EXHIBIT 23.2



            CONSENT OF INDEPENDENT REGISTERED PUBLIC ACCOUNTING FIRM

We have issued our report dated February 6, 2004, accompanying the financial
statements and schedules of Countrywide Securities Corporation appearing in the
Current Report on Form 8-K of Countrywide Financial Corporation dated February
27, 2004, which is incorporated by reference in this Registration Statement on
Form S-4/A (the "Registration Statement"). We consent to the incorporation by
reference in the Registration Statement of the aforementioned report and to the
use of our name as it appears under the caption "Experts."


/s/ GRANT THORNTON LLP

Los Angeles, California
August 17, 2004