Consolidated Statements of Cash Flows (USD $) In Thousands, unless otherwise specified	12 Months Ended
	Dec. 31, 2013	Dec. 31, 2012	Dec. 31, 2011
Cash flows from operating activities:
Net income	$ 4,793	$ 4,529	$ 8,482
Adjustments to reconcile net income to net cash provided by operating activities:
Realized gains on sale of investments and other assets	247	(196)	(765)
Net deferred policy acquisition costs	(10,887)	(11,229)	(10,978)
Amortization of cost of customer relationships acquired	2,408	2,467	2,998
Decrease in fair value of warrants	0	(451)	(1,136)
Depreciation	1,257	1,233	1,057
Amortization of premiums and discounts on investments	8,916	6,082	4,207
Deferred federal income tax expense (benefit)	(3,733)	(2,159)	(1,776)
Change in:
Accrued investment income	(1,947)	(2,517)	(354)
Reinsurance recoverable	5,257	(89)	167
Due premiums	(682)	(1,358)	(632)
Future policy benefit reserves	69,933	66,394	57,999
Other policyholders' liabilities	3,820	5,200	2,761
Federal income tax receivable	860	631	1,013
Commissions payable and other liabilities	732	516	1,408
Other, net	440	217	(170)
Net cash provided by operating activities	81,414	69,270	64,281
Cash flows from investing activities:
Sale of fixed maturities, available-for-sale	316	576	0
Maturities and calls of fixed maturities, available-for-sale	54,273	156,863	199,730
Maturities and calls of fixed maturities, held-to-maturity	38,413	169,880	83,611
Purchase of fixed maturities, available-for-sale	(105,827)	(220,401)	(110,356)
Purchase of fixed maturities, held-to-maturity	(75,365)	(145,770)	(230,985)
Sale of equity securities, available-for-sale	5,996	2,855	7,504
Calls of equity securities, available-for-sale	500	920	682
Purchase of equity securities, available-for-sale	0	(10,000)	(32,504)
Principal payments on mortgage loans	838	48	48
Increase in policy loans, net	(5,875)	(3,903)	(3,480)
Sale of other long-term investments	2	5	5
Purchase of other long-term investments	(86)	(116)	(33)
Purchase of property and equipment	(393)	(619)	(1,800)
Sale of property and equipment	0	0	2
Maturity of short-term investments	2,872	2,000	0
Purchase of short-term investments	(531)	(2,378)	(2,048)
Proceeds from assumption reinsurance agreement	0	0	4,550
Net cash used in investing activities	(84,867)	(50,040)	(85,074)
Cash flows from financing activities:
Warrants exercised	0	822	1,843
Annuity deposits	6,296	7,030	6,380
Annuity withdrawals	(4,549)	(4,038)	(3,898)
Net cash provided by financing activities	1,747	3,814	4,325
Net increase (decrease) in cash and cash equivalents	(1,706)	23,044	(16,468)
Cash and cash equivalents at beginning of year	56,299	33,255	49,723
Cash and cash equivalents at end of year	54,593	56,299	33,255
Cash paid during the period for income taxes, net	$ 5,011	$ 3,036	$ 3,612