 | (74 | )% | ||||
Earnings Per Share - Diluted: | ||||||||||
Class A Common Stock | $ | 0.07 | $ | 0.20 | (65 | )% | ||||
Class B Common Stock | $ | 0.05 | $ | 0.19 | (74 | )% | ||||
Cash Dividends Per Share: | ||||||||||
Class A Common Stock | $ | 0.07 | $ | 0.05 | 40 | % | ||||
Class B Common Stock | $ | 0.05 | $ | 0.04 | 25 | % | ||||
Year Ended December 31, | 2014 | 2013 | % Change | |||||||
Revenues: | ||||||||||
Revenues Before Reimbursements | $ | 1,142,851 | $ | 1,163,445 | (2 | )% | ||||
Reimbursements | 74,112 | 89,985 | (18 | )% | ||||||
Total Revenues | 1,216,963 | 1,253,430 | (3 | )% | ||||||
Costs and Expenses: | ||||||||||
Costs of Services Provided, Before Reimbursements | 840,702 | 846,442 | (1 | )% | ||||||
Reimbursements | 74,112 | 89,985 | (18 | )% | ||||||
Total Costs of Services | 914,814 | 936,427 | (2 | )% | ||||||
Selling, General, and Administrative Expenses | 237,880 | 232,307 | 2 | % | ||||||
Corporate Interest Expense, Net | 6,031 | 6,423 | (6 | )% | ||||||
Total Costs and Expenses | 1,158,725 | 1,175,157 | (1 | )% | ||||||
Other Income | 1,650 | 2,829 | (42 | )% | ||||||
Income Before Income Taxes | 59,888 | 81,102 | (26 | )% | ||||||
Provision for Income Taxes | 28,780 | 29,766 | (3 | )% | ||||||
Net Income | 31,108 | 51,336 | (39 | )% | ||||||
Net Income Attributable to Noncontrolling Interests | (484 | ) | (358 | ) | 35 | % | ||||
Net Income Attributable to Shareholders of Crawford & Company | $ | 30,624 | $ | 50,978 | (40 | )% | ||||
Earnings Per Share - Basic: | ||||||||||
Class A Common Stock | $ | 0.58 | $ | 0.95 | (39 | )% | ||||
Class B Common Stock | $ | 0.52 | $ | 0.91 | (43 | )% | ||||
Earnings Per Share - Diluted: | ||||||||||
Class A Common Stock | $ | 0.57 | $ | 0.93 | (39 | )% | ||||
Class B Common Stock | $ | 0.52 | $ | 0.90 | (42 | )% | ||||
Cash Dividends Per Share: | ||||||||||
Class A Common Stock | $ | 0.24 | $ | 0.18 | 33 | % | ||||
Class B Common Stock | $ | 0.18 | $ | 0.14 | 29 | % | ||||
Americas | % | EMEA/AP | % | Broadspire | % | Legal Settlement Administration | % | |||||||||||||||||||||||||
2014 | 2013 | Change | 2014 | 2013 | Change | 2014 | 2013 | Change | 2014 | 2013 | Change | |||||||||||||||||||||
Revenues Before Reimbursements | $ | 85,646 | $ | 79,483 | 8 | % | $ | 90,595 | $ | 90,975 | — | % | $ | 69,184 | $ | 65,354 | 6 | % | $ | 40,030 | $ | 49,067 | (18 | )% | ||||||||
Direct Compensation, Fringe Benefits & Non-Employee Labor | 60,027 | 54,169 | 11 | % | 58,868 | 57,080 | 3 | % | 36,875 | 36,225 | 2 | % | 26,648 | 32,624 | (18 | )% | ||||||||||||||||
% of Revenues Before Reimbursements | 70 | % | 68 | % | 65 | % | 63 | % | 53 | % | 55 | % | 67 | % | 66 | % | ||||||||||||||||
Expenses Other than Reimbursements, Direct Compensation, Fringe Benefits & Non-Employee Labor | 24,068 | 24,137 | — | % | 22,442 | 21,223 | 6 | % | 25,980 | 25,359 | 2 | % | 8,868 | 8,405 | 6 | % | ||||||||||||||||
% of Revenues Before Reimbursements | 28 | % | 30 | % | 25 | % | 23 | % | 38 | % | 39 | % | 22 | % | 17 | % | ||||||||||||||||
Total Operating Expenses | 84,095 | 78,306 | 7 | % | 81,310 | 78,303 | 4 | % | 62,855 | 61,584 | 2 | % | 35,516 | 41,029 | (13 | )% | ||||||||||||||||
Operating Earnings (1) | $ | 1,551 | $ | 1,177 | 32 | % | $ | 9,285 | $ | 12,672 | (27 | )% | $ | 6,329 | $ | 3,770 | 68 | % | $ | 4,514 | $ | 8,038 | (44 | )% | ||||||||
% of Revenues Before Reimbursements | 2 | % | 1 | % | 10 | % | 14 | % | 9 | % | 6 | % | 11 | % | 16 | % |
Americas | % | EMEA/AP | % | Broadspire | % | Legal Settlement Administration | % | |||||||||||||||||||||||||
