EXHIBIT 3.14


                            ARTICLES OF INCORPORATION

                                       OF

                                ARBORS EAST, INC.

         The undersigned, desiring to form a corporation for profit (hereinafter
referred to as the "Corporation") in accordance with Chapter 1701 of the Ohio
Revised Code, hereinafter referred to as the "ORC") hereby states as follows:

         1.       Name. The name of the Corporation is Arbors East, Inc.

         2.       Principal Office. The place in the State of Ohio where the
principal office of the Corporation is to be located is in the City of Lima,
County of Allen.

         3.       Purpose. The purpose for which the corporation is formed is to
engage in any lawful act or activity for which corporations may be formed under
Sections 1701.01 to 1701.98, inclusive, of the ORC.

         4.       Authorized Shares. The number of shares that the Corporation
is authorized to have outstanding is Seven Hundred Fifty (750), which shall be
common shares without par value.