Segment Information (Details) (USD $) In Thousands, unless otherwise specified	3 Months Ended		6 Months Ended
	Jun. 30, 2012	Jun. 30, 2011	Jun. 30, 2012	Jun. 30, 2011
Segment Reporting Information [Line Items]
Number of reportable segments			3
Premiums	$ 41,596	$ 39,886	$ 80,692	$ 77,114
Net investment income	7,612	7,503	15,189	14,803
Realized investment gains, net	246	(13)	344	6
Decrease in fair value of warrants	37	816	73	1,215
Other income	111	104	209	227
Total revenue	49,602	48,296	96,507	93,365
Claims and surrenders	16,109	14,905	30,863	29,784
Increase in future policy benefit reserves	16,751	13,000	30,892	25,318
Policyholders' dividends	2,281	1,920	4,155	3,582
Total insurance benefits paid or provided	35,141	29,825	65,910	58,684
Commissions	9,731	9,930	18,395	19,002
Other general expenses	6,342	6,698	12,958	13,101
Capitalization of deferred acquisition costs	(7,044)	(7,364)	(12,983)	(14,005)
Amortization of deferred policy acquisition costs	4,433	4,071	8,559	8,309
Amortization of cost of customer relationships acquired	660	758	1,236	1,405
Total benefits and expenses	49,263	43,918	94,075	86,496
Income (loss) before income tax expense	339	4,378	2,432	6,869
Life Insurance Segment [Member]
Segment Reporting Information [Line Items]
Premiums	30,601	29,016	58,770	55,536
Net investment income	4,253	4,058	8,411	7,925
Realized investment gains, net	187	4	189	4
Decrease in fair value of warrants	0	0	0	0
Other income	75	77	132	164
Total revenue	35,116	33,155	67,502	63,629
Claims and surrenders	10,772	10,456	20,699	19,857
Increase in future policy benefit reserves	16,201	12,015	29,419	23,824
Policyholders' dividends	2,268	1,901	4,130	3,544
Total insurance benefits paid or provided	29,241	24,372	54,248	47,225
Commissions	5,990	6,058	11,012	11,400
Other general expenses	2,411	2,885	5,331	5,739
Capitalization of deferred acquisition costs	(5,507)	(5,672)	(10,019)	(10,737)
Amortization of deferred policy acquisition costs	3,749	3,660	7,400	7,312
Amortization of cost of customer relationships acquired	184	283	393	499
Total benefits and expenses	36,068	31,586	68,365	61,438
Income (loss) before income tax expense	(952)	1,569	(863)	2,191
Home Service Insurance Segment [Member]
Segment Reporting Information [Line Items]
Premiums	10,995	10,870	21,922	21,578
Net investment income	3,075	3,275	6,230	6,512
Realized investment gains, net	40	(17)	127	2
Decrease in fair value of warrants	0	0	0	0
Other income	6	6	12	14
Total revenue	14,116	14,134	28,291	28,106
Claims and surrenders	5,337	4,449	10,164	9,927
Increase in future policy benefit reserves	550	985	1,473	1,494
Policyholders' dividends	13	19	25	38
Total insurance benefits paid or provided	5,900	5,453	11,662	11,459
Commissions	3,741	3,872	7,383	7,602
Other general expenses	3,006	3,066	5,970	6,041
Capitalization of deferred acquisition costs	(1,537)	(1,692)	(2,964)	(3,268)
Amortization of deferred policy acquisition costs	684	411	1,159	997
Amortization of cost of customer relationships acquired	476	475	843	906
Total benefits and expenses	12,270	11,585	24,053	23,737
Income (loss) before income tax expense	1,846	2,549	4,238	4,369
Other Non-Insurance Enterprise Segment [Member]
Segment Reporting Information [Line Items]
Premiums	0	0	0	0
Net investment income	284	170	548	366
Realized investment gains, net	19	0	28	0
Decrease in fair value of warrants	37	816	73	1,215
Other income	30	21	65	49
Total revenue	370	1,007	714	1,630
Claims and surrenders	0	0	0	0
Increase in future policy benefit reserves	0	0	0	0
Policyholders' dividends	0	0	0	0
Total insurance benefits paid or provided	0	0	0	0
Commissions	0	0	0	0
Other general expenses	925	747	1,657	1,321
Capitalization of deferred acquisition costs	0	0	0	0
Amortization of deferred policy acquisition costs	0	0	0	0
Amortization of cost of customer relationships acquired	0	0	0	0
Total benefits and expenses	925	747	1,657	1,321
Income (loss) before income tax expense	$ (555)	$ 260	$ (943)	$ 309