2014 | 2013 | Change | 2014 | 2013 | Change | 2014 | 2013 | Change | 2014 | 2013 | Change | |||||||||||||||||||||
Revenues Before Reimbursements | $ | 359,319 | $ | 342,240 | 5 | % | $ | 344,350 | $ | 350,164 | (2 | )% | $ | 268,890 | $ | 252,242 | 7 | % | $ | 170,292 | $ | 218,799 | (22 | )% | ||||||||
Direct Compensation, Fringe Benefits & Non-Employee Labor | 236,283 | 230,651 | 2 | % | 237,661 | 234,775 | 1 | % | 149,353 | 142,937 | 4 | % | 117,625 | 142,961 | (18 | )% | ||||||||||||||||
% of Revenues Before Reimbursements | 66 | % | 67 | % | 69 | % | 67 | % | 56 | % | 57 | % | 69 | % | 65 | % | ||||||||||||||||
Expenses Other than Reimbursements, Direct Compensation, Fringe Benefits & Non-Employee Labor | 99,373 | 93,057 | 7 | % | 86,969 | 83,231 | 4 | % | 104,068 | 101,060 | 3 | % | 29,818 | 29,086 | 3 | % | ||||||||||||||||
% of Revenues Before Reimbursements | 28 | % | 27 | % | 25 | % | 24 | % | 39 | % | 40 | % | 18 | % | 13 | % | ||||||||||||||||
Total Operating Expenses | 335,656 | 323,708 | 4 | % | 324,630 | 318,006 | 2 | % | 253,421 | 243,997 | 4 | % | 147,443 | 172,047 | (14 | )% | ||||||||||||||||
Operating Earnings (1) | $ | 23,663 | $ | 18,532 | 28 | % | $ | 19,720 | $ | 32,158 | (39 | )% | $ | 15,469 | $ | 8,245 | 88 | % | $ | 22,849 | $ | 46,752 | (51 | )% | ||||||||
% of Revenues Before Reimbursements | 7 | % | 5 | % | 6 | % | 9 | % | 6 | % | 3 | % | 13 | % | 21 | % |
* | |||||||
December 31 | December 31, | ||||||
2014 | 2013 | ||||||
ASSETS | |||||||
Current Assets: | |||||||
Cash and Cash Equivalents | $ | 52,456 | $ | 75,953 | |||
Accounts Receivable, Net | 180,096 | 160,350 | |||||
Unbilled Revenues, at Estimated Billable Amounts | 103,163 | 105,791 | |||||
Income Taxes Receivable | 2,779 | 5,150 | |||||
Prepaid Expenses and Other Current Assets | 29,089 | 22,437 | |||||
Total Current Assets | 367,583 | 369,681 | |||||
Property and Equipment | 143,273 | 155,326 | |||||
Less Accumulated Depreciation | (102,414 | ) | (109,643 | ) | |||
Net Property and Equipment | 40,859 | 45,683 | |||||
Other Assets: | |||||||
Goodwill | 131,885 | 132,777 | |||||
Intangible Assets Arising from Business Acquisitions, Net | 75,895 | 82,103 | |||||
Capitalized Software Costs, Net | 75,536 | 72,761 | |||||
Deferred Income Tax Assets | 66,927 | 61,375 | |||||
Other Noncurrent Assets | 30,634 | 25,678 | |||||
Total Other Assets | 380,877 | 374,694 | |||||
Total Assets | $ | 789,319 | $ | 790,058 | |||
LIABILITIES AND SHAREHOLDERS’ INVESTMENT | |||||||
Current Liabilities: | |||||||
Short-Term Borrowings | $ | 2,002 | $ | 35,000 | |||
Accounts Payable | 48,597 | 50,941 | |||||
Accrued Compensation and Related Costs | 82,151 | 98,656 | |||||
Self-Insured Risks | 14,491 | 13,100 | |||||
Income Taxes Payable | 2,618 | 3,476 | |||||
Deferred Income Taxes | 14,523 | 15,063 | |||||
Deferred Rent | 13,576 | 16,062 | |||||
Other Accrued Liabilities | 35,784 | 34,270 | |||||
Deferred Revenues | 45,054 | 49,950 | |||||
Current Installments of Long-Term Debt and Capital Leases | 763 | 875 | |||||
Total Current Liabilities | 259,559 | 317,393 | |||||
Noncurrent Liabilities: | |||||||
Long-Term Debt and Capital Leases, Less Current Installments | 154,046 | 101,770 | |||||
Deferred Revenues | 26,706 | 26,893 | |||||
Self-Insured Risks | 10,041 | 12,530 | |||||
Accrued Pension Liabilities | 142,343 | 102,960 | |||||
Other Noncurrent Liabilities | 17,271 | 20,979 | |||||
Total Noncurrent Liabilities | 350,407 | 265,132 | |||||
