FWP 1 fwp2005a-2021.txt FREE WRITING PROSPECTUS ON PS2005A-20 AND 21 Rule 433 File Nos. 333-114270 and 333-114270-03 The issuer has filed a registration statement (including a prospectus) with the U.S. Securities and Exchange Commission (SEC) for this offering. Before you invest, you should read the prospectus for this offering in that registration statement, and other documents the issuer has filed with the SEC (including any related free-writing prospectus, preliminary prospectus supplement or preliminary pricing supplement, as applicable), for more complete information about the issuer and this offering. You may get these documents, as well as the final prospectus, prospectus supplement or pricing supplement (when completed), as applicable (such preliminary and final documentation together, the Offer Documentation), for free by searching the SEC online database (EDGAR(R)) at www.sec.gov. Alternatively, you may obtain a copy of the Offer Documentation from Lehman Brothers Inc., 745 Seventh Ave., New York, NY, 10019, Attn: High Grade Fixed Income Syndicate or by calling 212 526 9664. Rule 433 File Nos. 333-114270 and 333-114270-03 The issuer has filed a registration statement (including a prospectus) with the U.S. Securities and Exchange Commission (SEC) for this offering. Before you invest, you should read the prospectus for this offering in that registration statement, and other documents the issuer has filed with the SEC (including any related free-writing prospectus, preliminary prospectus supplement or preliminary pricing supplement, as applicable), for more complete information about the issuer and this offering. You may get these documents, as well as the final prospectus, prospectus supplement or pricing supplement (when completed), as applicable (such preliminary and final documentation together, the Offer Documentation), for free by searching the SEC online database (EDGAR(R)) at www.sec.gov. Alternatively, you may obtain a copy of the Offer Documentation from Lehman Brothers Inc., 745 Seventh Ave., New York, NY, 10019, Attn: High Grade Fixed Income Syndicate or by calling 212 526 9664. Countrywide Financial Corp. $500,000,000 2yr Floating Rate Notes due 2007 Issuer: Countrywide Financial Corporation Rating: A3 / A / A Type: US MTN Principal Amount: $500,000,000 Trade Date: December 14, 2005 at 3:00 PM Settlement Date (T + 3): December 19, 2005 First Pay Date: March 19, 2006, subject to business day convention Maturity Date: December 19, 2007 Coupon Rate: 3 Month U.S. LIBOR Telerate + 17 bps Payment and Reset Dates: Quarterly on the 19th of March, June, September, and December of each year Issue Price: 100.00% Underwriting Discount: 0.10% Cusip: 22238HAV2 Common Code: 023906228 ISIN: US22238HAV24 Bookrunners (60%): Deutsche Bank Securities Inc. Lehman Brothers Inc. (Billing and Delivering) Wachovia Capital Markets, LLC Lead Manager (20%): Countrywide Securities Corporation Co-Managers (20%): Morgan Stanley & Co. Incorporated Dresdner Kleinwort Wasserstein Securities LLC Greenwich Capital Markets, Inc. SG Americas Securities, LLC Rule 433 File Nos. 333-114270 and 333-114270-03 The issuer has filed a registration statement (including a prospectus) with the U.S. Securities and Exchange Commission (SEC) for this offering. Before you invest, you should read the prospectus for this offering in that registration statement, and other documents the issuer has filed with the SEC (including any related free-writing prospectus, preliminary prospectus supplement or preliminary pricing supplement, as applicable), for more complete information about the issuer and this offering. You may get these documents, as well as the final prospectus, prospectus supplement or pricing supplement (when completed), as applicable (such preliminary and final documentation together, the Offer Documentation), for free by searching the SEC online database (EDGAR(R)) at www.sec.gov. Alternatively, you may obtain a copy of the Offer Documentation from Lehman Brothers Inc., 745 Seventh Ave., New York, NY, 10019, Attn: High Grade Fixed Income Syndicate or by calling 212 526 9664. Countrywide Financial Corp. $500,000,000 3yr Floating Rate Notes due 2008 Issuer: Countrywide Financial Corporation Rating: A3 / A / A Type: US MTN Principal Amount: $500,000,000 Trade Date: December 14, 2005 at 3:00 PM Settlement Date (T + 3): December 19, 2005 First Pay Date: March 19, 2006, subject to business day convention Maturity Date: December 19, 2008 Coupon Rate: 3 Month U.S. LIBOR Telerate + 27 bps Payment and Reset Dates: Quarterly on the 19th of March, June, September, and December of each year Issue Price: 100.00% Underwriting Discount: 0.25% Cusip: 22238HAW0 Common Code: 023906244 ISIN: US22238HAW07 Bookrunners (60%): Banc of America Securities LLC Deutsche Bank Securities Inc. Lehman Brothers Inc. (Billing and Delivering) Lead Manager (20%): Countrywide Securities Corporation Co-Managers (20%): Morgan Stanley & Co. Dresdner Kleinwort Wasserstein Securities LLC Greenwich Capital Markets, Inc. Wachovia Capital Markets, LLC