Consolidated Statements of Operations (Unaudited) (USD $) In Thousands, except Per Share data	3 Months Ended		9 Months Ended
	Sep. 30, 2011	Sep. 30, 2010	Sep. 30, 2011	Sep. 30, 2010
Premiums:
Life insurance	$ 38,639	$ 36,433	$ 112,481	$ 105,114
Accident and health insurance	383	392	1,151	1,215
Property insurance	1,277	1,230	3,781	3,592
Net investment income	7,693	7,272	22,924	23,896
Realized investment gains (losses), net	35	(103)	41	648
Decrease in fair value of warrants	239	128	1,454	380
Other income	282	103	509	602
Total revenues	48,548	45,455	142,341	135,447
Insurance benefits paid or provided:
Claims and surrenders	14,803	15,739	44,587	46,410
Increase in future policy benefit reserves	14,365	11,398	39,683	30,726
Policyholders' dividends	2,169	1,977	5,751	5,324
Total insurance benefits paid or provided	31,337	29,114	90,021	82,460
Commissions	9,224	9,229	28,226	26,385
Other general expenses	6,857	6,587	20,386	20,562
Capitalization of deferred policy acquisition costs	(7,121)	(6,973)	(22,170)	(19,946)
Amortization of deferred policy acquisition costs	4,500	3,800	13,249	13,962
Amortization of cost of customer relationships acquired	708	719	2,113	2,311
Total benefits and expenses	45,505	42,476	131,825	125,734
Income before federal income tax	3,043	2,979	10,516	9,713
Federal income tax expense	820	1,313	3,270	3,257
Net income	$ 2,223	$ 1,666	$ 7,246	$ 6,456
Common Class A [Member]
Per Share Amounts:
Basic earnings per share of common stock (in dollars per share)	$ 0.05	$ 0.03	$ 0.15	$ 0.13
Diluted earnings per share of common stock (in dollars per share)	$ 0.05	$ 0.03	$ 0.15	$ 0.13
Common Class B [Member]
Per Share Amounts:
Basic earnings per share of common stock (in dollars per share)	$ 0.02	$ 0.02	$ 0.07	$ 0.07
Diluted earnings per share of common stock (in dollars per share)	$ 0.02	$ 0.02	$ 0.07	$ 0.07