Shareholders’ Investment: | |||||||
Class A Common Stock, $1.00 Par Value | 30,497 | 29,875 | |||||
Class B Common Stock, $1.00 Par Value | 24,690 | 24,690 | |||||
Additional Paid-In Capital | 38,617 | 39,285 | |||||
Retained Earnings | 301,091 | 285,165 | |||||
Accumulated Other Comprehensive Loss | (221,958 | ) | (179,210 | ) | |||
Shareholders’ Investment Attributable to Shareholders of Crawford & Company | 172,937 | 199,805 | |||||
Noncontrolling Interests | 6,416 | 7,728 | |||||
Total Shareholders’ Investment | 179,353 | 207,533 | |||||
Total Liabilities and Shareholders' Investment | $ | 789,319 | $ | 790,058 |
2014 | 2013 | |||||||
Cash Flows From Operating Activities: | ||||||||
Net Income | $ | 31,108 | $ | 51,336 | ||||
Reconciliation of Net Income to Net Cash Used In Operating Activities: | ||||||||
Depreciation and Amortization | 37,644 | 33,903 | ||||||
Deferred Income Taxes | 15,189 | 15,625 | ||||||
Gain on Former Corporate Headquarters Property | (836 | ) | — | |||||
Stock-Based Compensation | 1,189 | 3,835 | ||||||
(Gain)/Loss on Disposals of Property and Equipment, Net | (239 | ) | 273 | |||||
Changes in Operating Assets and Liabilities, Net of Effects of Acquisitions and Dispositions: | ||||||||
Accounts Receivable, Net | (24,358 | ) | 2,102 | |||||
Unbilled Revenues, Net | (1,216 | ) | 16,528 | |||||
Accrued or Prepaid Income Taxes | 3,099 | (2,160 | ) | |||||
Accounts Payable and Accrued Liabilities | (23,100 | ) | (22,328 | ) | ||||
Deferred Revenues | (4,645 | ) | (5,895 | ) | ||||
Accrued Retirement Costs | (18,497 | ) | (22,086 | ) | ||||
Prepaid Expenses and Other Operating Activities | (8,732 | ) | 6,711 | |||||
Net Cash Provided By Operating Activities | 6,606 | 77,844 | ||||||
Cash Flows From Investing Activities: | ||||||||
Acquisitions of Property and Equipment | (12,485 | ) | (14,037 | ) | ||||
Proceeds from Disposals of Property and Equipment | 1,289 | — | ||||||
Capitalization of Computer Software Costs | (16,712 | ) | (16,976 | ) | ||||
Proceeds from Former Corporate Headquarters Property | 836 | — | ||||||
Payments for Acquisitions, Net of Cash Acquired | (3,141 | ) | (2,515 | ) | ||||
Cash Surrendered in Sale of Business | (1,554 | ) | — | |||||
Net Cash Used In Investing Activities | (31,767 | ) | (33,528 | ) | ||||
Cash Flows From Financing Activities: | ||||||||
Cash Dividends Paid | (11,717 | ) | (8,840 | ) | ||||
Payments Related to Shares Received for Withholding Taxes Under Stock-Based Compensation Plans | (2,085 | ) | (1,322 | ) | ||||
Proceeds from Shares Purchased Under Employee Stock-Based Compensation Plans | 1,270 | 1,884 | ||||||
Repurchases of Common Stock | (3,390 | ) | (3,631 | ) | ||||
Increases in Short-Term and Revolving Credit Facility Borrowings | 121,110 | 88,460 | ||||||
Payments on Short-Term and Revolving Credit Facility Borrowings | (98,821 | ) | (99,461 | ) | ||||
Payments on Capital Lease Obligations | (856 | ) | (15,823 | ) | ||||
Capitalized Loan Costs | (218 | ) | (30 | ) | ||||
Dividends Paid to Noncontrolling Interests | (761 | ) | (369 | ) | ||||
Net Cash Provided By (Used In) Financing Activities | 4,532 | (39,132 | ) | |||||
Effects of Exchange Rate Changes on Cash and Cash Equivalents | (2,868 | ) | (388 | ) | ||||
(Decrease) Increase in Cash and Cash Equivalents | (23,497 | ) | 4,796 | |||||
Cash and Cash Equivalents at Beginning of Year | 75,953 | 71,157 | ||||||
Cash and Cash Equivalents at End of Year | $ | 52,456 | $ | 75,953 |
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