Consolidated Statements of Cash Flows (Unaudited) (USD $) In Thousands, unless otherwise specified	9 Months Ended
	Sep. 30, 2012	Sep. 30, 2011
Cash flows from operating activities:
Net income	$ 4,826	$ 6,684
Adjustments to reconcile net income to net cash provided by (used in) operating activities:
Realized gains on sale of investments and other assets	(1,107)	(41)
Net deferred policy acquisition costs	(7,837)	(8,056)
Amortization of cost of customer relationships acquired	1,834	2,113
Decrease in fair value of warrants	(314)	(1,454)
Depreciation	915	753
Amortization of premiums and discounts on investments	4,115	3,208
Deferred federal income tax benefit	(2,232)	(870)
Change in:
Accrued investment income	(2,391)	(1,032)
Reinsurance recoverable	334	(161)
Due premiums	(524)	730
Future policy benefit reserves	47,530	39,308
Other policyholders' liabilities	3,025	1,747
Federal income tax receivable	2,089	1,570
Commissions payable and other liabilities	(1,823)	(269)
Other, net	(846)	(668)
Net cash provided by operating activities	47,594	43,562
Cash flows from investing activities:
Sale of fixed maturities, available-for-sale	503	0
Maturities and calls of fixed maturities, available-for-sale	125,622	127,342
Maturities and calls of fixed maturities, held-to-maturity	154,630	52,900
Purchase of fixed maturities, available-for-sale	(184,728)	(82,184)
Purchase of fixed maturities, held-to-maturity	(138,756)	(104,466)
Sale of equity securities, available-for-sale	2,856	0
Calls of equity securities, available-for-sale	820	682
Purchase of equity securities, available-for-sale	0	(25,000)
Principal payments on mortgage loans	36	36
Increase in policy loans, net	(3,694)	(2,464)
Sale of other long-term investments	4	5
Purchase of other long-term investments	(116)	(25)
Sale of property and equipment	0	2
Purchase of property and equipment	(402)	(1,662)
Maturity of short-term investments	2,000	0
Purchase of short-term investments	(2,378)	(2,066)
Proceeds from assumption reinsurance agreement	0	4,550
Net cash used in investing activities	(43,603)	(32,350)
Cash flows from financing activities:
Warrants exercised	822	1,791
Annuity deposits	4,769	4,818
Annuity withdrawals	(3,007)	(3,119)
Net cash provided by financing activities	2,584	3,490
Net increase in cash and cash equivalents	6,575	14,702
Cash and cash equivalents at beginning of year	33,255	49,723
Cash and cash equivalents at end of period	39,830	64,425
Supplemental Disclosures of Operation Activities
Cash paid during the period for income taxes, net	$ 1,794	$ 2,267