8-K

UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

FORM 8-K

CURRENT REPORT
Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934

Date of Report (Date of earliest event reported): February 18, 2011

CITIZENS, INC.
(Exact name of registrant as specified in its charter)

COLORADO	0-16509	84-0755371
(State or other Jurisdiction of Incorporation)	(Commission File Number)	(IRS Employer Identification No.)

400 East Anderson Lane Austin, Texas	78752
(Address of Principal Executive Offices)	(Zip Code)

Registrant’s telephone number, including area code: (512) 837-7100

Not Applicable

(Former name or former address if changed since last report.)

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:

o Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

o Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

o Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

o Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

TABLE OF CONTENTS

Item 8.01 Other Events	1
Item 9.01 Financial Statements and Exhibits	1
Signature	2
Exhibit Index	3
Ex - 99.8 News Release issued by Citizens, Inc. on February 18, 2011

SECTION 8 — OTHER EVENTS

Item 8.01 Other Events.

On February 18, 2011, Citizens, Inc. (“Citizens”) issued a news release (the “Release”) reporting that it will release 2010 year-end earnings on Thursday, March 10, 2011. Citizens also announced that it would hold a conference call to discuss its 2010 year-end operating results at 10 a.m. Central Standard Time on Friday, March 11, 2011. A copy of the Release is included as Exhibit 99.8 to this Current Report on Form 8-K and incorporated herein by reference.

The information in this report is being furnished, not filed, for purposes of Section 18 of the Securities Exchange Act of 1934, as amended, and pursuant to Item 2.02 of Form 8-K will not be incorporated by reference into any filing under the Securities Act of 1933, as amended, unless specifically identified therein as being incorporated therein by reference.

Item 9.01 Financial Statements and Exhibits

(d)	Exhibits:
99.8	News Release issued by Citizens, Inc. on February 18, 2011.

1

SIGNATURE

Pursuant to the requirements of the Securities Exchange Act of 1934, the Registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

CITIZENS, INC
By:	/s/ Rick D. Riley
	Rick D. Riley, Vice Chairman and President

Date: February 18, 2011

2

EXHIBIT INDEX

Exhibit No.		Description
	99.8	News Release issued by Citizens, Inc. on February 18, 2011

3

EX-99.8

Exhibit 99.8

FOR FURTHER INFORMATION CONTACT:
Heather Wietzel
InsuranceIR LLC
(513) 252-8259
PR@citizensinc.com

FOR IMMEDIATE RELEASE
February 18, 2011

Citizens, Inc. Schedules Full-Year 2010 Reporting
• News release on results planned for Thursday, March 10, 2011
• Investor conference call scheduled for Friday, March 11, 2011, at 10:00 a.m. CST

AUSTIN, TEXAS (February 18, 2011) — Citizens, Inc. (NYSE: CIA) announced today its anticipated schedule for fourth-quarter and full-year 2010 reporting.

On Thursday, March 10, 2011, Citizens plans to issue its news release regarding full-year 2010 results. On Friday, March 11, 2011, Citizens will host a conference call to discuss operating results at 10:00 a.m. Central Standard Time. The conference call will be hosted by Rick D. Riley, Vice Chairman and President, Kay Osbourn, Chief Financial Officer, and other members of the Company’s management team.

To participate in the Citizens, Inc. conference call, please dial (888) 674-0222 and ask to join the Citizens, Inc. call. It is recommended you dial in three to five minutes before the call is scheduled to begin. A recording of the conference call will be available on Citizens’ website at www.citizensinc.com in the Investor Information section under News Release & Publications following the call.

Citizens, Inc. is a financial services company listed on the New York Stock Exchange under the symbol CIA. The Company utilizes a three-pronged strategy for growth based upon worldwide sales of U.S. Dollar-denominated whole life cash value insurance policies, life insurance product sales in the U.S. and the acquisition of other U.S.-based life insurance companies.