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Proc-Type: 2001,MIC-CLEAR
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<SEC-DOCUMENT>0000025095-99-000004.txt : 19990125
<SEC-HEADER>0000025095-99-000004.hdr.sgml : 19990125
ACCESSION NUMBER:		0000025095-99-000004
CONFORMED SUBMISSION TYPE:	424B3
PUBLIC DOCUMENT COUNT:		1
FILED AS OF DATE:		19990122

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			TRUSERV CORP
		CENTRAL INDEX KEY:			0000025095
		STANDARD INDUSTRIAL CLASSIFICATION:	WHOLESALE-HARDWARE [5072]
		IRS NUMBER:				362099896
		STATE OF INCORPORATION:			DE
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		424B3
		SEC ACT:		
		SEC FILE NUMBER:	333-26727
		FILM NUMBER:		99509529

	BUSINESS ADDRESS:	
		STREET 1:		8600 WEST BRYN MAWR AVE
		CITY:			CHICAGO
		STATE:			IL
		ZIP:			60631
		BUSINESS PHONE:		773-695-5000

	MAIL ADDRESS:	
		STREET 1:		8600 W. BRYN MAWR AVENUE
		CITY:			CHICAGO
		STATE:			IL
		ZIP:			60631-3505

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	COTTER & CO
		DATE OF NAME CHANGE:	19920703
</SEC-HEADER>
<DOCUMENT>
<TYPE>424B3
<SEQUENCE>1
<TEXT>

<PAGE> 1
                     TruServ Corporation
      Variable Denomination Floating Rate Demand Notes
                              
            Supplement No.28 Dated JANUARY 21, 1999
                             to
 Prospectus Dated May 27, 1998, as heretofore supplemented
                              

  The current interest rate payable on the Company's
Variable Denomination Floating Rate Demand Notes is 4.57%.


</TEXT>
</DOCUMENT>
</SEC-DOCUMENT>
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