Segment Information (Tables)

9 Months Ended

Sep. 30, 2012

Segment Reporting Information [Line Items]

Schedule of Segment Reporting Information, by Segment [Table Text Block]

The Company has no reportable differences between segments and consolidated operations.

	Three Months Ended
	September 30, 2012
	Life Insurance			Home Service Insurance		Other Non-Insurance Enterprises	Consolidated
	(In thousands)
Revenues:
Premiums	$	31,876		11,076		—	42,952
Net investment income	4,538			3,273		303	8,114
Realized investment gains, net	720			43		—	763
Decrease in fair value of warrants	—			—		241	241
Other income	56			5		51	112
Total revenue	37,190			14,397		595	52,182
Benefits and expenses:
Insurance benefits paid or provided:
Claims and surrenders	10,213			5,414		—	15,627
Increase in future policy benefit reserves	16,058			843		—	16,901
Policyholders' dividends	2,395			205		—	2,600
Total insurance benefits paid or provided	28,666			6,462		—	35,128
Commissions	6,115			3,654		—	9,769
Other general expenses	2,622			2,962		471	6,055
Capitalization of deferred policy acquisition costs	(6,090		)	(1,457	)	—	(7,547	)
Amortization of deferred policy acquisition costs	3,358			776		—	4,134
Amortization of cost of customer relationships acquired	164			434		—	598
Total benefits and expenses	34,835			12,831		471	48,137
Income before income tax expense	$	2,355		1,566		124	4,045

	Nine Months Ended
	September 30, 2012
	Life Insurance			Home Service Insurance		Other Non-Insurance Enterprises		Consolidated
	(In thousands)
Revenues:
Premiums	$	90,646		32,998		—		123,644
Net investment income	12,949			9,503		851		23,303
Realized investment gains, net	909			170		28		1,107
Decrease in fair value of warrants	—			—		314		314
Other income	188			17		116		321
Total revenue	104,692			42,688		1,309		148,689
Benefits and expenses:
Insurance benefits paid or provided:
Claims and surrenders	30,912			15,578		—		46,490
Increase in future policy benefit reserves	45,477			2,316		—		47,793
Policyholders' dividends	6,525			230		—		6,755
Total insurance benefits paid or provided	82,914			18,124		—		101,038
Commissions	17,127			11,037		—		28,164
Other general expenses	7,953			8,932		2,128		19,013
Capitalization of deferred policy acquisition costs	(16,109		)	(4,421	)	—		(20,530	)
Amortization of deferred policy acquisition costs	10,758			1,935		—		12,693
Amortization of cost of customer relationships acquired	557			1,277		—		1,834
Total benefits and expenses	103,200			36,884		2,128		142,212
Income (loss) before income tax expense	$	1,492		5,804		(819	)	6,477

	Three Months Ended
	September 30, 2011
	Life Insurance			Home Service Insurance		Other Non-Insurance Enterprises		Consolidated
	(In thousands)
Revenues:
Premiums	$	29,491		10,808		—		40,299
Net investment income	4,094			3,178		206		7,478
Realized investment gains, net	25			4		6		35
Decrease in fair value of warrants	—			—		239		239
Other income	240			6		36		282
Total revenue	33,850			13,996		487		48,333
Benefits and expenses:
Insurance benefits paid or provided:
Claims and surrenders	9,834			4,969		—		14,803
Increase in future policy benefit reserves	13,133			1,232		—		14,365
Policyholders' dividends	2,152			17		—		2,169
Total insurance benefits paid or provided	25,119			6,218		—		31,337
Commissions	5,516			3,708		—		9,224
Other general expenses	2,875			3,126		641		6,642
Capitalization of deferred policy acquisition costs	(5,026		)	(1,505	)	—		(6,531	)
Amortization of deferred policy acquisition costs	3,431			740		—		4,171
Amortization of cost of customer relationships acquired	206			502		—		708
Total benefits and expenses	32,121			12,789		641		45,551
Income (loss) before income tax expense	$	1,729		1,207		(154	)	2,782

	Nine Months Ended
	September 30, 2011
	Life Insurance			Home Service Insurance		Other Non-Insurance Enterprises	Consolidated
	(In thousands)
Revenues:
Premiums	$	85,027		32,386		—	117,413
Net investment income	12,019			9,690		572	22,281
Realized investment gains, net	29			6		6	41
Decrease in fair value of warrants	—			—		1,454	1,454
Other income	404			20		85	509
Total revenue	97,479			42,102		2,117	141,698
Benefits and expenses:
Insurance benefits paid or provided:
Claims and surrenders	29,691			14,896		—	44,587
Increase in future policy benefit reserves	36,957			2,726		—	39,683
Policyholders' dividends	5,696			55		—	5,751
Total insurance benefits paid or provided	72,344			17,677		—	90,021
Commissions	16,916			11,310		—	28,226
Other general expenses	8,614			9,167		1,962	19,743
Capitalization of deferred policy acquisition costs	(15,763		)	(4,773	)	—	(20,536	)
Amortization of deferred policy acquisition costs	10,743			1,737		—	12,480
Amortization of cost of customer relationships acquired	705			1,408		—	2,113
Total benefits and expenses	93,559			36,526		1,962	132,047
Income before income tax expense	$	3,920		5,576		155	9,651