Segment Information (Details) (USD $) In Thousands, unless otherwise specified	3 Months Ended		9 Months Ended
	Sep. 30, 2012	Sep. 30, 2011	Sep. 30, 2012	Sep. 30, 2011
Segment Reporting Information [Line Items]
Number of reportable segments			3
Premiums	$ 42,952	$ 40,299	$ 123,644	$ 117,413
Net investment income	8,114	7,478	23,303	22,281
Realized investment gains, net	763	35	1,107	41
Decrease in fair value of warrants	241	239	314	1,454
Other income	112	282	321	509
Total revenue	52,182	48,333	148,689	141,698
Claims and surrenders	15,627	14,803	46,490	44,587
Increase in future policy benefit reserves	16,901	14,365	47,793	39,683
Policyholders' dividends	2,600	2,169	6,755	5,751
Total insurance benefits paid or provided	35,128	31,337	101,038	90,021
Commissions	9,769	9,224	28,164	28,226
Other general expenses	6,055	6,642	19,013	19,743
Capitalization of deferred policy acquisition costs	(7,547)	(6,531)	(20,530)	(20,536)
Amortization of deferred policy acquisition costs	4,134	4,171	12,693	12,480
Amortization of cost of customer relationships acquired	598	708	1,834	2,113
Total benefits and expenses	48,137	45,551	142,212	132,047
Income (loss) before income tax expense	4,045	2,782	6,477	9,651
Life Insurance Segment [Member]
Segment Reporting Information [Line Items]
Premiums	31,876	29,491	90,646	85,027
Net investment income	4,538	4,094	12,949	12,019
Realized investment gains, net	720	25	909	29
Decrease in fair value of warrants	0	0	0	0
Other income	56	240	188	404
Total revenue	37,190	33,850	104,692	97,479
Claims and surrenders	10,213	9,834	30,912	29,691
Increase in future policy benefit reserves	16,058	13,133	45,477	36,957
Policyholders' dividends	2,395	2,152	6,525	5,696
Total insurance benefits paid or provided	28,666	25,119	82,914	72,344
Commissions	6,115	5,516	17,127	16,916
Other general expenses	2,622	2,875	7,953	8,614
Capitalization of deferred policy acquisition costs	(6,090)	(5,026)	(16,109)	(15,763)
Amortization of deferred policy acquisition costs	3,358	3,431	10,758	10,743
Amortization of cost of customer relationships acquired	164	206	557	705
Total benefits and expenses	34,835	32,121	103,200	93,559
Income (loss) before income tax expense	2,355	1,729	1,492	3,920
Home Service Insurance Segment [Member]
Segment Reporting Information [Line Items]
Premiums	11,076	10,808	32,998	32,386
Net investment income	3,273	3,178	9,503	9,690
Realized investment gains, net	43	4	170	6
Decrease in fair value of warrants	0	0	0	0
Other income	5	6	17	20
Total revenue	14,397	13,996	42,688	42,102
Claims and surrenders	5,414	4,969	15,578	14,896
Increase in future policy benefit reserves	843	1,232	2,316	2,726
Policyholders' dividends	205	17	230	55
Total insurance benefits paid or provided	6,462	6,218	18,124	17,677
Commissions	3,654	3,708	11,037	11,310
Other general expenses	2,962	3,126	8,932	9,167
Capitalization of deferred policy acquisition costs	(1,457)	(1,505)	(4,421)	(4,773)
Amortization of deferred policy acquisition costs	776	740	1,935	1,737
Amortization of cost of customer relationships acquired	434	502	1,277	1,408
Total benefits and expenses	12,831	12,789	36,884	36,526
Income (loss) before income tax expense	1,566	1,207	5,804	5,576
Other Non-Insurance Enterprise Segment [Member]
Segment Reporting Information [Line Items]
Premiums	0	0	0	0
Net investment income	303	206	851	572
Realized investment gains, net	0	6	28	6
Decrease in fair value of warrants	241	239	314	1,454
Other income	51	36	116	85
Total revenue	595	487	1,309	2,117
Claims and surrenders	0	0	0	0
Increase in future policy benefit reserves	0	0	0	0
Policyholders' dividends	0	0	0	0
Total insurance benefits paid or provided	0	0	0	0
Commissions	0	0	0	0
Other general expenses	471	641	2,128	1,962
Capitalization of deferred policy acquisition costs	0	0	0	0
Amortization of deferred policy acquisition costs	0	0	0	0
Amortization of cost of customer relationships acquired	0	0	0	0
Total benefits and expenses	471	641	2,128	1,962
Income (loss) before income tax expense	$ 124	$ (154)	$ (819)	$ 155