Consolidated Statements of Operations (Unaudited) (USD $) In Thousands, except Per Share data	3 Months Ended		6 Months Ended
	Jun. 30, 2011	Jun. 30, 2010	Jun. 30, 2011	Jun. 30, 2010
Premiums:
Life insurance	$ 38,231	$ 35,085	$ 73,842	$ 68,681
Accident and health insurance	396	409	768	823
Property insurance	1,259	1,182	2,504	2,362
Net investment income	7,717	8,275	15,231	16,624
Realized investment gains (losses), net	(13)	692	6	751
Decrease in fair value of warrants	816	366	1,215	252
Other income	104	151	227	499
Total revenues	48,510	46,160	93,793	89,992
Insurance benefits paid or provided:
Claims and surrenders	14,905	15,094	29,784	30,671
Increase in future policy benefit reserves	13,000	9,783	25,318	19,328
Policyholders' dividends	1,920	1,777	3,582	3,347
Total insurance benefits paid or provided	14,905	15,094	29,784	30,671
Commissions	9,930	9,028	19,002	17,156
Other general expenses	6,919	7,122	13,529	13,975
Capitalization of deferred policy acquisition costs	(7,884)	(6,978)	(15,049)	(12,973)
Amortization of deferred policy acquisition costs	4,229	5,218	8,749	10,162
Amortization of cost of customer relationships acquired	751	754	1,405	1,592
Total benefits and expenses	43,770	41,798	86,320	83,258
Income before federal income tax	4,740	4,362	7,473	6,734
Federal income tax expense (benefit)	1,497	1,177	2,450	1,944
Net income (loss)	$ 3,243	$ 3,185	$ 5,023	$ 4,790
Common Class A [Member]
Per Share Amounts:
Basic earnings per share of common stock (in dollars per share)	$ 0.07	$ 0.07	$ 0.10	$ 0.10
Diluted earnings per share of common stock (in dollars per share)	$ 0.07	$ 0.07	$ 0.08	$ 0.10
Common Class B [Member]
Per Share Amounts:
Basic earnings per share of common stock (in dollars per share)	$ 0.03	$ 0.03	$ 0.05	$ 0.05
Diluted earnings per share of common stock (in dollars per share)	$ 0.03	$ 0.03	$ 0.04	$ 0.05