Segment Information (Details) (USD $) In Thousands, unless otherwise specified	3 Months Ended
	Mar. 31, 2013	Mar. 31, 2012
Segment Reporting Information [Line Items]
Number of reportable segments	3
Premiums	$ 40,940	$ 39,096
Net investment income	8,389	7,577
Realized investment gains, net	31	98
Decrease in fair value of warrants	0	36
Other income	186	98
Total revenue	49,546	46,905
Claims and surrenders	14,806	14,754
Increase in future policy benefit reserves	16,959	14,141
Policyholders' dividends	2,074	1,874
Total insurance benefits paid or provided	33,839	30,769
Commissions	9,058	8,664
Other general expenses	6,699	6,616
Capitalization of deferred policy acquisition costs	(6,362)	(5,939)
Amortization of deferred policy acquisition costs	4,626	4,126
Amortization of cost of customer relationships acquired	578	576
Total benefits and expenses	48,438	44,812
Income (loss) before income tax expense	1,108	2,093
Life Insurance Segment [Member]
Segment Reporting Information [Line Items]
Premiums	30,117	28,169
Net investment income	4,904	4,158
Realized investment gains, net	0	2
Decrease in fair value of warrants		0
Other income	63	57
Total revenue	35,084	32,386
Claims and surrenders	9,338	9,927
Increase in future policy benefit reserves	16,042	13,218
Policyholders' dividends	2,059	1,862
Total insurance benefits paid or provided	27,439	25,007
Commissions	5,579	5,022
Other general expenses	2,852	2,920
Capitalization of deferred policy acquisition costs	(5,086)	(4,512)
Amortization of deferred policy acquisition costs	3,985	3,651
Amortization of cost of customer relationships acquired	167	209
Total benefits and expenses	34,936	32,297
Income (loss) before income tax expense	148	89
Home Service Insurance Segment [Member]
Segment Reporting Information [Line Items]
Premiums	10,823	10,927
Net investment income	3,180	3,155
Realized investment gains, net	30	87
Decrease in fair value of warrants		0
Other income	90	6
Total revenue	14,123	14,175
Claims and surrenders	5,468	4,827
Increase in future policy benefit reserves	917	923
Policyholders' dividends	15	12
Total insurance benefits paid or provided	6,400	5,762
Commissions	3,479	3,642
Other general expenses	3,266	2,964
Capitalization of deferred policy acquisition costs	(1,276)	(1,427)
Amortization of deferred policy acquisition costs	641	475
Amortization of cost of customer relationships acquired	411	367
Total benefits and expenses	12,921	11,783
Income (loss) before income tax expense	1,202	2,392
Other Non-Insurance Enterprise Segment [Member]
Segment Reporting Information [Line Items]
Premiums	0	0
Net investment income	305	264
Realized investment gains, net	1	9
Decrease in fair value of warrants		36
Other income	33	35
Total revenue	339	344
Claims and surrenders	0	0
Increase in future policy benefit reserves	0	0
Policyholders' dividends	0	0
Total insurance benefits paid or provided	0	0
Commissions	0	0
Other general expenses	581	732
Capitalization of deferred policy acquisition costs	0	0
Amortization of deferred policy acquisition costs	0	0
Amortization of cost of customer relationships acquired	0	0
Total benefits and expenses	581	732
Income (loss) before income tax expense	$ (242)	$ (388)