EXHIBIT 23.1.1

              CONSENT OF INDEPENDENT CERTIFIED PUBLIC ACCOUNTANTS

We have issued our report dated February 7, 2003, accompanying the financial
statements of Countrywide Securities Corporation appearing in the Current Report
on Form 8-K of Countrywide Financial Corporation dated March 4, 2003, which is
incorporated by reference in this Registration Statement on Form S-3 (the
"Registration Statement"). We consent to the incorporation by reference in this
Registration Statement of the aforementioned report and to the use of our name
as it appears under the caption "Experts."


GRANT THORNTON LLP



Los Angeles, California
March 13, 2003