UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
Notice of Effectiveness
Effectiveness Date: November 7, 2008
Accession Number: 0001193125-08-226386
Submission Type: POS AM
CIK: 0000025191
Company Name: COUNTRYWIDE FINANCIAL CORP
File Number: 333-66467-01
CIK: 0000814509
Company Name: COUNTRYWIDE HOME LOANS INC
File Number: 333-66467