Rule 424(b)(3)
                                            File Nos. 333-82583 and 333-82583-01
PRICING SUPPLEMENT NO. 35 DATED: May 2, 2001
(To Prospectus Dated June 8, 2000, as Supplemented June 15, 2000)

                          COUNTRYWIDE HOME LOANS, INC.
                           Medium-Term Notes, Series I
                   due Nine Months or More from Date of Issue
                     Payment of Principal, Premium, if any,
              and Interest Fully and Unconditionally Guaranteed by
                       COUNTRYWIDE CREDIT INDUSTRIES, INC.
                                Fixed Rate Notes


Trade Date:                May 2, 2001                        Book Entry:    |X|
Issue Price:               100%                               Certificated:  |_|
Original Issue Date:       May 7, 2001Principal Amount:           $30,000,000.00
Stated Maturity Date:      May 7, 2002Net Proceeds:               $29,989,500.00
Interest Rate:             4.555%      Specified Currency:          U.S. Dollars


Exchange Rate Agent:       N/A

Agent:                     Countrywide Securities Corporation.

Minimum Denomination:      $1,000
Interest Payment Dates:    November 7 and May 7
     Record Dates:  October 23 and Interest payable on the Maturity Date will be
payable to the person to whom principal is payable.

Redemption:                                               Repayment:

     Check box opposite  applicable  paragraph:  Check box  opposite  applicable
paragraph:
     |X| The Notes cannot be redeemed prior to maturity. |X| The Notes cannot be
repaid prior to maturity.
     |_| The  Notes  may be  redeemed  prior to  maturity.  |_| The Notes may be
repaid prior to maturity.
     Initial Redemption Date:                          Optional Repayment Dates:
     Initial Redemption Percentage:
     Annual Redemption Percentage Reduction, if any:

Additional/Other Terms:



         The Notes to which this Pricing Supplement relates will constitute
unsecured and unsubordinated indebtedness of Countrywide Home Loans and will
rank equally with Countrywide Home Loan's other unsecured and unsubordinated
indebtedness. As of November 30, 2000, Countrywide Credit Industries did not
have any secured indebtedness outstanding, and Countrywide Home Loans had
$19,647,000 aggregate principal amount of secured indebtedness outstanding, all
of which was short-term indebtedness. As of that date, Countrywide Home Loans
had $9,966,510,000 aggregate principal amount of unsecured and unsubordinated
indebtedness outstanding, which indebtedness ranked equally with the other
unsecured and unsubordinated indebtedness of Countrywide Home Loans and will
rank equally with the Notes to which this Pricing Supplement relates.